50 Most Viewed
"Finance" Articles of All-Time

1	Using a 401K Loan to Stop Foreclosure Written by: Daniel Lamaute | Distributed: 2008-02-11 | Word Count: 465 | Page Views: 5590 | Votes: 14 | Rating: 2.29 A bankruptcy or foreclosure can cripple one's ability to obtain decent credit for many years. In addition, some employers and landlords won't hire or rent to a candidate with terrible credit history. Thus, it is a good idea to discuss all options with a financial planner before ending in bankruptcy or foreclosure.
2	Why Over 3,000 US Companies Have Chosen the Frankfurt Stock Exchange to Go Public Written by: Ron Crowe | Distributed: 2008-07-31 | Word Count: 786 | Page Views: 4011 | Votes: 13 | Rating: 2.38 The Frankfurt Stock Exchange, one of the world's largest trading centers for securities, has over 3,000 United States companies listed. North American and other foreign companies are choosing Europe, over the United States, to go public because of the punishing Sarbanes Oxley Act introduced in the United States in 2002.
3	A Better Way To Sell A Structured Settlement - Via Auction Written by: Clayton Frantz | Distributed: 2007-11-30 | Word Count: 1342 | Page Views: 3836 | Votes: 8 | Rating: 2.75 Structured settlements were introduced in Canada and the United States in the 1970's. They were introduced as an alternative to lump sum payments, common in insurance settlements and lottery winnings. In the decades since, they have also been accepted as legal financial instruments in England and Australia. In a nutshell, a structured settlement by legal definition is a statutory agreement to pay a specified sum of money over a period of time, on a payment system.
4	Advantages and Disadvantages of Individual and Group Health Insurance Written by: Kevin Kielty | Distributed: 2009-04-01 | Word Count: 639 | Page Views: 2881 | Votes: 9 | Rating: 2.78 The cost of individual and group health insurance coverage varies greatly as does the type of coverage they both offer. Making the switch can bring some surprises.
5	How to Hide Assets Written by: Rocco Beatrice | Distributed: 2007-01-19 | Word Count: 507 | Page Views: 2714 | Votes: 6 | Rating: 1.00 How to hide your assets by repositioning your assets through an irrevocable trust with an independent trustee.
6	The Good, the Bad, and the Ugly: Why Your Broker May Not Be Recommending The Most Competitive Annuity Written by: Tom Hamlin | Distributed: 2006-05-12 | Word Count: 1036 | Page Views: 2607 | Votes: 10 | Rating: 2.90 There are over two thousand life insurance companies offering over fifteen thousand different annuities, and they run the gamut from horrific (I wouldn't offer it to an enemy) to outstanding...
7	Identity Theft: The New Threat to Your Credit Written by: Josh Pike | Distributed: 2006-08-24 | Word Count: 363 | Page Views: 2459 | Votes: 8 | Rating: 4.00 When we think of thieves, images of burglars creeping into homes and apartments come to mind. However, there are new thieves that can take much more than your money or possessions. If your personal information falls into the hands of an identity thief, your credit and finances can be ruined.
8	Micro Lending: Find Your Voice And Inspire Others To Find Theirs Written by: Robert Thornton | Distributed: 2008-04-23 | Word Count: 748 | Page Views: 2438 | Votes: 7 | Rating: 2.57 Many, many thousands of people in the third world have achieved economic independence through the pioneering work of internationally revered Nobel prizewinner Muhammad Yunus. As the founder of the Grameen Bank, the world's first lending institution to focus solely on providing unsecured start-up capital for the working poor, Professor Yunus has gained world-wide recognition and a slew of awards for his extraordinarily effective efforts.
9	9 Questions To Answer Before You Prepay Your Home Mortgage Written by: Frank Oakerson | Distributed: 2006-08-02 | Word Count: 1257 | Page Views: 2411 | Votes: 12 | Rating: 2.25 We are all different. At different times in our lives we have different goals and needs. You can ask different experts in financial planning, Texas mortgage brokers, and your banker "should I prepay on my home mortgage?" and you will get answers from "that is the greatest idea" to "that will be the worst financial mistake you will ever make". So what is a person to do? Let us look at 9 things you need to consider and have answered before you "prepay your home mortgage".
10	Protecting Assets from Nursing Home Costs Written by: Rocco Beatrice | Distributed: 2007-01-24 | Word Count: 470 | Page Views: 2338 | Votes: 9 | Rating: 2.44 About protecting senior/elder assets before entering nursing home. Planning for your retirement by reducing your nursing home costs has to be done early and definitively 5 years before you plan to get sick. If offering is a taxable gift then taxes are paid on the gift by the transferor; oppositely, the receiver obtains the gift tax-free.
11	How Foreclosures Work and Steps You Can Take To Avoid Foreclosure Written by: Jeff Spellman | Distributed: 2006-12-21 | Word Count: 1232 | Page Views: 2175 | Votes: 8 | Rating: 2.50 A lender provides you with a mortgage and the home is considered to be collateral until you pay off the mortgage in full and with interest. If you stop making payments on your mortgage, the lender has the legal right to foreclose and take possession of your home in order to recoup the money that they originally loaned you.
12	What Does Short, Long, Flat And Square Mean In Forex Trading? Written by: Sam Beatson | Distributed: 2006-10-11 | Word Count: 525 | Page Views: 2137 | Votes: 15 | Rating: 2.87 Short, long, square and flat explained in terms of forex trading (Spot FX).
13	Section 179 - 4th Qtr Tax Saving Strategy for Small Business Written by: Sean Marten | Distributed: 2007-12-05 | Word Count: 345 | Page Views: 2051 | Votes: 6 | Rating: 3.33 Use the power of available deductions to boost your business's bottom line in 2007. Purchase new or "new to you" used business equipment now. Then place it in service by December 31st to realize exceptional tax savings.
14	Making Money With Your 1st Or 50th Website Using Google Adsense Written by: Clinton Douglas IV | Distributed: 2007-12-06 | Word Count: 1721 | Page Views: 2028 | Votes: 10 | Rating: 2.70 If you are just starting online with your first website, you have quite a learning curve in front of you. I know that your learning curve is still long, because I have been making money online for years, and I am still learning new stuff everyday
15	Consolidating of High Rate Credit Card Debt with a 401K Loan Written by: Daniel Lamaute | Distributed: 2008-04-23 | Word Count: 406 | Page Views: 1927 | Votes: 7 | Rating: 1.29 Banks are putting the squeeze on even their best long term card holders at a time when other sources of credit, such as home equity loans for example, are harder to come by. A lot of people are shocked to receive notices that their credit card rate has jumped to as high as 28 percent even though they've kept good credit and an excellent payment history.
16	The Joy of Being Debt-Free Written by: Irene A. Majchrzak | Distributed: 2009-04-16 | Word Count: 429 | Page Views: 1917 | Votes: 9 | Rating: 3.00 Being debt-free! What would that mean for your life? It could mean the difference between a good retirement and a great retirement leading to more freedom to have the things you want.
17	How to Avoid Private Mortgage Insurance (PMI) Written by: Jim Cramer | Distributed: 2008-02-20 | Word Count: 523 | Page Views: 1800 | Votes: 6 | Rating: 2.50 There is more than one way to get your desired home without having the 20 percent down payment and avoid PMI at the same time.
18	6 Ways To Buy A Home Without A Down Payment Written by: Frank Oakerson | Distributed: 2006-06-14 | Word Count: 788 | Page Views: 1742 | Votes: 15 | Rating: 2.53 Entering the housing market for the first time can be an elusive dream for so many would be homeowners. Down payments, closing costs, attorney fees, and so much more can thwart even the average buyer. If you have credit problems, little or no savings, or a low income, purchasing a home may be out of the question. On the other hand, there are programs available for buyers to help them purchase their first home.
19	The Effect of Inflation and Deflation on Retirees Written by: Irene A. Majchrzak | Distributed: 2009-10-27 | Word Count: 1324 | Page Views: 1736 | Votes: 1 | Rating: 0.00 When we worry about how long our retirement income will last, we consider so many factors. The current economy is causing a drain on 401(k)'s and IRA's. So we have become much more cautious about withdrawing money to use it as part of our pensions.
20	Tax Free Retirement Income with the Roth IRA and Roth 401(k) Written by: Daniel Lamaute | Distributed: 2006-09-26 | Word Count: 435 | Page Views: 1679 | Votes: 9 | Rating: 2.56 Under this year's new tax rules it's possible to have a Roth 401(k) in addition to a Roth IRA for Tax Free Retirement Income.
21	Banks Do Not Want To Foreclose Your Home Written by: Arlo Mooney | Distributed: 2009-01-09 | Word Count: 1166 | Page Views: 1671 | Votes: 12 | Rating: 2.58 When the phone is ringing every day and the bank is threatening to foreclose your home, because you are behind on payments, it is easy to believe that the banker is drooling over the possibility of foreclosing on your home. But you should know that the bank stands to lose a lot of money if they are forced to foreclose on your home. Read this article to learn the real truth about banks and foreclosures.
22	Credit Card Companies Reward Consumers Who Shop Around Written by: Braxton Heitz | Distributed: 2009-11-03 | Word Count: 1159 | Page Views: 1651 | Votes: 10 | Rating: 2.50 With Ronald Reagan came mass deregulation in many industries. One of the industries that benefited from deregulation was the financial industry. As a result, hundreds of new financial companies were introduced to the American consumer during the 1980's. With the sudden explosion of new competitors in this industry, credit card companies began to struggle with how to retain existing customers and to recruit new customers.
23	What My Mother Taught Me About Credit Cards And Family Finances Written by: Braxton Heitz | Distributed: 2009-12-01 | Word Count: 1285 | Page Views: 1617 | Votes: 19 | Rating: 2.74 My mother is an amazing woman. She made some of the hardest jobs imaginable look easy. No matter how hard her day was, she always had a smile and perfect hair.
24	Reduce The Stress Of Home Selling By Making Good Decisions Early Written by: Claudia Abberley | Distributed: 2007-06-12 | Word Count: 1117 | Page Views: 1617 | Votes: 6 | Rating: 2.00 Relocating is always a difficult thing to do, and selling your current home will only add to the hassle. Being able to quickly find a buyer for your home is ideal. Having an unoccupied home you have to continue paying for becomes a real financial burden, especially when the selling process drags on for a long period of time. Selling your home before you begin paying for another one is the best alternative for your bank account.
25	The 10 Biggest Mistakes In Home Mortgage Refinancing Written by: Frank Oakerson | Distributed: 2006-06-23 | Word Count: 775 | Page Views: 1598 | Votes: 13 | Rating: 2.31 If you have owned a home for some time, then likely you have considered refinancing your home mortgage in order to get a better rate on your loan. This decision can be a wise one, especially if your current rate is high and the new loan rate is lower. Not all refinancing decisions are wise, so here is what you should look for to help you avoid the ten biggest mistakes in home mortgage refinancing:
26	Xerox Follow Apple on the Comeback Trail Written by: Jennifer Robinson | Distributed: 2010-07-27 | Word Count: 1238 | Page Views: 1593 | Votes: 1 | Rating: 0.00 In many ways the companies share similar fortunes. Apple (founded by Steve Jobs, Stephen Wozniak, Ronald Wayne) produced the first successful personal computer with a graphical operating system. Xerox (founded by Chester Carlson, Joseph C Wilson) were the inventors of Xerography (later called the photocopier).
27	How to Find Financial Freedom Written by: Kent Jacobson a.k.a. Mr. Success | Distributed: 2006-09-26 | Word Count: 457 | Page Views: 1574 | Votes: 12 | Rating: 3.08 Many people make finding financial freedom harder than what it actually is. In order to find financial freedom all you have to do is follow a few simple steps.
28	Mortgage Arrears And Repossession Guide -- How To Prevent Repossession Written by: James Copper | Distributed: 2007-03-09 | Word Count: 1084 | Page Views: 1567 | Votes: 6 | Rating: 2.33 A look at what happens when you fall into debt and fail to keep up to date on your mortgage payments. Including an overview of the repossession process.
29	Saving for Retirement: Compound and Grow Your Employer Matching Retirement Plan Written by: James Lange | Distributed: 2006-08-24 | Word Count: 354 | Page Views: 1562 | Votes: 9 | Rating: 1.78 If your employer offers a matching contribution to your retirement plan, the cardinal rule is: contribute whatever the employer is willing to match-even if it is only a percentage of your contribution and not a dollar for dollar match.
30	3 Classic No Down Payment Strategies Written by: Donna Robinson | Distributed: 2007-03-02 | Word Count: 1114 | Page Views: 1561 | Votes: 6 | Rating: 2.00 Everyone has heard a story or read about someone who bought a property without paying a single dime as a down payment. But how does this work? There are several * classic * methods commonly used to purchase real estate with no money down. There are an infinite variety of situations in a real estate transaction that could lead to a deal with no down payment. But for the sake of reality, I will focus on those that are most commonly seen in the current market.
31	Hedge Your Bets With Job Loss Protection Insurance Written by: Kyle Fitzsimmons | Distributed: 2009-08-28 | Word Count: 372 | Page Views: 1545 | Votes: 9 | Rating: 2.89 Even if you believe your job to be secure in the current economic downturn, you should learn about Job Loss Protection Insurance, just in case your "secure job" gets eliminated. You should also understand what your Job Loss Protection Insurance policy will actually do for you. The time to learn what your insurance policy does and does not cover is NOT when you have lost your job and your agent tells you that your policy does not cover "that".
32	Student Credit Cards Can Help Lay The Foundation For Prosperous Adult Living Written by: Braxton Heitz | Distributed: 2009-11-24 | Word Count: 948 | Page Views: 1533 | Votes: 11 | Rating: 2.82 Credit is one of the most fundamental aspects of the financial structure we have built our society. In fact, a great credit score can be one of the most valuable assets an individual will ever have in his or her life.
33	30 Seconds to Creating an Awesome Checkbook Balance Written by: Darlene Arechederra | Distributed: 2006-11-02 | Word Count: 506 | Page Views: 1514 | Votes: 3 | Rating: 3.33 Have you ever watched a squirrel balancing up on the highwires? He actually makes the balancing act look easy, doesn't he? I always wonder what will happen to the squirrel should he lose his balance. You see, the highwires are not part of his natural habitat. They are manmade, and he has no safety cushion built in to protect him.
34	Direct Lender And Commercial Mortgage Broker Differences. Written by: Kirkham Burbidge | Distributed: 2007-05-01 | Word Count: 1216 | Page Views: 1509 | Votes: 6 | Rating: 2.17 Navigating the seemingly dangerous waters of lending can be tricky. But let's face facts, you need money for a building and don't have it. The good news is: money is more available now than ever before and in today's market the rates are better than ever.
35	Easy Tips To Reduce Your Cost Of Living And Survive Recession Written by: Fred Vanhoosen | Distributed: 2009-07-14 | Word Count: 505 | Page Views: 1496 | Votes: 15 | Rating: 2.53 Recession is a period of general economic decline and we need to prepare for it. Surviving the recession is much easier when you are prepared for it. Here are some tips for surviving the current economic crisis.
36	Making Offers and Negotiating on Homes Written by: Clint Wooley | Distributed: 2007-01-09 | Word Count: 683 | Page Views: 1487 | Votes: 12 | Rating: 2.92 A realistic approach to making offers and negotiating to get the most home for your money, this article has everyday, practical suggestions about how to make offers and negotiate through your Realtor.
37	Understanding Compulsive Gambling Written by: Skyler Ace | Distributed: 2009-07-08 | Word Count: 700 | Page Views: 1483 | Votes: 8 | Rating: 2.50 People gamble for many reasons. Some do it for the pure thrill and fun of it, and others just because they're feeling lucky, and many do it out of habit. Whatever the reason may be, gambling becomes a problem when it is done in excess. In fact, people often don't realize that it's become an addiction, until they are in so deep and affects normal life. This checklist will help you determine if you are a compulsive gambler, who is in need of help.
38	401K Loans for Emergencies Written by: Daniel Lamaute | Distributed: 2007-10-10 | Word Count: 343 | Page Views: 1470 | Votes: 9 | Rating: 3.00 For many people the quickest way for them to access an emergency loan quickly is to tap their credit cards, or their retirement account. But these methods have their drawbacks. Credit cards generally carry high double digit interest rates and wicked fees. On the other hand, early withdrawals from an IRA or 401K can trigger tax and penalties of up to 45% of the money withdrawn.
39	Easy Loans During the Current Credit Crunch Written by: Arlo Mooney | Distributed: 2009-02-24 | Word Count: 745 | Page Views: 1468 | Votes: 2 | Rating: 2.00 Everyone is talking about the difficulty of borrowing money right now during the current credit crunch. But I have learned from my unique experience that there is still money available to borrow, even in these current market conditions.
40	Can Debtors Afford Bankruptcy? Finding Low-Cost, Cheap Bankruptcy Written by: Benji O. Anosike | Distributed: 2009-07-08 | Word Count: 1718 | Page Views: 1463 | Votes: 14 | Rating: 1.93 It seems there is today in these current hard national economic times, palpably one ominous additional burden for the average heavily indebted American consumer who, perhaps, sees his or her only recourse for some relief from his crushing debt as lying in filing bankruptcy: the cost for bankruptcy, and finding cheap, low-cost bankruptcy that debtor can afford. This often mean, in essence, finding pro se or non lawyer bankruptcy alternative. The bankruptcy lawyers' current fees for bankruptcy are so high they've been said by one expert to have "priced the average debtor out of bankruptcy." In deed, according to some bankruptcy experts, many of whom are themselves bankruptcy lawyers, though a new record of some 1.1 million debtors filed for bankruptcy in 2008, yet another set of debtors of equal size qualify for and seek to file for bankruptcy, but can't do so merely for the fact that they cannot afford to pay the lawyers fees. Consequently, affordability of bankruptcy cost constitutes the most critical impediments today to being able to file for bankruptcy for the average debtor seeking to file bankruptcy.
41	Forex in a Nutshell Crash Article Written by: Sam Beatson | Distributed: 2006-06-15 | Word Count: 770 | Page Views: 1457 | Votes: 14 | Rating: 2.50 The Forex or foreign exchange is also known as FX, and can be traded upon by anyone from home who has an internet connection and some knowledge. Most people have the belief that trading currency is extremely risky and a gamble. However there are many ways to technically analyse the market and identify the pattern of the movement to the point we can instigate "good" trades on a consistent basis.
42	Ten Important Questions To Ask Your Mortgage Loan Broker Written by: James Copper | Distributed: 2007-02-20 | Word Count: 820 | Page Views: 1444 | Votes: 10 | Rating: 2.50 A list of ten questions that you need to consider and ask your mortgage broker before you take out a home loan.
43	Developing a 401k Strategy In The Modern Employment Market Written by: Jason Alba | Distributed: 2006-10-04 | Word Count: 870 | Page Views: 1431 | Votes: 8 | Rating: 2.50 What is the biggest pain that comes with every job search? I'm not talking about the job search itself, I'm talking about some of the typical "housekeeping" that you have to do. Is it file for unemployment? Is it refigure your budget? Is it developing a new schedule? For me, one of the biggest hassles is figuring out what to do with my 401k account.
44	How To Beat Your Banker At Their Own Game Using Loopholes In Their Own Rules Written by: Jeff Spellman | Distributed: 2006-12-26 | Word Count: 854 | Page Views: 1431 | Votes: 7 | Rating: 2.43 Imagine what it would be like if you could pay off your mortgage sooner than anticipated. Sure, we all think about it, we tell ourselves that next year we will start paying more than is required each month, or that once we pay off the car loan, we can put more money to that mortgage. Unfortunately, many homeowners never seem to have that extra money to put towards their mortgage payments.
45	Medicaid Asset Protection Written by: Rocco Beatrice | Distributed: 2007-01-23 | Word Count: 646 | Page Views: 1427 | Votes: 7 | Rating: 3.43 Learn how to include senior Medicaid asset protection as part of your senior tax planning strategies. What are the tax implications of Medicaid and why it needs to be planned carefully? About seniors Medicaid asset protection as part of the senior tax planning strategies. Explains the new 5-year look back provisions for seniors to qualify for Medicare assistance into nursing home program.
46	Why You Should Buy a Home Now Written by: Clint Wooley | Distributed: 2007-01-09 | Word Count: 588 | Page Views: 1419 | Votes: 9 | Rating: 3.22 These days there is literally too much information for first time homebuyers to make a decision sometimes. Fear can prevent first time home buyers from ever acting on their dream of home ownership. When you look at facts, though, buying a home makes as much sense now as it ever has.
47	Is There A Perfect Storm Brewing For Single Family? Written by: Donna Robinson | Distributed: 2007-03-19 | Word Count: 921 | Page Views: 1412 | Votes: 6 | Rating: 2.17 A glut of new construction combined with higher than normal resale inventory, plus a sharp increase in foreclosures is leading to massive oversupplies of single family housing in most areas of the country.
48	For Love and Money - Minimize Financial Trouble In Relationships Written by: Kimberly Clay | Distributed: 2008-04-16 | Word Count: 933 | Page Views: 1408 | Votes: 6 | Rating: 2.00 All too often, dealing with money matters within relationships is much like mixing oil and water. The two simply don't mix. Whether we're talking about family members, friends or others close to us, when money concerns enter into the relationship, all too often things turn out badly.
49	Equipment Financing and The Five Cs of Credit Evaluation Written by: Sean Marten | Distributed: 2007-10-17 | Word Count: 698 | Page Views: 1363 | Votes: 6 | Rating: 3.50 Equipment financing lenders, as well as banks, use the Five Cs to evaluate loan applications: Character, Credit, Cash Flow, Capacity and Collateral. However, while banks look at small-to-medium size companies from a Fortune 500 perspective, equipment financing companies see applicants from a small business perspective, which highlights a sixth C: Common Sense.
50	DRiP Investing: Helping Beginners Get a Foot in the Door Written by: Robert Wade | Distributed: 2006-08-09 | Word Count: 387 | Page Views: 1355 | Votes: 7 | Rating: 3.14 Are you one of those nay-sayers who feels its simply impossible to save on the meager salary you bring home each month? Do you picture those with portfolios balanced in stocks and bonds as suits-draped Wall Street gurus glued to their Ameritrade account on a daily basis, trading and balancing risk each morning? Think again.