50 Highest Rated
"Finance" Articles

1	Identity Theft: The New Threat to Your Credit Written by: Josh Pike | Distributed: 2006-08-24 | Word Count: 363 | Page Views: 2459 | Votes: 8 | Rating: 4.00 When we think of thieves, images of burglars creeping into homes and apartments come to mind. However, there are new thieves that can take much more than your money or possessions. If your personal information falls into the hands of an identity thief, your credit and finances can be ruined.
2	In Fear of Retirement Written by: Daniel Lamaute | Distributed: 2008-05-08 | Word Count: 646 | Page Views: 1286 | Votes: 7 | Rating: 3.86 Many baby boomers are staring at retirement like a deer caught on oncoming headlights. They are not sure what to do or what else to do. They fear that whatever they have in savings just might not be enough. Less than 1 out of 5 workers felt very confident about having enough money for a comfortable retirement, according to the April 2008, EBRI Retirement Confidence Survey. And with good reasons, inflation is zooming at the same time that asset values are flagging.
3	A Recipe for Good Credit Written by: Josh Pike | Distributed: 2006-08-17 | Word Count: 369 | Page Views: 1319 | Votes: 7 | Rating: 3.57 If your credit is not as good as you want it to be, take action now! It's easier than you think to improve your credit.
4	Why Should I Invest In Mutual Funds? Written by: Eric Krammer | Distributed: 2008-01-29 | Word Count: 470 | Page Views: 1339 | Votes: 6 | Rating: 3.50 Hoping that the lottery will make you rich is as unreasonable. However, mutual funds have proven that they are a good investment tool that has been successfully used by many, which has resulted in accumulation of a real fortune.
5	Equipment Financing and The Five Cs of Credit Evaluation Written by: Sean Marten | Distributed: 2007-10-17 | Word Count: 698 | Page Views: 1363 | Votes: 6 | Rating: 3.50 Equipment financing lenders, as well as banks, use the Five Cs to evaluate loan applications: Character, Credit, Cash Flow, Capacity and Collateral. However, while banks look at small-to-medium size companies from a Fortune 500 perspective, equipment financing companies see applicants from a small business perspective, which highlights a sixth C: Common Sense.
6	Reverse Mortgage Costs Are Not Too High Written by: N. Sioris | Distributed: 2008-07-29 | Word Count: 1120 | Page Views: 1075 | Votes: 6 | Rating: 3.50 Reverse mortgage costs are repeatedly cited as one of the main reasons for seniors not to get a reverse mortgage loan. However, the same folks that harp on costs as being a reason not to use this financial resource rarely offer a less expensive option or an alternate proposal. Don't fall into the trap of listening to the negative hype without doing your own research. Find out what the true costs are and whether they are justified or not. Compare the cost of a reverse mortgage to the cost of selling your home, downsizing or moving into assisted living. Pull back the curtain and take a good look, then make your own determination. Don't base your decision on an uninformed friend, relative or media reporter.
7	Taking Advantage of the Stock Market Written by: Irene A. Majchrzak | Distributed: 2009-07-09 | Word Count: 738 | Page Views: 1008 | Votes: 8 | Rating: 3.50 Is the market rebounding? The Dow, leveling out each week because it gets a rise in the market one day and a pullback the next day, comes from investors' taking their profits. This will probably continue for a year or so until the really large investors such as Hedge Fund Managers, Institutional Investors like Mutual Fund and 401(k) managers start purchasing the really great stocks at lower prices for the longer term. You may have questions... This article will show you how you can take advantage of the current stock market conditions...
8	Medicaid Asset Protection Written by: Rocco Beatrice | Distributed: 2007-01-23 | Word Count: 646 | Page Views: 1427 | Votes: 7 | Rating: 3.43 Learn how to include senior Medicaid asset protection as part of your senior tax planning strategies. What are the tax implications of Medicaid and why it needs to be planned carefully? About seniors Medicaid asset protection as part of the senior tax planning strategies. Explains the new 5-year look back provisions for seniors to qualify for Medicare assistance into nursing home program.
9	How to Invest in a Rough Economy: Investment Advice from the Experts Written by: Sarah Simmons | Distributed: 2009-07-08 | Word Count: 692 | Page Views: 865 | Votes: 8 | Rating: 3.38 The stock market crash of 2008 lost many investors a lot of money, and had many other investors bailing out of stocks for the safety of savings and checking accounts, treasury bills and gold. However, it is still possible to invest - and yes, even make money - during the current rocky economy.
10	Section 179 - 4th Qtr Tax Saving Strategy for Small Business Written by: Sean Marten | Distributed: 2007-12-05 | Word Count: 345 | Page Views: 2051 | Votes: 6 | Rating: 3.33 Use the power of available deductions to boost your business's bottom line in 2007. Purchase new or "new to you" used business equipment now. Then place it in service by December 31st to realize exceptional tax savings.
11	Why You Should Buy a Home Now Written by: Clint Wooley | Distributed: 2007-01-09 | Word Count: 588 | Page Views: 1419 | Votes: 9 | Rating: 3.22 These days there is literally too much information for first time homebuyers to make a decision sometimes. Fear can prevent first time home buyers from ever acting on their dream of home ownership. When you look at facts, though, buying a home makes as much sense now as it ever has.
12	Beating the Stock Market Written by: Dustin Johnson | Distributed: 2008-02-05 | Word Count: 419 | Page Views: 1127 | Votes: 10 | Rating: 3.20 Many people dream about beating the market through their stock investments. However, is this really worth the effort and is it really possible?
13	Payday Loans - Convenience and Danger Written by: Fred Vanhoosen | Distributed: 2008-12-08 | Word Count: 1027 | Page Views: 1063 | Votes: 6 | Rating: 3.17 Payday / Cash Advance Loans are a godsend for those consumers who truly have a temporary short-term cash need, but what is a blessing for one consumer can easily be a nightmare in the offing for another consumer whose financial needs are more dire and long-term in nature. Get the facts before you select this kind of loan product.
14	DRiP Investing: Helping Beginners Get a Foot in the Door Written by: Robert Wade | Distributed: 2006-08-09 | Word Count: 387 | Page Views: 1355 | Votes: 7 | Rating: 3.14 Are you one of those nay-sayers who feels its simply impossible to save on the meager salary you bring home each month? Do you picture those with portfolios balanced in stocks and bonds as suits-draped Wall Street gurus glued to their Ameritrade account on a daily basis, trading and balancing risk each morning? Think again.
15	Hopefully President Obama Will Break A Few Campaign Promises Written by: Arlo Mooney | Distributed: 2008-11-07 | Word Count: 1272 | Page Views: 1201 | Votes: 7 | Rating: 3.14 Although I did not vote for President Barack Obama, I wish him well and I hope that he is as successful as President Bill Clinton. But I also hope that there is one campaign promise that Obama breaks, and here is the reason why I hope he breaks this promise...
16	How to Find Financial Freedom Written by: Kent Jacobson a.k.a. Mr. Success | Distributed: 2006-09-26 | Word Count: 457 | Page Views: 1574 | Votes: 12 | Rating: 3.08 Many people make finding financial freedom harder than what it actually is. In order to find financial freedom all you have to do is follow a few simple steps.
17	401K Loans for Emergencies Written by: Daniel Lamaute | Distributed: 2007-10-10 | Word Count: 343 | Page Views: 1470 | Votes: 9 | Rating: 3.00 For many people the quickest way for them to access an emergency loan quickly is to tap their credit cards, or their retirement account. But these methods have their drawbacks. Credit cards generally carry high double digit interest rates and wicked fees. On the other hand, early withdrawals from an IRA or 401K can trigger tax and penalties of up to 45% of the money withdrawn.
18	The Tale Of A 100 Traders And 1 Trading System Written by: Dean Whittingham | Distributed: 2007-11-15 | Word Count: 728 | Page Views: 1130 | Votes: 5 | Rating: 3.00 100 traders were subscribed to and given a stock pick from a highly reputable trader/advisor. The pick came with entry price, stop loss and method of trail. His accuracy in the past has made him second to none, however very few of his clients can make the sort of returns he does, even though they follow his stock picks religiously.
19	Is Investing In A Trading System A Rip Off Compared To Going To University? Written by: Dean Whittingham | Distributed: 2007-12-11 | Word Count: 828 | Page Views: 1250 | Votes: 8 | Rating: 3.00 The differences between a university education and that of a financial eduction are massive. Apart from the costs, the main difference is perception. However there is also now a glaring difference between tuition that works and tuition that does not. Most can not see the difference until it's too late.
20	Investing in Life's Necessities Written by: Mack Courter | Distributed: 2009-04-01 | Word Count: 1324 | Page Views: 805 | Votes: 6 | Rating: 3.00 With the stock market down 55% or so from its high of October 2007, many investors feel they are between the proverbial rock and a hard place. We've all seen the data that shows that over the long term, stocks outperform every other common asset class, but that knowledge certainly doesn't make the going any easier on a day to day basis.
21	The Joy of Being Debt-Free Written by: Irene A. Majchrzak | Distributed: 2009-04-16 | Word Count: 429 | Page Views: 1917 | Votes: 9 | Rating: 3.00 Being debt-free! What would that mean for your life? It could mean the difference between a good retirement and a great retirement leading to more freedom to have the things you want.
22	Making Offers and Negotiating on Homes Written by: Clint Wooley | Distributed: 2007-01-09 | Word Count: 683 | Page Views: 1487 | Votes: 12 | Rating: 2.92 A realistic approach to making offers and negotiating to get the most home for your money, this article has everyday, practical suggestions about how to make offers and negotiate through your Realtor.
23	The Good, the Bad, and the Ugly: Why Your Broker May Not Be Recommending The Most Competitive Annuity Written by: Tom Hamlin | Distributed: 2006-05-12 | Word Count: 1036 | Page Views: 2607 | Votes: 10 | Rating: 2.90 There are over two thousand life insurance companies offering over fifteen thousand different annuities, and they run the gamut from horrific (I wouldn't offer it to an enemy) to outstanding...
24	Credit Score Essentials Written by: Josh Pike | Distributed: 2006-08-10 | Word Count: 319 | Page Views: 1166 | Votes: 9 | Rating: 2.89 Most credit scoring systems are calculated from all the different credit data in your credit report. This data is grouped into five categories:
25	Hedge Your Bets With Job Loss Protection Insurance Written by: Kyle Fitzsimmons | Distributed: 2009-08-28 | Word Count: 372 | Page Views: 1545 | Votes: 9 | Rating: 2.89 Even if you believe your job to be secure in the current economic downturn, you should learn about Job Loss Protection Insurance, just in case your "secure job" gets eliminated. You should also understand what your Job Loss Protection Insurance policy will actually do for you. The time to learn what your insurance policy does and does not cover is NOT when you have lost your job and your agent tells you that your policy does not cover "that".
26	What Does Short, Long, Flat And Square Mean In Forex Trading? Written by: Sam Beatson | Distributed: 2006-10-11 | Word Count: 525 | Page Views: 2137 | Votes: 15 | Rating: 2.87 Short, long, square and flat explained in terms of forex trading (Spot FX).
27	Why Forex Trading Is So Popular Written by: Richard Goldberg | Distributed: 2006-10-12 | Word Count: 503 | Page Views: 1355 | Votes: 7 | Rating: 2.86 The Forex market is often more appealing to people that like to live on the edge. There is more uncertainty by far and the rewards of knowing when to buy and sell can be immense. For those of you who don't know, the Forex stands for, Foreign Exchange Market.
28	Credit: How to Get It, Build It, and Use It! Written by: Josh Pike | Distributed: 2006-08-04 | Word Count: 359 | Page Views: 1120 | Votes: 6 | Rating: 2.83 When Jorge Rojas applied for a cell phone, he hoped that the contract provider wouldn't check his credit history-not because it was bad, but because it didn't exist! Like many people, Jorge paid for most purchases with cash and did not have a formal credit history.
29	Student Credit Cards Can Help Lay The Foundation For Prosperous Adult Living Written by: Braxton Heitz | Distributed: 2009-11-24 | Word Count: 948 | Page Views: 1533 | Votes: 11 | Rating: 2.82 Credit is one of the most fundamental aspects of the financial structure we have built our society. In fact, a great credit score can be one of the most valuable assets an individual will ever have in his or her life.
30	Check The Appraisal Carefully To Avoid Being A Fraud Victim Written by: Donna Robinson | Distributed: 2007-03-15 | Word Count: 893 | Page Views: 1243 | Votes: 5 | Rating: 2.80 There is a type of fraud in which an unsuspecting Real Estate investor believes he is buying a property worth a certain amount, when in reality the property is worth much less. This places the investor in a hopelessly upside down situation, owing more money than the property will ever be worth.
31	Advantages and Disadvantages of Individual and Group Health Insurance Written by: Kevin Kielty | Distributed: 2009-04-01 | Word Count: 639 | Page Views: 2881 | Votes: 9 | Rating: 2.78 The cost of individual and group health insurance coverage varies greatly as does the type of coverage they both offer. Making the switch can bring some surprises.
32	Credit 101: What's It All About? Written by: Robert Wade | Distributed: 2006-07-06 | Word Count: 370 | Page Views: 1133 | Votes: 8 | Rating: 2.75 It's important to establish and maintain positive credit, whether you're just starting out or planning for retirement. But most people only have a vague understanding of what that actually entails. Add the onslaught of identity theft to the mix and you have a recipe for disaster. Here are some tips, tricks and techniques you should understand and adhere to:
33	A Better Way To Sell A Structured Settlement - Via Auction Written by: Clayton Frantz | Distributed: 2007-11-30 | Word Count: 1342 | Page Views: 3836 | Votes: 8 | Rating: 2.75 Structured settlements were introduced in Canada and the United States in the 1970's. They were introduced as an alternative to lump sum payments, common in insurance settlements and lottery winnings. In the decades since, they have also been accepted as legal financial instruments in England and Australia. In a nutshell, a structured settlement by legal definition is a statutory agreement to pay a specified sum of money over a period of time, on a payment system.
34	What My Mother Taught Me About Credit Cards And Family Finances Written by: Braxton Heitz | Distributed: 2009-12-01 | Word Count: 1285 | Page Views: 1617 | Votes: 19 | Rating: 2.74 My mother is an amazing woman. She made some of the hardest jobs imaginable look easy. No matter how hard her day was, she always had a smile and perfect hair.
35	Gas Spikes Lead To Alternate Fuel Popularity Written by: Clinton Douglas IV | Distributed: 2006-07-13 | Word Count: 313 | Page Views: 1348 | Votes: 11 | Rating: 2.73 Tired of paying from your bottomless wallet for gas prices that can double in no time? Commuting has grown beyond expensive for the average American household, leaving many Americans researching alternative fuel sources. Not only do these alternatives offer new tax breaks, but they can also save a great deal of money at the pump while having a less harsh impact on the environment.
36	Cohen Research Report Bullish on Pacific Asia China Energy Written by: James Finch | Distributed: 2006-06-21 | Word Count: 867 | Page Views: 1116 | Votes: 10 | Rating: 2.70 We reviewed a research firm's report on a coalbed methane company. Cohen Independent Research Group issued a Buy recommendation on the shares of Pacific Asia China Energy (TSX: PCE), calling those shares "grossly undervalued." Why is it undervalued?
37	Making Money With Your 1st Or 50th Website Using Google Adsense Written by: Clinton Douglas IV | Distributed: 2007-12-06 | Word Count: 1721 | Page Views: 2028 | Votes: 10 | Rating: 2.70 If you are just starting online with your first website, you have quite a learning curve in front of you. I know that your learning curve is still long, because I have been making money online for years, and I am still learning new stuff everyday
38	Reverse Mortgages Are Not Part Of Foreclosure Crises Written by: Niki Sioris | Distributed: 2008-06-24 | Word Count: 789 | Page Views: 918 | Votes: 5 | Rating: 2.60 Many people confuse reverse mortgages with traditional forward mortgages and are hesitant to consider them during the current housing crises. This article explains why reverse mortgages are safe from the chaos going on in the housing and credit markets.
39	Banks Do Not Want To Foreclose Your Home Written by: Arlo Mooney | Distributed: 2009-01-09 | Word Count: 1166 | Page Views: 1671 | Votes: 12 | Rating: 2.58 When the phone is ringing every day and the bank is threatening to foreclose your home, because you are behind on payments, it is easy to believe that the banker is drooling over the possibility of foreclosing on your home. But you should know that the bank stands to lose a lot of money if they are forced to foreclose on your home. Read this article to learn the real truth about banks and foreclosures.
40	Micro Lending: Find Your Voice And Inspire Others To Find Theirs Written by: Robert Thornton | Distributed: 2008-04-23 | Word Count: 748 | Page Views: 2438 | Votes: 7 | Rating: 2.57 Many, many thousands of people in the third world have achieved economic independence through the pioneering work of internationally revered Nobel prizewinner Muhammad Yunus. As the founder of the Grameen Bank, the world's first lending institution to focus solely on providing unsecured start-up capital for the working poor, Professor Yunus has gained world-wide recognition and a slew of awards for his extraordinarily effective efforts.
41	Tax Free Retirement Income with the Roth IRA and Roth 401(k) Written by: Daniel Lamaute | Distributed: 2006-09-26 | Word Count: 435 | Page Views: 1679 | Votes: 9 | Rating: 2.56 Under this year's new tax rules it's possible to have a Roth 401(k) in addition to a Roth IRA for Tax Free Retirement Income.
42	Protection of Your Hard-Earned Retirement Written by: Irene A. Majchrzak | Distributed: 2009-07-07 | Word Count: 872 | Page Views: 889 | Votes: 13 | Rating: 2.54 Many articles discuss debt, what it is, how to get out and stay out, how to learn to spend cash instead of using credit cards and how to give up the bad debt habits developed over a lifetime. More articles discuss your retirement accounts, what the mutual funds really look like internally, how to choose investments based on your tolerance for risk and different strategies for investing in today's economy. What is only lightly touched on is protection of your lifestyle today and in Retirement, which is what you will discover in this article...
43	6 Ways To Buy A Home Without A Down Payment Written by: Frank Oakerson | Distributed: 2006-06-14 | Word Count: 788 | Page Views: 1742 | Votes: 15 | Rating: 2.53 Entering the housing market for the first time can be an elusive dream for so many would be homeowners. Down payments, closing costs, attorney fees, and so much more can thwart even the average buyer. If you have credit problems, little or no savings, or a low income, purchasing a home may be out of the question. On the other hand, there are programs available for buyers to help them purchase their first home.
44	Easy Tips To Reduce Your Cost Of Living And Survive Recession Written by: Fred Vanhoosen | Distributed: 2009-07-14 | Word Count: 505 | Page Views: 1496 | Votes: 15 | Rating: 2.53 Recession is a period of general economic decline and we need to prepare for it. Surviving the recession is much easier when you are prepared for it. Here are some tips for surviving the current economic crisis.
45	Forex in a Nutshell Crash Article Written by: Sam Beatson | Distributed: 2006-06-15 | Word Count: 770 | Page Views: 1457 | Votes: 14 | Rating: 2.50 The Forex or foreign exchange is also known as FX, and can be traded upon by anyone from home who has an internet connection and some knowledge. Most people have the belief that trading currency is extremely risky and a gamble. However there are many ways to technically analyse the market and identify the pattern of the movement to the point we can instigate "good" trades on a consistent basis.
46	Developing a 401k Strategy In The Modern Employment Market Written by: Jason Alba | Distributed: 2006-10-04 | Word Count: 870 | Page Views: 1431 | Votes: 8 | Rating: 2.50 What is the biggest pain that comes with every job search? I'm not talking about the job search itself, I'm talking about some of the typical "housekeeping" that you have to do. Is it file for unemployment? Is it refigure your budget? Is it developing a new schedule? For me, one of the biggest hassles is figuring out what to do with my 401k account.
47	How Foreclosures Work and Steps You Can Take To Avoid Foreclosure Written by: Jeff Spellman | Distributed: 2006-12-21 | Word Count: 1232 | Page Views: 2175 | Votes: 8 | Rating: 2.50 A lender provides you with a mortgage and the home is considered to be collateral until you pay off the mortgage in full and with interest. If you stop making payments on your mortgage, the lender has the legal right to foreclose and take possession of your home in order to recoup the money that they originally loaned you.
48	Understanding the Mortgage Process Written by: Clint Wooley | Distributed: 2007-01-10 | Word Count: 652 | Page Views: 1304 | Votes: 10 | Rating: 2.50 Understanding what will happen during the process of applying for a mortgage through closing can remove some of the anxiety of an already stressful venture. This is a brief, but useful overview that was created from real-world situations.
49	Ten Important Questions To Ask Your Mortgage Loan Broker Written by: James Copper | Distributed: 2007-02-20 | Word Count: 820 | Page Views: 1444 | Votes: 10 | Rating: 2.50 A list of ten questions that you need to consider and ask your mortgage broker before you take out a home loan.
50	Credit Card Companies Reward Consumers Who Shop Around Written by: Braxton Heitz | Distributed: 2009-11-03 | Word Count: 1159 | Page Views: 1651 | Votes: 10 | Rating: 2.50 With Ronald Reagan came mass deregulation in many industries. One of the industries that benefited from deregulation was the financial industry. As a result, hundreds of new financial companies were introduced to the American consumer during the 1980's. With the sudden explosion of new competitors in this industry, credit card companies began to struggle with how to retain existing customers and to recruit new customers.