200 Most Viewed
"Finance" Articles of All-Time

1	Using a 401K Loan to Stop Foreclosure Written by: Daniel Lamaute | Distributed: 2008-02-11 | Word Count: 465 | Page Views: 5590 | Votes: 14 | Rating: 2.29 A bankruptcy or foreclosure can cripple one's ability to obtain decent credit for many years. In addition, some employers and landlords won't hire or rent to a candidate with terrible credit history. Thus, it is a good idea to discuss all options with a financial planner before ending in bankruptcy or foreclosure.
2	Why Over 3,000 US Companies Have Chosen the Frankfurt Stock Exchange to Go Public Written by: Ron Crowe | Distributed: 2008-07-31 | Word Count: 786 | Page Views: 4011 | Votes: 13 | Rating: 2.38 The Frankfurt Stock Exchange, one of the world's largest trading centers for securities, has over 3,000 United States companies listed. North American and other foreign companies are choosing Europe, over the United States, to go public because of the punishing Sarbanes Oxley Act introduced in the United States in 2002.
3	A Better Way To Sell A Structured Settlement - Via Auction Written by: Clayton Frantz | Distributed: 2007-11-30 | Word Count: 1342 | Page Views: 3836 | Votes: 8 | Rating: 2.75 Structured settlements were introduced in Canada and the United States in the 1970's. They were introduced as an alternative to lump sum payments, common in insurance settlements and lottery winnings. In the decades since, they have also been accepted as legal financial instruments in England and Australia. In a nutshell, a structured settlement by legal definition is a statutory agreement to pay a specified sum of money over a period of time, on a payment system.
4	Advantages and Disadvantages of Individual and Group Health Insurance Written by: Kevin Kielty | Distributed: 2009-04-01 | Word Count: 639 | Page Views: 2881 | Votes: 9 | Rating: 2.78 The cost of individual and group health insurance coverage varies greatly as does the type of coverage they both offer. Making the switch can bring some surprises.
5	How to Hide Assets Written by: Rocco Beatrice | Distributed: 2007-01-19 | Word Count: 507 | Page Views: 2714 | Votes: 6 | Rating: 1.00 How to hide your assets by repositioning your assets through an irrevocable trust with an independent trustee.
6	The Good, the Bad, and the Ugly: Why Your Broker May Not Be Recommending The Most Competitive Annuity Written by: Tom Hamlin | Distributed: 2006-05-12 | Word Count: 1036 | Page Views: 2607 | Votes: 10 | Rating: 2.90 There are over two thousand life insurance companies offering over fifteen thousand different annuities, and they run the gamut from horrific (I wouldn't offer it to an enemy) to outstanding...
7	Identity Theft: The New Threat to Your Credit Written by: Josh Pike | Distributed: 2006-08-24 | Word Count: 363 | Page Views: 2459 | Votes: 8 | Rating: 4.00 When we think of thieves, images of burglars creeping into homes and apartments come to mind. However, there are new thieves that can take much more than your money or possessions. If your personal information falls into the hands of an identity thief, your credit and finances can be ruined.
8	Micro Lending: Find Your Voice And Inspire Others To Find Theirs Written by: Robert Thornton | Distributed: 2008-04-23 | Word Count: 748 | Page Views: 2438 | Votes: 7 | Rating: 2.57 Many, many thousands of people in the third world have achieved economic independence through the pioneering work of internationally revered Nobel prizewinner Muhammad Yunus. As the founder of the Grameen Bank, the world's first lending institution to focus solely on providing unsecured start-up capital for the working poor, Professor Yunus has gained world-wide recognition and a slew of awards for his extraordinarily effective efforts.
9	9 Questions To Answer Before You Prepay Your Home Mortgage Written by: Frank Oakerson | Distributed: 2006-08-02 | Word Count: 1257 | Page Views: 2411 | Votes: 12 | Rating: 2.25 We are all different. At different times in our lives we have different goals and needs. You can ask different experts in financial planning, Texas mortgage brokers, and your banker "should I prepay on my home mortgage?" and you will get answers from "that is the greatest idea" to "that will be the worst financial mistake you will ever make". So what is a person to do? Let us look at 9 things you need to consider and have answered before you "prepay your home mortgage".
10	Protecting Assets from Nursing Home Costs Written by: Rocco Beatrice | Distributed: 2007-01-24 | Word Count: 470 | Page Views: 2338 | Votes: 9 | Rating: 2.44 About protecting senior/elder assets before entering nursing home. Planning for your retirement by reducing your nursing home costs has to be done early and definitively 5 years before you plan to get sick. If offering is a taxable gift then taxes are paid on the gift by the transferor; oppositely, the receiver obtains the gift tax-free.
11	How Foreclosures Work and Steps You Can Take To Avoid Foreclosure Written by: Jeff Spellman | Distributed: 2006-12-21 | Word Count: 1232 | Page Views: 2175 | Votes: 8 | Rating: 2.50 A lender provides you with a mortgage and the home is considered to be collateral until you pay off the mortgage in full and with interest. If you stop making payments on your mortgage, the lender has the legal right to foreclose and take possession of your home in order to recoup the money that they originally loaned you.
12	What Does Short, Long, Flat And Square Mean In Forex Trading? Written by: Sam Beatson | Distributed: 2006-10-11 | Word Count: 525 | Page Views: 2137 | Votes: 15 | Rating: 2.87 Short, long, square and flat explained in terms of forex trading (Spot FX).
13	Section 179 - 4th Qtr Tax Saving Strategy for Small Business Written by: Sean Marten | Distributed: 2007-12-05 | Word Count: 345 | Page Views: 2051 | Votes: 6 | Rating: 3.33 Use the power of available deductions to boost your business's bottom line in 2007. Purchase new or "new to you" used business equipment now. Then place it in service by December 31st to realize exceptional tax savings.
14	Making Money With Your 1st Or 50th Website Using Google Adsense Written by: Clinton Douglas IV | Distributed: 2007-12-06 | Word Count: 1721 | Page Views: 2028 | Votes: 10 | Rating: 2.70 If you are just starting online with your first website, you have quite a learning curve in front of you. I know that your learning curve is still long, because I have been making money online for years, and I am still learning new stuff everyday
15	Consolidating of High Rate Credit Card Debt with a 401K Loan Written by: Daniel Lamaute | Distributed: 2008-04-23 | Word Count: 406 | Page Views: 1927 | Votes: 7 | Rating: 1.29 Banks are putting the squeeze on even their best long term card holders at a time when other sources of credit, such as home equity loans for example, are harder to come by. A lot of people are shocked to receive notices that their credit card rate has jumped to as high as 28 percent even though they've kept good credit and an excellent payment history.
16	The Joy of Being Debt-Free Written by: Irene A. Majchrzak | Distributed: 2009-04-16 | Word Count: 429 | Page Views: 1917 | Votes: 9 | Rating: 3.00 Being debt-free! What would that mean for your life? It could mean the difference between a good retirement and a great retirement leading to more freedom to have the things you want.
17	How to Avoid Private Mortgage Insurance (PMI) Written by: Jim Cramer | Distributed: 2008-02-20 | Word Count: 523 | Page Views: 1800 | Votes: 6 | Rating: 2.50 There is more than one way to get your desired home without having the 20 percent down payment and avoid PMI at the same time.
18	6 Ways To Buy A Home Without A Down Payment Written by: Frank Oakerson | Distributed: 2006-06-14 | Word Count: 788 | Page Views: 1742 | Votes: 15 | Rating: 2.53 Entering the housing market for the first time can be an elusive dream for so many would be homeowners. Down payments, closing costs, attorney fees, and so much more can thwart even the average buyer. If you have credit problems, little or no savings, or a low income, purchasing a home may be out of the question. On the other hand, there are programs available for buyers to help them purchase their first home.
19	The Effect of Inflation and Deflation on Retirees Written by: Irene A. Majchrzak | Distributed: 2009-10-27 | Word Count: 1324 | Page Views: 1736 | Votes: 1 | Rating: 0.00 When we worry about how long our retirement income will last, we consider so many factors. The current economy is causing a drain on 401(k)'s and IRA's. So we have become much more cautious about withdrawing money to use it as part of our pensions.
20	Tax Free Retirement Income with the Roth IRA and Roth 401(k) Written by: Daniel Lamaute | Distributed: 2006-09-26 | Word Count: 435 | Page Views: 1679 | Votes: 9 | Rating: 2.56 Under this year's new tax rules it's possible to have a Roth 401(k) in addition to a Roth IRA for Tax Free Retirement Income.
21	Banks Do Not Want To Foreclose Your Home Written by: Arlo Mooney | Distributed: 2009-01-09 | Word Count: 1166 | Page Views: 1671 | Votes: 12 | Rating: 2.58 When the phone is ringing every day and the bank is threatening to foreclose your home, because you are behind on payments, it is easy to believe that the banker is drooling over the possibility of foreclosing on your home. But you should know that the bank stands to lose a lot of money if they are forced to foreclose on your home. Read this article to learn the real truth about banks and foreclosures.
22	Credit Card Companies Reward Consumers Who Shop Around Written by: Braxton Heitz | Distributed: 2009-11-03 | Word Count: 1159 | Page Views: 1651 | Votes: 10 | Rating: 2.50 With Ronald Reagan came mass deregulation in many industries. One of the industries that benefited from deregulation was the financial industry. As a result, hundreds of new financial companies were introduced to the American consumer during the 1980's. With the sudden explosion of new competitors in this industry, credit card companies began to struggle with how to retain existing customers and to recruit new customers.
23	What My Mother Taught Me About Credit Cards And Family Finances Written by: Braxton Heitz | Distributed: 2009-12-01 | Word Count: 1285 | Page Views: 1617 | Votes: 19 | Rating: 2.74 My mother is an amazing woman. She made some of the hardest jobs imaginable look easy. No matter how hard her day was, she always had a smile and perfect hair.
24	Reduce The Stress Of Home Selling By Making Good Decisions Early Written by: Claudia Abberley | Distributed: 2007-06-12 | Word Count: 1117 | Page Views: 1617 | Votes: 6 | Rating: 2.00 Relocating is always a difficult thing to do, and selling your current home will only add to the hassle. Being able to quickly find a buyer for your home is ideal. Having an unoccupied home you have to continue paying for becomes a real financial burden, especially when the selling process drags on for a long period of time. Selling your home before you begin paying for another one is the best alternative for your bank account.
25	The 10 Biggest Mistakes In Home Mortgage Refinancing Written by: Frank Oakerson | Distributed: 2006-06-23 | Word Count: 775 | Page Views: 1598 | Votes: 13 | Rating: 2.31 If you have owned a home for some time, then likely you have considered refinancing your home mortgage in order to get a better rate on your loan. This decision can be a wise one, especially if your current rate is high and the new loan rate is lower. Not all refinancing decisions are wise, so here is what you should look for to help you avoid the ten biggest mistakes in home mortgage refinancing:
26	Xerox Follow Apple on the Comeback Trail Written by: Jennifer Robinson | Distributed: 2010-07-27 | Word Count: 1238 | Page Views: 1593 | Votes: 1 | Rating: 0.00 In many ways the companies share similar fortunes. Apple (founded by Steve Jobs, Stephen Wozniak, Ronald Wayne) produced the first successful personal computer with a graphical operating system. Xerox (founded by Chester Carlson, Joseph C Wilson) were the inventors of Xerography (later called the photocopier).
27	How to Find Financial Freedom Written by: Kent Jacobson a.k.a. Mr. Success | Distributed: 2006-09-26 | Word Count: 457 | Page Views: 1574 | Votes: 12 | Rating: 3.08 Many people make finding financial freedom harder than what it actually is. In order to find financial freedom all you have to do is follow a few simple steps.
28	Mortgage Arrears And Repossession Guide -- How To Prevent Repossession Written by: James Copper | Distributed: 2007-03-09 | Word Count: 1084 | Page Views: 1567 | Votes: 6 | Rating: 2.33 A look at what happens when you fall into debt and fail to keep up to date on your mortgage payments. Including an overview of the repossession process.
29	Saving for Retirement: Compound and Grow Your Employer Matching Retirement Plan Written by: James Lange | Distributed: 2006-08-24 | Word Count: 354 | Page Views: 1562 | Votes: 9 | Rating: 1.78 If your employer offers a matching contribution to your retirement plan, the cardinal rule is: contribute whatever the employer is willing to match-even if it is only a percentage of your contribution and not a dollar for dollar match.
30	3 Classic No Down Payment Strategies Written by: Donna Robinson | Distributed: 2007-03-02 | Word Count: 1114 | Page Views: 1561 | Votes: 6 | Rating: 2.00 Everyone has heard a story or read about someone who bought a property without paying a single dime as a down payment. But how does this work? There are several * classic * methods commonly used to purchase real estate with no money down. There are an infinite variety of situations in a real estate transaction that could lead to a deal with no down payment. But for the sake of reality, I will focus on those that are most commonly seen in the current market.
31	Hedge Your Bets With Job Loss Protection Insurance Written by: Kyle Fitzsimmons | Distributed: 2009-08-28 | Word Count: 372 | Page Views: 1545 | Votes: 9 | Rating: 2.89 Even if you believe your job to be secure in the current economic downturn, you should learn about Job Loss Protection Insurance, just in case your "secure job" gets eliminated. You should also understand what your Job Loss Protection Insurance policy will actually do for you. The time to learn what your insurance policy does and does not cover is NOT when you have lost your job and your agent tells you that your policy does not cover "that".
32	Student Credit Cards Can Help Lay The Foundation For Prosperous Adult Living Written by: Braxton Heitz | Distributed: 2009-11-24 | Word Count: 948 | Page Views: 1533 | Votes: 11 | Rating: 2.82 Credit is one of the most fundamental aspects of the financial structure we have built our society. In fact, a great credit score can be one of the most valuable assets an individual will ever have in his or her life.
33	30 Seconds to Creating an Awesome Checkbook Balance Written by: Darlene Arechederra | Distributed: 2006-11-02 | Word Count: 506 | Page Views: 1514 | Votes: 3 | Rating: 3.33 Have you ever watched a squirrel balancing up on the highwires? He actually makes the balancing act look easy, doesn't he? I always wonder what will happen to the squirrel should he lose his balance. You see, the highwires are not part of his natural habitat. They are manmade, and he has no safety cushion built in to protect him.
34	Direct Lender And Commercial Mortgage Broker Differences. Written by: Kirkham Burbidge | Distributed: 2007-05-01 | Word Count: 1216 | Page Views: 1509 | Votes: 6 | Rating: 2.17 Navigating the seemingly dangerous waters of lending can be tricky. But let's face facts, you need money for a building and don't have it. The good news is: money is more available now than ever before and in today's market the rates are better than ever.
35	Easy Tips To Reduce Your Cost Of Living And Survive Recession Written by: Fred Vanhoosen | Distributed: 2009-07-14 | Word Count: 505 | Page Views: 1496 | Votes: 15 | Rating: 2.53 Recession is a period of general economic decline and we need to prepare for it. Surviving the recession is much easier when you are prepared for it. Here are some tips for surviving the current economic crisis.
36	Making Offers and Negotiating on Homes Written by: Clint Wooley | Distributed: 2007-01-09 | Word Count: 683 | Page Views: 1487 | Votes: 12 | Rating: 2.92 A realistic approach to making offers and negotiating to get the most home for your money, this article has everyday, practical suggestions about how to make offers and negotiate through your Realtor.
37	Understanding Compulsive Gambling Written by: Skyler Ace | Distributed: 2009-07-08 | Word Count: 700 | Page Views: 1483 | Votes: 8 | Rating: 2.50 People gamble for many reasons. Some do it for the pure thrill and fun of it, and others just because they're feeling lucky, and many do it out of habit. Whatever the reason may be, gambling becomes a problem when it is done in excess. In fact, people often don't realize that it's become an addiction, until they are in so deep and affects normal life. This checklist will help you determine if you are a compulsive gambler, who is in need of help.
38	401K Loans for Emergencies Written by: Daniel Lamaute | Distributed: 2007-10-10 | Word Count: 343 | Page Views: 1470 | Votes: 9 | Rating: 3.00 For many people the quickest way for them to access an emergency loan quickly is to tap their credit cards, or their retirement account. But these methods have their drawbacks. Credit cards generally carry high double digit interest rates and wicked fees. On the other hand, early withdrawals from an IRA or 401K can trigger tax and penalties of up to 45% of the money withdrawn.
39	Easy Loans During the Current Credit Crunch Written by: Arlo Mooney | Distributed: 2009-02-24 | Word Count: 745 | Page Views: 1468 | Votes: 2 | Rating: 2.00 Everyone is talking about the difficulty of borrowing money right now during the current credit crunch. But I have learned from my unique experience that there is still money available to borrow, even in these current market conditions.
40	Can Debtors Afford Bankruptcy? Finding Low-Cost, Cheap Bankruptcy Written by: Benji O. Anosike | Distributed: 2009-07-08 | Word Count: 1718 | Page Views: 1463 | Votes: 14 | Rating: 1.93 It seems there is today in these current hard national economic times, palpably one ominous additional burden for the average heavily indebted American consumer who, perhaps, sees his or her only recourse for some relief from his crushing debt as lying in filing bankruptcy: the cost for bankruptcy, and finding cheap, low-cost bankruptcy that debtor can afford. This often mean, in essence, finding pro se or non lawyer bankruptcy alternative. The bankruptcy lawyers' current fees for bankruptcy are so high they've been said by one expert to have "priced the average debtor out of bankruptcy." In deed, according to some bankruptcy experts, many of whom are themselves bankruptcy lawyers, though a new record of some 1.1 million debtors filed for bankruptcy in 2008, yet another set of debtors of equal size qualify for and seek to file for bankruptcy, but can't do so merely for the fact that they cannot afford to pay the lawyers fees. Consequently, affordability of bankruptcy cost constitutes the most critical impediments today to being able to file for bankruptcy for the average debtor seeking to file bankruptcy.
41	Forex in a Nutshell Crash Article Written by: Sam Beatson | Distributed: 2006-06-15 | Word Count: 770 | Page Views: 1457 | Votes: 14 | Rating: 2.50 The Forex or foreign exchange is also known as FX, and can be traded upon by anyone from home who has an internet connection and some knowledge. Most people have the belief that trading currency is extremely risky and a gamble. However there are many ways to technically analyse the market and identify the pattern of the movement to the point we can instigate "good" trades on a consistent basis.
42	Ten Important Questions To Ask Your Mortgage Loan Broker Written by: James Copper | Distributed: 2007-02-20 | Word Count: 820 | Page Views: 1444 | Votes: 10 | Rating: 2.50 A list of ten questions that you need to consider and ask your mortgage broker before you take out a home loan.
43	Developing a 401k Strategy In The Modern Employment Market Written by: Jason Alba | Distributed: 2006-10-04 | Word Count: 870 | Page Views: 1431 | Votes: 8 | Rating: 2.50 What is the biggest pain that comes with every job search? I'm not talking about the job search itself, I'm talking about some of the typical "housekeeping" that you have to do. Is it file for unemployment? Is it refigure your budget? Is it developing a new schedule? For me, one of the biggest hassles is figuring out what to do with my 401k account.
44	How To Beat Your Banker At Their Own Game Using Loopholes In Their Own Rules Written by: Jeff Spellman | Distributed: 2006-12-26 | Word Count: 854 | Page Views: 1431 | Votes: 7 | Rating: 2.43 Imagine what it would be like if you could pay off your mortgage sooner than anticipated. Sure, we all think about it, we tell ourselves that next year we will start paying more than is required each month, or that once we pay off the car loan, we can put more money to that mortgage. Unfortunately, many homeowners never seem to have that extra money to put towards their mortgage payments.
45	Medicaid Asset Protection Written by: Rocco Beatrice | Distributed: 2007-01-23 | Word Count: 646 | Page Views: 1427 | Votes: 7 | Rating: 3.43 Learn how to include senior Medicaid asset protection as part of your senior tax planning strategies. What are the tax implications of Medicaid and why it needs to be planned carefully? About seniors Medicaid asset protection as part of the senior tax planning strategies. Explains the new 5-year look back provisions for seniors to qualify for Medicare assistance into nursing home program.
46	Why You Should Buy a Home Now Written by: Clint Wooley | Distributed: 2007-01-09 | Word Count: 588 | Page Views: 1419 | Votes: 9 | Rating: 3.22 These days there is literally too much information for first time homebuyers to make a decision sometimes. Fear can prevent first time home buyers from ever acting on their dream of home ownership. When you look at facts, though, buying a home makes as much sense now as it ever has.
47	Is There A Perfect Storm Brewing For Single Family? Written by: Donna Robinson | Distributed: 2007-03-19 | Word Count: 921 | Page Views: 1412 | Votes: 6 | Rating: 2.17 A glut of new construction combined with higher than normal resale inventory, plus a sharp increase in foreclosures is leading to massive oversupplies of single family housing in most areas of the country.
48	For Love and Money - Minimize Financial Trouble In Relationships Written by: Kimberly Clay | Distributed: 2008-04-16 | Word Count: 933 | Page Views: 1408 | Votes: 6 | Rating: 2.00 All too often, dealing with money matters within relationships is much like mixing oil and water. The two simply don't mix. Whether we're talking about family members, friends or others close to us, when money concerns enter into the relationship, all too often things turn out badly.
49	Equipment Financing and The Five Cs of Credit Evaluation Written by: Sean Marten | Distributed: 2007-10-17 | Word Count: 698 | Page Views: 1363 | Votes: 6 | Rating: 3.50 Equipment financing lenders, as well as banks, use the Five Cs to evaluate loan applications: Character, Credit, Cash Flow, Capacity and Collateral. However, while banks look at small-to-medium size companies from a Fortune 500 perspective, equipment financing companies see applicants from a small business perspective, which highlights a sixth C: Common Sense.
50	DRiP Investing: Helping Beginners Get a Foot in the Door Written by: Robert Wade | Distributed: 2006-08-09 | Word Count: 387 | Page Views: 1355 | Votes: 7 | Rating: 3.14 Are you one of those nay-sayers who feels its simply impossible to save on the meager salary you bring home each month? Do you picture those with portfolios balanced in stocks and bonds as suits-draped Wall Street gurus glued to their Ameritrade account on a daily basis, trading and balancing risk each morning? Think again.
51	Why Forex Trading Is So Popular Written by: Richard Goldberg | Distributed: 2006-10-12 | Word Count: 503 | Page Views: 1355 | Votes: 7 | Rating: 2.86 The Forex market is often more appealing to people that like to live on the edge. There is more uncertainty by far and the rewards of knowing when to buy and sell can be immense. For those of you who don't know, the Forex stands for, Foreign Exchange Market.
52	Gas Spikes Lead To Alternate Fuel Popularity Written by: Clinton Douglas IV | Distributed: 2006-07-13 | Word Count: 313 | Page Views: 1348 | Votes: 11 | Rating: 2.73 Tired of paying from your bottomless wallet for gas prices that can double in no time? Commuting has grown beyond expensive for the average American household, leaving many Americans researching alternative fuel sources. Not only do these alternatives offer new tax breaks, but they can also save a great deal of money at the pump while having a less harsh impact on the environment.
53	Why Should I Invest In Mutual Funds? Written by: Eric Krammer | Distributed: 2008-01-29 | Word Count: 470 | Page Views: 1339 | Votes: 6 | Rating: 3.50 Hoping that the lottery will make you rich is as unreasonable. However, mutual funds have proven that they are a good investment tool that has been successfully used by many, which has resulted in accumulation of a real fortune.
54	A Recipe for Good Credit Written by: Josh Pike | Distributed: 2006-08-17 | Word Count: 369 | Page Views: 1319 | Votes: 7 | Rating: 3.57 If your credit is not as good as you want it to be, take action now! It's easier than you think to improve your credit.
55	Setting SMART Financial Goals Written by: Josh Pike | Distributed: 2006-07-26 | Word Count: 503 | Page Views: 1316 | Votes: 8 | Rating: 1.63 Managing your money wisely is the best way to make sure you and your family gain financial security. Money management is also extremely important if you own a business.
56	Is Homeowners Insurance Enough in the Toughest of Times? Written by: Brandon Miller | Distributed: 2006-05-19 | Word Count: 381 | Page Views: 1309 | Votes: 10 | Rating: 2.30 Homeowners Insurance is supposed to protect us in case of disasters. That is what we have come to expect from our homeowners insurance over the years. But what if the disaster is the costliest in U.S. History? What if your insurance agent's home and office were destroyed in the disaster also?
57	Understanding the Mortgage Process Written by: Clint Wooley | Distributed: 2007-01-10 | Word Count: 652 | Page Views: 1304 | Votes: 10 | Rating: 2.50 Understanding what will happen during the process of applying for a mortgage through closing can remove some of the anxiety of an already stressful venture. This is a brief, but useful overview that was created from real-world situations.
58	In Fear of Retirement Written by: Daniel Lamaute | Distributed: 2008-05-08 | Word Count: 646 | Page Views: 1286 | Votes: 7 | Rating: 3.86 Many baby boomers are staring at retirement like a deer caught on oncoming headlights. They are not sure what to do or what else to do. They fear that whatever they have in savings just might not be enough. Less than 1 out of 5 workers felt very confident about having enough money for a comfortable retirement, according to the April 2008, EBRI Retirement Confidence Survey. And with good reasons, inflation is zooming at the same time that asset values are flagging.
59	The Panic Of 2007 - The Recent Volatile Markets Explained Written by: John F. Mauldin | Distributed: 2007-08-28 | Word Count: 5305 | Page Views: 1281 | Votes: 4 | Rating: 2.75 This article covers China possibly revaluing their currency, the Subprime debacle, Hedge Funds and their quantitative systems, and the difference between the markets now and 1998.
60	Is Investing In A Trading System A Rip Off Compared To Going To University? Written by: Dean Whittingham | Distributed: 2007-12-11 | Word Count: 828 | Page Views: 1250 | Votes: 8 | Rating: 3.00 The differences between a university education and that of a financial eduction are massive. Apart from the costs, the main difference is perception. However there is also now a glaring difference between tuition that works and tuition that does not. Most can not see the difference until it's too late.
61	Will You Outlive Your Retirement? Written by: Bill Garrett | Distributed: 2007-12-26 | Word Count: 1193 | Page Views: 1248 | Votes: 4 | Rating: 2.25 Today, Americans are living longer than ever. During the twentieth century life expectancy in America increased from age 47 to age 77. Longer life spans present problems for retirees, however. Assuming some rate of inflation, you will need an ever- increasing income to maintain your standard of living.
62	Check The Appraisal Carefully To Avoid Being A Fraud Victim Written by: Donna Robinson | Distributed: 2007-03-15 | Word Count: 893 | Page Views: 1243 | Votes: 5 | Rating: 2.80 There is a type of fraud in which an unsuspecting Real Estate investor believes he is buying a property worth a certain amount, when in reality the property is worth much less. This places the investor in a hopelessly upside down situation, owing more money than the property will ever be worth.
63	Subprime and the Fugu Ultimatum Written by: John F. Mauldin | Distributed: 2007-08-24 | Word Count: 4635 | Page Views: 1236 | Votes: 7 | Rating: 2.43 This article covers China possibly revaluing their currency, the Subprime debacle, Hedge Funds and their quantitative systems, and the difference between the markets now and 1998.
64	Your Credit Rating And Loans - The Facts Written by: James Copper | Distributed: 2007-03-07 | Word Count: 679 | Page Views: 1211 | Votes: 9 | Rating: 2.44 An overview of how credit scoring works and how it affects your ability to get financing.
65	Will Linked Recognition Lead to a Cancer Vaccine? Written by: James Finch | Distributed: 2006-06-01 | Word Count: 1080 | Page Views: 1207 | Votes: 7 | Rating: 1.86 Dr. Lorne Tyrrell pioneered lamivudine as the standard treatment for hepatitis B virus (HBV). Now a success, he observed the drug's shortcomings. Now CEO of ViRexx Medical, Tyrrell hopes his latest development, Chimigen, will offer new hope for HBV, other infectious diseases, and cancer.
66	Your Home: A Powerful Tax Advantage Written by: Mark Felder | Distributed: 2006-09-29 | Word Count: 319 | Page Views: 1203 | Votes: 7 | Rating: 2.29 Afraid of the big commitment? Home ownership is always an excellent investment offering discounts every year and guaranteed retirement savings. It can be one of the best investments anyone can make.
67	Hopefully President Obama Will Break A Few Campaign Promises Written by: Arlo Mooney | Distributed: 2008-11-07 | Word Count: 1272 | Page Views: 1201 | Votes: 7 | Rating: 3.14 Although I did not vote for President Barack Obama, I wish him well and I hope that he is as successful as President Bill Clinton. But I also hope that there is one campaign promise that Obama breaks, and here is the reason why I hope he breaks this promise...
68	Reasons to Be Pre-approved Written by: Clint Wooley | Distributed: 2007-01-18 | Word Count: 322 | Page Views: 1189 | Votes: 12 | Rating: 2.33 Taking the time to apply for a mortgage before beginning your home search and being able to make offers based on a pre-approval can speed the buying process and give you additional negotiating power.
69	Credit Score Essentials Written by: Josh Pike | Distributed: 2006-08-10 | Word Count: 319 | Page Views: 1166 | Votes: 9 | Rating: 2.89 Most credit scoring systems are calculated from all the different credit data in your credit report. This data is grouped into five categories:
70	Where to Start When You Have Bad Credit Written by: Grant Eckert | Distributed: 2007-10-10 | Word Count: 569 | Page Views: 1155 | Votes: 3 | Rating: 3.33 Whether they realize it or not, more people than ever have bad credit. When it comes to buying a home, this is bad news for the prospective buyer. If you are ready to buy a home, you need good credit in order to impress the lenders you will be asking to loan you money. But sometimes it can be confusing to see where you should begin to repair your credit. With so many leaks in your financial history, how do you begin to plug them up?
71	Protecting Your Aging Relative's Financial Security Written by: Denise M. Brown | Distributed: 2008-02-06 | Word Count: 425 | Page Views: 1153 | Votes: 7 | Rating: 2.14 Your aging relative needs help at home. Before hiring home care, take time to protect your care recipient's financial security. It's not that you don't trust, it's that you value prudence.
72	Retirement: What Should I Save, When? Written by: Robert Wade | Distributed: 2006-09-15 | Word Count: 529 | Page Views: 1149 | Votes: 9 | Rating: 2.11 Who can save for retirement? It's hard enough just keeping up with today's expenses. But like it or not, a fairy godmother is not going to appear in your later life to take care of you. You need to plan ahead, and the sooner the better.
73	How Do You Make Money In Currency Trading? Written by: Tom Howze | Distributed: 2007-12-05 | Word Count: 727 | Page Views: 1136 | Votes: 4 | Rating: 3.00 The question, "How do you make money in currency trading?" is being asked by investors and potential investors worldwide as they witness the multi-year downturn trend of the US dollar and upswings in other currencies such as the Euro or Canadian Dollar.
74	Credit 101: What's It All About? Written by: Robert Wade | Distributed: 2006-07-06 | Word Count: 370 | Page Views: 1133 | Votes: 8 | Rating: 2.75 It's important to establish and maintain positive credit, whether you're just starting out or planning for retirement. But most people only have a vague understanding of what that actually entails. Add the onslaught of identity theft to the mix and you have a recipe for disaster. Here are some tips, tricks and techniques you should understand and adhere to:
75	Understanding Your 401(k), IRA and Other Pre-Tax Investments Written by: Irene A. Majchrzak | Distributed: 2010-08-03 | Word Count: 1005 | Page Views: 1131 What does all of the bad economic news mean to you, the average investor. Well, if you are still working and contributing to your pre-tax 401(k)'s, 403(b)'s, or IRA savings your strategies for salvaging your retirement will include reviewing all of the investment options found in your 401(k), etc.
76	The Tale Of A 100 Traders And 1 Trading System Written by: Dean Whittingham | Distributed: 2007-11-15 | Word Count: 728 | Page Views: 1130 | Votes: 5 | Rating: 3.00 100 traders were subscribed to and given a stock pick from a highly reputable trader/advisor. The pick came with entry price, stop loss and method of trail. His accuracy in the past has made him second to none, however very few of his clients can make the sort of returns he does, even though they follow his stock picks religiously.
77	Do You Know the Difference Between an Investment Advisor and a Broker? Written by: Tome Tomaj | Distributed: 2010-03-11 | Word Count: 408 | Page Views: 1130 | Votes: 4 | Rating: 4.25 As an fee-only investment advisor I come across clients from all walks of life. Lately I have noticed something in common with many of these investors. Many do not know the difference between an investment advisor and a broker who manages and/or makes securities recommendations for their clients' investment portfolios. With the almost unprecedented volatility in the securities markets, you cannot afford to dig your head in the sand when it comes to whom is managing your assets.
78	Yes! You Really Can Save Money Written by: Josh Pike | Distributed: 2006-07-27 | Word Count: 367 | Page Views: 1129 | Votes: 9 | Rating: 2.33 Sometimes, saving money may seem impossible. You buy groceries on Monday, pay bills on Tuesday, and by Wednesday your paycheck has disappeared. However, if you establish a savings plan, you'll "find" money in places you've never thought to look!
79	Beating the Stock Market Written by: Dustin Johnson | Distributed: 2008-02-05 | Word Count: 419 | Page Views: 1127 | Votes: 10 | Rating: 3.20 Many people dream about beating the market through their stock investments. However, is this really worth the effort and is it really possible?
80	Credit: How to Get It, Build It, and Use It! Written by: Josh Pike | Distributed: 2006-08-04 | Word Count: 359 | Page Views: 1120 | Votes: 6 | Rating: 2.83 When Jorge Rojas applied for a cell phone, he hoped that the contract provider wouldn't check his credit history-not because it was bad, but because it didn't exist! Like many people, Jorge paid for most purchases with cash and did not have a formal credit history.
81	Cohen Research Report Bullish on Pacific Asia China Energy Written by: James Finch | Distributed: 2006-06-21 | Word Count: 867 | Page Views: 1116 | Votes: 10 | Rating: 2.70 We reviewed a research firm's report on a coalbed methane company. Cohen Independent Research Group issued a Buy recommendation on the shares of Pacific Asia China Energy (TSX: PCE), calling those shares "grossly undervalued." Why is it undervalued?
82	Understanding Term Life Insurance and Getting Quotes Written by: Brian Greenberg | Distributed: 2010-01-13 | Word Count: 520 | Page Views: 1115 | Votes: 1 | Rating: 2.00 Buying term life insurance can be a scary process but understanding the different types of life insurance can remove the fear. What you should know about term life and how requesting life insurance quotes online can be easy and very convenient.
83	Debt, America's Greatest Failure at All Levels of Society Written by: Irene A. Majchrzak | Distributed: 2009-04-21 | Word Count: 775 | Page Views: 1102 | Votes: 2 | Rating: 3.00 The truth is debt management cannot start early enough. When your debt is minimal, for needs only, you can stop the bleeding from your bank account and investments by buying less. Begin to learn how your buying and spending habits contribute to your debt. Uncontrolled Debt has the most disastrous effect on your lifestyle and retirement.
84	Reverse Mortgage Costs Are Not Too High Written by: N. Sioris | Distributed: 2008-07-29 | Word Count: 1120 | Page Views: 1075 | Votes: 6 | Rating: 3.50 Reverse mortgage costs are repeatedly cited as one of the main reasons for seniors not to get a reverse mortgage loan. However, the same folks that harp on costs as being a reason not to use this financial resource rarely offer a less expensive option or an alternate proposal. Don't fall into the trap of listening to the negative hype without doing your own research. Find out what the true costs are and whether they are justified or not. Compare the cost of a reverse mortgage to the cost of selling your home, downsizing or moving into assisted living. Pull back the curtain and take a good look, then make your own determination. Don't base your decision on an uninformed friend, relative or media reporter.
85	Learn From History - The Anatomy Of An Economic Meltdown Written by: Arlo Mooney | Distributed: 2009-03-18 | Word Count: 2376 | Page Views: 1064 | Votes: 6 | Rating: 2.50 When we look at the current economic crisis, lots of people are asking how we got into this mess. This story walks out the steps the brought us into the current economic meltdown, prompted by the recent credit crisis.
86	Payday Loans - Convenience and Danger Written by: Fred Vanhoosen | Distributed: 2008-12-08 | Word Count: 1027 | Page Views: 1063 | Votes: 6 | Rating: 3.17 Payday / Cash Advance Loans are a godsend for those consumers who truly have a temporary short-term cash need, but what is a blessing for one consumer can easily be a nightmare in the offing for another consumer whose financial needs are more dire and long-term in nature. Get the facts before you select this kind of loan product.
87	Balance Transfer: Can It Get You Our Of Debt? Written by: Robert Wade | Distributed: 2006-07-19 | Word Count: 360 | Page Views: 1049 | Votes: 11 | Rating: 2.18 The offers are tempting: 0% for six months or 4.99% for 12 months on balance transfers. Sure, you can cut your rate and pay your balance down faster. But, like everything else in life, do your homework.
88	Finding Money in a Credit Crunch Written by: Daniel Lamaute | Distributed: 2008-10-28 | Word Count: 525 | Page Views: 1044 | Votes: 5 | Rating: 2.00 The credit crunch coupled with a recession means that access to capital has become scarce for most businesses and individuals alike. The crashing home prices have wiped away the ability of most individuals and small business owners to obtain cash from home equity withdrawals or in refinancing their house.
89	Stock Market Falls Sharply Written by: Irene A. Majchrzak | Distributed: 2010-07-27 | Word Count: 879 | Page Views: 1031 | Votes: 1 | Rating: 1.00 The stock market has been having a bad week. Wednesday the market ended the day down over 300 points. I heard reports that this was the result of investors taking their profits. Happens all the time. Then within a few days, the prices on many great stocks is so low that the investors are buying the stocks right back up.
90	Taking Advantage of the Stock Market Written by: Irene A. Majchrzak | Distributed: 2009-07-09 | Word Count: 738 | Page Views: 1008 | Votes: 8 | Rating: 3.50 Is the market rebounding? The Dow, leveling out each week because it gets a rise in the market one day and a pullback the next day, comes from investors' taking their profits. This will probably continue for a year or so until the really large investors such as Hedge Fund Managers, Institutional Investors like Mutual Fund and 401(k) managers start purchasing the really great stocks at lower prices for the longer term. You may have questions... This article will show you how you can take advantage of the current stock market conditions...
91	Government Measures to Help with Health Insurance Written by: Kevin Kielty | Distributed: 2009-04-02 | Word Count: 502 | Page Views: 1007 | Votes: 2 | Rating: 3.00 Changes to COBRA and the State Children's Health Insurance Program can provide valuable assistance to those recently unemployed.
92	The Decline in the Personal Savings Rate - What Happened to the Discipline? Written by: Tome Tomaj | Distributed: 2009-12-15 | Word Count: 873 | Page Views: 977 | Votes: 2 | Rating: 3.50 As more and more American baby boomers are nearing and entering their retirement years, many of them are concerned about whether their retirement savings will last them long enough to ensure their current quality of life, and rightly so.
93	Happy New Year, Class of '10! And Welcome to Your College Financial Aid Base Year Written by: Marc R. Hill | Distributed: 2009-02-27 | Word Count: 695 | Page Views: 972 | Votes: 4 | Rating: 3.25 As they were ringing in the New Year on January 1, high school juniors and their parents were also ringing in their college financial aid "base year." Understanding the pros and cons of any financial moves made during your base year - or any year in which financial aid is applied for - from both a tax and financial aid standpoint goes a long way toward determining what you pay for college. So, let's take a look.
94	Available Loan Products During a Credit Crunch Written by: Fred Vanhoosen | Distributed: 2008-12-10 | Word Count: 1273 | Page Views: 971 | Votes: 4 | Rating: 1.75 As we turn on the news each day or pick up our local newspaper, we are inundated with the bad news about the effects of the credit crunch on the larger economy. With so much bad news about the economy, it is easy to believe that the credit crunch is deep running and affecting every sector of the economy. But the truth of the matter is that the credit crunch is pretty much regional in nature and it is only affecting certain types of lending. Continue reading this article as we explain this assertion.
95	Four Simple Steps to Recession-proof Your Income Written by: Mike Peterson | Distributed: 2008-09-02 | Word Count: 1020 | Page Views: 949 | Votes: 5 | Rating: 2.20 Recession. It's a scary word that makes even the most fiscally responsible among us cast a nervous eye on our bank accounts. Even scarier, not everyone can even agree whether our economy is in a temporary slump or an all-out free fall. But, recession or not, you can take steps to ensure that you and your family are secure in a weak economy.
96	Identity Theft: How Can You Protect Yourself? Written by: Robert Wade | Distributed: 2006-08-23 | Word Count: 474 | Page Views: 922 | Votes: 9 | Rating: 2.44 Yes, it can happen to you - from seemingly minor credit card use just one dispute away, to full-fledged devastation where multiple people use your social security number to acquire jobs - making you responsible for thousands of dollars in taxes. Both Gartner Research and Harris Interactive estimate about seven million people have fallen victim to identity theft, which equals 799 people each hour or 19,178 each day. Not all incidents are easy to resolve, either. The average identity theft victim spends 600 hours conducting tasks to recover from the crime, while some never recover.
97	Reverse Mortgages Are Not Part Of Foreclosure Crises Written by: Niki Sioris | Distributed: 2008-06-24 | Word Count: 789 | Page Views: 918 | Votes: 5 | Rating: 2.60 Many people confuse reverse mortgages with traditional forward mortgages and are hesitant to consider them during the current housing crises. This article explains why reverse mortgages are safe from the chaos going on in the housing and credit markets.
98	Payday Advance Loans Are Now Only One Toll Free Call Away Written by: Tom Tierney | Distributed: 2010-07-27 | Word Count: 599 | Page Views: 895 A friend of mine recently went through financial troubles and asked me, knowing that I'm a finance writer, if I could push him in the right direction for a short term loan to help out with his expenses. Here's his story:
99	Protection of Your Hard-Earned Retirement Written by: Irene A. Majchrzak | Distributed: 2009-07-07 | Word Count: 872 | Page Views: 889 | Votes: 13 | Rating: 2.54 Many articles discuss debt, what it is, how to get out and stay out, how to learn to spend cash instead of using credit cards and how to give up the bad debt habits developed over a lifetime. More articles discuss your retirement accounts, what the mutual funds really look like internally, how to choose investments based on your tolerance for risk and different strategies for investing in today's economy. What is only lightly touched on is protection of your lifestyle today and in Retirement, which is what you will discover in this article...
100	Tips For Restoring Your Credit In The Aftermath Of Foreclosure Written by: Fred Vanhoosen | Distributed: 2009-03-19 | Word Count: 1621 | Page Views: 886 | Votes: 8 | Rating: 1.75 If you have met foreclosure or bankruptcy and you are wondering about your ability to rebuild your credit, this article will be useful to you, as it shows you several techniques for rebuilding credit after foreclosure, repossession or bankruptcy.
101	3 Mistakes Guaranteed to Increase Your College Costs Written by: Marc R. Hill | Distributed: 2009-04-02 | Word Count: 959 | Page Views: 876 | Votes: 4 | Rating: 3.75 The decision to reduce your college costs is entirely in your hands. While it's commonly believed that there's nothing you can do to reduce these expenses, as a financial planner and as a parent, I can assure you that the strategies not only exist, but they're also very effective. But on the flip side of the college funding coin, there are some pricey mistakes that any parent can make. Let's take a look at three of these mistakes.
102	How to Invest in a Rough Economy: Investment Advice from the Experts Written by: Sarah Simmons | Distributed: 2009-07-08 | Word Count: 692 | Page Views: 865 | Votes: 8 | Rating: 3.38 The stock market crash of 2008 lost many investors a lot of money, and had many other investors bailing out of stocks for the safety of savings and checking accounts, treasury bills and gold. However, it is still possible to invest - and yes, even make money - during the current rocky economy.
103	Finding the Best Credit Card Applications Written by: Jeffrey Weber | Distributed: 2010-07-27 | Word Count: 403 | Page Views: 826 Online credit card applications can be confusing. That's the way the banks want them. This article will help eliminate some of the confusion.
104	Investing in Life's Necessities Written by: Mack Courter | Distributed: 2009-04-01 | Word Count: 1324 | Page Views: 805 | Votes: 6 | Rating: 3.00 With the stock market down 55% or so from its high of October 2007, many investors feel they are between the proverbial rock and a hard place. We've all seen the data that shows that over the long term, stocks outperform every other common asset class, but that knowledge certainly doesn't make the going any easier on a day to day basis.
105	Learn About Short Term Insurance Written by: Tom Lustina | Distributed: 2009-10-15 | Word Count: 337 | Page Views: 686 | Votes: 1 | Rating: 1.00 This is by no means an extensive lesson about short term insurance, but it is a good start. Since most policies are temporary, coverage is relatively cheap.
106	Five Reasons Why Nice Girls Don't Get Rich Written by: Lois P. Frankel, Ph.D. | Distributed: 2008-07-24 | Word Count: 587 | Page Views: 258 Based on book Nice Girls Don't Get Rich, this article illuminates five personality types that prevent women from accumulating wealth.
107	Safest Ways to Invest in Uranium Companies Written by: James Finch | Distributed: 2006-04-27 | Word Count: 0 | Page Views: 1 Because of soaring uranium prices, hundreds of companies have formed to capitalize upon the latest craze. How do you avoid being fooled? Look to ISL uranium companies. About 21 percent of the world's nuclear reactors are now fueled by uranium mined using this method. How do you evaluate the many uranium companies now developing their ISL operations?
108	Online Trading of Stocks - Basic Requirements. Written by: Akien Stokie | Distributed: 2005-03-10 | Word Count: 0 | Page Views: 1 Though there are many success stories, the fact remains that three out of four traders lose money. To be an effective online stock trader, ensure that you get a real-time quote of the stock price you are keen on buying...
109	Your Retirement Plan Should Be Both Flexible And Allow You To Track Your Established Goals. Written by: Abigail Vanderbeek | Distributed: 2005-02-03 | Word Count: 0 | Page Views: 1 When developing your plan, one of the first things you need to consider is flexibility in your savings.