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Identity Theft: The New Threat to Your Credit Written by: Josh Pike | Distributed: 2006-08-24 | Word Count: 363 | Page Views: 2459 | Votes: 8 | Rating: 4.00 When we think of thieves, images of burglars creeping into homes and apartments come to mind. However, there are new thieves that can take much more than your money or possessions. If your personal information falls into the hands of an identity thief, your credit and finances can be ruined. |
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In Fear of Retirement Written by: Daniel Lamaute | Distributed: 2008-05-08 | Word Count: 646 | Page Views: 1286 | Votes: 7 | Rating: 3.86 Many baby boomers are staring at retirement like a deer caught on oncoming headlights. They are not sure what to do or what else to do. They fear that whatever they have in savings just might not be enough. Less than 1 out of 5 workers felt very confident about having enough money for a comfortable retirement, according to the April 2008, EBRI Retirement Confidence Survey. And with good reasons, inflation is zooming at the same time that asset values are flagging. |
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A Recipe for Good Credit Written by: Josh Pike | Distributed: 2006-08-17 | Word Count: 369 | Page Views: 1319 | Votes: 7 | Rating: 3.57 If your credit is not as good as you want it to be, take action now! It's easier than you think to improve your credit. |
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Why Should I Invest In Mutual Funds? Written by: Eric Krammer | Distributed: 2008-01-29 | Word Count: 470 | Page Views: 1339 | Votes: 6 | Rating: 3.50 Hoping that the lottery will make you rich is as unreasonable. However, mutual funds have proven that they are a good investment tool that has been successfully used by many, which has resulted in accumulation of a real fortune. |
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Equipment Financing and The Five Cs of Credit Evaluation Written by: Sean Marten | Distributed: 2007-10-17 | Word Count: 698 | Page Views: 1363 | Votes: 6 | Rating: 3.50 Equipment financing lenders, as well as banks, use the Five Cs to evaluate loan applications: Character, Credit, Cash Flow, Capacity and Collateral. However, while banks look at small-to-medium size companies from a Fortune 500 perspective, equipment financing companies see applicants from a small business perspective, which highlights a sixth C: Common Sense. |
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Reverse Mortgage Costs Are Not Too High Written by: N. Sioris | Distributed: 2008-07-29 | Word Count: 1120 | Page Views: 1075 | Votes: 6 | Rating: 3.50 Reverse mortgage costs are repeatedly cited as one of the main reasons for seniors not to get a reverse mortgage loan. However, the same folks that harp on costs as being a reason not to use this financial resource rarely offer a less expensive option or an alternate proposal. Don't fall into the trap of listening to the negative hype without doing your own research. Find out what the true costs are and whether they are justified or not. Compare the cost of a reverse mortgage to the cost of selling your home, downsizing or moving into assisted living. Pull back the curtain and take a good look, then make your own determination. Don't base your decision on an uninformed friend, relative or media reporter. |
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Taking Advantage of the Stock Market Written by: Irene A. Majchrzak | Distributed: 2009-07-09 | Word Count: 738 | Page Views: 1008 | Votes: 8 | Rating: 3.50 Is the market rebounding? The Dow, leveling out each week because it gets a rise in the market one day and a pullback the next day, comes from investors' taking their profits. This will probably continue for a year or so until the really large investors such as Hedge Fund Managers, Institutional Investors like Mutual Fund and 401(k) managers start purchasing the really great stocks at lower prices for the longer term. You may have questions... This article will show you how you can take advantage of the current stock market conditions... |
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Medicaid Asset Protection Written by: Rocco Beatrice | Distributed: 2007-01-23 | Word Count: 646 | Page Views: 1427 | Votes: 7 | Rating: 3.43 Learn how to include senior Medicaid asset protection as part of your senior tax planning strategies. What are the tax implications of Medicaid and why it needs to be planned carefully? About seniors Medicaid asset protection as part of the senior tax planning strategies. Explains the new 5-year look back provisions for seniors to qualify for Medicare assistance into nursing home program. |
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How to Invest in a Rough Economy: Investment Advice from the Experts Written by: Sarah Simmons | Distributed: 2009-07-08 | Word Count: 692 | Page Views: 865 | Votes: 8 | Rating: 3.38 The stock market crash of 2008 lost many investors a lot of money, and had many other investors bailing out of stocks for the safety of savings and checking accounts, treasury bills and gold. However, it is still possible to invest - and yes, even make money - during the current rocky economy. |
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Section 179 - 4th Qtr Tax Saving Strategy for Small Business Written by: Sean Marten | Distributed: 2007-12-05 | Word Count: 345 | Page Views: 2051 | Votes: 6 | Rating: 3.33 Use the power of available deductions to boost your business's bottom line in 2007. Purchase new or "new to you" used business equipment now. Then place it in service by December 31st to realize exceptional tax savings. |
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Why You Should Buy a Home Now Written by: Clint Wooley | Distributed: 2007-01-09 | Word Count: 588 | Page Views: 1419 | Votes: 9 | Rating: 3.22 These days there is literally too much information for first time homebuyers to make a decision sometimes. Fear can prevent first time home buyers from ever acting on their dream of home ownership. When you look at facts, though, buying a home makes as much sense now as it ever has. |
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Beating the Stock Market Written by: Dustin Johnson | Distributed: 2008-02-05 | Word Count: 419 | Page Views: 1127 | Votes: 10 | Rating: 3.20 Many people dream about beating the market through their stock investments. However, is this really worth the effort and is it really possible? |
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Payday Loans - Convenience and Danger Written by: Fred Vanhoosen | Distributed: 2008-12-08 | Word Count: 1027 | Page Views: 1063 | Votes: 6 | Rating: 3.17 Payday / Cash Advance Loans are a godsend for those consumers who truly have a temporary short-term cash need, but what is a blessing for one consumer can easily be a nightmare in the offing for another consumer whose financial needs are more dire and long-term in nature. Get the facts before you select this kind of loan product. |
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DRiP Investing: Helping Beginners Get a Foot in the Door Written by: Robert Wade | Distributed: 2006-08-09 | Word Count: 387 | Page Views: 1355 | Votes: 7 | Rating: 3.14 Are you one of those nay-sayers who feels its simply impossible to save on the meager salary you bring home each month? Do you picture those with portfolios balanced in stocks and bonds as suits-draped Wall Street gurus glued to their Ameritrade account on a daily basis, trading and balancing risk each morning? Think again. |
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Hopefully President Obama Will Break A Few Campaign Promises Written by: Arlo Mooney | Distributed: 2008-11-07 | Word Count: 1272 | Page Views: 1201 | Votes: 7 | Rating: 3.14 Although I did not vote for President Barack Obama, I wish him well and I hope that he is as successful as President Bill Clinton. But I also hope that there is one campaign promise that Obama breaks, and here is the reason why I hope he breaks this promise... |
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How to Find Financial Freedom Written by: Kent Jacobson a.k.a. Mr. Success | Distributed: 2006-09-26 | Word Count: 457 | Page Views: 1574 | Votes: 12 | Rating: 3.08 Many people make finding financial freedom harder than what it actually is. In order to find financial freedom all you have to do is follow a few simple steps. |
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401K Loans for Emergencies Written by: Daniel Lamaute | Distributed: 2007-10-10 | Word Count: 343 | Page Views: 1470 | Votes: 9 | Rating: 3.00 For many people the quickest way for them to access an emergency loan quickly is to tap their credit cards, or their retirement account. But these methods have their drawbacks. Credit cards generally carry high double digit interest rates and wicked fees. On the other hand, early withdrawals from an IRA or 401K can trigger tax and penalties of up to 45% of the money withdrawn. |
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The Tale Of A 100 Traders And 1 Trading System Written by: Dean Whittingham | Distributed: 2007-11-15 | Word Count: 728 | Page Views: 1130 | Votes: 5 | Rating: 3.00 100 traders were subscribed to and given a stock pick from a highly reputable trader/advisor. The pick came with entry price, stop loss and method of trail. His accuracy in the past has made him second to none, however very few of his clients can make the sort of returns he does, even though they follow his stock picks religiously. |
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Is Investing In A Trading System A Rip Off Compared To Going To University? Written by: Dean Whittingham | Distributed: 2007-12-11 | Word Count: 828 | Page Views: 1250 | Votes: 8 | Rating: 3.00 The differences between a university education and that of a financial eduction are massive. Apart from the costs, the main difference is perception. However there is also now a glaring difference between tuition that works and tuition that does not. Most can not see the difference until it's too late. |
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Investing in Life's Necessities Written by: Mack Courter | Distributed: 2009-04-01 | Word Count: 1324 | Page Views: 805 | Votes: 6 | Rating: 3.00 With the stock market down 55% or so from its high of October 2007, many investors feel they are between the proverbial rock and a hard place. We've all seen the data that shows that over the long term, stocks outperform every other common asset class, but that knowledge certainly doesn't make the going any easier on a day to day basis. |
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The Joy of Being Debt-Free Written by: Irene A. Majchrzak | Distributed: 2009-04-16 | Word Count: 429 | Page Views: 1917 | Votes: 9 | Rating: 3.00 Being debt-free! What would that mean for your life? It could mean the difference between a good retirement and a great retirement leading to more freedom to have the things you want. |
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Making Offers and Negotiating on Homes Written by: Clint Wooley | Distributed: 2007-01-09 | Word Count: 683 | Page Views: 1487 | Votes: 12 | Rating: 2.92 A realistic approach to making offers and negotiating to get the most home for your money, this article has everyday, practical suggestions about how to make offers and negotiate through your Realtor. |
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The Good, the Bad, and the Ugly: Why Your Broker May Not Be Recommending The Most Competitive Annuity Written by: Tom Hamlin | Distributed: 2006-05-12 | Word Count: 1036 | Page Views: 2607 | Votes: 10 | Rating: 2.90 There are over two thousand life insurance companies offering over fifteen thousand different annuities, and they run the gamut from horrific (I wouldn't offer it to an enemy) to outstanding... |
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Credit Score Essentials Written by: Josh Pike | Distributed: 2006-08-10 | Word Count: 319 | Page Views: 1166 | Votes: 9 | Rating: 2.89 Most credit scoring systems are calculated from all the different credit data in your credit report. This data is grouped into five categories: |
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Hedge Your Bets With Job Loss Protection Insurance Written by: Kyle Fitzsimmons | Distributed: 2009-08-28 | Word Count: 372 | Page Views: 1545 | Votes: 9 | Rating: 2.89 Even if you believe your job to be secure in the current economic downturn, you should learn about Job Loss Protection Insurance, just in case your "secure job" gets eliminated. You should also understand what your Job Loss Protection Insurance policy will actually do for you. The time to learn what your insurance policy does and does not cover is NOT when you have lost your job and your agent tells you that your policy does not cover "that". |
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What Does Short, Long, Flat And Square Mean In Forex Trading? Written by: Sam Beatson | Distributed: 2006-10-11 | Word Count: 525 | Page Views: 2137 | Votes: 15 | Rating: 2.87 Short, long, square and flat explained in terms of forex trading (Spot FX). |
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Why Forex Trading Is So Popular Written by: Richard Goldberg | Distributed: 2006-10-12 | Word Count: 503 | Page Views: 1355 | Votes: 7 | Rating: 2.86 The Forex market is often more appealing to people that like to live on the edge. There is more uncertainty by far and the rewards of knowing when to buy and sell can be immense. For those of you who don't know, the Forex stands for, Foreign Exchange Market. |
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Credit: How to Get It, Build It, and Use It! Written by: Josh Pike | Distributed: 2006-08-04 | Word Count: 359 | Page Views: 1120 | Votes: 6 | Rating: 2.83 When Jorge Rojas applied for a cell phone, he hoped that the contract provider wouldn't check his credit history-not because it was bad, but because it didn't exist! Like many people, Jorge paid for most purchases with cash and did not have a formal credit history. |
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Student Credit Cards Can Help Lay The Foundation For Prosperous Adult Living Written by: Braxton Heitz | Distributed: 2009-11-24 | Word Count: 948 | Page Views: 1533 | Votes: 11 | Rating: 2.82 Credit is one of the most fundamental aspects of the financial structure we have built our society. In fact, a great credit score can be one of the most valuable assets an individual will ever have in his or her life. |
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Check The Appraisal Carefully To Avoid Being A Fraud Victim Written by: Donna Robinson | Distributed: 2007-03-15 | Word Count: 893 | Page Views: 1243 | Votes: 5 | Rating: 2.80 There is a type of fraud in which an unsuspecting Real Estate investor believes he is buying a property worth a certain amount, when in reality the property is worth much less. This places the investor in a hopelessly upside down situation, owing more money than the property will ever be worth. |
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Advantages and Disadvantages of Individual and Group Health Insurance Written by: Kevin Kielty | Distributed: 2009-04-01 | Word Count: 639 | Page Views: 2881 | Votes: 9 | Rating: 2.78 The cost of individual and group health insurance coverage varies greatly as does the type of coverage they both offer. Making the switch can bring some surprises. |
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Credit 101: What's It All About? Written by: Robert Wade | Distributed: 2006-07-06 | Word Count: 370 | Page Views: 1133 | Votes: 8 | Rating: 2.75 It's important to establish and maintain positive credit, whether you're just starting out or planning for retirement. But most people only have a vague understanding of what that actually entails. Add the onslaught of identity theft to the mix and you have a recipe for disaster. Here are some tips, tricks and techniques you should understand and adhere to: |
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A Better Way To Sell A Structured Settlement - Via Auction Written by: Clayton Frantz | Distributed: 2007-11-30 | Word Count: 1342 | Page Views: 3836 | Votes: 8 | Rating: 2.75 Structured settlements were introduced in Canada and the United States in the 1970's. They were introduced as an alternative to lump sum payments, common in insurance settlements and lottery winnings. In the decades since, they have also been accepted as legal financial instruments in England and Australia. In a nutshell, a structured settlement by legal definition is a statutory agreement to pay a specified sum of money over a period of time, on a payment system. |
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What My Mother Taught Me About Credit Cards And Family Finances Written by: Braxton Heitz | Distributed: 2009-12-01 | Word Count: 1285 | Page Views: 1617 | Votes: 19 | Rating: 2.74 My mother is an amazing woman. She made some of the hardest jobs imaginable look easy. No matter how hard her day was, she always had a smile and perfect hair. |
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Gas Spikes Lead To Alternate Fuel Popularity Written by: Clinton Douglas IV | Distributed: 2006-07-13 | Word Count: 313 | Page Views: 1348 | Votes: 11 | Rating: 2.73 Tired of paying from your bottomless wallet for gas prices that can double in no time? Commuting has grown beyond expensive for the average American household, leaving many Americans researching alternative fuel sources. Not only do these alternatives offer new tax breaks, but they can also save a great deal of money at the pump while having a less harsh impact on the environment. |
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Cohen Research Report Bullish on Pacific Asia China Energy Written by: James Finch | Distributed: 2006-06-21 | Word Count: 867 | Page Views: 1116 | Votes: 10 | Rating: 2.70 We reviewed a research firm's report on a coalbed methane company. Cohen Independent Research Group issued a Buy recommendation on the shares of Pacific Asia China Energy (TSX: PCE), calling those shares "grossly undervalued." Why is it undervalued? |
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Making Money With Your 1st Or 50th Website Using Google Adsense Written by: Clinton Douglas IV | Distributed: 2007-12-06 | Word Count: 1721 | Page Views: 2028 | Votes: 10 | Rating: 2.70 If you are just starting online with your first website, you have quite a learning curve in front of you. I know that your learning curve is still long, because I have been making money online for years, and I am still learning new stuff everyday |
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Reverse Mortgages Are Not Part Of Foreclosure Crises Written by: Niki Sioris | Distributed: 2008-06-24 | Word Count: 789 | Page Views: 918 | Votes: 5 | Rating: 2.60 Many people confuse reverse mortgages with traditional forward mortgages and are hesitant to consider them during the current housing crises. This article explains why reverse mortgages are safe from the chaos going on in the housing and credit markets. |
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Banks Do Not Want To Foreclose Your Home Written by: Arlo Mooney | Distributed: 2009-01-09 | Word Count: 1166 | Page Views: 1671 | Votes: 12 | Rating: 2.58 When the phone is ringing every day and the bank is threatening to foreclose your home, because you are behind on payments, it is easy to believe that the banker is drooling over the possibility of foreclosing on your home. But you should know that the bank stands to lose a lot of money if they are forced to foreclose on your home. Read this article to learn the real truth about banks and foreclosures. |
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Micro Lending: Find Your Voice And Inspire Others To Find Theirs Written by: Robert Thornton | Distributed: 2008-04-23 | Word Count: 748 | Page Views: 2438 | Votes: 7 | Rating: 2.57 Many, many thousands of people in the third world have achieved economic independence through the pioneering work of internationally revered Nobel prizewinner Muhammad Yunus. As the founder of the Grameen Bank, the world's first lending institution to focus solely on providing unsecured start-up capital for the working poor, Professor Yunus has gained world-wide recognition and a slew of awards for his extraordinarily effective efforts. |
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Tax Free Retirement Income with the Roth IRA and Roth 401(k) Written by: Daniel Lamaute | Distributed: 2006-09-26 | Word Count: 435 | Page Views: 1679 | Votes: 9 | Rating: 2.56 Under this year's new tax rules it's possible to have a Roth 401(k) in addition to a Roth IRA for Tax Free Retirement Income. |
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Protection of Your Hard-Earned Retirement Written by: Irene A. Majchrzak | Distributed: 2009-07-07 | Word Count: 872 | Page Views: 889 | Votes: 13 | Rating: 2.54 Many articles discuss debt, what it is, how to get out and stay out, how to learn to spend cash instead of using credit cards and how to give up the bad debt habits developed over a lifetime. More articles discuss your retirement accounts, what the mutual funds really look like internally, how to choose investments based on your tolerance for risk and different strategies for investing in today's economy. What is only lightly touched on is protection of your lifestyle today and in Retirement, which is what you will discover in this article... |
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6 Ways To Buy A Home Without A Down Payment Written by: Frank Oakerson | Distributed: 2006-06-14 | Word Count: 788 | Page Views: 1742 | Votes: 15 | Rating: 2.53 Entering the housing market for the first time can be an elusive dream for so many would be homeowners. Down payments, closing costs, attorney fees, and so much more can thwart even the average buyer. If you have credit problems, little or no savings, or a low income, purchasing a home may be out of the question. On the other hand, there are programs available for buyers to help them purchase their first home. |
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Easy Tips To Reduce Your Cost Of Living And Survive Recession Written by: Fred Vanhoosen | Distributed: 2009-07-14 | Word Count: 505 | Page Views: 1496 | Votes: 15 | Rating: 2.53 Recession is a period of general economic decline and we need to prepare for it. Surviving the recession is much easier when you are prepared for it. Here are some tips for surviving the current economic crisis. |
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Forex in a Nutshell Crash Article Written by: Sam Beatson | Distributed: 2006-06-15 | Word Count: 770 | Page Views: 1457 | Votes: 14 | Rating: 2.50 The Forex or foreign exchange is also known as FX, and can be traded upon by anyone from home who has an internet connection and some knowledge. Most people have the belief that trading currency is extremely risky and a gamble. However there are many ways to technically analyse the market and identify the pattern of the movement to the point we can instigate "good" trades on a consistent basis. |
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Developing a 401k Strategy In The Modern Employment Market Written by: Jason Alba | Distributed: 2006-10-04 | Word Count: 870 | Page Views: 1431 | Votes: 8 | Rating: 2.50 What is the biggest pain that comes with every job search? I'm not talking about the job search itself, I'm talking about some of the typical "housekeeping" that you have to do. Is it file for unemployment? Is it refigure your budget? Is it developing a new schedule? For me, one of the biggest hassles is figuring out what to do with my 401k account. |
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How Foreclosures Work and Steps You Can Take To Avoid Foreclosure Written by: Jeff Spellman | Distributed: 2006-12-21 | Word Count: 1232 | Page Views: 2175 | Votes: 8 | Rating: 2.50 A lender provides you with a mortgage and the home is considered to be collateral until you pay off the mortgage in full and with interest. If you stop making payments on your mortgage, the lender has the legal right to foreclose and take possession of your home in order to recoup the money that they originally loaned you. |
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Understanding the Mortgage Process Written by: Clint Wooley | Distributed: 2007-01-10 | Word Count: 652 | Page Views: 1304 | Votes: 10 | Rating: 2.50 Understanding what will happen during the process of applying for a mortgage through closing can remove some of the anxiety of an already stressful venture. This is a brief, but useful overview that was created from real-world situations. |
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Ten Important Questions To Ask Your Mortgage Loan Broker Written by: James Copper | Distributed: 2007-02-20 | Word Count: 820 | Page Views: 1443 | Votes: 10 | Rating: 2.50 A list of ten questions that you need to consider and ask your mortgage broker before you take out a home loan. |
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Credit Card Companies Reward Consumers Who Shop Around Written by: Braxton Heitz | Distributed: 2009-11-03 | Word Count: 1159 | Page Views: 1651 | Votes: 10 | Rating: 2.50 With Ronald Reagan came mass deregulation in many industries. One of the industries that benefited from deregulation was the financial industry. As a result, hundreds of new financial companies were introduced to the American consumer during the 1980's. With the sudden explosion of new competitors in this industry, credit card companies began to struggle with how to retain existing customers and to recruit new customers. |
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How to Avoid Private Mortgage Insurance (PMI) Written by: Jim Cramer | Distributed: 2008-02-20 | Word Count: 523 | Page Views: 1800 | Votes: 6 | Rating: 2.50 There is more than one way to get your desired home without having the 20 percent down payment and avoid PMI at the same time. |
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Learn From History - The Anatomy Of An Economic Meltdown Written by: Arlo Mooney | Distributed: 2009-03-18 | Word Count: 2376 | Page Views: 1064 | Votes: 6 | Rating: 2.50 When we look at the current economic crisis, lots of people are asking how we got into this mess. This story walks out the steps the brought us into the current economic meltdown, prompted by the recent credit crisis. |
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Understanding Compulsive Gambling Written by: Skyler Ace | Distributed: 2009-07-08 | Word Count: 700 | Page Views: 1483 | Votes: 8 | Rating: 2.50 People gamble for many reasons. Some do it for the pure thrill and fun of it, and others just because they're feeling lucky, and many do it out of habit. Whatever the reason may be, gambling becomes a problem when it is done in excess. In fact, people often don't realize that it's become an addiction, until they are in so deep and affects normal life. This checklist will help you determine if you are a compulsive gambler, who is in need of help. |
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Identity Theft: How Can You Protect Yourself? Written by: Robert Wade | Distributed: 2006-08-23 | Word Count: 474 | Page Views: 922 | Votes: 9 | Rating: 2.44 Yes, it can happen to you - from seemingly minor credit card use just one dispute away, to full-fledged devastation where multiple people use your social security number to acquire jobs - making you responsible for thousands of dollars in taxes. Both Gartner Research and Harris Interactive estimate about seven million people have fallen victim to identity theft, which equals 799 people each hour or 19,178 each day. Not all incidents are easy to resolve, either. The average identity theft victim spends 600 hours conducting tasks to recover from the crime, while some never recover. |
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Protecting Assets from Nursing Home Costs Written by: Rocco Beatrice | Distributed: 2007-01-24 | Word Count: 470 | Page Views: 2338 | Votes: 9 | Rating: 2.44 About protecting senior/elder assets before entering nursing home. Planning for your retirement by reducing your nursing home costs has to be done early and definitively 5 years before you plan to get sick. If offering is a taxable gift then taxes are paid on the gift by the transferor; oppositely, the receiver obtains the gift tax-free. |
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Your Credit Rating And Loans - The Facts Written by: James Copper | Distributed: 2007-03-07 | Word Count: 679 | Page Views: 1211 | Votes: 9 | Rating: 2.44 An overview of how credit scoring works and how it affects your ability to get financing. |
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How To Beat Your Banker At Their Own Game Using Loopholes In Their Own Rules Written by: Jeff Spellman | Distributed: 2006-12-26 | Word Count: 854 | Page Views: 1431 | Votes: 7 | Rating: 2.43 Imagine what it would be like if you could pay off your mortgage sooner than anticipated. Sure, we all think about it, we tell ourselves that next year we will start paying more than is required each month, or that once we pay off the car loan, we can put more money to that mortgage. Unfortunately, many homeowners never seem to have that extra money to put towards their mortgage payments. |
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Subprime and the Fugu Ultimatum Written by: John F. Mauldin | Distributed: 2007-08-24 | Word Count: 4635 | Page Views: 1236 | Votes: 7 | Rating: 2.43 This article covers China possibly revaluing their currency, the Subprime debacle, Hedge Funds and their quantitative systems, and the difference between the markets now and 1998. |
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Why Over 3,000 US Companies Have Chosen the Frankfurt Stock Exchange to Go Public Written by: Ron Crowe | Distributed: 2008-07-31 | Word Count: 786 | Page Views: 4011 | Votes: 13 | Rating: 2.38 The Frankfurt Stock Exchange, one of the world's largest trading centers for securities, has over 3,000 United States companies listed. North American and other foreign companies are choosing Europe, over the United States, to go public because of the punishing Sarbanes Oxley Act introduced in the United States in 2002. |
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Yes! You Really Can Save Money Written by: Josh Pike | Distributed: 2006-07-27 | Word Count: 367 | Page Views: 1129 | Votes: 9 | Rating: 2.33 Sometimes, saving money may seem impossible. You buy groceries on Monday, pay bills on Tuesday, and by Wednesday your paycheck has disappeared. However, if you establish a savings plan, you'll "find" money in places you've never thought to look! |
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Reasons to Be Pre-approved Written by: Clint Wooley | Distributed: 2007-01-18 | Word Count: 322 | Page Views: 1189 | Votes: 12 | Rating: 2.33 Taking the time to apply for a mortgage before beginning your home search and being able to make offers based on a pre-approval can speed the buying process and give you additional negotiating power. |
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Mortgage Arrears And Repossession Guide -- How To Prevent Repossession Written by: James Copper | Distributed: 2007-03-09 | Word Count: 1084 | Page Views: 1567 | Votes: 6 | Rating: 2.33 A look at what happens when you fall into debt and fail to keep up to date on your mortgage payments. Including an overview of the repossession process. |
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The 10 Biggest Mistakes In Home Mortgage Refinancing Written by: Frank Oakerson | Distributed: 2006-06-23 | Word Count: 775 | Page Views: 1598 | Votes: 13 | Rating: 2.31 If you have owned a home for some time, then likely you have considered refinancing your home mortgage in order to get a better rate on your loan. This decision can be a wise one, especially if your current rate is high and the new loan rate is lower. Not all refinancing decisions are wise, so here is what you should look for to help you avoid the ten biggest mistakes in home mortgage refinancing: |
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Is Homeowners Insurance Enough in the Toughest of Times? Written by: Brandon Miller | Distributed: 2006-05-19 | Word Count: 381 | Page Views: 1309 | Votes: 10 | Rating: 2.30 Homeowners Insurance is supposed to protect us in case of disasters. That is what we have come to expect from our homeowners insurance over the years. But what if the disaster is the costliest in U.S. History? What if your insurance agent's home and office were destroyed in the disaster also? |
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Your Home: A Powerful Tax Advantage Written by: Mark Felder | Distributed: 2006-09-29 | Word Count: 319 | Page Views: 1203 | Votes: 7 | Rating: 2.29 Afraid of the big commitment? Home ownership is always an excellent investment offering discounts every year and guaranteed retirement savings. It can be one of the best investments anyone can make. |
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Using a 401K Loan to Stop Foreclosure Written by: Daniel Lamaute | Distributed: 2008-02-11 | Word Count: 465 | Page Views: 5590 | Votes: 14 | Rating: 2.29 A bankruptcy or foreclosure can cripple one's ability to obtain decent credit for many years. In addition, some employers and landlords won't hire or rent to a candidate with terrible credit history. Thus, it is a good idea to discuss all options with a financial planner before ending in bankruptcy or foreclosure. |
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9 Questions To Answer Before You Prepay Your Home Mortgage Written by: Frank Oakerson | Distributed: 2006-08-02 | Word Count: 1257 | Page Views: 2411 | Votes: 12 | Rating: 2.25 We are all different. At different times in our lives we have different goals and needs. You can ask different experts in financial planning, Texas mortgage brokers, and your banker "should I prepay on my home mortgage?" and you will get answers from "that is the greatest idea" to "that will be the worst financial mistake you will ever make". So what is a person to do? Let us look at 9 things you need to consider and have answered before you "prepay your home mortgage". |
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Four Simple Steps to Recession-proof Your Income Written by: Mike Peterson | Distributed: 2008-09-02 | Word Count: 1020 | Page Views: 949 | Votes: 5 | Rating: 2.20 Recession. It's a scary word that makes even the most fiscally responsible among us cast a nervous eye on our bank accounts. Even scarier, not everyone can even agree whether our economy is in a temporary slump or an all-out free fall. But, recession or not, you can take steps to ensure that you and your family are secure in a weak economy. |
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Balance Transfer: Can It Get You Our Of Debt? Written by: Robert Wade | Distributed: 2006-07-19 | Word Count: 360 | Page Views: 1049 | Votes: 11 | Rating: 2.18 The offers are tempting: 0% for six months or 4.99% for 12 months on balance transfers. Sure, you can cut your rate and pay your balance down faster. But, like everything else in life, do your homework. |
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Is There A Perfect Storm Brewing For Single Family? Written by: Donna Robinson | Distributed: 2007-03-19 | Word Count: 921 | Page Views: 1412 | Votes: 6 | Rating: 2.17 A glut of new construction combined with higher than normal resale inventory, plus a sharp increase in foreclosures is leading to massive oversupplies of single family housing in most areas of the country. |
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Direct Lender And Commercial Mortgage Broker Differences. Written by: Kirkham Burbidge | Distributed: 2007-05-01 | Word Count: 1216 | Page Views: 1509 | Votes: 6 | Rating: 2.17 Navigating the seemingly dangerous waters of lending can be tricky. But let's face facts, you need money for a building and don't have it. The good news is: money is more available now than ever before and in today's market the rates are better than ever. |
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Protecting Your Aging Relative's Financial Security Written by: Denise M. Brown | Distributed: 2008-02-06 | Word Count: 425 | Page Views: 1153 | Votes: 7 | Rating: 2.14 Your aging relative needs help at home. Before hiring home care, take time to protect your care recipient's financial security. It's not that you don't trust, it's that you value prudence. |
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Retirement: What Should I Save, When? Written by: Robert Wade | Distributed: 2006-09-15 | Word Count: 529 | Page Views: 1149 | Votes: 9 | Rating: 2.11 Who can save for retirement? It's hard enough just keeping up with today's expenses. But like it or not, a fairy godmother is not going to appear in your later life to take care of you. You need to plan ahead, and the sooner the better. |
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3 Classic No Down Payment Strategies Written by: Donna Robinson | Distributed: 2007-03-02 | Word Count: 1114 | Page Views: 1561 | Votes: 6 | Rating: 2.00 Everyone has heard a story or read about someone who bought a property without paying a single dime as a down payment. But how does this work? There are several * classic * methods commonly used to purchase real estate with no money down. There are an infinite variety of situations in a real estate transaction that could lead to a deal with no down payment. But for the sake of reality, I will focus on those that are most commonly seen in the current market. |
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Reduce The Stress Of Home Selling By Making Good Decisions Early Written by: Claudia Abberley | Distributed: 2007-06-12 | Word Count: 1117 | Page Views: 1617 | Votes: 6 | Rating: 2.00 Relocating is always a difficult thing to do, and selling your current home will only add to the hassle. Being able to quickly find a buyer for your home is ideal. Having an unoccupied home you have to continue paying for becomes a real financial burden, especially when the selling process drags on for a long period of time. Selling your home before you begin paying for another one is the best alternative for your bank account. |
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For Love and Money - Minimize Financial Trouble In Relationships Written by: Kimberly Clay | Distributed: 2008-04-16 | Word Count: 933 | Page Views: 1408 | Votes: 6 | Rating: 2.00 All too often, dealing with money matters within relationships is much like mixing oil and water. The two simply don't mix. Whether we're talking about family members, friends or others close to us, when money concerns enter into the relationship, all too often things turn out badly. |
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Finding Money in a Credit Crunch Written by: Daniel Lamaute | Distributed: 2008-10-28 | Word Count: 525 | Page Views: 1044 | Votes: 5 | Rating: 2.00 The credit crunch coupled with a recession means that access to capital has become scarce for most businesses and individuals alike. The crashing home prices have wiped away the ability of most individuals and small business owners to obtain cash from home equity withdrawals or in refinancing their house. |
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Can Debtors Afford Bankruptcy? Finding Low-Cost, Cheap Bankruptcy Written by: Benji O. Anosike | Distributed: 2009-07-08 | Word Count: 1718 | Page Views: 1463 | Votes: 14 | Rating: 1.93 It seems there is today in these current hard national economic times, palpably one ominous additional burden for the average heavily indebted American consumer who, perhaps, sees his or her only recourse for some relief from his crushing debt as lying in filing bankruptcy: the cost for bankruptcy, and finding cheap, low-cost bankruptcy that debtor can afford. This often mean, in essence, finding pro se or non lawyer bankruptcy alternative. The bankruptcy lawyers' current fees for bankruptcy are so high they've been said by one expert to have "priced the average debtor out of bankruptcy." In deed, according to some bankruptcy experts, many of whom are themselves bankruptcy lawyers, though a new record of some 1.1 million debtors filed for bankruptcy in 2008, yet another set of debtors of equal size qualify for and seek to file for bankruptcy, but can't do so merely for the fact that they cannot afford to pay the lawyers fees. Consequently, affordability of bankruptcy cost constitutes the most critical impediments today to being able to file for bankruptcy for the average debtor seeking to file bankruptcy. |
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Will Linked Recognition Lead to a Cancer Vaccine? Written by: James Finch | Distributed: 2006-06-01 | Word Count: 1080 | Page Views: 1207 | Votes: 7 | Rating: 1.86 Dr. Lorne Tyrrell pioneered lamivudine as the standard treatment for hepatitis B virus (HBV). Now a success, he observed the drug's shortcomings. Now CEO of ViRexx Medical, Tyrrell hopes his latest development, Chimigen, will offer new hope for HBV, other infectious diseases, and cancer. |
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Saving for Retirement: Compound and Grow Your Employer Matching Retirement Plan Written by: James Lange | Distributed: 2006-08-24 | Word Count: 354 | Page Views: 1562 | Votes: 9 | Rating: 1.78 If your employer offers a matching contribution to your retirement plan, the cardinal rule is: contribute whatever the employer is willing to match-even if it is only a percentage of your contribution and not a dollar for dollar match. |
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Tips For Restoring Your Credit In The Aftermath Of Foreclosure Written by: Fred Vanhoosen | Distributed: 2009-03-19 | Word Count: 1621 | Page Views: 886 | Votes: 8 | Rating: 1.75 If you have met foreclosure or bankruptcy and you are wondering about your ability to rebuild your credit, this article will be useful to you, as it shows you several techniques for rebuilding credit after foreclosure, repossession or bankruptcy. |
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Setting SMART Financial Goals Written by: Josh Pike | Distributed: 2006-07-26 | Word Count: 503 | Page Views: 1316 | Votes: 8 | Rating: 1.63 Managing your money wisely is the best way to make sure you and your family gain financial security. Money management is also extremely important if you own a business. |
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Consolidating of High Rate Credit Card Debt with a 401K Loan Written by: Daniel Lamaute | Distributed: 2008-04-23 | Word Count: 406 | Page Views: 1927 | Votes: 7 | Rating: 1.29 Banks are putting the squeeze on even their best long term card holders at a time when other sources of credit, such as home equity loans for example, are harder to come by. A lot of people are shocked to receive notices that their credit card rate has jumped to as high as 28 percent even though they've kept good credit and an excellent payment history. |
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How to Hide Assets Written by: Rocco Beatrice | Distributed: 2007-01-19 | Word Count: 507 | Page Views: 2714 | Votes: 6 | Rating: 1.00 How to hide your assets by repositioning your assets through an irrevocable trust with an independent trustee. |
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