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All Articles Written By: Irene A. Majchrzak

1.   Understanding Your 401(k), IRA and Other Pre-Tax Investments by Irene A. Majchrzak
    What does all of the bad economic news mean to you, the average investor. Well, if you are still working and contributing to your pre-tax 401(k)'s, 403(b)'s, or IRA savings your strategies for salvaging your retirement will include reviewing all of the investment options found in your 401(k), etc.
    Distributed: 2010-08-03 11:15:00 | Word Count: 1005 | Page Views: 3077 | Votes: 0 | Rating: 0.00
2.   Stock Market Falls Sharply by Irene A. Majchrzak
    The stock market has been having a bad week. Wednesday the market ended the day down over 300 points. I heard reports that this was the result of investors taking their profits. Happens all the time. Then within a few days, the prices on many great stocks is so low that the investors are buying the stocks right back up.
    Distributed: 2010-07-27 13:00:00 | Word Count: 879 | Page Views: 2724 | Votes: 4 | Rating: 1.00
3.   The Decline and Fall of the Retirement Empire by Irene A. Majchrzak
    "I have a pension and it'll have to be enough!" As a financial Advisor over the past 10 years I have often heard this statement. It was difficult 10 years ago to explain to future retirees why this was an impossible belief to hold. 10 years ago no one would believe the changes that would occur in our world view.
    Distributed: 2010-03-10 10:45:00 | Word Count: 1317 | Page Views: 2727 | Votes: 0 | Rating: 0.00
4.   The Effect of Inflation and Deflation on Retirees by Irene A. Majchrzak
    When we worry about how long our retirement income will last, we consider so many factors. The current economy is causing a drain on 401(k)'s and IRA's. So we have become much more cautious about withdrawing money to use it as part of our pensions.
    Distributed: 2009-10-27 11:24:00 | Word Count: 1324 | Page Views: 4457 | Votes: 5 | Rating: 1.00
5.   Taking Advantage of the Stock Market by Irene A. Majchrzak
    Is the market rebounding? The Dow, leveling out each week because it gets a rise in the market one day and a pullback the next day, comes from investors' taking their profits. This will probably continue for a year or so until the really large investors such as Hedge Fund Managers, Institutional Investors like Mutual Fund and 401(k) managers start purchasing the really great stocks at lower prices for the longer term. You may have questions... This article will show you how you can take advantage of the current stock market conditions...
    Distributed: 2009-07-09 11:24:00 | Word Count: 738 | Page Views: 2964 | Votes: 11 | Rating: 2.82
6.   Protection of Your Hard-Earned Retirement by Irene A. Majchrzak
    Many articles discuss debt, what it is, how to get out and stay out, how to learn to spend cash instead of using credit cards and how to give up the bad debt habits developed over a lifetime. More articles discuss your retirement accounts, what the mutual funds really look like internally, how to choose investments based on your tolerance for risk and different strategies for investing in today's economy. What is only lightly touched on is protection of your lifestyle today and in Retirement, which is what you will discover in this article...
    Distributed: 2009-07-07 13:36:00 | Word Count: 872 | Page Views: 2296 | Votes: 13 | Rating: 2.54
7.   Debt, America's Greatest Failure at All Levels of Society by Irene A. Majchrzak
    The truth is debt management cannot start early enough. When your debt is minimal, for needs only, you can stop the bleeding from your bank account and investments by buying less. Begin to learn how your buying and spending habits contribute to your debt. Uncontrolled Debt has the most disastrous effect on your lifestyle and retirement.
    Distributed: 2009-04-21 12:00:00 | Word Count: 775 | Page Views: 2496 | Votes: 2 | Rating: 3.00
8.   The Joy of Being Debt-Free by Irene A. Majchrzak
    Being debt-free! What would that mean for your life? It could mean the difference between a good retirement and a great retirement leading to more freedom to have the things you want.
    Distributed: 2009-04-16 13:12:00 | Word Count: 429 | Page Views: 3765 | Votes: 9 | Rating: 3.00







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