8 Most Recent Articles
Written By: Irene A. Majchrzak

1	Understanding Your 401(k), IRA and Other Pre-Tax Investments Written by: Irene A. Majchrzak | Distributed: 2010-08-03 | - Word Count: 1005 | Viewed: 1131 | Votes: 0 What does all of the bad economic news mean to you, the average investor. Well, if you are still working and contributing to your pre-tax 401(k)'s, 403(b)'s, or IRA savings your strategies for salvaging your retirement will include reviewing all of the investment options found in your 401(k), etc.
2	Stock Market Falls Sharply Written by: Irene A. Majchrzak | Distributed: 2010-07-27 | - Word Count: 879 | Viewed: 1031 | Votes: 1 | Rating: 1.00 The stock market has been having a bad week. Wednesday the market ended the day down over 300 points. I heard reports that this was the result of investors taking their profits. Happens all the time. Then within a few days, the prices on many great stocks is so low that the investors are buying the stocks right back up.
3	The Decline and Fall of the Retirement Empire Written by: Irene A. Majchrzak | Distributed: 2010-03-10 | - Word Count: 1317 | Viewed: 1111 | Votes: 0 "I have a pension and it'll have to be enough!" As a financial Advisor over the past 10 years I have often heard this statement. It was difficult 10 years ago to explain to future retirees why this was an impossible belief to hold. 10 years ago no one would believe the changes that would occur in our world view.
4	The Effect of Inflation and Deflation on Retirees Written by: Irene A. Majchrzak | Distributed: 2009-10-27 | - Word Count: 1324 | Viewed: 1737 | Votes: 1 | Rating: 0.00 When we worry about how long our retirement income will last, we consider so many factors. The current economy is causing a drain on 401(k)'s and IRA's. So we have become much more cautious about withdrawing money to use it as part of our pensions.
5	Taking Advantage of the Stock Market Written by: Irene A. Majchrzak | Distributed: 2009-07-09 | - Word Count: 738 | Viewed: 1009 | Votes: 8 | Rating: 3.50 Is the market rebounding? The Dow, leveling out each week because it gets a rise in the market one day and a pullback the next day, comes from investors' taking their profits. This will probably continue for a year or so until the really large investors such as Hedge Fund Managers, Institutional Investors like Mutual Fund and 401(k) managers start purchasing the really great stocks at lower prices for the longer term. You may have questions... This article will show you how you can take advantage of the current stock market conditions...
6	Protection of Your Hard-Earned Retirement Written by: Irene A. Majchrzak | Distributed: 2009-07-07 | - Word Count: 872 | Viewed: 890 | Votes: 13 | Rating: 2.54 Many articles discuss debt, what it is, how to get out and stay out, how to learn to spend cash instead of using credit cards and how to give up the bad debt habits developed over a lifetime. More articles discuss your retirement accounts, what the mutual funds really look like internally, how to choose investments based on your tolerance for risk and different strategies for investing in today's economy. What is only lightly touched on is protection of your lifestyle today and in Retirement, which is what you will discover in this article...
7	Debt, America's Greatest Failure at All Levels of Society Written by: Irene A. Majchrzak | Distributed: 2009-04-21 | - Word Count: 775 | Viewed: 1102 | Votes: 2 | Rating: 3.00 The truth is debt management cannot start early enough. When your debt is minimal, for needs only, you can stop the bleeding from your bank account and investments by buying less. Begin to learn how your buying and spending habits contribute to your debt. Uncontrolled Debt has the most disastrous effect on your lifestyle and retirement.
8	The Joy of Being Debt-Free Written by: Irene A. Majchrzak | Distributed: 2009-04-16 | - Word Count: 429 | Viewed: 1918 | Votes: 9 | Rating: 3.00 Being debt-free! What would that mean for your life? It could mean the difference between a good retirement and a great retirement leading to more freedom to have the things you want.