8 Most Recent Articles
Written By: Craig Romero

1	Use Your Equity to Make Home Improvements Written by: Craig Romero | Distributed: 2004-07-14 | With mortgage rates at all-time lows, it may be time to consider looking into getting that addition put on your house, or finally remodeling your kitchen or adding that additional bathroom. Homeowners who want to begin major home improvement projects may be able to finance those projects using the equity in their homes. You can tap into your home equity or cash out by refinancing your home for more than the balance that you owe on your old mortgage. And because mortgage rates are so low, you may be able to do it without a significant increase to your monthly mortgage payment.
2	The New Age of Mortgage Applications Written by: Craig Romero | Distributed: 2004-06-17 | In today’s day and age, the world is at our fingertips, literally. Every day more and more people are getting online and using the internet to do things they used to have to leave the house for. Computers are being used for everything; from tasks as small as researching homework projects to processes as large as buying homes. If you’re a computer user who’s looking to buy or refinance a home, you may be surprised to learn that the days of having to visit your local lending office for your mortgage are long gone.
3	Important Things to Know About Refinancing Costs Written by: Craig Romero | Distributed: 2004-05-27 | With so many homeowners refinancing, it is tempting to jump on the bandwagon and do the same. Especially with the low interest rates and appealing offers that are popping up all over the place. While refinancing is a wise choice in many situations, it is important to note that it is not without costs of its own. Some refinance companies charge an application fee just to begin the application and refinance process. This is an upfront cost that is never rolled into the new loan amount and must come out of your own personal funds.
4	Tips For Using Online Mortgage Brokers Written by: Craig Romero | Distributed: 2004-05-11 | If you’re thinking about taking out a mortgage or refinancing your existing one, you’ve probably considered using an online mortgage broker. While the task itself sounds rather simple, it helps to have tips and guidelines to use to avoid some of the common pitfalls that consumers tend to run into.
5	Attention Homeowners with ARMs Written by: Craig Romero | Distributed: 2004-05-06 | Mortgage rates are at all-time lows, enticing homeowners across the nation to refinance their homes. It used to be that an ARM was a popular mortgage choice; a choice that enabled homebuyers to get an initially low mortgage rate that increased gradually over time.
6	A Different Kind of Mortgage Broker Written by: Craig Romero | Distributed: 2004-05-03 | With today*s current economy, consumers have to be as budget conscious as ever, and it*s showing in every consumer decision they make - including shopping for a mortgage.
7	Stop Giving Away Your Equity Written by: Craig Romero | Distributed: 2004-05-03 | Do you know that every year you're giving away the hard-earned equity in your home by paying more than you have to in interest? Most home owners don't realize they can cut up to seven years off of the length of their mortgage, saving thousands of dollars in the process. Think it doesn't add up to a lot?
8	Demystifying the Reverse Mortgage Written by: Craig Romero | Distributed: 2004-05-03 | The term is being heard by homeowners near and far, but what exactly is a *reverse mortgage?* It’s a relatively new option, and one that is surrounded by many myths and misunderstandings.