50 Most Recent Articles About:
Finance

1	Giving While You're Living, Or When You're Dead Instead? Written by: Lee Hale | Distributed: 2010-11-16 | - Word Count: 569 | Viewed: 958 | Votes: 0 Over the years, there have been many opinions and thoughts as to the legitimacy of Cash Gifting as a viable and honest means of generating cash. But at the heart of Cash Gifting is a fundamental principle that is often overlooked and convoluted with greed and the love of money. This principle is quite simple...
2	Understanding Your 401(k), IRA and Other Pre-Tax Investments Written by: Irene A. Majchrzak | Distributed: 2010-08-03 | - Word Count: 1005 | Viewed: 1131 | Votes: 0 What does all of the bad economic news mean to you, the average investor. Well, if you are still working and contributing to your pre-tax 401(k)'s, 403(b)'s, or IRA savings your strategies for salvaging your retirement will include reviewing all of the investment options found in your 401(k), etc.
3	Xerox Follow Apple on the Comeback Trail Written by: Jennifer Robinson | Distributed: 2010-07-27 | - Word Count: 1238 | Viewed: 1593 | Votes: 1 | Rating: 0.00 In many ways the companies share similar fortunes. Apple (founded by Steve Jobs, Stephen Wozniak, Ronald Wayne) produced the first successful personal computer with a graphical operating system. Xerox (founded by Chester Carlson, Joseph C Wilson) were the inventors of Xerography (later called the photocopier).
4	Payday Advance Loans Are Now Only One Toll Free Call Away Written by: Tom Tierney | Distributed: 2010-07-27 | - Word Count: 599 | Viewed: 895 | Votes: 0 A friend of mine recently went through financial troubles and asked me, knowing that I'm a finance writer, if I could push him in the right direction for a short term loan to help out with his expenses. Here's his story:
5	Stock Market Falls Sharply Written by: Irene A. Majchrzak | Distributed: 2010-07-27 | - Word Count: 879 | Viewed: 1031 | Votes: 1 | Rating: 1.00 The stock market has been having a bad week. Wednesday the market ended the day down over 300 points. I heard reports that this was the result of investors taking their profits. Happens all the time. Then within a few days, the prices on many great stocks is so low that the investors are buying the stocks right back up.
6	Finding the Best Credit Card Applications Written by: Jeffrey Weber | Distributed: 2010-07-27 | - Word Count: 403 | Viewed: 826 | Votes: 0 Online credit card applications can be confusing. That's the way the banks want them. This article will help eliminate some of the confusion.
7	Reduce Your Monthly Budget By Eliminating Duplicate Insurance Coverage Written by: Quinton Becker | Distributed: 2010-04-27 | - Word Count: 648 | Viewed: 1171 | Votes: 2 | Rating: 2.50 There's absolutely no sense in paying for the same insurance coverage from multiple insurance companies. This is an area where a lot of consumers could eliminate some unnecessary spending from their family budget. This article explains where to look for duplicate coverage.
8	Understanding the State-Mandated Minimum Auto Liability Insurance Written by: Quinton Becker | Distributed: 2010-04-19 | - Word Count: 762 | Viewed: 889 | Votes: 1 | Rating: 5.00 Few people understand what those auto liability insurance numbers really mean. In this article, I break down 10/20/10 and other minimum liability insurance coverage so that everyone can understand it.
9	Understanding Uninsured Motorist And Underinsured Motorist Insurance Coverage Written by: Quinton Becker | Distributed: 2010-04-16 | - Word Count: 740 | Viewed: 1067 | Votes: 0 Uninsured Motorist (UM) and Underinsured Motorist Insurance (UIM) are often the most under-appreciated and misunderstood forms of insurance available to consumers. This article will explain both...
10	The Problem With Business Planning Written by: Scott Bywater | Distributed: 2010-04-12 | - Word Count: 324 | Viewed: 800 | Votes: 1 | Rating: 0.00 If you go to a conventional business seminar, you are going to get the following advice: Write a business plan Do a swot analysis A competitor analysis etc. etc. And I can see why so many people are held back from starting a business. But I have another approach. A simper approach.
11	Cost Reduction: Cutbacks Are Unavoidable Written by: Thayne Carper | Distributed: 2010-03-15 | - Word Count: 497 | Viewed: 1292 | Votes: 3 | Rating: 1.00 Good cost reduction means you must slash your expenses and costs when possible, provided that this does not affect your product quality or harm your operations. There are numerous approaches to cutting expenses, and you cost reduction plan must identify where you can save money.
12	Do You Know the Difference Between an Investment Advisor and a Broker? Written by: Tome Tomaj | Distributed: 2010-03-11 | - Word Count: 408 | Viewed: 1131 | Votes: 4 | Rating: 4.25 As an fee-only investment advisor I come across clients from all walks of life. Lately I have noticed something in common with many of these investors. Many do not know the difference between an investment advisor and a broker who manages and/or makes securities recommendations for their clients' investment portfolios. With the almost unprecedented volatility in the securities markets, you cannot afford to dig your head in the sand when it comes to whom is managing your assets.
13	The Decline and Fall of the Retirement Empire Written by: Irene A. Majchrzak | Distributed: 2010-03-10 | - Word Count: 1317 | Viewed: 1111 | Votes: 0 "I have a pension and it'll have to be enough!" As a financial Advisor over the past 10 years I have often heard this statement. It was difficult 10 years ago to explain to future retirees why this was an impossible belief to hold. 10 years ago no one would believe the changes that would occur in our world view.
14	Business Turnaround: Stabilize Your Environment with Positive Cash Management Written by: Thayne Carper | Distributed: 2010-03-10 | - Word Count: 531 | Viewed: 1261 | Votes: 0 A good business turnaround requires you to stabilize your environment; without this step, your business will likely remain unprofitable.  Maintaining both a positive cash balance and abiding by a smart budget is vital.
15	Online Brand Protection - Must-Know Tactics to Safeguard Your Business Written by: Enzo F. Cesario | Distributed: 2010-03-02 | - Word Count: 652 | Viewed: 902 | Votes: 0 Intellectual property, trademarks and copyrights--if you are in business, you probably know what these are and how important they are. However, an online business has additional factors that must be considered to protect its brand within the Web’s wide exposure.
16	Business Turnaround: Reorganize Your Company and Focus on Its Profitable Areas Written by: Thayne Carper | Distributed: 2010-02-25 | - Word Count: 539 | Viewed: 987 | Votes: 0 After you have determined the root cause of your company's problems, you must now reorganize to make your company profitable. All companies have strengths and weaknesses, and it would be wise to recognize which areas are assets to you and which need improvement.
17	Cost Reduction for Business: How to Best Manage Your Costs Written by: Thayne Carper | Distributed: 2010-02-23 | - Word Count: 506 | Viewed: 1487 | Votes: 3 | Rating: 2.33 Companies have to use various forms of financial studies - estimates, budgets, forecasts, analyses, and evaluations - to report and control their costs.
18	New Year Still Is A Time Of Uncertainty For Economy Written by: Barbara Wulf MS, ACC, CPCC | Distributed: 2010-02-02 | - Word Count: 509 | Viewed: 1129 | Votes: 0 As we look back on the first decade of the new millennium, we realize in many ways it was a dud and disappointment. We witnessed the World Trade Towers being toppled with senseless terrorism. We closed the decade with the toppling of the global economy that resulted in high unemployment and massive job loss for young and old, skilled and unskilled.
19	Business Startups with Bad Credit Written by: K. MacKillop | Distributed: 2010-01-26 | - Word Count: 734 | Viewed: 791 | Votes: 2 | Rating: 3.50 Bad personal credit is a common stumbling block for entrepreneurs. Working for your self is the best opportunity for building wealth. While bad personal credit can make the startup process slightly more challenging, it is not a total barrier to business ownership and business success.
20	Obama Tells the Banks to Lend! Written by: Martin Harshberger | Distributed: 2010-01-26 | - Word Count: 641 | Viewed: 728 | Votes: 2 | Rating: 2.50 Any kind of real recovery and job creation is impossible without access to credit by small to mid-sized businesses. New entrepreneurs, and even experienced business people, often ask me to help them write plans to get SBA financing for a new or troubled venture. I tell them it just doesn't happen that way. The SBA, USDA, and most other federal loan programs simply guarantee bank loans. You have to get the bank to approve your loan first. But banks are not in the venture capital business. They want secure loans.
21	Purchase Another Vacation Rental? Why Not Written by: Jon Ludwig | Distributed: 2010-01-19 | - Word Count: 560 | Viewed: 1331 | Votes: 7 | Rating: 2.57 As a vacation home rental owner and operator of a vacation rentals by owner advertising website, I have been following the situation closely with regards to the recent sharp decline in both real estate prices (commercial and single family homes) and the stock market. Like a lot of investors out there that I have spoken with, I pulled my savings out of the stock market a few months ago (phew...) and have been wondering what to do with my investment capital.
22	Cash or Accrual Basis of Accounting? Which Should You Select When Starting a Business? Written by: K. MacKillop | Distributed: 2010-01-13 | - Word Count: 830 | Viewed: 2623 | Votes: 4 | Rating: 1.75 One startup decision that seems to cause entrepreneurs heartburn is whether to set up their accounting system on a cash basis or on an accrual basis. Although this sounds like secret accounting code, the implications are straightforward, and, for most businesses, the right method is easy to see.
23	Understanding Term Life Insurance and Getting Quotes Written by: Brian Greenberg | Distributed: 2010-01-13 | - Word Count: 520 | Viewed: 1117 | Votes: 1 | Rating: 2.00 Buying term life insurance can be a scary process but understanding the different types of life insurance can remove the fear. What you should know about term life and how requesting life insurance quotes online can be easy and very convenient.
24	Can Acquisitions Work? Written by: Martin Harshberger | Distributed: 2010-01-12 | - Word Count: 858 | Viewed: 763 | Votes: 2 | Rating: 3.00 With annual merger and acquisition activity in the United States averaging about 1.5 trillion dollars the question, "Can Acquisitions Work?" may seem to be uninformed and strange question. Yet according to a number of recent academic studies, between 55 percent and 83 percent of mergers and acquisitions fail to add value to the acquirers... This article will review some of the reasons why acquisitions fail...
25	How to Earn Extra Money This Holiday Season Written by: Elizabeth Johnson | Distributed: 2009-12-30 | - Word Count: 682 | Viewed: 1179 | Votes: 2 | Rating: 2.50 Regardless of the state of the economy, many people find themselves a little strapped for money around the holidays. Heating costs, food for holiday gatherings, holiday travel costs, and gifts all factor in to making November through January the most expensive time of the year. Luckily, as much as this time of year can cost more, there are more opportunities to make a little bit of money to offset these inflated expenses. Below, we'll share with you the top five ways to earn a little extra cash over the holidays...
26	Avoid IRS Penalties and Interest This Tax Season Written by: Manny Davis | Distributed: 2009-12-30 | - Word Count: 437 | Viewed: 834 | Votes: 4 | Rating: 3.00 With the US economy sputtering along, Federal tax revenues falling, the IRS is much more cognizant of those taxpayers who have fallen out of compliance. In fact, if anything the IRS's computerized Automated Collection System (ACS) is stronger and well funded from the Federal Stimulus. Here are a few key things to know about penalties and interest when filing or paying your taxes...
27	The Decline in the Personal Savings Rate - What Happened to the Discipline? Written by: Tome Tomaj | Distributed: 2009-12-15 | - Word Count: 873 | Viewed: 977 | Votes: 2 | Rating: 3.50 As more and more American baby boomers are nearing and entering their retirement years, many of them are concerned about whether their retirement savings will last them long enough to ensure their current quality of life, and rightly so.
28	What My Mother Taught Me About Credit Cards And Family Finances Written by: Braxton Heitz | Distributed: 2009-12-01 | - Word Count: 1285 | Viewed: 1618 | Votes: 19 | Rating: 2.74 My mother is an amazing woman. She made some of the hardest jobs imaginable look easy. No matter how hard her day was, she always had a smile and perfect hair.
29	Student Credit Cards Can Help Lay The Foundation For Prosperous Adult Living Written by: Braxton Heitz | Distributed: 2009-11-24 | - Word Count: 948 | Viewed: 1534 | Votes: 11 | Rating: 2.82 Credit is one of the most fundamental aspects of the financial structure we have built our society. In fact, a great credit score can be one of the most valuable assets an individual will ever have in his or her life.
30	How The Internet Has Changed The World... Written by: Braxton Heitz | Distributed: 2009-11-10 | - Word Count: 1379 | Viewed: 2375 | Votes: 12 | Rating: 2.25 As most of us sit down at our computers each day, we might realize that we have begun to take this Information Age for granted. What would we do if we did not have 24/7 Internet connections to keep us connected to the world?
31	Credit Card Companies Reward Consumers Who Shop Around Written by: Braxton Heitz | Distributed: 2009-11-03 | - Word Count: 1159 | Viewed: 1651 | Votes: 10 | Rating: 2.50 With Ronald Reagan came mass deregulation in many industries. One of the industries that benefited from deregulation was the financial industry. As a result, hundreds of new financial companies were introduced to the American consumer during the 1980's. With the sudden explosion of new competitors in this industry, credit card companies began to struggle with how to retain existing customers and to recruit new customers.
32	The Effect of Inflation and Deflation on Retirees Written by: Irene A. Majchrzak | Distributed: 2009-10-27 | - Word Count: 1324 | Viewed: 1737 | Votes: 1 | Rating: 0.00 When we worry about how long our retirement income will last, we consider so many factors. The current economy is causing a drain on 401(k)'s and IRA's. So we have become much more cautious about withdrawing money to use it as part of our pensions.
33	Learn About Short Term Insurance Written by: Tom Lustina | Distributed: 2009-10-15 | - Word Count: 337 | Viewed: 687 | Votes: 1 | Rating: 1.00 This is by no means an extensive lesson about short term insurance, but it is a good start. Since most policies are temporary, coverage is relatively cheap.
34	Why 529 College Savings Plans Still Make Sense Written by: Charles Montgomery | Distributed: 2009-10-15 | - Word Count: 544 | Viewed: 896 | Votes: 1 | Rating: 0.00 Discussion of saving for college and investing in 529 plans. Answers the question, 'Is it safe to invest in a 529 plan?'
35	Ten Tips: When You Lose Your Health Insurance Written by: Rickey Pearce | Distributed: 2009-09-29 | - Word Count: 319 | Viewed: 810 | Votes: 5 | Rating: 2.80 Tips on how to cope with losing your health insurance and replace it if possible.
36	Hedge Your Bets With Job Loss Protection Insurance Written by: Kyle Fitzsimmons | Distributed: 2009-08-28 | - Word Count: 372 | Viewed: 1546 | Votes: 9 | Rating: 2.89 Even if you believe your job to be secure in the current economic downturn, you should learn about Job Loss Protection Insurance, just in case your "secure job" gets eliminated. You should also understand what your Job Loss Protection Insurance policy will actually do for you. The time to learn what your insurance policy does and does not cover is NOT when you have lost your job and your agent tells you that your policy does not cover "that".
37	Understanding Gambling Addiction Written by: Skyler Ace | Distributed: 2009-07-22 | - Word Count: 715 | Viewed: 2139 | Votes: 13 | Rating: 2.54 There's nothing wrong with gambling, if you use it the right way - as means of having fun, as a hobby or a way of de stressing. The danger comes when the roles get reversed and gambling starts using you.
38	Easy Tips To Reduce Your Cost Of Living And Survive Recession Written by: Fred Vanhoosen | Distributed: 2009-07-14 | - Word Count: 505 | Viewed: 1497 | Votes: 15 | Rating: 2.53 Recession is a period of general economic decline and we need to prepare for it. Surviving the recession is much easier when you are prepared for it. Here are some tips for surviving the current economic crisis.
39	Cutting Corners In A Stressed Economic Situation Written by: Hadley Kincaid | Distributed: 2009-07-09 | - Word Count: 603 | Viewed: 1032 | Votes: 8 | Rating: 2.38 The economy has really taken a toll upon my family. My wife was laid off from her job, significantly reducing our total monthly income. This has forced us to stick to a very rigid budget, cutting our cost of living and finding money where we never expected to find extra money.
40	Taking Advantage of the Stock Market Written by: Irene A. Majchrzak | Distributed: 2009-07-09 | - Word Count: 738 | Viewed: 1009 | Votes: 8 | Rating: 3.50 Is the market rebounding? The Dow, leveling out each week because it gets a rise in the market one day and a pullback the next day, comes from investors' taking their profits. This will probably continue for a year or so until the really large investors such as Hedge Fund Managers, Institutional Investors like Mutual Fund and 401(k) managers start purchasing the really great stocks at lower prices for the longer term. You may have questions... This article will show you how you can take advantage of the current stock market conditions...
41	13 Tips For Saving Money And Reducing Your Cost Of Living Written by: Fred Vanhoosen | Distributed: 2009-07-09 | - Word Count: 899 | Viewed: 1067 | Votes: 12 | Rating: 2.42 During this current economic downturn, people are rediscovering how to save money during hard times. In this article, we document thirteen of the most useful tips for helping you and your family save money and reduce your overall expenses.
42	Can Debtors Afford Bankruptcy? Finding Low-Cost, Cheap Bankruptcy Written by: Benji O. Anosike | Distributed: 2009-07-08 | - Word Count: 1718 | Viewed: 1464 | Votes: 14 | Rating: 1.93 It seems there is today in these current hard national economic times, palpably one ominous additional burden for the average heavily indebted American consumer who, perhaps, sees his or her only recourse for some relief from his crushing debt as lying in filing bankruptcy: the cost for bankruptcy, and finding cheap, low-cost bankruptcy that debtor can afford. This often mean, in essence, finding pro se or non lawyer bankruptcy alternative. The bankruptcy lawyers' current fees for bankruptcy are so high they've been said by one expert to have "priced the average debtor out of bankruptcy." In deed, according to some bankruptcy experts, many of whom are themselves bankruptcy lawyers, though a new record of some 1.1 million debtors filed for bankruptcy in 2008, yet another set of debtors of equal size qualify for and seek to file for bankruptcy, but can't do so merely for the fact that they cannot afford to pay the lawyers fees. Consequently, affordability of bankruptcy cost constitutes the most critical impediments today to being able to file for bankruptcy for the average debtor seeking to file bankruptcy.
43	Understanding Compulsive Gambling Written by: Skyler Ace | Distributed: 2009-07-08 | - Word Count: 700 | Viewed: 1484 | Votes: 8 | Rating: 2.50 People gamble for many reasons. Some do it for the pure thrill and fun of it, and others just because they're feeling lucky, and many do it out of habit. Whatever the reason may be, gambling becomes a problem when it is done in excess. In fact, people often don't realize that it's become an addiction, until they are in so deep and affects normal life. This checklist will help you determine if you are a compulsive gambler, who is in need of help.
44	How to Invest in a Rough Economy: Investment Advice from the Experts Written by: Sarah Simmons | Distributed: 2009-07-08 | - Word Count: 692 | Viewed: 865 | Votes: 8 | Rating: 3.38 The stock market crash of 2008 lost many investors a lot of money, and had many other investors bailing out of stocks for the safety of savings and checking accounts, treasury bills and gold. However, it is still possible to invest - and yes, even make money - during the current rocky economy.
45	21 Plus Tips To Help You Recover From A Personal Financial Crisis Written by: Fred Vanhoosen | Distributed: 2009-07-07 | - Word Count: 2200 | Viewed: 1104 | Votes: 13 | Rating: 1.69 In this article, we show you exactly how we were able to overcome a recent financial crisis in our family's personal finances. We detail 21 primary tips that can help you reduce your overall cost of living, but we also include other tips that can help you to recover your finances enough to survive the crisis.
46	Protection of Your Hard-Earned Retirement Written by: Irene A. Majchrzak | Distributed: 2009-07-07 | - Word Count: 872 | Viewed: 890 | Votes: 13 | Rating: 2.54 Many articles discuss debt, what it is, how to get out and stay out, how to learn to spend cash instead of using credit cards and how to give up the bad debt habits developed over a lifetime. More articles discuss your retirement accounts, what the mutual funds really look like internally, how to choose investments based on your tolerance for risk and different strategies for investing in today's economy. What is only lightly touched on is protection of your lifestyle today and in Retirement, which is what you will discover in this article...
47	A Baker's Dozen of Grocery Coupon Websites And Resources Written by: Fred Vanhoosen | Distributed: 2009-07-07 | - Word Count: 580 | Viewed: 1449 | Votes: 13 | Rating: 2.38 In the past, many people read newspaper and magazine articles about and watched news segments showing others who often food shop for free using coupons. The average family often does not have the time to organize and purchase food in bulk to make such a stupendous leap into savings. But, by following the links in the article and visiting the referenced websites once a month, any family can learn how to cut their grocery costs from a little to a lot...
48	Seven Tips That Could Add Hundreds Of Dollars To Your Monthly Budget Written by: Fred Vanhoosen | Distributed: 2009-04-23 | - Word Count: 1348 | Viewed: 1055 | Votes: 6 | Rating: 3.33 In this article, we offer seven tips that if used can help the average American family reduce their living expenses by at least $100 per month.
49	When Pennies Count, These Budgeting Tips Could Save You Hundreds of Dollars Per Month Written by: Fred Vanhoosen | Distributed: 2009-04-22 | - Word Count: 911 | Viewed: 947 | Votes: 5 | Rating: 2.20 The current state of the economy has been a wake-up call for many people and it's causing them to get serious about saving money and eliminating debt now. This article will give you a lot of ideas on how to reduce your spending, pay off your debts, and move more money into savings - through the current recession or any financial emergency you may experience.
50	Debt, America's Greatest Failure at All Levels of Society Written by: Irene A. Majchrzak | Distributed: 2009-04-21 | - Word Count: 775 | Viewed: 1102 | Votes: 2 | Rating: 3.00 The truth is debt management cannot start early enough. When your debt is minimal, for needs only, you can stop the bleeding from your bank account and investments by buying less. Begin to learn how your buying and spending habits contribute to your debt. Uncontrolled Debt has the most disastrous effect on your lifestyle and retirement.