| 1. |
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Credit Card Companies Reward Consumers Who Shop Around by Braxton Heitz |
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With Ronald Reagan came mass deregulation in many industries. One
of the industries that benefited from deregulation was the
financial industry. As a result, hundreds of new financial
companies were introduced to the American consumer during the
1980's. With the sudden explosion of new competitors in this
industry, credit card companies began to struggle with how to
retain existing customers and to recruit new customers. |
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Distributed: 2012-11-20 11:15:00 |
Word Count: 1159 |
Page Views: 7351 |
Votes: 15 |
Rating: 1.80 |
| 2. |
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What My Mother Taught Me About Credit Cards And Family Finances by Braxton Heitz |
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My mother is an amazing woman. She made some of the hardest jobs
imaginable look easy. No matter how hard her day was, she always
had a smile and perfect hair. |
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Distributed: 2012-11-12 14:15:00 |
Word Count: 1285 |
Page Views: 7309 |
Votes: 31 |
Rating: 2.39 |
| 3. |
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Giving While You're Living, Or When You're Dead Instead? by Lee Hale |
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Over the years, there have been many opinions and thoughts
as to the legitimacy of Cash Gifting as a viable and honest
means of generating cash. But at the heart of Cash Gifting
is a fundamental principle that is often overlooked and
convoluted with greed and the love of money. This principle
is quite simple... |
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Distributed: 2010-11-16 10:00:00 |
Word Count: 569 |
Page Views: 5457 |
Votes: 5 |
Rating: 0.60 |
| 4. |
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Understanding Your 401(k), IRA and Other Pre-Tax Investments by Irene A. Majchrzak |
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What does all of the bad economic news mean to you, the
average investor. Well, if you are still working and
contributing to your pre-tax 401(k)'s, 403(b)'s, or IRA
savings your strategies for salvaging your retirement will
include reviewing all of the investment options found in
your 401(k), etc. |
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Distributed: 2010-08-03 11:15:00 |
Word Count: 1005 |
Page Views: 5102 |
Votes: 3 |
Rating: 2.00 |
| 5. |
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Xerox Follow Apple on the Comeback Trail by Jennifer Robinson |
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In many ways the companies share similar fortunes. Apple
(founded by Steve Jobs, Stephen Wozniak, Ronald Wayne)
produced the first successful personal computer with a
graphical operating system. Xerox (founded by Chester
Carlson, Joseph C Wilson) were the inventors of Xerography
(later called the photocopier). |
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Distributed: 2010-07-27 15:30:00 |
Word Count: 1238 |
Page Views: 5760 |
Votes: 5 |
Rating: 0.20 |
| 6. |
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Payday Advance Loans Are Now Only One Toll Free Call Away by Tom Tierney |
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A friend of mine recently went through financial troubles
and asked me, knowing that I'm a finance writer, if I could
push him in the right direction for a short term loan to
help out with his expenses. Here's his story: |
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Distributed: 2010-07-27 14:00:00 |
Word Count: 599 |
Page Views: 4129 |
Votes: 2 |
Rating: 0.50 |
| 7. |
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Stock Market Falls Sharply by Irene A. Majchrzak |
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The stock market has been having a bad week. Wednesday the
market ended the day down over 300 points. I heard reports
that this was the result of investors taking their profits.
Happens all the time. Then within a few days, the prices on
many great stocks is so low that the investors are buying
the stocks right back up. |
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Distributed: 2010-07-27 13:00:00 |
Word Count: 879 |
Page Views: 4668 |
Votes: 6 |
Rating: 0.83 |
| 8. |
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Finding the Best Credit Card Applications by Jeffrey Weber |
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Online credit card applications can be confusing. That's
the way the banks want them. This article will help
eliminate some of the confusion. |
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Distributed: 2010-07-27 12:00:00 |
Word Count: 403 |
Page Views: 3724 |
Votes: 2 |
Rating: 0.00 |
| 9. |
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Reduce Your Monthly Budget By Eliminating Duplicate Insurance Coverage by Quinton Becker |
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There's absolutely no sense in paying for the same
insurance coverage from multiple insurance companies. This
is an area where a lot of consumers could eliminate some
unnecessary spending from their family budget. This article
explains where to look for duplicate coverage. |
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Distributed: 2010-04-27 10:30:00 |
Word Count: 648 |
Page Views: 4908 |
Votes: 5 |
Rating: 1.80 |
| 10. |
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Understanding the State-Mandated Minimum Auto Liability Insurance by Quinton Becker |
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Few people understand what those auto liability insurance
numbers really mean. In this article, I break down 10/20/10
and other minimum liability insurance coverage so that
everyone can understand it. |
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Distributed: 2010-04-19 12:00:00 |
Word Count: 762 |
Page Views: 4488 |
Votes: 5 |
Rating: 1.00 |
| 11. |
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Understanding Uninsured Motorist And Underinsured Motorist Insurance Coverage by Quinton Becker |
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Uninsured Motorist (UM) and Underinsured Motorist Insurance
(UIM) are often the most under-appreciated and misunderstood
forms of insurance available to consumers. This article will
explain both... |
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Distributed: 2010-04-16 10:00:00 |
Word Count: 740 |
Page Views: 4522 |
Votes: 5 |
Rating: 0.20 |
| 12. |
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The Problem With Business Planning by Scott Bywater |
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If you go to a conventional business seminar, you are going
to get the following advice: Write a business plan Do a swot
analysis A competitor analysis etc. etc. And I can see why
so many people are held back from starting a business. But I
have another approach. A simper approach. |
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Distributed: 2010-04-12 10:00:00 |
Word Count: 324 |
Page Views: 4544 |
Votes: 6 |
Rating: 0.33 |
| 13. |
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Cost Reduction: Cutbacks Are Unavoidable by Thayne Carper |
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Good cost reduction means you must slash your expenses and
costs when possible, provided that this does not affect your
product quality or harm your operations. There are numerous
approaches to cutting expenses, and you cost reduction plan
must identify where you can save money. |
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Distributed: 2010-03-15 10:00:00 |
Word Count: 497 |
Page Views: 4997 |
Votes: 8 |
Rating: 0.75 |
| 14. |
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Do You Know the Difference Between an Investment Advisor and a Broker? by Tome Tomaj |
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As an fee-only investment advisor I come across clients from
all walks of life. Lately I have noticed something in common
with many of these investors. Many do not know the
difference between an investment advisor and a broker who
manages and/or makes securities recommendations for their
clients' investment portfolios. With the almost
unprecedented volatility in the securities markets, you
cannot afford to dig your head in the sand when it comes to
whom is managing your assets. |
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Distributed: 2010-03-11 14:30:00 |
Word Count: 408 |
Page Views: 4499 |
Votes: 6 |
Rating: 3.00 |
| 15. |
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The Decline and Fall of the Retirement Empire by Irene A. Majchrzak |
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"I have a pension and it'll have to be enough!" As a
financial Advisor over the past 10 years I have often heard
this statement. It was difficult 10 years ago to explain to
future retirees why this was an impossible belief to hold.
10 years ago no one would believe the changes that would
occur in our world view. |
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Distributed: 2010-03-10 10:45:00 |
Word Count: 1317 |
Page Views: 4705 |
Votes: 2 |
Rating: 0.50 |
| 16. |
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Business Turnaround: Stabilize Your Environment with Positive Cash Management by Thayne Carper |
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A good business turnaround requires you to stabilize your
environment; without this step, your business will likely
remain unprofitable. Maintaining both a positive cash
balance and abiding by a smart budget is vital. |
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Distributed: 2010-03-10 10:15:00 |
Word Count: 531 |
Page Views: 4947 |
Votes: 4 |
Rating: 0.50 |
| 17. |
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Online Brand Protection - Must-Know Tactics to Safeguard Your Business by Enzo F. Cesario |
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Intellectual property, trademarks and copyrights--if you are
in business, you probably know what these are and how
important they are. However, an online business has
additional factors that must be considered to protect its
brand within the Web’s wide exposure. |
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Distributed: 2010-03-02 10:00:00 |
Word Count: 652 |
Page Views: 4937 |
Votes: 4 |
Rating: 0.75 |
| 18. |
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Business Turnaround: Reorganize Your Company and Focus on Its Profitable Areas by Thayne Carper |
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After you have determined the root cause of your company's
problems, you must now reorganize to make your company
profitable. All companies have strengths and weaknesses, and
it would be wise to recognize which areas are assets to you
and which need improvement. |
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Distributed: 2010-02-25 10:00:00 |
Word Count: 539 |
Page Views: 4124 |
Votes: 4 |
Rating: 0.50 |
| 19. |
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Cost Reduction for Business: How to Best Manage Your Costs by Thayne Carper |
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Companies have to use various forms of financial studies -
estimates, budgets, forecasts, analyses, and evaluations -
to report and control their costs. |
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Distributed: 2010-02-23 10:30:00 |
Word Count: 506 |
Page Views: 6032 |
Votes: 8 |
Rating: 1.63 |
| 20. |
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New Year Still Is A Time Of Uncertainty For Economy by Barbara Wulf MS, ACC, CPCC |
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As we look back on the first decade of the new millennium,
we realize in many ways it was a dud and disappointment. We
witnessed the World Trade Towers being toppled with
senseless terrorism. We closed the decade with the toppling
of the global economy that resulted in high unemployment and
massive job loss for young and old, skilled and unskilled. |
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Distributed: 2010-02-02 12:00:00 |
Word Count: 509 |
Page Views: 5717 |
Votes: 2 |
Rating: 0.50 |
| 21. |
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Business Startups with Bad Credit by K. MacKillop |
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Bad personal credit is a common stumbling block for
entrepreneurs. Working for your self is the best opportunity
for building wealth. While bad personal credit can make the
startup process slightly more challenging, it is not a total
barrier to business ownership and business success. |
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Distributed: 2010-01-26 12:15:00 |
Word Count: 734 |
Page Views: 3528 |
Votes: 4 |
Rating: 2.00 |
| 22. |
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Obama Tells the Banks to Lend! by Martin Harshberger |
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Any kind of real recovery and job creation is impossible
without access to credit by small to mid-sized businesses.
New entrepreneurs, and even experienced business people,
often ask me to help them write plans to get SBA financing
for a new or troubled venture. I tell them it just doesn't
happen that way. The SBA, USDA, and most other federal loan
programs simply guarantee bank loans. You have to get the
bank to approve your loan first. But banks are not in the
venture capital business. They want secure loans. |
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Distributed: 2010-01-26 11:45:00 |
Word Count: 641 |
Page Views: 3424 |
Votes: 4 |
Rating: 1.25 |
| 23. |
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Purchase Another Vacation Rental? Why Not by Jon Ludwig |
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As a vacation home rental owner and operator of a vacation
rentals by owner advertising website, I have been following the
situation closely with regards to the recent sharp decline in
both real estate prices (commercial and single family homes) and
the stock market. Like a lot of investors out there that I have
spoken with, I pulled my savings out of the stock market a few
months ago (phew...) and have been wondering what to do with my
investment capital. |
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Distributed: 2010-01-19 12:45:00 |
Word Count: 560 |
Page Views: 4591 |
Votes: 9 |
Rating: 2.00 |
| 24. |
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Cash or Accrual Basis of Accounting? Which Should You Select When Starting a Business? by K. MacKillop |
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One startup decision that seems to cause entrepreneurs
heartburn is whether to set up their accounting system on a
cash basis or on an accrual basis. Although this sounds like
secret accounting code, the implications are
straightforward, and, for most businesses, the right method
is easy to see. |
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Distributed: 2010-01-13 12:45:00 |
Word Count: 830 |
Page Views: 9829 |
Votes: 13 |
Rating: 1.38 |
| 25. |
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Understanding Term Life Insurance and Getting Quotes by Brian Greenberg |
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Buying term life insurance can be a scary process but
understanding the different types of life insurance can
remove the fear. What you should know about term life and
how requesting life insurance quotes online can be easy and
very convenient. |
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Distributed: 2010-01-13 10:45:00 |
Word Count: 520 |
Page Views: 4462 |
Votes: 3 |
Rating: 1.00 |
| 26. |
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Can Acquisitions Work? by Martin Harshberger |
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With annual merger and acquisition activity in the United
States averaging about 1.5 trillion dollars the question,
"Can Acquisitions Work?" may seem to be uninformed and
strange question. Yet according to a number of recent
academic studies, between 55 percent and 83 percent of
mergers and acquisitions fail to add value to the
acquirers... This article will review some of the reasons
why acquisitions fail... |
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Distributed: 2010-01-12 12:45:00 |
Word Count: 858 |
Page Views: 3559 |
Votes: 4 |
Rating: 1.50 |
| 27. |
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How to Earn Extra Money This Holiday Season by Elizabeth Johnson |
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Regardless of the state of the economy, many people find
themselves a little strapped for money around the holidays.
Heating costs, food for holiday gatherings, holiday travel
costs, and gifts all factor in to making November through
January the most expensive time of the year. Luckily, as
much as this time of year can cost more, there are more
opportunities to make a little bit of money to offset these
inflated expenses. Below, we'll share with you the top five
ways to earn a little extra cash over the holidays... |
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Distributed: 2009-12-30 12:45:00 |
Word Count: 682 |
Page Views: 4041 |
Votes: 4 |
Rating: 1.50 |
| 28. |
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The Decline in the Personal Savings Rate - What Happened to the Discipline? by Tome Tomaj |
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As more and more American baby boomers are nearing and
entering their retirement years, many of them are concerned
about whether their retirement savings will last them long
enough to ensure their current quality of life, and rightly
so. |
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Distributed: 2009-12-15 10:45:00 |
Word Count: 873 |
Page Views: 5118 |
Votes: 6 |
Rating: 1.33 |
| 29. |
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Student Credit Cards Can Help Lay The Foundation For Prosperous Adult Living by Braxton Heitz |
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Credit is one of the most fundamental aspects of the financial
structure we have built our society. In fact, a great credit
score can be one of the most valuable assets an individual will
ever have in his or her life. |
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Distributed: 2009-11-24 09:00:00 |
Word Count: 948 |
Page Views: 5272 |
Votes: 13 |
Rating: 2.46 |
| 30. |
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How The Internet Has Changed The World... by Braxton Heitz |
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As most of us sit down at our computers each day, we might
realize that we have begun to take this Information Age for
granted. What would we do if we did not have 24/7 Internet
connections to keep us connected to the world? |
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Distributed: 2009-11-10 10:15:00 |
Word Count: 1379 |
Page Views: 9125 |
Votes: 17 |
Rating: 2.29 |
| 31. |
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The Effect of Inflation and Deflation on Retirees by Irene A. Majchrzak |
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When we worry about how long our retirement income will
last, we consider so many factors. The current economy is
causing a drain on 401(k)'s and IRA's. So we have become
much more cautious about withdrawing money to use it as part
of our pensions. |
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Distributed: 2009-10-27 11:24:00 |
Word Count: 1324 |
Page Views: 6616 |
Votes: 7 |
Rating: 0.86 |
| 32. |
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Learn About Short Term Insurance by Tom Lustina |
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This is by no means an extensive lesson about short term
insurance, but it is a good start. Since most policies are
temporary, coverage is relatively cheap. |
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Distributed: 2009-10-15 10:48:00 |
Word Count: 337 |
Page Views: 3333 |
Votes: 3 |
Rating: 0.67 |
| 33. |
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Why 529 College Savings Plans Still Make Sense by Charles Montgomery |
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Discussion of saving for college and investing in 529 plans.
Answers the question, 'Is it safe to invest in a 529
plan?' |
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Distributed: 2009-10-15 10:36:00 |
Word Count: 544 |
Page Views: 4247 |
Votes: 3 |
Rating: 0.33 |
| 34. |
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Ten Tips: When You Lose Your Health Insurance by Rickey Pearce |
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Tips on how to cope with losing your health insurance and
replace it if possible. |
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Distributed: 2009-09-29 13:12:00 |
Word Count: 319 |
Page Views: 3206 |
Votes: 7 |
Rating: 2.14 |
| 35. |
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Hedge Your Bets With Job Loss Protection Insurance by Kyle Fitzsimmons |
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Even if you believe your job to be secure in the current
economic downturn, you should learn about Job Loss
Protection Insurance, just in case your "secure job" gets
eliminated. You should also understand what your Job Loss
Protection Insurance policy will actually do for you. The
time to learn what your insurance policy does and does not
cover is NOT when you have lost your job and your agent
tells you that your policy does not cover "that". |
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Distributed: 2009-08-28 11:00:00 |
Word Count: 372 |
Page Views: 5476 |
Votes: 14 |
Rating: 2.07 |
| 36. |
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Understanding Gambling Addiction by Skyler Ace |
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There's nothing wrong with gambling, if you use it the right way
- as means of having fun, as a hobby or a way of de stressing.
The danger comes when the roles get reversed and gambling starts
using you. |
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Distributed: 2009-07-22 11:24:00 |
Word Count: 715 |
Page Views: 6758 |
Votes: 21 |
Rating: 2.29 |
| 37. |
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Easy Tips To Reduce Your Cost Of Living And Survive Recession by Fred Vanhoosen |
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Recession is a period of general economic decline and we need to
prepare for it. Surviving the recession is much easier when you
are prepared for it. Here are some tips for surviving the current
economic crisis. |
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Distributed: 2009-07-14 12:48:00 |
Word Count: 505 |
Page Views: 5756 |
Votes: 18 |
Rating: 2.39 |
| 38. |
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Cutting Corners In A Stressed Economic Situation by Hadley Kincaid |
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The economy has really taken a toll upon my family. My wife was
laid off from her job, significantly reducing our total monthly
income. This has forced us to stick to a very rigid budget,
cutting our cost of living and finding money where we never
expected to find extra money. |
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Distributed: 2009-07-09 12:00:00 |
Word Count: 603 |
Page Views: 4198 |
Votes: 10 |
Rating: 2.00 |
| 39. |
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Taking Advantage of the Stock Market by Irene A. Majchrzak |
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Is the market rebounding? The Dow, leveling out each week because
it gets a rise in the market one day and a pullback the next day,
comes from investors' taking their profits. This will probably
continue for a year or so until the really large investors such
as Hedge Fund Managers, Institutional Investors like Mutual Fund
and 401(k) managers start purchasing the really great stocks at
lower prices for the longer term. You may have questions... This
article will show you how you can take advantage of the current
stock market conditions... |
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Distributed: 2009-07-09 11:24:00 |
Word Count: 738 |
Page Views: 4745 |
Votes: 13 |
Rating: 2.46 |
| 40. |
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13 Tips For Saving Money And Reducing Your Cost Of Living by Fred Vanhoosen |
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During this current economic downturn, people are rediscovering
how to save money during hard times. In this article, we document
thirteen of the most useful tips for helping you and your family
save money and reduce your overall expenses. |
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Distributed: 2009-07-09 10:24:00 |
Word Count: 899 |
Page Views: 4006 |
Votes: 15 |
Rating: 2.20 |
| 41. |
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Can Debtors Afford Bankruptcy? Finding Low-Cost, Cheap Bankruptcy by Benji O. Anosike |
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It seems there is today in these current hard national economic
times, palpably one ominous additional burden for the average
heavily indebted American consumer who, perhaps, sees his or her
only recourse for some relief from his crushing debt as lying in
filing bankruptcy: the cost for bankruptcy, and finding cheap,
low-cost bankruptcy that debtor can afford. This often mean, in
essence, finding pro se or non lawyer bankruptcy alternative. The
bankruptcy lawyers' current fees for bankruptcy are so high
they've been said by one expert to have "priced the average
debtor out of bankruptcy." In deed, according to some bankruptcy
experts, many of whom are themselves bankruptcy lawyers, though a
new record of some 1.1 million debtors filed for bankruptcy in
2008, yet another set of debtors of equal size qualify for and
seek to file for bankruptcy, but can't do so merely for the fact
that they cannot afford to pay the lawyers fees. Consequently,
affordability of bankruptcy cost constitutes the most critical
impediments today to being able to file for bankruptcy for the
average debtor seeking to file bankruptcy. |
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Distributed: 2009-07-08 13:24:00 |
Word Count: 1718 |
Page Views: 5489 |
Votes: 22 |
Rating: 1.91 |
| 42. |
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Understanding Compulsive Gambling by Skyler Ace |
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People gamble for many reasons. Some do it for the pure thrill
and fun of it, and others just because they're feeling lucky,
and many do it out of habit. Whatever the reason may be, gambling
becomes a problem when it is done in excess. In fact, people
often don't realize that it's become an addiction, until they
are in so deep and affects normal life. This checklist will help
you determine if you are a compulsive gambler, who is in need of
help. |
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Distributed: 2009-07-08 09:48:00 |
Word Count: 700 |
Page Views: 5442 |
Votes: 12 |
Rating: 1.75 |
| 43. |
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How to Invest in a Rough Economy: Investment Advice from the Experts by Sarah Simmons |
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The stock market crash of 2008 lost many investors a lot of
money, and had many other investors bailing out of stocks for the
safety of savings and checking accounts, treasury bills and gold.
However, it is still possible to invest - and yes, even make
money - during the current rocky economy. |
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Distributed: 2009-07-08 09:24:00 |
Word Count: 692 |
Page Views: 4140 |
Votes: 16 |
Rating: 2.69 |
| 44. |
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21 Plus Tips To Help You Recover From A Personal Financial Crisis by Fred Vanhoosen |
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In this article, we show you exactly how we were able to overcome
a recent financial crisis in our family's personal finances. We
detail 21 primary tips that can help you reduce your overall cost
of living, but we also include other tips that can help you to
recover your finances enough to survive the crisis. |
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Distributed: 2009-07-07 15:00:00 |
Word Count: 2200 |
Page Views: 4560 |
Votes: 15 |
Rating: 1.47 |
| 45. |
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Protection of Your Hard-Earned Retirement by Irene A. Majchrzak |
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Many articles discuss debt, what it is, how to get out and stay
out, how to learn to spend cash instead of using credit cards and
how to give up the bad debt habits developed over a lifetime.
More articles discuss your retirement accounts, what the mutual
funds really look like internally, how to choose investments
based on your tolerance for risk and different strategies for
investing in today's economy. What is only lightly touched on is
protection of your lifestyle today and in Retirement, which is
what you will discover in this article... |
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Distributed: 2009-07-07 13:36:00 |
Word Count: 872 |
Page Views: 4006 |
Votes: 15 |
Rating: 2.20 |
| 46. |
|
A Baker's Dozen of Grocery Coupon Websites And Resources by Fred Vanhoosen |
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In the past, many people read newspaper and magazine articles
about and watched news segments showing others who often food
shop for free using coupons. The average family often does not
have the time to organize and purchase food in bulk to make such
a stupendous leap into savings. But, by following the links in
the article and visiting the referenced websites once a month,
any family can learn how to cut their grocery costs from a little
to a lot... |
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Distributed: 2009-07-07 11:36:00 |
Word Count: 580 |
Page Views: 6544 |
Votes: 15 |
Rating: 2.07 |
| 47. |
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Seven Tips That Could Add Hundreds Of Dollars To Your Monthly Budget by Fred Vanhoosen |
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In this article, we offer seven tips that if used can help the
average American family reduce their living expenses by at least
$100 per month. |
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Distributed: 2009-04-23 11:48:00 |
Word Count: 1348 |
Page Views: 4017 |
Votes: 9 |
Rating: 2.89 |
| 48. |
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When Pennies Count, These Budgeting Tips Could Save You Hundreds of Dollars Per Month by Fred Vanhoosen |
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The current state of the economy has been a wake-up call for many
people and it's causing them to get serious about saving money
and eliminating debt now. This article will give you a lot of
ideas on how to reduce your spending, pay off your debts, and
move more money into savings - through the current recession or
any financial emergency you may experience. |
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Distributed: 2009-04-22 11:48:00 |
Word Count: 911 |
Page Views: 3699 |
Votes: 7 |
Rating: 1.57 |
| 49. |
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Debt, America's Greatest Failure at All Levels of Society by Irene A. Majchrzak |
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The truth is debt management cannot start early enough. When your
debt is minimal, for needs only, you can stop the bleeding from
your bank account and investments by buying less. Begin to learn
how your buying and spending habits contribute to your debt.
Uncontrolled Debt has the most disastrous effect on your
lifestyle and retirement. |
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Distributed: 2009-04-21 12:00:00 |
Word Count: 775 |
Page Views: 4346 |
Votes: 4 |
Rating: 1.75 |
| 50. |
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The Joy of Being Debt-Free by Irene A. Majchrzak |
| |
|
Being debt-free! What would that mean for your life? It could
mean the difference between a good retirement and a great
retirement leading to more freedom to have the things you want. |
| |
|
Distributed: 2009-04-16 13:12:00 |
Word Count: 429 |
Page Views: 5859 |
Votes: 11 |
Rating: 2.55 |
| 51. |
|
Will Global Financial Crisis Result in Benefits to Expired Domain Market? by John Khu |
| |
|
The year 2009 seems to be a year of uncertainties and
imponderables. Now that this year is in front of us, most people
are under tremendous tension and stress with looming job losses
and depreciation of cash assets. With so much doubts lingering
about their abilities to make a decent living, people may start
looking for alternative sources of income that is just enough to
sustain their living. When the money deposits are no safer in a
bank, how does an investor plan to keep his or her money? |
| |
|
Distributed: 2009-04-15 10:00:00 |
Word Count: 495 |
Page Views: 3927 |
Votes: 5 |
Rating: 1.20 |
| 52. |
|
Government Measures to Help with Health Insurance by Kevin Kielty |
| |
|
Changes to COBRA and the State Children's Health Insurance
Program can provide valuable assistance to those recently
unemployed. |
| |
|
Distributed: 2009-04-02 13:12:00 |
Word Count: 502 |
Page Views: 3849 |
Votes: 4 |
Rating: 1.50 |
| 53. |
|
3 Mistakes Guaranteed to Increase Your College Costs by Marc R. Hill |
| |
|
The decision to reduce your college costs is entirely in your
hands. While it's commonly believed that there's nothing you
can do to reduce these expenses, as a financial planner and as a
parent, I can assure you that the strategies not only exist, but
they're also very effective. But on the flip side of the college
funding coin, there are some pricey mistakes that any parent can
make. Let's take a look at three of these mistakes. |
| |
|
Distributed: 2009-04-02 12:48:00 |
Word Count: 959 |
Page Views: 3523 |
Votes: 6 |
Rating: 2.67 |
| 54. |
|
Advantages and Disadvantages of Individual and Group Health Insurance by Kevin Kielty |
| |
|
The cost of individual and group health insurance coverage varies
greatly as does the type of coverage they both offer. Making the
switch can bring some surprises. |
| |
|
Distributed: 2009-04-01 12:00:00 |
Word Count: 639 |
Page Views: 7649 |
Votes: 14 |
Rating: 2.00 |
| 55. |
|
Investing in Life's Necessities by Mack Courter |
| |
|
With the stock market down 55% or so from its high of October
2007, many investors feel they are between the proverbial rock
and a hard place. We've all seen the data that shows that over
the long term, stocks outperform every other common asset class,
but that knowledge certainly doesn't make the going any easier
on a day to day basis. |
| |
|
Distributed: 2009-04-01 11:48:00 |
Word Count: 1324 |
Page Views: 2944 |
Votes: 8 |
Rating: 2.25 |
| 56. |
|
Tips For Restoring Your Credit In The Aftermath Of Foreclosure by Fred Vanhoosen |
| |
|
If you have met foreclosure or bankruptcy and you are wondering
about your ability to rebuild your credit, this article will be
useful to you, as it shows you several techniques for rebuilding
credit after foreclosure, repossession or bankruptcy. |
| |
|
Distributed: 2009-03-19 10:00:00 |
Word Count: 1621 |
Page Views: 3696 |
Votes: 16 |
Rating: 1.88 |
| 57. |
|
Learn From History - The Anatomy Of An Economic Meltdown by Arlo Mooney |
| |
|
When we look at the current economic crisis, lots of people are
asking how we got into this mess. This story walks out the steps
the brought us into the current economic meltdown, prompted by
the recent credit crisis. |
| |
|
Distributed: 2009-03-18 11:00:00 |
Word Count: 2376 |
Page Views: 4543 |
Votes: 9 |
Rating: 2.33 |
| 58. |
|
Options for Affordable Health Insurance by Kevin Kielty |
| |
|
Every day many more people are finding themselves out of a job
during this recession. With the loss of a job comes the loss of
health insurance coverage. Finding affordable health insurance to
replace an employer-sponsored plan, is becoming a high priority
for many families. |
| |
|
Distributed: 2009-03-03 10:48:00 |
Word Count: 732 |
Page Views: 3518 |
Votes: 8 |
Rating: 1.75 |
| 59. |
|
Happy New Year, Class of '10! And Welcome to Your College Financial Aid Base Year by Marc R. Hill |
| |
|
As they were ringing in the New Year on January 1, high school
juniors and their parents were also ringing in their college
financial aid "base year." Understanding the pros and cons of
any financial moves made during your base year - or any year in
which financial aid is applied for - from both a tax and
financial aid standpoint goes a long way toward determining what
you pay for college. So, let's take a look. |
| |
|
Distributed: 2009-02-27 11:12:00 |
Word Count: 695 |
Page Views: 3681 |
Votes: 6 |
Rating: 2.33 |
| 60. |
|
Buying Property In Italy On The Cheap by Fabrizio Giglioli |
| |
|
An Italian property expert offers invaluable tips on
where to buy the cheapest properties in Tuscany. |
| |
|
Distributed: 2009-02-24 11:24:00 |
Word Count: 511 |
Page Views: 5069 |
Votes: 9 |
Rating: 2.11 |
| 61. |
|
Easy Loans During the Current Credit Crunch by Arlo Mooney |
| |
|
Everyone is talking about the difficulty of borrowing money right
now during the current credit crunch. But I have learned from my
unique experience that there is still money available to borrow,
even in these current market conditions. |
| |
|
Distributed: 2009-02-24 10:00:00 |
Word Count: 745 |
Page Views: 4054 |
Votes: 4 |
Rating: 1.25 |
| 62. |
|
A Cruzader Christmas by Lisa Stockmann Karp |
| |
|
Jun and Joyce Dela Cruz couldn't believe their eyes. In November
2000, they watched a disturbing television news report that
changed their Christmas forever. Thousands of the more than
10,000 homeless on Los Angeles' Skid Row would be going without
a Thanksgiving or Christmas meal that year. |
| |
|
Distributed: 2009-01-23 12:00:00 |
Word Count: 1185 |
Page Views: 5433 |
Votes: 9 |
Rating: 2.89 |
| 63. |
|
Anybody Can Spend, but Can You Save? by Rich Thawley |
| |
|
We have a great weakness in our society of wanting immediate
gratification. We are under a constant barrage in all forms of
media to buy this or to buy that. In our world of credit cards
and charge accounts it is a challenge for many to resist the
temptations of materialism. Don't get me wrong, I think it's
fun to have nice things, but only after we can afford them. |
| |
|
Distributed: 2009-01-22 12:48:00 |
Word Count: 527 |
Page Views: 4487 |
Votes: 20 |
Rating: 3.25 |
| 64. |
|
Banks Do Not Want To Foreclose Your Home by Arlo Mooney |
| |
|
When the phone is ringing every day and the bank is threatening
to foreclose your home, because you are behind on payments, it is
easy to believe that the banker is drooling over the possibility
of foreclosing on your home. But you should know that the bank
stands to lose a lot of money if they are forced to foreclose on
your home. Read this article to learn the real truth about banks
and foreclosures. |
| |
|
Distributed: 2009-01-09 12:00:00 |
Word Count: 1166 |
Page Views: 5207 |
Votes: 14 |
Rating: 2.29 |
| 65. |
|
Available Loan Products During a Credit Crunch by Fred Vanhoosen |
| |
|
As we turn on the news each day or pick up our local newspaper,
we are inundated with the bad news about the effects of the
credit crunch on the larger economy. With so much bad news about
the economy, it is easy to believe that the credit crunch is deep
running and affecting every sector of the economy. But the truth
of the matter is that the credit crunch is pretty much regional
in nature and it is only affecting certain types of lending.
Continue reading this article as we explain this assertion. |
| |
|
Distributed: 2008-12-10 11:00:00 |
Word Count: 1273 |
Page Views: 3536 |
Votes: 6 |
Rating: 1.33 |
| 66. |
|
Payday Loans - Convenience and Danger by Fred Vanhoosen |
| |
|
Payday / Cash Advance Loans are a godsend for those consumers who
truly have a temporary short-term cash need, but what is a
blessing for one consumer can easily be a nightmare in the offing
for another consumer whose financial needs are more dire and
long-term in nature. Get the facts before you select this kind of
loan product. |
| |
|
Distributed: 2008-12-08 12:00:00 |
Word Count: 1027 |
Page Views: 4120 |
Votes: 8 |
Rating: 2.38 |
| 67. |
|
Embracing the Recession by Heather Villa, CMA, MBA, MSM |
| |
|
We live in uncertain economic times. Every time we turn on the
news we hear of another company that is going under or another
company that is laying off thousands of its workforce or another
company that has had to respond to a lack of shareholder
confidence with kneejerk reactions. People just don't want to
watch the news anymore! |
| |
|
Distributed: 2008-11-25 11:00:00 |
Word Count: 682 |
Page Views: 3884 |
Votes: 7 |
Rating: 3.00 |
| 68. |
|
On Being Ready for Recession by Tim Benedict |
| |
|
One of the biggest problems people faced during the Great
Depression was that they just weren't prepared for it, and
didn't know how to respond to it once it hit. But they could
have been. |
| |
|
Distributed: 2008-11-17 11:12:00 |
Word Count: 564 |
Page Views: 3480 |
Votes: 6 |
Rating: 2.00 |
| 69. |
|
Hopefully President Obama Will Break A Few Campaign Promises by Arlo Mooney |
| |
|
Although I did not vote for President Barack Obama, I wish him
well and I hope that he is as successful as President Bill
Clinton. But I also hope that there is one campaign promise that
Obama breaks, and here is the reason why I hope he breaks this
promise... |
| |
|
Distributed: 2008-11-07 11:00:00 |
Word Count: 1272 |
Page Views: 3800 |
Votes: 9 |
Rating: 2.56 |
| 70. |
|
Finding Money in a Credit Crunch by Daniel Lamaute |
| |
|
The credit crunch coupled with a recession means that access to
capital has become scarce for most businesses and individuals
alike. The crashing home prices have wiped away the ability of
most individuals and small business owners to obtain cash from
home equity withdrawals or in refinancing their house. |
| |
|
Distributed: 2008-10-28 11:36:00 |
Word Count: 525 |
Page Views: 4011 |
Votes: 7 |
Rating: 1.43 |
| 71. |
|
Top 5 Things You Can Do to Sell Your House by Bob Johnston |
| |
|
In the past couple years, the real estate market has been
flagging and the economy overall has been floundering. With the
economy where it is, it is becoming more and more difficult to
sell your home at this time. If you want to sell your home for a
great price, you are going to have to work hard to sell your home
and to make it look desirable in today's market. While it may
seem difficult to sell these days, there are things you can do to
make your home an attractive buy for buyers today. Here are the
top five things you need to do if you want to sell your home as
soon as possible, even on a market that is on the downswing
today. |
| |
|
Distributed: 2008-09-03 11:12:00 |
Word Count: 761 |
Page Views: 4557 |
Votes: 9 |
Rating: 0.78 |
| 72. |
|
Four Simple Steps to Recession-proof Your Income by Mike Peterson |
| |
|
Recession. It's a scary word that makes even the most fiscally
responsible among us cast a nervous eye on our bank accounts.
Even scarier, not everyone can even agree whether our economy is
in a temporary slump or an all-out free fall. But, recession or
not, you can take steps to ensure that you and your family are
secure in a weak economy. |
| |
|
Distributed: 2008-09-02 12:00:00 |
Word Count: 1020 |
Page Views: 3526 |
Votes: 7 |
Rating: 1.57 |
| 73. |
|
Why Over 3,000 US Companies Have Chosen the Frankfurt Stock Exchange to Go Public by Ron Crowe |
| |
|
The Frankfurt Stock Exchange, one of the world's largest trading
centers for securities, has over 3,000 United States companies
listed. North American and other foreign companies are choosing
Europe, over the United States, to go public because of the
punishing Sarbanes Oxley Act introduced in the United States in
2002. |
| |
|
Distributed: 2008-07-31 11:24:00 |
Word Count: 786 |
Page Views: 8527 |
Votes: 18 |
Rating: 1.83 |
| 74. |
|
Reverse Mortgage Costs Are Not Too High by N. Sioris |
| |
|
Reverse mortgage costs are repeatedly cited as one of the main
reasons for seniors not to get a reverse mortgage loan. However,
the same folks that harp on costs as being a reason not to use
this financial resource rarely offer a less expensive option or
an alternate proposal. Don't fall into the trap of listening to
the negative hype without doing your own research. Find out what
the true costs are and whether they are justified or not. Compare
the cost of a reverse mortgage to the cost of selling your home,
downsizing or moving into assisted living. Pull back the curtain
and take a good look, then make your own determination. Don't
base your decision on an uninformed friend, relative or media
reporter. |
| |
|
Distributed: 2008-07-29 11:12:00 |
Word Count: 1120 |
Page Views: 4430 |
Votes: 8 |
Rating: 2.75 |
| 75. |
|
Five Reasons Why Nice Girls Don't Get Rich by Lois P. Frankel, Ph.D. |
| |
|
Based on book Nice Girls Don't Get Rich, this article
illuminates five personality types that prevent women from
accumulating wealth. |
| |
|
Distributed: 2008-07-24 12:00:00 |
Word Count: 587 |
Page Views: 1439 |
Votes: 0 |
Rating: 0.00 |
| 76. |
|
The Cost Segregation Study Process for Achieving Real Estate Investment Tax Benefits by Casey Moher |
| |
|
Real estate investors and owners can greatly benefit from using
cost segregation studies in order to accelerate the overall
property depreciation. This may sound baffling at first glance,
but when you realize the dramatic current income tax benefit, the
advantages become much clearer. |
| |
|
Distributed: 2008-07-22 10:12:00 |
Word Count: 908 |
Page Views: 4980 |
Votes: 15 |
Rating: 2.93 |
| 77. |
|
Reverse Mortgages Are Not Part Of Foreclosure Crises by Niki Sioris |
| |
|
Many people confuse reverse mortgages with traditional forward
mortgages and are hesitant to consider them during the current
housing crises. This article explains why reverse mortgages are
safe from the chaos going on in the housing and credit markets. |
| |
|
Distributed: 2008-06-24 11:24:00 |
Word Count: 789 |
Page Views: 3163 |
Votes: 7 |
Rating: 2.00 |
| 78. |
|
FHA Loans- Affordability Solutions for First Time Homebuyers by Jared Martin |
| |
|
This article discusses the features of the FHA loan, both good
and bad, and presents the circumstances under which it’s a
beneficial program to the homebuyer. |
| |
|
Distributed: 2008-06-05 11:00:00 |
Word Count: 1131 |
Page Views: 8907 |
Votes: 29 |
Rating: 3.10 |
| 79. |
|
In Fear of Retirement by Daniel Lamaute |
| |
|
Many baby boomers are staring at retirement like a deer caught on
oncoming headlights. They are not sure what to do or what else to
do. They fear that whatever they have in savings just might not
be enough. Less than 1 out of 5 workers felt very confident about
having enough money for a comfortable retirement, according to
the April 2008, EBRI Retirement Confidence Survey. And with good
reasons, inflation is zooming at the same time that asset values
are flagging. |
| |
|
Distributed: 2008-05-08 11:12:00 |
Word Count: 646 |
Page Views: 4312 |
Votes: 9 |
Rating: 3.00 |
| 80. |
|
Consolidating of High Rate Credit Card Debt with a 401K Loan by Daniel Lamaute |
| |
|
Banks are putting the squeeze on even their best long term card
holders at a time when other sources of credit, such as home
equity loans for example, are harder to come by. A lot of people
are shocked to receive notices that their credit card rate has
jumped to as high as 28 percent even though they've kept good
credit and an excellent payment history. |
| |
|
Distributed: 2008-04-23 11:00:00 |
Word Count: 406 |
Page Views: 5157 |
Votes: 9 |
Rating: 1.00 |
| 81. |
|
Micro Lending: Find Your Voice And Inspire Others To Find Theirs by Robert Thornton |
| |
|
Many, many thousands of people in the third world have achieved
economic independence through the pioneering work of
internationally revered Nobel prizewinner Muhammad Yunus. As the
founder of the Grameen Bank, the world's first lending
institution to focus solely on providing unsecured start-up
capital for the working poor, Professor Yunus has gained
world-wide recognition and a slew of awards for his
extraordinarily effective efforts. |
| |
|
Distributed: 2008-04-23 08:24:00 |
Word Count: 748 |
Page Views: 5040 |
Votes: 9 |
Rating: 2.11 |
| 82. |
|
For Love and Money - Minimize Financial Trouble In Relationships by Kimberly Clay |
| |
|
All too often, dealing with money matters within relationships is
much like mixing oil and water. The two simply don't mix.
Whether we're talking about family members, friends or others
close to us, when money concerns enter into the relationship, all
too often things turn out badly. |
| |
|
Distributed: 2008-04-16 11:00:00 |
Word Count: 933 |
Page Views: 4244 |
Votes: 8 |
Rating: 1.63 |
| 83. |
|
What's the Scoop on Payday Loans? by Robert Thornton |
| |
|
What is a payday loan? A payday loan is a loan provided until
your first or second payday that rarely exceeds 30 days, in most
cases not to exceed 14 days. It is a high interest loan with no
credit check. |
| |
|
Distributed: 2008-04-15 12:12:00 |
Word Count: 1014 |
Page Views: 4718 |
Votes: 10 |
Rating: 2.10 |
| 84. |
|
How to Avoid Private Mortgage Insurance (PMI) by Jim Cramer |
| |
|
There is more than one way to get your desired home without
having the 20 percent down payment and avoid PMI at the same
time. |
| |
|
Distributed: 2008-02-20 11:24:00 |
Word Count: 523 |
Page Views: 6543 |
Votes: 8 |
Rating: 2.00 |
| 85. |
|
Using a 401K Loan to Stop Foreclosure by Daniel Lamaute |
| |
|
A bankruptcy or foreclosure can cripple one's ability to obtain
decent credit for many years. In addition, some employers and
landlords won't hire or rent to a candidate with terrible credit
history. Thus, it is a good idea to discuss all options with a
financial planner before ending in bankruptcy or foreclosure. |
| |
|
Distributed: 2008-02-11 13:36:00 |
Word Count: 465 |
Page Views: 10753 |
Votes: 19 |
Rating: 1.79 |
| 86. |
|
Protecting Your Aging Relative's Financial Security by Denise M. Brown |
| |
|
Your aging relative needs help at home. Before hiring home care,
take time to protect your care recipient's financial security.
It's not that you don't trust, it's that you value prudence. |
| |
|
Distributed: 2008-02-06 10:48:00 |
Word Count: 425 |
Page Views: 4052 |
Votes: 9 |
Rating: 1.78 |
| 87. |
|
Beating the Stock Market by Dustin Johnson |
| |
|
Many people dream about beating the market through their stock
investments. However, is this really worth the effort and is it
really possible? |
| |
|
Distributed: 2008-02-05 10:00:00 |
Word Count: 419 |
Page Views: 3636 |
Votes: 14 |
Rating: 2.29 |
| 88. |
|
Deals For My Wheels! How Do I Sell This Thing? by Adam Rooney |
| |
|
Are you ready to cash in your existing vehicle for a newer model,
or are you just looking for ways to unload a gas guzzler? Selling
your car can be daunting - from listing to showing and all of
that paperwork. But done correctly, your efforts can pay off in
the end. Here's a few tips on selling your used car or truck: |
| |
|
Distributed: 2008-01-30 10:12:00 |
Word Count: 500 |
Page Views: 6280 |
Votes: 11 |
Rating: 1.91 |
| 89. |
|
Why Should I Invest In Mutual Funds? by Eric Krammer |
| |
|
Hoping that the lottery will make you rich is as unreasonable.
However, mutual funds have proven that they are a good investment
tool that has been successfully used by many, which has resulted
in accumulation of a real fortune. |
| |
|
Distributed: 2008-01-29 11:24:00 |
Word Count: 470 |
Page Views: 3783 |
Votes: 12 |
Rating: 2.33 |
| 90. |
|
Will You Outlive Your Retirement? by Bill Garrett |
| |
|
Today, Americans are living longer than ever. During the
twentieth century life expectancy in America increased from age
47 to age 77. Longer life spans present problems for retirees,
however. Assuming some rate of inflation, you will need an ever-
increasing income to maintain your standard of living. |
| |
|
Distributed: 2007-12-26 10:12:00 |
Word Count: 1193 |
Page Views: 4368 |
Votes: 8 |
Rating: 1.25 |
| 91. |
|
Curious Employee Foils Corporate Credit Card Fraud Scam by Scott Burke |
| |
|
MOLLY, THE ASSISTANT, Molly treasurer at XYZ Corp. in Miami,
opened an e-mail from a former colleague who no longer worked
for the organization. The e-mail read: "Hi Molly, there should
be a refund of $716 on my old corporate Visa card from the IP
Conference. I paid for, but did not attend, the conference and
did not turn in the charge to XYZ for reimbursement. Can you have
Visa issue a refund check to me? Thanks very much for your
help." |
| |
|
Distributed: 2007-12-25 10:00:00 |
Word Count: 1411 |
Page Views: 4888 |
Votes: 16 |
Rating: 2.44 |
| 92. |
|
Understanding Credit Card Transaction Fees by Scott Burke |
| |
|
Q: I'm starting a new business and want to accept credit cards.
It seems that all the credit card processors charge a lot of fees
for each transaction. What are these fees? |
| |
|
Distributed: 2007-12-18 10:00:00 |
Word Count: 813 |
Page Views: 8218 |
Votes: 8 |
Rating: 1.63 |
| 93. |
|
All I Want For Christmas Is a New Roof? by Wesley Berry, AAF |
| |
|
What are you wishing for this Christmas? One Ohio florist is
getting a new roof that he hopes will not only be strong enough
to withhold the weight of Santa Claus, but also to prevent any
further rain from damaging his flower shop. |
| |
|
Distributed: 2007-12-12 13:00:00 |
Word Count: 443 |
Page Views: 5413 |
Votes: 6 |
Rating: 1.67 |
| 94. |
|
Is Investing In A Trading System A Rip Off Compared To Going To University? by Dean Whittingham |
| |
|
The differences between a university education and that of a
financial eduction are massive. Apart from the costs, the main
difference is perception. However there is also now a glaring
difference between tuition that works and tuition that does not.
Most can not see the difference until it's too late. |
| |
|
Distributed: 2007-12-11 11:24:00 |
Word Count: 828 |
Page Views: 3325 |
Votes: 10 |
Rating: 2.50 |
| 95. |
|
Making Money With Your 1st Or 50th Website Using Google Adsense by Clinton Douglas IV |
| |
|
If you are just starting online with your first website, you have
quite a learning curve in front of you. I know that your learning
curve is still long, because I have been making money online for
years, and I am still learning new stuff everyday |
| |
|
Distributed: 2007-12-06 10:36:00 |
Word Count: 1721 |
Page Views: 5311 |
Votes: 18 |
Rating: 2.39 |
| 96. |
|
How Do You Make Money In Currency Trading? by Tom Howze |
| |
|
The question, "How do you make money in currency trading?" is
being asked by investors and potential investors worldwide as
they witness the multi-year downturn trend of the US dollar and
upswings in other currencies such as the Euro or Canadian Dollar. |
| |
|
Distributed: 2007-12-05 11:36:00 |
Word Count: 727 |
Page Views: 3793 |
Votes: 9 |
Rating: 2.78 |
| 97. |
|
Section 179 - 4th Qtr Tax Saving Strategy for Small Business by Sean Marten |
| |
|
Use the power of available deductions to boost your business's
bottom line in 2007. Purchase new or "new to you" used business
equipment now. Then place it in service by December 31st to
realize exceptional tax savings. |
| |
|
Distributed: 2007-12-05 10:36:00 |
Word Count: 345 |
Page Views: 5356 |
Votes: 14 |
Rating: 2.57 |
| 98. |
|
A Better Way To Sell A Structured Settlement - Via Auction by Clayton Frantz |
| |
|
Structured settlements were introduced in Canada and the United
States in the 1970's. They were introduced as an alternative to
lump sum payments, common in insurance settlements and lottery
winnings. In the decades since, they have also been accepted as
legal financial instruments in England and Australia. In a
nutshell, a structured settlement by legal definition is a
statutory agreement to pay a specified sum of money over a period
of time, on a payment system. |
| |
|
Distributed: 2007-11-30 10:24:00 |
Word Count: 1342 |
Page Views: 11875 |
Votes: 12 |
Rating: 1.92 |
| 99. |
|
Small Business and Work Opportunity Tax Act of 2007 by Michael Schlesinger |
| |
|
The 2007 Small Business Tax Act ("SBTA") targets a
number of situations, namely, small businesses by providing tax
incentives such as extending and enhancing the Code Sec. 179
expensing, extending the Work Opportunity Tax Credit, etc. To
make the new bill revenue neutral, revenue raising provisions
were inserted, namely expansion of Code Sec. 1(g)'s Kiddie Tax |
| |
|
Distributed: 2007-11-27 10:24:00 |
Word Count: 998 |
Page Views: 4319 |
Votes: 5 |
Rating: 2.20 |
| 100. |
|
The Tale Of A 100 Traders And 1 Trading System by Dean Whittingham |
| |
|
100 traders were subscribed to and given a stock pick from a
highly reputable trader/advisor. The pick came with entry price,
stop loss and method of trail. His accuracy in the past has made
him second to none, however very few of his clients can make the
sort of returns he does, even though they follow his stock picks
religiously. |
| |
|
Distributed: 2007-11-15 10:00:00 |
Word Count: 728 |
Page Views: 3160 |
Votes: 7 |
Rating: 2.29 |
| 101. |
|
Equipment Financing and The Five Cs of Credit Evaluation by Sean Marten |
| |
|
Equipment financing lenders, as well as banks, use the Five Cs to
evaluate loan applications: Character, Credit, Cash Flow,
Capacity and Collateral. However, while banks look at
small-to-medium size companies from a Fortune 500 perspective,
equipment financing companies see applicants from a small
business perspective, which highlights a sixth C: Common Sense. |
| |
|
Distributed: 2007-10-17 11:00:00 |
Word Count: 698 |
Page Views: 4453 |
Votes: 8 |
Rating: 2.75 |
| 102. |
|
Selecting Between a 401(k) And 403(b) For a Nonprofit by Daniel Lamaute |
| |
|
Newly released IRS regulations impose several new requirements
and fiduciary responsibilities on employers with 403(b) plans.
While the regulations generally don't take effect until January
1, 2009, there are some provisions that apply sooner. |
| |
|
Distributed: 2007-10-11 11:00:00 |
Word Count: 333 |
Page Views: 14494 |
Votes: 22 |
Rating: 2.27 |
| 103. |
|
Where to Start When You Have Bad Credit by Grant Eckert |
| |
|
Whether they realize it or not, more people than ever have bad
credit. When it comes to buying a home, this is bad news for the
prospective buyer. If you are ready to buy a home, you need good
credit in order to impress the lenders you will be asking to loan
you money. But sometimes it can be confusing to see where you
should begin to repair your credit. With so many leaks in your
financial history, how do you begin to plug them up? |
| |
|
Distributed: 2007-10-10 10:24:00 |
Word Count: 569 |
Page Views: 4036 |
Votes: 5 |
Rating: 2.20 |
| 104. |
|
401K Loans for Emergencies by Daniel Lamaute |
| |
|
For many people the quickest way for them to access an emergency
loan quickly is to tap their credit cards, or their retirement
account. But these methods have their drawbacks. Credit cards
generally carry high double digit interest rates and wicked fees.
On the other hand, early withdrawals from an IRA or 401K can
trigger tax and penalties of up to 45% of the money withdrawn. |
| |
|
Distributed: 2007-10-10 10:00:00 |
Word Count: 343 |
Page Views: 4477 |
Votes: 11 |
Rating: 2.55 |
| 105. |
|
The Panic Of 2007 - The Recent Volatile Markets Explained by John F. Mauldin |
| |
|
This article covers China possibly revaluing their currency, the
Subprime debacle, Hedge Funds and their quantitative systems, and
the difference between the markets now and 1998. |
| |
|
Distributed: 2007-08-28 10:12:00 |
Word Count: 5305 |
Page Views: 3514 |
Votes: 6 |
Rating: 2.00 |
| 106. |
|
Subprime and the Fugu Ultimatum by John F. Mauldin |
| |
|
This article covers China possibly revaluing their currency, the
Subprime debacle, Hedge Funds and their quantitative systems, and
the difference between the markets now and 1998. |
| |
|
Distributed: 2007-08-24 10:00:00 |
Word Count: 4635 |
Page Views: 3569 |
Votes: 9 |
Rating: 2.00 |
| 107. |
|
Automated Trading Systems For Financial Markets And Recommendations For Their Usage by Nikita Laukhin |
| |
|
Today, using information and trading platforms has become a de
facto requirement for successful trading in the financial
markets. Their advantages as compared to conventional trading
schemes include, for example, an unprecedented speed of
processing and delivery of information to end users, the level of
integration with data providers, and a wide array of built-in
technical analysis instruments. |
| |
|
Distributed: 2007-07-31 13:48:00 |
Word Count: 2011 |
Page Views: 4175 |
Votes: 12 |
Rating: 2.50 |
| 108. |
|
How An Envelope Online Budgeting System Can Help You Take Control Of Your Finances by Gust Lenglet |
| |
|
Have you ever felt that your hard-earned cash is slipping through
your fingers? Are you genuinely surprised by how much money you
and your family spend? Do you regularly run out of money before
the end of the month? Are you racking up credit card debts to
fund the difference between what you earn and what you spend? Do
you wish that you had more control over your personal budget or
your household budget? Don't just sit there, take control over
your finances. |
| |
|
Distributed: 2007-06-22 10:36:00 |
Word Count: 626 |
Page Views: 4072 |
Votes: 8 |
Rating: 2.88 |
| 109. |
|
How Generation *R* Got It Right! by Kent Jacobson a.k.a. Mr. Success |
| |
|
Who is generation R? I'll tell you, they are our retired mothers
and fathers, and even our grandparents who were born in the 20's
and 30's. Why am I writing about this generation of people? |
| |
|
Distributed: 2007-06-14 10:12:00 |
Word Count: 472 |
Page Views: 4532 |
Votes: 12 |
Rating: 2.92 |
| 110. |
|
Reduce The Stress Of Home Selling By Making Good Decisions Early by Claudia Abberley |
| |
|
Relocating is always a difficult thing to do, and selling your
current home will only add to the hassle. Being able to quickly
find a buyer for your home is ideal. Having an unoccupied home
you have to continue paying for becomes a real financial burden,
especially when the selling process drags on for a long period of
time. Selling your home before you begin paying for another one
is the best alternative for your bank account. |
| |
|
Distributed: 2007-06-12 10:37:00 |
Word Count: 1117 |
Page Views: 4702 |
Votes: 14 |
Rating: 2.00 |
| 111. |
|
Direct Lender And Commercial Mortgage Broker Differences. by Kirkham Burbidge |
| |
|
Navigating the seemingly dangerous waters of lending can be
tricky. But let's face facts, you need money for a building and
don't have it. The good news is: money is more available now
than ever before and in today's market the rates are better than
ever. |
| |
|
Distributed: 2007-05-01 11:24:00 |
Word Count: 1216 |
Page Views: 3659 |
Votes: 14 |
Rating: 2.00 |
| 112. |
|
Is There A Perfect Storm Brewing For Single Family? by Donna Robinson |
| |
|
A glut of new construction combined with higher than normal
resale inventory, plus a sharp increase in foreclosures is
leading to massive oversupplies of single family housing in most
areas of the country. |
| |
|
Distributed: 2007-03-19 15:12:00 |
Word Count: 921 |
Page Views: 3929 |
Votes: 14 |
Rating: 2.07 |
| 113. |
|
Check The Appraisal Carefully To Avoid Being A Fraud Victim by Donna Robinson |
| |
|
There is a type of fraud in which an unsuspecting Real Estate
investor believes he is buying a property worth a certain amount,
when in reality the property is worth much less. This places the
investor in a hopelessly upside down situation, owing more money
than the property will ever be worth. |
| |
|
Distributed: 2007-03-15 10:24:00 |
Word Count: 893 |
Page Views: 3605 |
Votes: 7 |
Rating: 2.14 |
| 114. |
|
Mortgage Arrears And Repossession Guide -- How To Prevent Repossession by James Copper |
| |
|
A look at what happens when you fall into debt and fail to keep
up to date on your mortgage payments. Including an overview of
the repossession process. |
| |
|
Distributed: 2007-03-09 10:36:00 |
Word Count: 1084 |
Page Views: 4431 |
Votes: 8 |
Rating: 1.75 |
| 115. |
|
Your Credit Rating And Loans - The Facts by James Copper |
| |
|
An overview of how credit scoring works and how it affects your
ability to get financing. |
| |
|
Distributed: 2007-03-07 11:00:00 |
Word Count: 679 |
Page Views: 3377 |
Votes: 17 |
Rating: 2.18 |
| 116. |
|
3 Classic No Down Payment Strategies by Donna Robinson |
| |
|
Everyone has heard a story or read about someone who bought a
property without paying a single dime as a down payment. But how
does this work? There are several * classic * methods commonly
used to purchase real estate with no money down. There are an
infinite variety of situations in a real estate transaction that
could lead to a deal with no down payment. But for the sake of
reality, I will focus on those that are most commonly seen in the
current market. |
| |
|
Distributed: 2007-03-02 13:12:00 |
Word Count: 1114 |
Page Views: 4610 |
Votes: 8 |
Rating: 1.63 |
| 117. |
|
Ten Important Questions To Ask Your Mortgage Loan Broker by James Copper |
| |
|
A list of ten questions that you need to consider and ask your
mortgage broker before you take out a home loan. |
| |
|
Distributed: 2007-02-20 10:24:00 |
Word Count: 820 |
Page Views: 4444 |
Votes: 18 |
Rating: 2.28 |
| 118. |
|
Protecting Assets from Nursing Home Costs by Rocco Beatrice |
| |
|
About protecting senior/elder assets before entering nursing
home. Planning for your retirement by reducing your nursing home
costs has to be done early and definitively 5 years before you
plan to get sick. If offering is a taxable gift then taxes are
paid on the gift by the transferor; oppositely, the receiver
obtains the gift tax-free. |
| |
|
Distributed: 2007-01-24 10:48:00 |
Word Count: 470 |
Page Views: 5820 |
Votes: 17 |
Rating: 2.24 |
| 119. |
|
Medicaid Asset Protection by Rocco Beatrice |
| |
|
Learn how to include senior Medicaid asset protection as part of
your senior tax planning strategies. What are the tax
implications of Medicaid and why it needs to be planned
carefully? About seniors Medicaid asset protection as part of the
senior tax planning strategies. Explains the new 5-year look back
provisions for seniors to qualify for Medicare assistance into
nursing home program. |
| |
|
Distributed: 2007-01-23 11:36:00 |
Word Count: 646 |
Page Views: 4662 |
Votes: 9 |
Rating: 2.78 |
| 120. |
|
Questions to Ask Your Realtor by Clint Wooley |
| |
|
When you begin your search for a new home, especially if you are
a first time home buyer, choosing the right Realtor may be the
most important decision you make. |
| |
|
Distributed: 2007-01-23 10:00:00 |
Word Count: 380 |
Page Views: 3696 |
Votes: 10 |
Rating: 1.30 |
| 121. |
|
How to Hide Assets by Rocco Beatrice |
| |
|
How to hide your assets by repositioning your assets through an
irrevocable trust with an independent trustee. |
| |
|
Distributed: 2007-01-19 10:12:00 |
Word Count: 507 |
Page Views: 7494 |
Votes: 12 |
Rating: 1.08 |
| 122. |
|
Hide My Assets From Medicare by Rocco Beatrice |
| |
|
How the new Medicaid spend-down provisions can affect seniors and
what are the options to obtain government assistance for the
Medicare nursing home program. |
| |
|
Distributed: 2007-01-18 10:24:00 |
Word Count: 740 |
Page Views: 5182 |
Votes: 22 |
Rating: 2.09 |
| 123. |
|
Reasons to Be Pre-approved by Clint Wooley |
| |
|
Taking the time to apply for a mortgage before beginning your
home search and being able to make offers based on a pre-approval
can speed the buying process and give you additional negotiating
power. |
| |
|
Distributed: 2007-01-18 10:00:00 |
Word Count: 322 |
Page Views: 3591 |
Votes: 14 |
Rating: 2.07 |
| 124. |
|
Buyer's Market, Seller's Market? A Market in Transition by Clint Wooley |
| |
|
The national home market is in transition at the moment, most
markets already showing signs of slowing and increased inventory.
Now may be the best time to buy! |
| |
|
Distributed: 2007-01-16 10:00:00 |
Word Count: 423 |
Page Views: 3952 |
Votes: 19 |
Rating: 2.37 |
| 125. |
|
Finding the Perfect Home - Does it Exist? by Clint Wooley |
| |
|
There is no 'perfect home', but there is the 'best' home to
suit your needs...here are some tips to keep in mind during your
search for a new home. |
| |
|
Distributed: 2007-01-11 10:00:00 |
Word Count: 396 |
Page Views: 3643 |
Votes: 8 |
Rating: 2.00 |
| 126. |
|
Understanding the Mortgage Process by Clint Wooley |
| |
|
Understanding what will happen during the process of applying for
a mortgage through closing can remove some of the anxiety of an
already stressful venture. This is a brief, but useful overview
that was created from real-world situations. |
| |
|
Distributed: 2007-01-10 11:00:00 |
Word Count: 652 |
Page Views: 3573 |
Votes: 18 |
Rating: 2.28 |
| 127. |
|
Making Offers and Negotiating on Homes by Clint Wooley |
| |
|
A realistic approach to making offers and negotiating to get the
most home for your money, this article has everyday, practical
suggestions about how to make offers and negotiate through your
Realtor. |
| |
|
Distributed: 2007-01-09 14:00:00 |
Word Count: 683 |
Page Views: 4008 |
Votes: 20 |
Rating: 2.55 |
| 128. |
|
Why You Should Buy a Home Now by Clint Wooley |
| |
|
These days there is literally too much information for first time
homebuyers to make a decision sometimes. Fear can prevent first
time home buyers from ever acting on their dream of home
ownership. When you look at facts, though, buying a home makes as
much sense now as it ever has. |
| |
|
Distributed: 2007-01-09 10:48:00 |
Word Count: 588 |
Page Views: 3899 |
Votes: 11 |
Rating: 2.73 |
| 129. |
|
Closing on Your Home by Clint Wooley |
| |
|
The closing process of purchasing a home can be one of the most
confusing parts. This article is an attempt to help first time
home buyers understand the basics of the process to settle fears
and anxieties about the process. |
| |
|
Distributed: 2007-01-08 13:48:00 |
Word Count: 430 |
Page Views: 4195 |
Votes: 18 |
Rating: 2.83 |
| 130. |
|
How To Beat Your Banker At Their Own Game Using Loopholes In Their Own Rules by Jeff Spellman |
| |
|
Imagine what it would be like if you could pay off your mortgage
sooner than anticipated. Sure, we all think about it, we tell
ourselves that next year we will start paying more than is
required each month, or that once we pay off the car loan, we can
put more money to that mortgage. Unfortunately, many homeowners
never seem to have that extra money to put towards their mortgage
payments. |
| |
|
Distributed: 2006-12-26 12:00:00 |
Word Count: 854 |
Page Views: 3764 |
Votes: 15 |
Rating: 2.20 |
| 131. |
|
How Foreclosures Work and Steps You Can Take To Avoid Foreclosure by Jeff Spellman |
| |
|
A lender provides you with a mortgage and the home is considered
to be collateral until you pay off the mortgage in full and with
interest. If you stop making payments on your mortgage, the
lender has the legal right to foreclose and take possession of
your home in order to recoup the money that they originally
loaned you. |
| |
|
Distributed: 2006-12-21 12:00:00 |
Word Count: 1232 |
Page Views: 5134 |
Votes: 10 |
Rating: 2.10 |
| 132. |
|
Don't Hate The Rich - Be One Of Them! by Willie Crawford |
| |
|
When I was a child, growing up on the farm in North Carolina (
extremely poor), my grandmother's favorite saying seemed to be
"Money doesn't grow on trees!" |
| |
|
Distributed: 2006-11-14 16:00:00 |
Word Count: 1439 |
Page Views: 4511 |
Votes: 12 |
Rating: 1.67 |
| 133. |
|
30 Seconds to Creating an Awesome Checkbook Balance by Darlene Arechederra |
| |
|
Have you ever watched a squirrel balancing up on the highwires?
He actually makes the balancing act look easy, doesn't he? I
always wonder what will happen to the squirrel should he lose his
balance. You see, the highwires are not part of his natural
habitat. They are manmade, and he has no safety cushion built in
to protect him. |
| |
|
Distributed: 2006-11-02 10:24:00 |
Word Count: 506 |
Page Views: 4906 |
Votes: 5 |
Rating: 2.20 |
| 134. |
|
Affordable Health Insurance Options in Ohio - An Interview With Ohio Department of Insurance Director Ann Womer Benjamin by Erin Shaughnessy |
| |
|
What options are available for Ohioans who do not have access to
employee or government health insurance plans? Ohio Department
of Insurance Director, Ann Womer Benjamin, discusses Health
Savings Accounts, Open Enrollment, the Massachusetts model, and
pending health coverage legislation in Ohio. |
| |
|
Distributed: 2006-10-31 15:24:00 |
Word Count: 730 |
Page Views: 3749 |
Votes: 17 |
Rating: 2.71 |
| 135. |
|
Advertising Cheaply And Effectively by Cathy Qazalbash |
| |
|
Advertising is the lifeblood of your business. To be effective
you will need to advertise on a regular basis. One advertisement
rarely brings instant results. Your potential customer needs to
see your ads several times before purchasing. |
| |
|
Distributed: 2006-10-27 10:24:00 |
Word Count: 372 |
Page Views: 3701 |
Votes: 14 |
Rating: 2.36 |
| 136. |
|
The True Cost Of Smoking, Literally by Dave Sabat |
| |
|
What would you and your partner do with £407,887.50? Spend it on
cigarettes perhaps? Well, if you and your partner both smoke 60
cigarettes a day between you, and you both smoke for another 50
years, this is exactly how much it will cost you. |
| |
|
Distributed: 2006-10-26 15:00:00 |
Word Count: 557 |
Page Views: 4122 |
Votes: 17 |
Rating: 1.65 |
| 137. |
|
Why Forex Trading Is So Popular by Richard Goldberg |
| |
|
The Forex market is often more appealing to people that like to
live on the edge. There is more uncertainty by far and the
rewards of knowing when to buy and sell can be immense. For those
of you who don't know, the Forex stands for, Foreign Exchange
Market. |
| |
|
Distributed: 2006-10-12 15:36:00 |
Word Count: 503 |
Page Views: 3642 |
Votes: 15 |
Rating: 2.40 |
| 138. |
|
What Does Short, Long, Flat And Square Mean In Forex Trading? by Sam Beatson |
| |
|
Short, long, square and flat explained in terms of forex trading
(Spot FX). |
| |
|
Distributed: 2006-10-11 10:48:00 |
Word Count: 525 |
Page Views: 8602 |
Votes: 22 |
Rating: 2.68 |
| 139. |
|
Developing a 401k Strategy In The Modern Employment Market by Jason Alba |
| |
|
What is the biggest pain that comes with every job search? I'm
not talking about the job search itself, I'm talking about some
of the typical "housekeeping" that you have to do. Is it file
for unemployment? Is it refigure your budget? Is it developing
a new schedule? For me, one of the biggest hassles is figuring
out what to do with my 401k account. |
| |
|
Distributed: 2006-10-04 12:48:00 |
Word Count: 870 |
Page Views: 4031 |
Votes: 16 |
Rating: 2.25 |
| 140. |
|
Your Home: A Powerful Tax Advantage by Mark Felder |
| |
|
Afraid of the big commitment? Home ownership is always an
excellent investment offering discounts every year and guaranteed
retirement savings. It can be one of the best investments anyone
can make. |
| |
|
Distributed: 2006-09-29 12:00:00 |
Word Count: 319 |
Page Views: 4697 |
Votes: 9 |
Rating: 1.89 |
| 141. |
|
How To Pay For The Finer Things In Life by Emerson Lockwood |
| |
|
Everyone likes to enjoy luxury, but often the average consumer
does not consider himself financially able to do so. The truth
is, that with a good budget and smart financial planning, many
people can afford to treat themselves to fineries they may not
have considered a possibility. |
| |
|
Distributed: 2006-09-28 10:48:00 |
Word Count: 605 |
Page Views: 4013 |
Votes: 13 |
Rating: 0.54 |
| 142. |
|
How to Find Financial Freedom by Kent Jacobson a.k.a. Mr. Success |
| |
|
Many people make finding financial freedom harder than what it
actually is. In order to find financial freedom all you have to
do is follow a few simple steps. |
| |
|
Distributed: 2006-09-26 12:48:00 |
Word Count: 457 |
Page Views: 5035 |
Votes: 14 |
Rating: 2.71 |
| 143. |
|
Tax Free Retirement Income with the Roth IRA and Roth 401(k) by Daniel Lamaute |
| |
|
Under this year's new tax rules it's possible to have a Roth
401(k) in addition to a Roth IRA for Tax Free Retirement Income. |
| |
|
Distributed: 2006-09-26 12:24:00 |
Word Count: 435 |
Page Views: 5079 |
Votes: 17 |
Rating: 2.24 |
| 144. |
|
How Secure is Your Future? by Angela Recchia |
| |
|
In today's fast changing world do you know if your J.O.B. is
secure? Are you prepared for what the future holds in store for
you? Will you have enough in your retirement fund to have you
lead the lifestyle you have dreamed of in those "Golden Years?"
|
| |
|
Distributed: 2006-09-15 10:24:00 |
Word Count: 485 |
Page Views: 4269 |
Votes: 15 |
Rating: 2.40 |
| 145. |
|
Retirement: What Should I Save, When? by Robert Wade |
| |
|
Who can save for retirement? It's hard enough just keeping up
with today's expenses. But like it or not, a fairy godmother is
not going to appear in your later life to take care of you. You
need to plan ahead, and the sooner the better. |
| |
|
Distributed: 2006-09-15 10:12:00 |
Word Count: 529 |
Page Views: 3356 |
Votes: 17 |
Rating: 2.06 |
| 146. |
|
The Dangers of Predatory Lending and Loan Fraud by Robert Wade |
| |
|
Predatory lending in an unregulated practice typically affecting
women, minorities and elderly individuals. This practice involves
unfair, discriminatory lending practices, often for mortgage or
refinance loans, including (but not limited to): |
| |
|
Distributed: 2006-09-13 12:36:00 |
Word Count: 443 |
Page Views: 3895 |
Votes: 10 |
Rating: 2.60 |
| 147. |
|
Are You Working Too Hard At Saving Money? by Darlene Arechederra |
| |
|
You work hard for your money. And chances are, you work even
harder to 'save' some of that money. But what happens when a
year later you're not any closer to achieving your savings goal?
That's exactly what happened to Heather. See if you can relate
to her experience during rush hour on a sweltering, humid evening
not too long ago... |
| |
|
Distributed: 2006-08-29 11:00:00 |
Word Count: 702 |
Page Views: 4029 |
Votes: 20 |
Rating: 2.70 |
| 148. |
|
Profitability: How To Get From Just Enough To Extra by Mark Silver |
| |
|
During the last Heart of Money class someone was asking why
scraping by is the norm, and it's so hard to come by having
extra money. It came up in the context of paying yourself first.
I had told them that you have to pay yourself first, into a
savings account or other account, before you paid your bills.
"How in the heck can I pay myself first, when it feels like I
don't have anything left over after my expenses are paid?" |
| |
|
Distributed: 2006-08-29 10:12:00 |
Word Count: 959 |
Page Views: 3527 |
Votes: 11 |
Rating: 2.00 |
| 149. |
|
Saving for Retirement: Compound and Grow Your Employer Matching Retirement Plan by James Lange |
| |
|
If your employer offers a matching contribution to your
retirement plan, the cardinal rule is: contribute whatever the
employer is willing to match-even if it is only a percentage of
your contribution and not a dollar for dollar match. |
| |
|
Distributed: 2006-08-24 12:48:00 |
Word Count: 354 |
Page Views: 4309 |
Votes: 11 |
Rating: 1.55 |
| 150. |
|
Identity Theft: The New Threat to Your Credit by Josh Pike |
| |
|
When we think of thieves, images of burglars creeping into homes
and apartments come to mind. However, there are new thieves that
can take much more than your money or possessions. If your
personal information falls into the hands of an identity thief,
your credit and finances can be ruined. |
| |
|
Distributed: 2006-08-24 11:48:00 |
Word Count: 363 |
Page Views: 4894 |
Votes: 16 |
Rating: 3.00 |
| 151. |
|
Identity Theft: How Can You Protect Yourself? by Robert Wade |
| |
|
Yes, it can happen to you - from seemingly minor credit card use
just one dispute away, to full-fledged devastation where multiple
people use your social security number to acquire jobs - making
you responsible for thousands of dollars in taxes. Both Gartner
Research and Harris Interactive estimate about seven million
people have fallen victim to identity theft, which equals 799
people each hour or 19,178 each day. Not all incidents are easy
to resolve, either. The average identity theft victim spends 600
hours conducting tasks to recover from the crime, while some
never recover. |
| |
|
Distributed: 2006-08-23 11:24:00 |
Word Count: 474 |
Page Views: 3166 |
Votes: 17 |
Rating: 2.24 |
| 152. |
|
A Recipe for Good Credit by Josh Pike |
| |
|
If your credit is not as good as you want it to be, take action
now! It's easier than you think to improve your credit. |
| |
|
Distributed: 2006-08-17 15:36:00 |
Word Count: 369 |
Page Views: 3891 |
Votes: 15 |
Rating: 2.73 |
| 153. |
|
Credit Score Essentials by Josh Pike |
| |
|
Most credit scoring systems are calculated from all the different
credit data in your credit report. This data is grouped into five
categories: |
| |
|
Distributed: 2006-08-10 15:48:00 |
Word Count: 319 |
Page Views: 3340 |
Votes: 11 |
Rating: 2.45 |
| 154. |
|
DRiP Investing: Helping Beginners Get a Foot in the Door by Robert Wade |
| |
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Are you one of those nay-sayers who feels its simply impossible
to save on the meager salary you bring home each month? Do you
picture those with portfolios balanced in stocks and bonds as
suits-draped Wall Street gurus glued to their Ameritrade account
on a daily basis, trading and balancing risk each morning? Think
again. |
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Distributed: 2006-08-09 11:00:00 |
Word Count: 387 |
Page Views: 4436 |
Votes: 9 |
Rating: 2.56 |
| 155. |
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Credit: How to Get It, Build It, and Use It! by Josh Pike |
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When Jorge Rojas applied for a cell phone, he hoped that the
contract provider wouldn't check his credit history-not because
it was bad, but because it didn't exist! Like many people,
Jorge paid for most purchases with cash and did not have a formal
credit history. |
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Distributed: 2006-08-04 10:24:00 |
Word Count: 359 |
Page Views: 3221 |
Votes: 8 |
Rating: 2.13 |
| 156. |
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9 Questions To Answer Before You Prepay Your Home Mortgage by Frank Oakerson |
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We are all different. At different times in our lives we have
different goals and needs. You can ask different experts in
financial planning, Texas mortgage brokers, and your banker
"should I prepay on my home mortgage?" and you will get answers
from "that is the greatest idea" to "that will be the worst
financial mistake you will ever make". So what is a person to
do? Let us look at 9 things you need to consider and have
answered before you "prepay your home mortgage". |
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Distributed: 2006-08-02 11:12:00 |
Word Count: 1257 |
Page Views: 5955 |
Votes: 17 |
Rating: 1.71 |
| 157. |
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What is a 1031 Property Exchange? by Mark Felder |
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Anyone selling, buying or constructing real estate should look
into the benefits of the 1031 Property Exchange. This offers both
federal and state tax advantages to investment or business
property exchanges for other like-kind property. What's a
like-kind property? |
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Distributed: 2006-07-28 11:00:00 |
Word Count: 302 |
Page Views: 3805 |
Votes: 18 |
Rating: 2.06 |
| 158. |
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Yes! You Really Can Save Money by Josh Pike |
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Sometimes, saving money may seem impossible. You buy groceries
on Monday, pay bills on Tuesday, and by Wednesday your paycheck
has disappeared. However, if you establish a savings plan,
you'll "find" money in places you've never thought to look! |
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Distributed: 2006-07-27 10:24:00 |
Word Count: 367 |
Page Views: 3275 |
Votes: 11 |
Rating: 1.91 |
| 159. |
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Setting SMART Financial Goals by Josh Pike |
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Managing your money wisely is the best way to make sure you and
your family gain financial security. Money management is also
extremely important if you own a business. |
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Distributed: 2006-07-26 12:48:00 |
Word Count: 503 |
Page Views: 4533 |
Votes: 18 |
Rating: 1.67 |
| 160. |
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10 Simple Ways to Create Your First Back-to-School Fund by Darlene Arechederra |
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If you're looking for a *practical* reason to save, how about
building a Back-to-School Fund? It can help you limit or even
avoid using a credit card for back-to-school shopping. |
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Distributed: 2006-07-26 12:12:00 |
Word Count: 589 |
Page Views: 4800 |
Votes: 16 |
Rating: 2.38 |
| 161. |
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Real Estate Foreclosure Investing: An Advanced Strategy That Can Make You Money by Joel Teo |
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Foreclosure investing is probably the hottest niche in the real
estate business. Real estate foreclosure investing has gained
immense popularity, since real estate costs have escalated to an
all time high. As people seek out avenues for purchasing real
estate at an affordable rate, foreclosure investing has emerged
as a superlative way to obtain distressed properties at low
prices. |
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Distributed: 2006-07-25 11:00:00 |
Word Count: 545 |
Page Views: 3532 |
Votes: 12 |
Rating: 2.33 |
| 162. |
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Creative Real Estate Investing: 4 Basic Strategies You Should Know by Joel Teo |
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Creative Real Estate Investing refers to those methods of
purchasing and selling real estate that are considered rather
unconventional. The answer to the question whether the techniques
are unconventional largely depends on whom you ask. |
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Distributed: 2006-07-20 10:48:00 |
Word Count: 779 |
Page Views: 3929 |
Votes: 22 |
Rating: 2.09 |
| 163. |
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Is Renting Better Than Buying, In This Economy? by Mark Felder |
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With the real estate market changing dramatically in the past few
years and some regional markets more than doubling in property
value, is it a good time to buy property? Consider the factors:
real estate has increased in value while interest rates have
dropped to record lows. |
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Distributed: 2006-07-19 11:12:00 |
Word Count: 315 |
Page Views: 5219 |
Votes: 10 |
Rating: 1.80 |
| 164. |
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Balance Transfer: Can It Get You Our Of Debt? by Robert Wade |
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The offers are tempting: 0% for six months or 4.99% for 12 months
on balance transfers. Sure, you can cut your rate and pay your
balance down faster. But, like everything else in life, do your
homework. |
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Distributed: 2006-07-19 10:24:00 |
Word Count: 360 |
Page Views: 3362 |
Votes: 21 |
Rating: 2.29 |
| 165. |
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Gas Spikes Lead To Alternate Fuel Popularity by Clinton Douglas IV |
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Tired of paying from your bottomless wallet for gas prices that
can double in no time? Commuting has grown beyond expensive for
the average American household, leaving many Americans
researching alternative fuel sources. Not only do these
alternatives offer new tax breaks, but they can also save a great
deal of money at the pump while having a less harsh impact on the
environment. |
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Distributed: 2006-07-13 10:12:00 |
Word Count: 313 |
Page Views: 4750 |
Votes: 13 |
Rating: 2.38 |
| 166. |
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Real Estate Investing: Real Estate - The Hidden Investment by Robert Wade |
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With REITs and 1031 Exchanges, real estate investing can be
confusing landscape. But It's also a fun and challenging
opportunity. What exactly is it, and why has it made so many
millionaires in this latest boom? |
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Distributed: 2006-07-07 11:00:00 |
Word Count: 303 |
Page Views: 3885 |
Votes: 17 |
Rating: 2.88 |
| 167. |
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5 Tips On How To Reduce Your Mobile Phone Costs! by John Bertone |
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Mobile phones are great. They allow us to communicate and "stay
in-touch" in a way that was not possible in the recent past.
However, this increased connectivity comes at a cost, and if you
are not careful you may end up spending money unnecessarily. Here
are five basic tips for reducing your mobile phone costs without
sacrificing your communications with your family, friends or
business contacts. |
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Distributed: 2006-07-06 13:49:00 |
Word Count: 579 |
Page Views: 3381 |
Votes: 12 |
Rating: 1.92 |
| 168. |
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Credit 101: What's It All About? by Robert Wade |
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It's important to establish and maintain positive credit,
whether you're just starting out or planning for retirement. But
most people only have a vague understanding of what that actually
entails. Add the onslaught of identity theft to the mix and you
have a recipe for disaster. Here are some tips, tricks and
techniques you should understand and adhere to: |
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Distributed: 2006-07-06 11:00:00 |
Word Count: 370 |
Page Views: 3308 |
Votes: 10 |
Rating: 2.30 |
| 169. |
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The 10 Biggest Mistakes In Home Mortgage Refinancing by Frank Oakerson |
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If you have owned a home for some time, then likely you have
considered refinancing your home mortgage in order to get a
better rate on your loan. This decision can be a wise one,
especially if your current rate is high and the new loan rate is
lower. Not all refinancing decisions are wise, so here is what
you should look for to help you avoid the ten biggest mistakes in
home mortgage refinancing: |
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Distributed: 2006-06-23 12:03:00 |
Word Count: 775 |
Page Views: 4391 |
Votes: 20 |
Rating: 2.05 |
| 170. |
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Cohen Research Report Bullish on Pacific Asia China Energy by James Finch |
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We reviewed a research firm's report on a coalbed methane
company. Cohen Independent Research Group issued a Buy
recommendation on the shares of Pacific Asia China Energy (TSX:
PCE), calling those shares "grossly undervalued." Why is it
undervalued? |
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Distributed: 2006-06-21 14:00:00 |
Word Count: 867 |
Page Views: 3143 |
Votes: 18 |
Rating: 2.39 |
| 171. |
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Why You Should Never Operate Any Business as a Sole Proprietor by Germaine A. Hoston, Ph.D. |
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All too often new freelancers assume that being independent means
being a "sole proprietor." There is no question that operating
a sole proprietorship is the easiest, simplest way to start a
business. But, no matter what the jurisdiction in which you
operate, this is not the way you should operate your business --
even just to "get started". Taking any other option, which
would involve establishing a legal entity separate from yourself
-- such as a corporation or limited liability company -- is
infinitely preferable to operating your business as a sole
proprietor. |
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Distributed: 2006-06-21 10:48:00 |
Word Count: 982 |
Page Views: 4762 |
Votes: 14 |
Rating: 2.21 |
| 172. |
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Warranty Buying Guide - Understanding Warranties on Hot Tubs and Other Big Ticket Items by Emerson Lockwood |
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In this article, we are going to introduce you to all of the in's and
out's of hot tub warranties. One thing to keep in mind is that while
the article is focused on hot tubs, the warranty information included
can apply to any big-ticket item, such as a car, television, clothes
washer, clothes dryer, refrigerator, dish washer, air conditioner,
central heat and air system, swimming pool, hot tub or spa. |
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Distributed: 2006-06-16 10:48:00 |
Word Count: 1473 |
Page Views: 4696 |
Votes: 23 |
Rating: 2.04 |
| 173. |
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Forex in a Nutshell Crash Article by Sam Beatson |
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The Forex or foreign exchange is also known as FX, and can be
traded upon by anyone from home who has an internet connection
and
some knowledge. Most people have the belief that trading currency
is extremely risky and a gamble. However there are many ways to
technically analyse the market and identify the pattern of the
movement to the point we can instigate "good" trades on a
consistent basis. |
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Distributed: 2006-06-15 10:00:00 |
Word Count: 770 |
Page Views: 4076 |
Votes: 22 |
Rating: 2.27 |
| 174. |
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6 Ways To Buy A Home Without A Down Payment by Frank Oakerson |
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Entering the housing market for the first time can be an elusive
dream for so many would be homeowners. Down payments, closing
costs, attorney fees, and so much more can thwart even the
average buyer. If you have credit problems, little or no savings,
or a low income, purchasing a home may be out of the question.
On the other hand, there are programs available for buyers to
help them purchase their first home. |
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Distributed: 2006-06-14 11:00:00 |
Word Count: 788 |
Page Views: 4657 |
Votes: 23 |
Rating: 2.35 |
| 175. |
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Considering A Loan To Buy A Hot Tub Or Any Other Big Ticket Item? by Emerson Lockwood |
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Unless you have been saving up your money for some time, it is
likely that you will need to take out a loan in order to purchase
a hot tub or any other big ticket item. There are many options
available to get financing. The option that you choose to finance
your purchase will depend greatly on your personal financial
situation and on the best deals that you can find. In this
article, we will take a look at the various financing options. |
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Distributed: 2006-06-08 17:46:00 |
Word Count: 1192 |
Page Views: 4897 |
Votes: 10 |
Rating: 1.90 |
| 176. |
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Type At Home -- Is It Really 'Easy Money'? by Caiden Felix |
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If you have stumbled across the Type At Home programe on the web
or in a magazine and wondered what it is all about...I am going
to give you a sneak preview...this is my own personal opinion
formed from my own personal experience! |
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Distributed: 2006-06-01 13:57:00 |
Word Count: 647 |
Page Views: 4267 |
Votes: 22 |
Rating: 2.68 |
| 177. |
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Will Linked Recognition Lead to a Cancer Vaccine? by James Finch |
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Dr. Lorne Tyrrell pioneered lamivudine as the standard treatment
for hepatitis B virus (HBV). Now a success, he observed the
drug's shortcomings. Now CEO of ViRexx Medical, Tyrrell hopes
his latest development, Chimigen, will offer new hope for HBV,
other infectious diseases, and cancer. |
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Distributed: 2006-06-01 11:24:00 |
Word Count: 1080 |
Page Views: 3406 |
Votes: 15 |
Rating: 1.93 |
| 178. |
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Is Homeowners Insurance Enough in the Toughest of Times? by Brandon Miller |
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Homeowners Insurance is supposed to protect us in case of disasters. That is what we have come to expect from our homeowners insurance over the years. But what if the disaster is the costliest in U.S. History? What if your insurance agent's home and office were destroyed in the disaster also? |
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Distributed: 2006-05-19 10:24:00 |
Word Count: 381 |
Page Views: 3584 |
Votes: 18 |
Rating: 2.17 |
| 179. |
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The Good, the Bad, and the Ugly: Why Your Broker May Not Be Recommending The Most Competitive Annuity by Tom Hamlin |
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There are over two thousand life insurance companies offering over fifteen thousand different annuities, and they run the gamut from horrific (I wouldn't offer it to an enemy) to outstanding... |
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Distributed: 2006-05-12 14:00:00 |
Word Count: 1036 |
Page Views: 6302 |
Votes: 12 |
Rating: 2.50 |
| 180. |
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Safest Ways to Invest in Uranium Companies by James Finch |
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Because of soaring uranium prices, hundreds of companies have
formed to capitalize upon the latest craze. How do you avoid
being fooled? Look to ISL uranium companies. About 21 percent
of the world's nuclear reactors are now fueled by uranium
mined using this method. How do you evaluate the many
uranium companies now developing their ISL operations? |
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Distributed: 2006-04-27 02:47:07 |
Word Count: 1156 |
Page Views: 2007 |
Votes: 2 |
Rating: 0.00 |
| 181. |
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Real Estate Investment Deals That SkyRocket Your Net Worth by Alain Diza |
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This is called 'Wholesale Real Estate Investing' - the process
of
buying a lot of equity at a very significant discount from
another real estate investor who has already done the hard work
of finding a deal and getting it under contract. |
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Distributed: 2005-06-30 20:00:27 |
Word Count: 0 |
Page Views: 2719 |
Votes: 2 |
Rating: 0.50 |
| 182. |
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Online Trading of Stocks - Basic Requirements. by Akien Stokie |
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Though there are many success stories, the fact remains that
three out of four traders lose money. To be an effective online
stock trader, ensure that you get a real-time quote of the stock
price you are keen on buying... |
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Distributed: 2005-03-10 03:37:02 |
Word Count: 0 |
Page Views: 2597 |
Votes: 2 |
Rating: 0.50 |
| 183. |
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Your Retirement Plan Should Be Both Flexible And Allow You To Track Your Established Goals. by Abigail Vanderbeek |
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When developing your plan, one of the first things you
need to consider is flexibility in your savings. |
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Distributed: 2005-02-03 01:29:13 |
Word Count: 0 |
Page Views: 2376 |
Votes: 2 |
Rating: 0.50 |
| 184. |
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Baby Expense: What To Do When Baby's On The Way And Money Is Tight… by Adriana Copaceanu |
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As you probably know, baby expense should be high on your list of
things to plan for, before the baby comes. There is no cheap way
to have and raise a baby: it takes sweat, work, lots of cash,
patience, and more to have a happy, healthy baby. Some studies
suggest that you will spend anywhere between $150,000 and
$200,000 for your kids by the time they are 18 years old, not
including private schools, special lessons, or college. |
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Distributed: 2004-10-01 03:59:36 |
Word Count: 0 |
Page Views: 3096 |
Votes: 3 |
Rating: 0.33 |
| 185. |
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Critical Factors for Starting an Online Business by Alan Cheng |
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We all wish to have an extra stream of income to help ourselves
and family become financially independent - trying to get out
of the 9 till 5 office job.
Having an internet business doesn't mean you have to be a
programmer or a web designer to do it. So get that thought
out of your head first. |
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Distributed: 2004-09-17 01:28:00 |
Word Count: 0 |
Page Views: 2933 |
Votes: 2 |
Rating: 0.50 |
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