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185 Most Recent Finance Articles

1.   Credit Card Companies Reward Consumers Who Shop Around by Braxton Heitz
    With Ronald Reagan came mass deregulation in many industries. One of the industries that benefited from deregulation was the financial industry. As a result, hundreds of new financial companies were introduced to the American consumer during the 1980's. With the sudden explosion of new competitors in this industry, credit card companies began to struggle with how to retain existing customers and to recruit new customers.
    Distributed: 2012-11-20 11:15:00 | Word Count: 1159 | Page Views: 4342 | Votes: 13 | Rating: 2.00
2.   What My Mother Taught Me About Credit Cards And Family Finances by Braxton Heitz
    My mother is an amazing woman. She made some of the hardest jobs imaginable look easy. No matter how hard her day was, she always had a smile and perfect hair.
    Distributed: 2012-11-12 14:15:00 | Word Count: 1285 | Page Views: 4057 | Votes: 23 | Rating: 2.52
3.   Giving While You're Living, Or When You're Dead Instead? by Lee Hale
    Over the years, there have been many opinions and thoughts as to the legitimacy of Cash Gifting as a viable and honest means of generating cash. But at the heart of Cash Gifting is a fundamental principle that is often overlooked and convoluted with greed and the love of money. This principle is quite simple...
    Distributed: 2010-11-16 10:00:00 | Word Count: 569 | Page Views: 2706 | Votes: 3 | Rating: 0.67
4.   Understanding Your 401(k), IRA and Other Pre-Tax Investments by Irene A. Majchrzak
    What does all of the bad economic news mean to you, the average investor. Well, if you are still working and contributing to your pre-tax 401(k)'s, 403(b)'s, or IRA savings your strategies for salvaging your retirement will include reviewing all of the investment options found in your 401(k), etc.
    Distributed: 2010-08-03 11:15:00 | Word Count: 1005 | Page Views: 3102 | Votes: 0 | Rating: 0.00
5.   Xerox Follow Apple on the Comeback Trail by Jennifer Robinson
    In many ways the companies share similar fortunes. Apple (founded by Steve Jobs, Stephen Wozniak, Ronald Wayne) produced the first successful personal computer with a graphical operating system. Xerox (founded by Chester Carlson, Joseph C Wilson) were the inventors of Xerography (later called the photocopier).
    Distributed: 2010-07-27 15:30:00 | Word Count: 1238 | Page Views: 3725 | Votes: 3 | Rating: 0.00
6.   Payday Advance Loans Are Now Only One Toll Free Call Away by Tom Tierney
    A friend of mine recently went through financial troubles and asked me, knowing that I'm a finance writer, if I could push him in the right direction for a short term loan to help out with his expenses. Here's his story:
    Distributed: 2010-07-27 14:00:00 | Word Count: 599 | Page Views: 2421 | Votes: 0 | Rating: 0.00
7.   Stock Market Falls Sharply by Irene A. Majchrzak
    The stock market has been having a bad week. Wednesday the market ended the day down over 300 points. I heard reports that this was the result of investors taking their profits. Happens all the time. Then within a few days, the prices on many great stocks is so low that the investors are buying the stocks right back up.
    Distributed: 2010-07-27 13:00:00 | Word Count: 879 | Page Views: 2752 | Votes: 4 | Rating: 1.00
8.   Finding the Best Credit Card Applications by Jeffrey Weber
    Online credit card applications can be confusing. That's the way the banks want them. This article will help eliminate some of the confusion.
    Distributed: 2010-07-27 12:00:00 | Word Count: 403 | Page Views: 2123 | Votes: 0 | Rating: 0.00
9.   Reduce Your Monthly Budget By Eliminating Duplicate Insurance Coverage by Quinton Becker
    There's absolutely no sense in paying for the same insurance coverage from multiple insurance companies. This is an area where a lot of consumers could eliminate some unnecessary spending from their family budget. This article explains where to look for duplicate coverage.
    Distributed: 2010-04-27 10:30:00 | Word Count: 648 | Page Views: 3130 | Votes: 3 | Rating: 2.67
10.   Understanding the State-Mandated Minimum Auto Liability Insurance by Quinton Becker
    Few people understand what those auto liability insurance numbers really mean. In this article, I break down 10/20/10 and other minimum liability insurance coverage so that everyone can understand it.
    Distributed: 2010-04-19 12:00:00 | Word Count: 762 | Page Views: 2499 | Votes: 3 | Rating: 1.67
11.   Understanding Uninsured Motorist And Underinsured Motorist Insurance Coverage by Quinton Becker
    Uninsured Motorist (UM) and Underinsured Motorist Insurance (UIM) are often the most under-appreciated and misunderstood forms of insurance available to consumers. This article will explain both...
    Distributed: 2010-04-16 10:00:00 | Word Count: 740 | Page Views: 2601 | Votes: 3 | Rating: 0.33
12.   The Problem With Business Planning by Scott Bywater
    If you go to a conventional business seminar, you are going to get the following advice: Write a business plan Do a swot analysis A competitor analysis etc. etc. And I can see why so many people are held back from starting a business. But I have another approach. A simper approach.
    Distributed: 2010-04-12 10:00:00 | Word Count: 324 | Page Views: 2163 | Votes: 4 | Rating: 0.25
13.   Cost Reduction: Cutbacks Are Unavoidable by Thayne Carper
    Good cost reduction means you must slash your expenses and costs when possible, provided that this does not affect your product quality or harm your operations. There are numerous approaches to cutting expenses, and you cost reduction plan must identify where you can save money.
    Distributed: 2010-03-15 10:00:00 | Word Count: 497 | Page Views: 3017 | Votes: 6 | Rating: 0.83
14.   Do You Know the Difference Between an Investment Advisor and a Broker? by Tome Tomaj
    As an fee-only investment advisor I come across clients from all walks of life. Lately I have noticed something in common with many of these investors. Many do not know the difference between an investment advisor and a broker who manages and/or makes securities recommendations for their clients' investment portfolios. With the almost unprecedented volatility in the securities markets, you cannot afford to dig your head in the sand when it comes to whom is managing your assets.
    Distributed: 2010-03-11 14:30:00 | Word Count: 408 | Page Views: 2730 | Votes: 4 | Rating: 4.25
15.   The Decline and Fall of the Retirement Empire by Irene A. Majchrzak
    "I have a pension and it'll have to be enough!" As a financial Advisor over the past 10 years I have often heard this statement. It was difficult 10 years ago to explain to future retirees why this was an impossible belief to hold. 10 years ago no one would believe the changes that would occur in our world view.
    Distributed: 2010-03-10 10:45:00 | Word Count: 1317 | Page Views: 2760 | Votes: 0 | Rating: 0.00
16.   Business Turnaround: Stabilize Your Environment with Positive Cash Management by Thayne Carper
    A good business turnaround requires you to stabilize your environment; without this step, your business will likely remain unprofitable.  Maintaining both a positive cash balance and abiding by a smart budget is vital. 
    Distributed: 2010-03-10 10:15:00 | Word Count: 531 | Page Views: 3000 | Votes: 2 | Rating: 0.50
17.   Online Brand Protection - Must-Know Tactics to Safeguard Your Business by Enzo F. Cesario
    Intellectual property, trademarks and copyrights--if you are in business, you probably know what these are and how important they are. However, an online business has additional factors that must be considered to protect its brand within the Web’s wide exposure.
    Distributed: 2010-03-02 10:00:00 | Word Count: 652 | Page Views: 2492 | Votes: 2 | Rating: 1.00
18.   Business Turnaround: Reorganize Your Company and Focus on Its Profitable Areas by Thayne Carper
    After you have determined the root cause of your company's problems, you must now reorganize to make your company profitable. All companies have strengths and weaknesses, and it would be wise to recognize which areas are assets to you and which need improvement.
    Distributed: 2010-02-25 10:00:00 | Word Count: 539 | Page Views: 2442 | Votes: 2 | Rating: 0.50
19.   Cost Reduction for Business: How to Best Manage Your Costs by Thayne Carper
    Companies have to use various forms of financial studies - estimates, budgets, forecasts, analyses, and evaluations - to report and control their costs.
    Distributed: 2010-02-23 10:30:00 | Word Count: 506 | Page Views: 4177 | Votes: 6 | Rating: 2.00
20.   New Year Still Is A Time Of Uncertainty For Economy by Barbara Wulf MS, ACC, CPCC
    As we look back on the first decade of the new millennium, we realize in many ways it was a dud and disappointment. We witnessed the World Trade Towers being toppled with senseless terrorism. We closed the decade with the toppling of the global economy that resulted in high unemployment and massive job loss for young and old, skilled and unskilled.
    Distributed: 2010-02-02 12:00:00 | Word Count: 509 | Page Views: 3048 | Votes: 0 | Rating: 0.00
21.   Business Startups with Bad Credit by K. MacKillop
    Bad personal credit is a common stumbling block for entrepreneurs. Working for your self is the best opportunity for building wealth. While bad personal credit can make the startup process slightly more challenging, it is not a total barrier to business ownership and business success.
    Distributed: 2010-01-26 12:15:00 | Word Count: 734 | Page Views: 2023 | Votes: 2 | Rating: 3.50
22.   Obama Tells the Banks to Lend! by Martin Harshberger
    Any kind of real recovery and job creation is impossible without access to credit by small to mid-sized businesses. New entrepreneurs, and even experienced business people, often ask me to help them write plans to get SBA financing for a new or troubled venture. I tell them it just doesn't happen that way. The SBA, USDA, and most other federal loan programs simply guarantee bank loans. You have to get the bank to approve your loan first. But banks are not in the venture capital business. They want secure loans.
    Distributed: 2010-01-26 11:45:00 | Word Count: 641 | Page Views: 1817 | Votes: 2 | Rating: 2.50
23.   Purchase Another Vacation Rental? Why Not by Jon Ludwig
    As a vacation home rental owner and operator of a vacation rentals by owner advertising website, I have been following the situation closely with regards to the recent sharp decline in both real estate prices (commercial and single family homes) and the stock market. Like a lot of investors out there that I have spoken with, I pulled my savings out of the stock market a few months ago (phew...) and have been wondering what to do with my investment capital.
    Distributed: 2010-01-19 12:45:00 | Word Count: 560 | Page Views: 2852 | Votes: 7 | Rating: 2.57
24.   Cash or Accrual Basis of Accounting? Which Should You Select When Starting a Business? by K. MacKillop
    One startup decision that seems to cause entrepreneurs heartburn is whether to set up their accounting system on a cash basis or on an accrual basis. Although this sounds like secret accounting code, the implications are straightforward, and, for most businesses, the right method is easy to see.
    Distributed: 2010-01-13 12:45:00 | Word Count: 830 | Page Views: 7678 | Votes: 11 | Rating: 1.55
25.   Understanding Term Life Insurance and Getting Quotes by Brian Greenberg
    Buying term life insurance can be a scary process but understanding the different types of life insurance can remove the fear. What you should know about term life and how requesting life insurance quotes online can be easy and very convenient.
    Distributed: 2010-01-13 10:45:00 | Word Count: 520 | Page Views: 2504 | Votes: 1 | Rating: 2.00
26.   Can Acquisitions Work? by Martin Harshberger
    With annual merger and acquisition activity in the United States averaging about 1.5 trillion dollars the question, "Can Acquisitions Work?" may seem to be uninformed and strange question. Yet according to a number of recent academic studies, between 55 percent and 83 percent of mergers and acquisitions fail to add value to the acquirers... This article will review some of the reasons why acquisitions fail...
    Distributed: 2010-01-12 12:45:00 | Word Count: 858 | Page Views: 1901 | Votes: 2 | Rating: 3.00
27.   How to Earn Extra Money This Holiday Season by Elizabeth Johnson
    Regardless of the state of the economy, many people find themselves a little strapped for money around the holidays. Heating costs, food for holiday gatherings, holiday travel costs, and gifts all factor in to making November through January the most expensive time of the year. Luckily, as much as this time of year can cost more, there are more opportunities to make a little bit of money to offset these inflated expenses. Below, we'll share with you the top five ways to earn a little extra cash over the holidays...
    Distributed: 2009-12-30 12:45:00 | Word Count: 682 | Page Views: 2384 | Votes: 2 | Rating: 2.50
28.   The Decline in the Personal Savings Rate - What Happened to the Discipline? by Tome Tomaj
    As more and more American baby boomers are nearing and entering their retirement years, many of them are concerned about whether their retirement savings will last them long enough to ensure their current quality of life, and rightly so.
    Distributed: 2009-12-15 10:45:00 | Word Count: 873 | Page Views: 3231 | Votes: 4 | Rating: 1.75
29.   Student Credit Cards Can Help Lay The Foundation For Prosperous Adult Living by Braxton Heitz
    Credit is one of the most fundamental aspects of the financial structure we have built our society. In fact, a great credit score can be one of the most valuable assets an individual will ever have in his or her life.
    Distributed: 2009-11-24 09:00:00 | Word Count: 948 | Page Views: 3112 | Votes: 11 | Rating: 2.82
30.   How The Internet Has Changed The World... by Braxton Heitz
    As most of us sit down at our computers each day, we might realize that we have begun to take this Information Age for granted. What would we do if we did not have 24/7 Internet connections to keep us connected to the world?
    Distributed: 2009-11-10 10:15:00 | Word Count: 1379 | Page Views: 6481 | Votes: 15 | Rating: 2.53
31.   The Effect of Inflation and Deflation on Retirees by Irene A. Majchrzak
    When we worry about how long our retirement income will last, we consider so many factors. The current economy is causing a drain on 401(k)'s and IRA's. So we have become much more cautious about withdrawing money to use it as part of our pensions.
    Distributed: 2009-10-27 11:24:00 | Word Count: 1324 | Page Views: 4491 | Votes: 5 | Rating: 1.00
32.   Learn About Short Term Insurance by Tom Lustina
    This is by no means an extensive lesson about short term insurance, but it is a good start. Since most policies are temporary, coverage is relatively cheap.
    Distributed: 2009-10-15 10:48:00 | Word Count: 337 | Page Views: 1844 | Votes: 1 | Rating: 1.00
33.   Why 529 College Savings Plans Still Make Sense by Charles Montgomery
    Discussion of saving for college and investing in 529 plans. Answers the question, 'Is it safe to invest in a 529 plan?'
    Distributed: 2009-10-15 10:36:00 | Word Count: 544 | Page Views: 2343 | Votes: 1 | Rating: 0.00
34.   Ten Tips: When You Lose Your Health Insurance by Rickey Pearce
    Tips on how to cope with losing your health insurance and replace it if possible.
    Distributed: 2009-09-29 13:12:00 | Word Count: 319 | Page Views: 1867 | Votes: 5 | Rating: 2.80
35.   Hedge Your Bets With Job Loss Protection Insurance by Kyle Fitzsimmons
    Even if you believe your job to be secure in the current economic downturn, you should learn about Job Loss Protection Insurance, just in case your "secure job" gets eliminated. You should also understand what your Job Loss Protection Insurance policy will actually do for you. The time to learn what your insurance policy does and does not cover is NOT when you have lost your job and your agent tells you that your policy does not cover "that".
    Distributed: 2009-08-28 11:00:00 | Word Count: 372 | Page Views: 3531 | Votes: 12 | Rating: 2.33
36.   Understanding Gambling Addiction by Skyler Ace
    There's nothing wrong with gambling, if you use it the right way - as means of having fun, as a hobby or a way of de stressing. The danger comes when the roles get reversed and gambling starts using you.
    Distributed: 2009-07-22 11:24:00 | Word Count: 715 | Page Views: 4793 | Votes: 19 | Rating: 2.53
37.   Easy Tips To Reduce Your Cost Of Living And Survive Recession by Fred Vanhoosen
    Recession is a period of general economic decline and we need to prepare for it. Surviving the recession is much easier when you are prepared for it. Here are some tips for surviving the current economic crisis.
    Distributed: 2009-07-14 12:48:00 | Word Count: 505 | Page Views: 4030 | Votes: 16 | Rating: 2.63
38.   Cutting Corners In A Stressed Economic Situation by Hadley Kincaid
    The economy has really taken a toll upon my family. My wife was laid off from her job, significantly reducing our total monthly income. This has forced us to stick to a very rigid budget, cutting our cost of living and finding money where we never expected to find extra money.
    Distributed: 2009-07-09 12:00:00 | Word Count: 603 | Page Views: 2499 | Votes: 8 | Rating: 2.38
39.   Taking Advantage of the Stock Market by Irene A. Majchrzak
    Is the market rebounding? The Dow, leveling out each week because it gets a rise in the market one day and a pullback the next day, comes from investors' taking their profits. This will probably continue for a year or so until the really large investors such as Hedge Fund Managers, Institutional Investors like Mutual Fund and 401(k) managers start purchasing the really great stocks at lower prices for the longer term. You may have questions... This article will show you how you can take advantage of the current stock market conditions...
    Distributed: 2009-07-09 11:24:00 | Word Count: 738 | Page Views: 2993 | Votes: 11 | Rating: 2.82
40.   13 Tips For Saving Money And Reducing Your Cost Of Living by Fred Vanhoosen
    During this current economic downturn, people are rediscovering how to save money during hard times. In this article, we document thirteen of the most useful tips for helping you and your family save money and reduce your overall expenses.
    Distributed: 2009-07-09 10:24:00 | Word Count: 899 | Page Views: 2417 | Votes: 13 | Rating: 2.54
41.   Can Debtors Afford Bankruptcy? Finding Low-Cost, Cheap Bankruptcy by Benji O. Anosike
    It seems there is today in these current hard national economic times, palpably one ominous additional burden for the average heavily indebted American consumer who, perhaps, sees his or her only recourse for some relief from his crushing debt as lying in filing bankruptcy: the cost for bankruptcy, and finding cheap, low-cost bankruptcy that debtor can afford. This often mean, in essence, finding pro se or non lawyer bankruptcy alternative. The bankruptcy lawyers' current fees for bankruptcy are so high they've been said by one expert to have "priced the average debtor out of bankruptcy." In deed, according to some bankruptcy experts, many of whom are themselves bankruptcy lawyers, though a new record of some 1.1 million debtors filed for bankruptcy in 2008, yet another set of debtors of equal size qualify for and seek to file for bankruptcy, but can't do so merely for the fact that they cannot afford to pay the lawyers fees. Consequently, affordability of bankruptcy cost constitutes the most critical impediments today to being able to file for bankruptcy for the average debtor seeking to file bankruptcy.
    Distributed: 2009-07-08 13:24:00 | Word Count: 1718 | Page Views: 3723 | Votes: 14 | Rating: 1.93
42.   Understanding Compulsive Gambling by Skyler Ace
    People gamble for many reasons. Some do it for the pure thrill and fun of it, and others just because they're feeling lucky, and many do it out of habit. Whatever the reason may be, gambling becomes a problem when it is done in excess. In fact, people often don't realize that it's become an addiction, until they are in so deep and affects normal life. This checklist will help you determine if you are a compulsive gambler, who is in need of help.
    Distributed: 2009-07-08 09:48:00 | Word Count: 700 | Page Views: 3625 | Votes: 10 | Rating: 2.00
43.   How to Invest in a Rough Economy: Investment Advice from the Experts by Sarah Simmons
    The stock market crash of 2008 lost many investors a lot of money, and had many other investors bailing out of stocks for the safety of savings and checking accounts, treasury bills and gold. However, it is still possible to invest - and yes, even make money - during the current rocky economy.
    Distributed: 2009-07-08 09:24:00 | Word Count: 692 | Page Views: 2255 | Votes: 8 | Rating: 3.38
44.   21 Plus Tips To Help You Recover From A Personal Financial Crisis by Fred Vanhoosen
    In this article, we show you exactly how we were able to overcome a recent financial crisis in our family's personal finances. We detail 21 primary tips that can help you reduce your overall cost of living, but we also include other tips that can help you to recover your finances enough to survive the crisis.
    Distributed: 2009-07-07 15:00:00 | Word Count: 2200 | Page Views: 2810 | Votes: 13 | Rating: 1.69
45.   Protection of Your Hard-Earned Retirement by Irene A. Majchrzak
    Many articles discuss debt, what it is, how to get out and stay out, how to learn to spend cash instead of using credit cards and how to give up the bad debt habits developed over a lifetime. More articles discuss your retirement accounts, what the mutual funds really look like internally, how to choose investments based on your tolerance for risk and different strategies for investing in today's economy. What is only lightly touched on is protection of your lifestyle today and in Retirement, which is what you will discover in this article...
    Distributed: 2009-07-07 13:36:00 | Word Count: 872 | Page Views: 2317 | Votes: 13 | Rating: 2.54
46.   A Baker's Dozen of Grocery Coupon Websites And Resources by Fred Vanhoosen
    In the past, many people read newspaper and magazine articles about and watched news segments showing others who often food shop for free using coupons. The average family often does not have the time to organize and purchase food in bulk to make such a stupendous leap into savings. But, by following the links in the article and visiting the referenced websites once a month, any family can learn how to cut their grocery costs from a little to a lot...
    Distributed: 2009-07-07 11:36:00 | Word Count: 580 | Page Views: 4416 | Votes: 13 | Rating: 2.38
47.   Seven Tips That Could Add Hundreds Of Dollars To Your Monthly Budget by Fred Vanhoosen
    In this article, we offer seven tips that if used can help the average American family reduce their living expenses by at least $100 per month.
    Distributed: 2009-04-23 11:48:00 | Word Count: 1348 | Page Views: 2304 | Votes: 7 | Rating: 3.57
48.   When Pennies Count, These Budgeting Tips Could Save You Hundreds of Dollars Per Month by Fred Vanhoosen
    The current state of the economy has been a wake-up call for many people and it's causing them to get serious about saving money and eliminating debt now. This article will give you a lot of ideas on how to reduce your spending, pay off your debts, and move more money into savings - through the current recession or any financial emergency you may experience.
    Distributed: 2009-04-22 11:48:00 | Word Count: 911 | Page Views: 2093 | Votes: 5 | Rating: 2.20
49.   Debt, America's Greatest Failure at All Levels of Society by Irene A. Majchrzak
    The truth is debt management cannot start early enough. When your debt is minimal, for needs only, you can stop the bleeding from your bank account and investments by buying less. Begin to learn how your buying and spending habits contribute to your debt. Uncontrolled Debt has the most disastrous effect on your lifestyle and retirement.
    Distributed: 2009-04-21 12:00:00 | Word Count: 775 | Page Views: 2515 | Votes: 2 | Rating: 3.00
50.   The Joy of Being Debt-Free by Irene A. Majchrzak
    Being debt-free! What would that mean for your life? It could mean the difference between a good retirement and a great retirement leading to more freedom to have the things you want.
    Distributed: 2009-04-16 13:12:00 | Word Count: 429 | Page Views: 3803 | Votes: 9 | Rating: 3.00
51.   Will Global Financial Crisis Result in Benefits to Expired Domain Market? by John Khu
    The year 2009 seems to be a year of uncertainties and imponderables. Now that this year is in front of us, most people are under tremendous tension and stress with looming job losses and depreciation of cash assets. With so much doubts lingering about their abilities to make a decent living, people may start looking for alternative sources of income that is just enough to sustain their living. When the money deposits are no safer in a bank, how does an investor plan to keep his or her money?
    Distributed: 2009-04-15 10:00:00 | Word Count: 495 | Page Views: 2229 | Votes: 3 | Rating: 2.00
52.   Government Measures to Help with Health Insurance by Kevin Kielty
    Changes to COBRA and the State Children's Health Insurance Program can provide valuable assistance to those recently unemployed.
    Distributed: 2009-04-02 13:12:00 | Word Count: 502 | Page Views: 2165 | Votes: 2 | Rating: 3.00
53.   3 Mistakes Guaranteed to Increase Your College Costs by Marc R. Hill
    The decision to reduce your college costs is entirely in your hands. While it's commonly believed that there's nothing you can do to reduce these expenses, as a financial planner and as a parent, I can assure you that the strategies not only exist, but they're also very effective. But on the flip side of the college funding coin, there are some pricey mistakes that any parent can make. Let's take a look at three of these mistakes.
    Distributed: 2009-04-02 12:48:00 | Word Count: 959 | Page Views: 2019 | Votes: 4 | Rating: 3.75
54.   Advantages and Disadvantages of Individual and Group Health Insurance by Kevin Kielty
    The cost of individual and group health insurance coverage varies greatly as does the type of coverage they both offer. Making the switch can bring some surprises.
    Distributed: 2009-04-01 12:00:00 | Word Count: 639 | Page Views: 5695 | Votes: 12 | Rating: 2.25
55.   Investing in Life's Necessities by Mack Courter
    With the stock market down 55% or so from its high of October 2007, many investors feel they are between the proverbial rock and a hard place. We've all seen the data that shows that over the long term, stocks outperform every other common asset class, but that knowledge certainly doesn't make the going any easier on a day to day basis.
    Distributed: 2009-04-01 11:48:00 | Word Count: 1324 | Page Views: 1857 | Votes: 6 | Rating: 3.00
56.   Tips For Restoring Your Credit In The Aftermath Of Foreclosure by Fred Vanhoosen
    If you have met foreclosure or bankruptcy and you are wondering about your ability to rebuild your credit, this article will be useful to you, as it shows you several techniques for rebuilding credit after foreclosure, repossession or bankruptcy.
    Distributed: 2009-03-19 10:00:00 | Word Count: 1621 | Page Views: 2136 | Votes: 8 | Rating: 1.75
57.   Learn From History - The Anatomy Of An Economic Meltdown by Arlo Mooney
    When we look at the current economic crisis, lots of people are asking how we got into this mess. This story walks out the steps the brought us into the current economic meltdown, prompted by the recent credit crisis.
    Distributed: 2009-03-18 11:00:00 | Word Count: 2376 | Page Views: 3022 | Votes: 7 | Rating: 2.86
58.   Options for Affordable Health Insurance by Kevin Kielty
    Every day many more people are finding themselves out of a job during this recession. With the loss of a job comes the loss of health insurance coverage. Finding affordable health insurance to replace an employer-sponsored plan, is becoming a high priority for many families.
    Distributed: 2009-03-03 10:48:00 | Word Count: 732 | Page Views: 2016 | Votes: 6 | Rating: 2.17
59.   Happy New Year, Class of '10! And Welcome to Your College Financial Aid Base Year by Marc R. Hill
    As they were ringing in the New Year on January 1, high school juniors and their parents were also ringing in their college financial aid "base year." Understanding the pros and cons of any financial moves made during your base year - or any year in which financial aid is applied for - from both a tax and financial aid standpoint goes a long way toward determining what you pay for college. So, let's take a look.
    Distributed: 2009-02-27 11:12:00 | Word Count: 695 | Page Views: 2164 | Votes: 4 | Rating: 3.25
60.   Buying Property In Italy On The Cheap by Fabrizio Giglioli
    An Italian property expert offers invaluable tips on where to buy the cheapest properties in Tuscany.
    Distributed: 2009-02-24 11:24:00 | Word Count: 511 | Page Views: 3537 | Votes: 7 | Rating: 2.57
61.   Easy Loans During the Current Credit Crunch by Arlo Mooney
    Everyone is talking about the difficulty of borrowing money right now during the current credit crunch. But I have learned from my unique experience that there is still money available to borrow, even in these current market conditions.
    Distributed: 2009-02-24 10:00:00 | Word Count: 745 | Page Views: 2596 | Votes: 2 | Rating: 2.00
62.   A Cruzader Christmas by Lisa Stockmann Karp
    Jun and Joyce Dela Cruz couldn't believe their eyes. In November 2000, they watched a disturbing television news report that changed their Christmas forever. Thousands of the more than 10,000 homeless on Los Angeles' Skid Row would be going without a Thanksgiving or Christmas meal that year.
    Distributed: 2009-01-23 12:00:00 | Word Count: 1185 | Page Views: 3823 | Votes: 7 | Rating: 3.57
63.   Anybody Can Spend, but Can You Save? by Rich Thawley
    We have a great weakness in our society of wanting immediate gratification. We are under a constant barrage in all forms of media to buy this or to buy that. In our world of credit cards and charge accounts it is a challenge for many to resist the temptations of materialism. Don't get me wrong, I think it's fun to have nice things, but only after we can afford them.
    Distributed: 2009-01-22 12:48:00 | Word Count: 527 | Page Views: 2713 | Votes: 18 | Rating: 3.56
64.   Banks Do Not Want To Foreclose Your Home by Arlo Mooney
    When the phone is ringing every day and the bank is threatening to foreclose your home, because you are behind on payments, it is easy to believe that the banker is drooling over the possibility of foreclosing on your home. But you should know that the bank stands to lose a lot of money if they are forced to foreclose on your home. Read this article to learn the real truth about banks and foreclosures.
    Distributed: 2009-01-09 12:00:00 | Word Count: 1166 | Page Views: 3532 | Votes: 12 | Rating: 2.58
65.   Available Loan Products During a Credit Crunch by Fred Vanhoosen
    As we turn on the news each day or pick up our local newspaper, we are inundated with the bad news about the effects of the credit crunch on the larger economy. With so much bad news about the economy, it is easy to believe that the credit crunch is deep running and affecting every sector of the economy. But the truth of the matter is that the credit crunch is pretty much regional in nature and it is only affecting certain types of lending. Continue reading this article as we explain this assertion.
    Distributed: 2008-12-10 11:00:00 | Word Count: 1273 | Page Views: 1936 | Votes: 4 | Rating: 1.75
66.   Payday Loans - Convenience and Danger by Fred Vanhoosen
    Payday / Cash Advance Loans are a godsend for those consumers who truly have a temporary short-term cash need, but what is a blessing for one consumer can easily be a nightmare in the offing for another consumer whose financial needs are more dire and long-term in nature. Get the facts before you select this kind of loan product.
    Distributed: 2008-12-08 12:00:00 | Word Count: 1027 | Page Views: 2420 | Votes: 6 | Rating: 3.17
67.   Embracing the Recession by Heather Villa, CMA, MBA, MSM
    We live in uncertain economic times. Every time we turn on the news we hear of another company that is going under or another company that is laying off thousands of its workforce or another company that has had to respond to a lack of shareholder confidence with kneejerk reactions. People just don't want to watch the news anymore!
    Distributed: 2008-11-25 11:00:00 | Word Count: 682 | Page Views: 2331 | Votes: 5 | Rating: 4.00
68.   On Being Ready for Recession by Tim Benedict
    One of the biggest problems people faced during the Great Depression was that they just weren't prepared for it, and didn't know how to respond to it once it hit. But they could have been.
    Distributed: 2008-11-17 11:12:00 | Word Count: 564 | Page Views: 1995 | Votes: 4 | Rating: 3.00
69.   Hopefully President Obama Will Break A Few Campaign Promises by Arlo Mooney
    Although I did not vote for President Barack Obama, I wish him well and I hope that he is as successful as President Bill Clinton. But I also hope that there is one campaign promise that Obama breaks, and here is the reason why I hope he breaks this promise...
    Distributed: 2008-11-07 11:00:00 | Word Count: 1272 | Page Views: 2394 | Votes: 7 | Rating: 3.14
70.   Finding Money in a Credit Crunch by Daniel Lamaute
    The credit crunch coupled with a recession means that access to capital has become scarce for most businesses and individuals alike. The crashing home prices have wiped away the ability of most individuals and small business owners to obtain cash from home equity withdrawals or in refinancing their house.
    Distributed: 2008-10-28 11:36:00 | Word Count: 525 | Page Views: 2328 | Votes: 5 | Rating: 2.00
71.   Top 5 Things You Can Do to Sell Your House by Bob Johnston
    In the past couple years, the real estate market has been flagging and the economy overall has been floundering. With the economy where it is, it is becoming more and more difficult to sell your home at this time. If you want to sell your home for a great price, you are going to have to work hard to sell your home and to make it look desirable in today's market. While it may seem difficult to sell these days, there are things you can do to make your home an attractive buy for buyers today. Here are the top five things you need to do if you want to sell your home as soon as possible, even on a market that is on the downswing today.
    Distributed: 2008-09-03 11:12:00 | Word Count: 761 | Page Views: 2883 | Votes: 7 | Rating: 0.86
72.   Four Simple Steps to Recession-proof Your Income by Mike Peterson
    Recession. It's a scary word that makes even the most fiscally responsible among us cast a nervous eye on our bank accounts. Even scarier, not everyone can even agree whether our economy is in a temporary slump or an all-out free fall. But, recession or not, you can take steps to ensure that you and your family are secure in a weak economy.
    Distributed: 2008-09-02 12:00:00 | Word Count: 1020 | Page Views: 2113 | Votes: 5 | Rating: 2.20
73.   Why Over 3,000 US Companies Have Chosen the Frankfurt Stock Exchange to Go Public by Ron Crowe
    The Frankfurt Stock Exchange, one of the world's largest trading centers for securities, has over 3,000 United States companies listed. North American and other foreign companies are choosing Europe, over the United States, to go public because of the punishing Sarbanes Oxley Act introduced in the United States in 2002.
    Distributed: 2008-07-31 11:24:00 | Word Count: 786 | Page Views: 6369 | Votes: 16 | Rating: 2.00
74.   Reverse Mortgage Costs Are Not Too High by N. Sioris
    Reverse mortgage costs are repeatedly cited as one of the main reasons for seniors not to get a reverse mortgage loan. However, the same folks that harp on costs as being a reason not to use this financial resource rarely offer a less expensive option or an alternate proposal. Don't fall into the trap of listening to the negative hype without doing your own research. Find out what the true costs are and whether they are justified or not. Compare the cost of a reverse mortgage to the cost of selling your home, downsizing or moving into assisted living. Pull back the curtain and take a good look, then make your own determination. Don't base your decision on an uninformed friend, relative or media reporter.
    Distributed: 2008-07-29 11:12:00 | Word Count: 1120 | Page Views: 2599 | Votes: 6 | Rating: 3.50
75.   Five Reasons Why Nice Girls Don't Get Rich by Lois P. Frankel, Ph.D.
    Based on book Nice Girls Don't Get Rich, this article illuminates five personality types that prevent women from accumulating wealth.
    Distributed: 2008-07-24 12:00:00 | Word Count: 587 | Page Views: 619 | Votes: 0 | Rating: 0.00
76.   The Cost Segregation Study Process for Achieving Real Estate Investment Tax Benefits by Casey Moher
    Real estate investors and owners can greatly benefit from using cost segregation studies in order to accelerate the overall property depreciation. This may sound baffling at first glance, but when you realize the dramatic current income tax benefit, the advantages become much clearer.
    Distributed: 2008-07-22 10:12:00 | Word Count: 908 | Page Views: 3386 | Votes: 13 | Rating: 3.38
77.   Reverse Mortgages Are Not Part Of Foreclosure Crises by Niki Sioris
    Many people confuse reverse mortgages with traditional forward mortgages and are hesitant to consider them during the current housing crises. This article explains why reverse mortgages are safe from the chaos going on in the housing and credit markets.
    Distributed: 2008-06-24 11:24:00 | Word Count: 789 | Page Views: 1955 | Votes: 5 | Rating: 2.60
78.   FHA Loans- Affordability Solutions for First Time Homebuyers by Jared Martin
    This article discusses the features of the FHA loan, both good and bad, and presents the circumstances under which it’s a beneficial program to the homebuyer.
    Distributed: 2008-06-05 11:00:00 | Word Count: 1131 | Page Views: 7189 | Votes: 27 | Rating: 3.30
79.   In Fear of Retirement by Daniel Lamaute
    Many baby boomers are staring at retirement like a deer caught on oncoming headlights. They are not sure what to do or what else to do. They fear that whatever they have in savings just might not be enough. Less than 1 out of 5 workers felt very confident about having enough money for a comfortable retirement, according to the April 2008, EBRI Retirement Confidence Survey. And with good reasons, inflation is zooming at the same time that asset values are flagging.
    Distributed: 2008-05-08 11:12:00 | Word Count: 646 | Page Views: 2755 | Votes: 7 | Rating: 3.86
80.   Consolidating of High Rate Credit Card Debt with a 401K Loan by Daniel Lamaute
    Banks are putting the squeeze on even their best long term card holders at a time when other sources of credit, such as home equity loans for example, are harder to come by. A lot of people are shocked to receive notices that their credit card rate has jumped to as high as 28 percent even though they've kept good credit and an excellent payment history.
    Distributed: 2008-04-23 11:00:00 | Word Count: 406 | Page Views: 3712 | Votes: 7 | Rating: 1.29
81.   Micro Lending: Find Your Voice And Inspire Others To Find Theirs by Robert Thornton
    Many, many thousands of people in the third world have achieved economic independence through the pioneering work of internationally revered Nobel prizewinner Muhammad Yunus. As the founder of the Grameen Bank, the world's first lending institution to focus solely on providing unsecured start-up capital for the working poor, Professor Yunus has gained world-wide recognition and a slew of awards for his extraordinarily effective efforts.
    Distributed: 2008-04-23 08:24:00 | Word Count: 748 | Page Views: 3767 | Votes: 7 | Rating: 2.57
82.   For Love and Money - Minimize Financial Trouble In Relationships by Kimberly Clay
    All too often, dealing with money matters within relationships is much like mixing oil and water. The two simply don't mix. Whether we're talking about family members, friends or others close to us, when money concerns enter into the relationship, all too often things turn out badly.
    Distributed: 2008-04-16 11:00:00 | Word Count: 933 | Page Views: 2839 | Votes: 6 | Rating: 2.00
83.   What's the Scoop on Payday Loans? by Robert Thornton
    What is a payday loan? A payday loan is a loan provided until your first or second payday that rarely exceeds 30 days, in most cases not to exceed 14 days. It is a high interest loan with no credit check.
    Distributed: 2008-04-15 12:12:00 | Word Count: 1014 | Page Views: 3112 | Votes: 8 | Rating: 2.50
84.   How to Avoid Private Mortgage Insurance (PMI) by Jim Cramer
    There is more than one way to get your desired home without having the 20 percent down payment and avoid PMI at the same time.
    Distributed: 2008-02-20 11:24:00 | Word Count: 523 | Page Views: 4758 | Votes: 6 | Rating: 2.50
85.   Using a 401K Loan to Stop Foreclosure by Daniel Lamaute
    A bankruptcy or foreclosure can cripple one's ability to obtain decent credit for many years. In addition, some employers and landlords won't hire or rent to a candidate with terrible credit history. Thus, it is a good idea to discuss all options with a financial planner before ending in bankruptcy or foreclosure.
    Distributed: 2008-02-11 13:36:00 | Word Count: 465 | Page Views: 8766 | Votes: 17 | Rating: 1.94
86.   Protecting Your Aging Relative's Financial Security by Denise M. Brown
    Your aging relative needs help at home. Before hiring home care, take time to protect your care recipient's financial security. It's not that you don't trust, it's that you value prudence.
    Distributed: 2008-02-06 10:48:00 | Word Count: 425 | Page Views: 2420 | Votes: 7 | Rating: 2.14
87.   Beating the Stock Market by Dustin Johnson
    Many people dream about beating the market through their stock investments. However, is this really worth the effort and is it really possible?
    Distributed: 2008-02-05 10:00:00 | Word Count: 419 | Page Views: 2238 | Votes: 12 | Rating: 2.67
88.   Deals For My Wheels! How Do I Sell This Thing? by Adam Rooney
    Are you ready to cash in your existing vehicle for a newer model, or are you just looking for ways to unload a gas guzzler? Selling your car can be daunting - from listing to showing and all of that paperwork. But done correctly, your efforts can pay off in the end. Here's a few tips on selling your used car or truck:
    Distributed: 2008-01-30 10:12:00 | Word Count: 500 | Page Views: 4206 | Votes: 9 | Rating: 2.22
89.   Why Should I Invest In Mutual Funds? by Eric Krammer
    Hoping that the lottery will make you rich is as unreasonable. However, mutual funds have proven that they are a good investment tool that has been successfully used by many, which has resulted in accumulation of a real fortune.
    Distributed: 2008-01-29 11:24:00 | Word Count: 470 | Page Views: 2689 | Votes: 10 | Rating: 2.70
90.   Will You Outlive Your Retirement? by Bill Garrett
    Today, Americans are living longer than ever. During the twentieth century life expectancy in America increased from age 47 to age 77. Longer life spans present problems for retirees, however. Assuming some rate of inflation, you will need an ever- increasing income to maintain your standard of living.
    Distributed: 2007-12-26 10:12:00 | Word Count: 1193 | Page Views: 2886 | Votes: 6 | Rating: 1.50
91.   Curious Employee Foils Corporate Credit Card Fraud Scam by Scott Burke
    MOLLY, THE ASSISTANT, Molly treasurer at XYZ Corp. in Miami, opened an e-mail from a former colleague who no longer worked for the organization. The e-mail read: "Hi Molly, there should be a refund of $716 on my old corporate Visa card from the IP Conference. I paid for, but did not attend, the conference and did not turn in the charge to XYZ for reimbursement. Can you have Visa issue a refund check to me? Thanks very much for your help."
    Distributed: 2007-12-25 10:00:00 | Word Count: 1411 | Page Views: 2988 | Votes: 11 | Rating: 2.45
92.   Understanding Credit Card Transaction Fees by Scott Burke
    Q: I'm starting a new business and want to accept credit cards. It seems that all the credit card processors charge a lot of fees for each transaction. What are these fees?
    Distributed: 2007-12-18 10:00:00 | Word Count: 813 | Page Views: 6116 | Votes: 6 | Rating: 2.00
93.   All I Want For Christmas Is a New Roof? by Wesley Berry, AAF
    What are you wishing for this Christmas? One Ohio florist is getting a new roof that he hopes will not only be strong enough to withhold the weight of Santa Claus, but also to prevent any further rain from damaging his flower shop.
    Distributed: 2007-12-12 13:00:00 | Word Count: 443 | Page Views: 3925 | Votes: 4 | Rating: 2.25
94.   Is Investing In A Trading System A Rip Off Compared To Going To University? by Dean Whittingham
    The differences between a university education and that of a financial eduction are massive. Apart from the costs, the main difference is perception. However there is also now a glaring difference between tuition that works and tuition that does not. Most can not see the difference until it's too late.
    Distributed: 2007-12-11 11:24:00 | Word Count: 828 | Page Views: 2238 | Votes: 8 | Rating: 3.00
95.   Making Money With Your 1st Or 50th Website Using Google Adsense by Clinton Douglas IV
    If you are just starting online with your first website, you have quite a learning curve in front of you. I know that your learning curve is still long, because I have been making money online for years, and I am still learning new stuff everyday
    Distributed: 2007-12-06 10:36:00 | Word Count: 1721 | Page Views: 3343 | Votes: 10 | Rating: 2.70
96.   How Do You Make Money In Currency Trading? by Tom Howze
    The question, "How do you make money in currency trading?" is being asked by investors and potential investors worldwide as they witness the multi-year downturn trend of the US dollar and upswings in other currencies such as the Euro or Canadian Dollar.
    Distributed: 2007-12-05 11:36:00 | Word Count: 727 | Page Views: 2278 | Votes: 4 | Rating: 3.00
97.   Section 179 - 4th Qtr Tax Saving Strategy for Small Business by Sean Marten
    Use the power of available deductions to boost your business's bottom line in 2007. Purchase new or "new to you" used business equipment now. Then place it in service by December 31st to realize exceptional tax savings.
    Distributed: 2007-12-05 10:36:00 | Word Count: 345 | Page Views: 3753 | Votes: 6 | Rating: 3.33
98.   A Better Way To Sell A Structured Settlement - Via Auction by Clayton Frantz
    Structured settlements were introduced in Canada and the United States in the 1970's. They were introduced as an alternative to lump sum payments, common in insurance settlements and lottery winnings. In the decades since, they have also been accepted as legal financial instruments in England and Australia. In a nutshell, a structured settlement by legal definition is a statutory agreement to pay a specified sum of money over a period of time, on a payment system.
    Distributed: 2007-11-30 10:24:00 | Word Count: 1342 | Page Views: 10156 | Votes: 10 | Rating: 2.20
99.   Small Business and Work Opportunity Tax Act of 2007 by Michael Schlesinger
    The 2007 Small Business Tax Act ("SBTA") targets a number of situations, namely, small businesses by providing tax incentives such as extending and enhancing the Code Sec. 179 expensing, extending the Work Opportunity Tax Credit, etc. To make the new bill revenue neutral, revenue raising provisions were inserted, namely expansion of Code Sec. 1(g)'s Kiddie Tax
    Distributed: 2007-11-27 10:24:00 | Word Count: 998 | Page Views: 2745 | Votes: 3 | Rating: 3.33
100.   The Tale Of A 100 Traders And 1 Trading System by Dean Whittingham
    100 traders were subscribed to and given a stock pick from a highly reputable trader/advisor. The pick came with entry price, stop loss and method of trail. His accuracy in the past has made him second to none, however very few of his clients can make the sort of returns he does, even though they follow his stock picks religiously.
    Distributed: 2007-11-15 10:00:00 | Word Count: 728 | Page Views: 2042 | Votes: 5 | Rating: 3.00
101.   Equipment Financing and The Five Cs of Credit Evaluation by Sean Marten
    Equipment financing lenders, as well as banks, use the Five Cs to evaluate loan applications: Character, Credit, Cash Flow, Capacity and Collateral. However, while banks look at small-to-medium size companies from a Fortune 500 perspective, equipment financing companies see applicants from a small business perspective, which highlights a sixth C: Common Sense.
    Distributed: 2007-10-17 11:00:00 | Word Count: 698 | Page Views: 2887 | Votes: 6 | Rating: 3.50
102.   Selecting Between a 401(k) And 403(b) For a Nonprofit by Daniel Lamaute
    Newly released IRS regulations impose several new requirements and fiduciary responsibilities on employers with 403(b) plans. While the regulations generally don't take effect until January 1, 2009, there are some provisions that apply sooner.
    Distributed: 2007-10-11 11:00:00 | Word Count: 333 | Page Views: 12433 | Votes: 20 | Rating: 2.50
103.   Where to Start When You Have Bad Credit by Grant Eckert
    Whether they realize it or not, more people than ever have bad credit. When it comes to buying a home, this is bad news for the prospective buyer. If you are ready to buy a home, you need good credit in order to impress the lenders you will be asking to loan you money. But sometimes it can be confusing to see where you should begin to repair your credit. With so many leaks in your financial history, how do you begin to plug them up?
    Distributed: 2007-10-10 10:24:00 | Word Count: 569 | Page Views: 2520 | Votes: 3 | Rating: 3.33
104.   401K Loans for Emergencies by Daniel Lamaute
    For many people the quickest way for them to access an emergency loan quickly is to tap their credit cards, or their retirement account. But these methods have their drawbacks. Credit cards generally carry high double digit interest rates and wicked fees. On the other hand, early withdrawals from an IRA or 401K can trigger tax and penalties of up to 45% of the money withdrawn.
    Distributed: 2007-10-10 10:00:00 | Word Count: 343 | Page Views: 2966 | Votes: 9 | Rating: 3.00
105.   The Panic Of 2007 - The Recent Volatile Markets Explained by John F. Mauldin
    This article covers China possibly revaluing their currency, the Subprime debacle, Hedge Funds and their quantitative systems, and the difference between the markets now and 1998.
    Distributed: 2007-08-28 10:12:00 | Word Count: 5305 | Page Views: 2270 | Votes: 4 | Rating: 2.75
106.   Subprime and the Fugu Ultimatum by John F. Mauldin
    This article covers China possibly revaluing their currency, the Subprime debacle, Hedge Funds and their quantitative systems, and the difference between the markets now and 1998.
    Distributed: 2007-08-24 10:00:00 | Word Count: 4635 | Page Views: 2217 | Votes: 7 | Rating: 2.43
107.   Automated Trading Systems For Financial Markets And Recommendations For Their Usage by Nikita Laukhin
    Today, using information and trading platforms has become a de facto requirement for successful trading in the financial markets. Their advantages as compared to conventional trading schemes include, for example, an unprecedented speed of processing and delivery of information to end users, the level of integration with data providers, and a wide array of built-in technical analysis instruments.
    Distributed: 2007-07-31 13:48:00 | Word Count: 2011 | Page Views: 2740 | Votes: 10 | Rating: 2.90
108.   How An Envelope Online Budgeting System Can Help You Take Control Of Your Finances by Gust Lenglet
    Have you ever felt that your hard-earned cash is slipping through your fingers? Are you genuinely surprised by how much money you and your family spend? Do you regularly run out of money before the end of the month? Are you racking up credit card debts to fund the difference between what you earn and what you spend? Do you wish that you had more control over your personal budget or your household budget? Don't just sit there, take control over your finances.
    Distributed: 2007-06-22 10:36:00 | Word Count: 626 | Page Views: 2665 | Votes: 6 | Rating: 3.67
109.   How Generation *R* Got It Right! by Kent Jacobson a.k.a. Mr. Success
    Who is generation R? I'll tell you, they are our retired mothers and fathers, and even our grandparents who were born in the 20's and 30's. Why am I writing about this generation of people?
    Distributed: 2007-06-14 10:12:00 | Word Count: 472 | Page Views: 2750 | Votes: 10 | Rating: 3.40
110.   Reduce The Stress Of Home Selling By Making Good Decisions Early by Claudia Abberley
    Relocating is always a difficult thing to do, and selling your current home will only add to the hassle. Being able to quickly find a buyer for your home is ideal. Having an unoccupied home you have to continue paying for becomes a real financial burden, especially when the selling process drags on for a long period of time. Selling your home before you begin paying for another one is the best alternative for your bank account.
    Distributed: 2007-06-12 10:37:00 | Word Count: 1117 | Page Views: 3255 | Votes: 6 | Rating: 2.00
111.   Direct Lender And Commercial Mortgage Broker Differences. by Kirkham Burbidge
    Navigating the seemingly dangerous waters of lending can be tricky. But let's face facts, you need money for a building and don't have it. The good news is: money is more available now than ever before and in today's market the rates are better than ever.
    Distributed: 2007-05-01 11:24:00 | Word Count: 1216 | Page Views: 2485 | Votes: 6 | Rating: 2.17
112.   Is There A Perfect Storm Brewing For Single Family? by Donna Robinson
    A glut of new construction combined with higher than normal resale inventory, plus a sharp increase in foreclosures is leading to massive oversupplies of single family housing in most areas of the country.
    Distributed: 2007-03-19 15:12:00 | Word Count: 921 | Page Views: 2437 | Votes: 6 | Rating: 2.17
113.   Check The Appraisal Carefully To Avoid Being A Fraud Victim by Donna Robinson
    There is a type of fraud in which an unsuspecting Real Estate investor believes he is buying a property worth a certain amount, when in reality the property is worth much less. This places the investor in a hopelessly upside down situation, owing more money than the property will ever be worth.
    Distributed: 2007-03-15 10:24:00 | Word Count: 893 | Page Views: 2224 | Votes: 5 | Rating: 2.80
114.   Mortgage Arrears And Repossession Guide -- How To Prevent Repossession by James Copper
    A look at what happens when you fall into debt and fail to keep up to date on your mortgage payments. Including an overview of the repossession process.
    Distributed: 2007-03-09 10:36:00 | Word Count: 1084 | Page Views: 3081 | Votes: 6 | Rating: 2.33
115.   Your Credit Rating And Loans - The Facts by James Copper
    An overview of how credit scoring works and how it affects your ability to get financing.
    Distributed: 2007-03-07 11:00:00 | Word Count: 679 | Page Views: 2232 | Votes: 9 | Rating: 2.44
116.   3 Classic No Down Payment Strategies by Donna Robinson
    Everyone has heard a story or read about someone who bought a property without paying a single dime as a down payment. But how does this work? There are several * classic * methods commonly used to purchase real estate with no money down. There are an infinite variety of situations in a real estate transaction that could lead to a deal with no down payment. But for the sake of reality, I will focus on those that are most commonly seen in the current market.
    Distributed: 2007-03-02 13:12:00 | Word Count: 1114 | Page Views: 3036 | Votes: 6 | Rating: 2.00
117.   Ten Important Questions To Ask Your Mortgage Loan Broker by James Copper
    A list of ten questions that you need to consider and ask your mortgage broker before you take out a home loan.
    Distributed: 2007-02-20 10:24:00 | Word Count: 820 | Page Views: 2882 | Votes: 10 | Rating: 2.50
118.   Protecting Assets from Nursing Home Costs by Rocco Beatrice
    About protecting senior/elder assets before entering nursing home. Planning for your retirement by reducing your nursing home costs has to be done early and definitively 5 years before you plan to get sick. If offering is a taxable gift then taxes are paid on the gift by the transferor; oppositely, the receiver obtains the gift tax-free.
    Distributed: 2007-01-24 10:48:00 | Word Count: 470 | Page Views: 4288 | Votes: 9 | Rating: 2.44
119.   Medicaid Asset Protection by Rocco Beatrice
    Learn how to include senior Medicaid asset protection as part of your senior tax planning strategies. What are the tax implications of Medicaid and why it needs to be planned carefully? About seniors Medicaid asset protection as part of the senior tax planning strategies. Explains the new 5-year look back provisions for seniors to qualify for Medicare assistance into nursing home program.
    Distributed: 2007-01-23 11:36:00 | Word Count: 646 | Page Views: 3036 | Votes: 7 | Rating: 3.43
120.   Questions to Ask Your Realtor by Clint Wooley
    When you begin your search for a new home, especially if you are a first time home buyer, choosing the right Realtor may be the most important decision you make.
    Distributed: 2007-01-23 10:00:00 | Word Count: 380 | Page Views: 2288 | Votes: 8 | Rating: 1.50
121.   How to Hide Assets by Rocco Beatrice
    How to hide your assets by repositioning your assets through an irrevocable trust with an independent trustee.
    Distributed: 2007-01-19 10:12:00 | Word Count: 507 | Page Views: 5460 | Votes: 10 | Rating: 1.20
122.   Hide My Assets From Medicare by Rocco Beatrice
    How the new Medicaid spend-down provisions can affect seniors and what are the options to obtain government assistance for the Medicare nursing home program.
    Distributed: 2007-01-18 10:24:00 | Word Count: 740 | Page Views: 3682 | Votes: 14 | Rating: 2.14
123.   Reasons to Be Pre-approved by Clint Wooley
    Taking the time to apply for a mortgage before beginning your home search and being able to make offers based on a pre-approval can speed the buying process and give you additional negotiating power.
    Distributed: 2007-01-18 10:00:00 | Word Count: 322 | Page Views: 2115 | Votes: 12 | Rating: 2.33
124.   Buyer's Market, Seller's Market? A Market in Transition by Clint Wooley
    The national home market is in transition at the moment, most markets already showing signs of slowing and increased inventory. Now may be the best time to buy!
    Distributed: 2007-01-16 10:00:00 | Word Count: 423 | Page Views: 2436 | Votes: 11 | Rating: 2.64
125.   Finding the Perfect Home - Does it Exist? by Clint Wooley
    There is no 'perfect home', but there is the 'best' home to suit your needs...here are some tips to keep in mind during your search for a new home.
    Distributed: 2007-01-11 10:00:00 | Word Count: 396 | Page Views: 2211 | Votes: 6 | Rating: 2.50
126.   Understanding the Mortgage Process by Clint Wooley
    Understanding what will happen during the process of applying for a mortgage through closing can remove some of the anxiety of an already stressful venture. This is a brief, but useful overview that was created from real-world situations.
    Distributed: 2007-01-10 11:00:00 | Word Count: 652 | Page Views: 2222 | Votes: 10 | Rating: 2.50
127.   Making Offers and Negotiating on Homes by Clint Wooley
    A realistic approach to making offers and negotiating to get the most home for your money, this article has everyday, practical suggestions about how to make offers and negotiate through your Realtor.
    Distributed: 2007-01-09 14:00:00 | Word Count: 683 | Page Views: 2503 | Votes: 12 | Rating: 2.92
128.   Why You Should Buy a Home Now by Clint Wooley
    These days there is literally too much information for first time homebuyers to make a decision sometimes. Fear can prevent first time home buyers from ever acting on their dream of home ownership. When you look at facts, though, buying a home makes as much sense now as it ever has.
    Distributed: 2007-01-09 10:48:00 | Word Count: 588 | Page Views: 2441 | Votes: 9 | Rating: 3.22
129.   Closing on Your Home by Clint Wooley
    The closing process of purchasing a home can be one of the most confusing parts. This article is an attempt to help first time home buyers understand the basics of the process to settle fears and anxieties about the process.
    Distributed: 2007-01-08 13:48:00 | Word Count: 430 | Page Views: 2610 | Votes: 10 | Rating: 3.50
130.   How To Beat Your Banker At Their Own Game Using Loopholes In Their Own Rules by Jeff Spellman
    Imagine what it would be like if you could pay off your mortgage sooner than anticipated. Sure, we all think about it, we tell ourselves that next year we will start paying more than is required each month, or that once we pay off the car loan, we can put more money to that mortgage. Unfortunately, many homeowners never seem to have that extra money to put towards their mortgage payments.
    Distributed: 2006-12-26 12:00:00 | Word Count: 854 | Page Views: 2415 | Votes: 7 | Rating: 2.43
131.   How Foreclosures Work and Steps You Can Take To Avoid Foreclosure by Jeff Spellman
    A lender provides you with a mortgage and the home is considered to be collateral until you pay off the mortgage in full and with interest. If you stop making payments on your mortgage, the lender has the legal right to foreclose and take possession of your home in order to recoup the money that they originally loaned you.
    Distributed: 2006-12-21 12:00:00 | Word Count: 1232 | Page Views: 3582 | Votes: 8 | Rating: 2.50
132.   Don't Hate The Rich - Be One Of Them! by Willie Crawford
    When I was a child, growing up on the farm in North Carolina ( extremely poor), my grandmother's favorite saying seemed to be "Money doesn't grow on trees!"
    Distributed: 2006-11-14 16:00:00 | Word Count: 1439 | Page Views: 2496 | Votes: 10 | Rating: 1.90
133.   30 Seconds to Creating an Awesome Checkbook Balance by Darlene Arechederra
    Have you ever watched a squirrel balancing up on the highwires? He actually makes the balancing act look easy, doesn't he? I always wonder what will happen to the squirrel should he lose his balance. You see, the highwires are not part of his natural habitat. They are manmade, and he has no safety cushion built in to protect him.
    Distributed: 2006-11-02 10:24:00 | Word Count: 506 | Page Views: 3137 | Votes: 3 | Rating: 3.33
134.   Affordable Health Insurance Options in Ohio - An Interview With Ohio Department of Insurance Director Ann Womer Benjamin by Erin Shaughnessy
    What options are available for Ohioans who do not have access to employee or government health insurance plans? Ohio Department of Insurance Director, Ann Womer Benjamin, discusses Health Savings Accounts, Open Enrollment, the Massachusetts model, and pending health coverage legislation in Ohio.
    Distributed: 2006-10-31 15:24:00 | Word Count: 730 | Page Views: 2477 | Votes: 9 | Rating: 3.33
135.   Advertising Cheaply And Effectively by Cathy Qazalbash
    Advertising is the lifeblood of your business. To be effective you will need to advertise on a regular basis. One advertisement rarely brings instant results. Your potential customer needs to see your ads several times before purchasing.
    Distributed: 2006-10-27 10:24:00 | Word Count: 372 | Page Views: 2343 | Votes: 6 | Rating: 3.00
136.   The True Cost Of Smoking, Literally by Dave Sabat
    What would you and your partner do with £407,887.50? Spend it on cigarettes perhaps? Well, if you and your partner both smoke 60 cigarettes a day between you, and you both smoke for another 50 years, this is exactly how much it will cost you.
    Distributed: 2006-10-26 15:00:00 | Word Count: 557 | Page Views: 2753 | Votes: 9 | Rating: 1.33
137.   Why Forex Trading Is So Popular by Richard Goldberg
    The Forex market is often more appealing to people that like to live on the edge. There is more uncertainty by far and the rewards of knowing when to buy and sell can be immense. For those of you who don't know, the Forex stands for, Foreign Exchange Market.
    Distributed: 2006-10-12 15:36:00 | Word Count: 503 | Page Views: 2449 | Votes: 7 | Rating: 2.86
138.   What Does Short, Long, Flat And Square Mean In Forex Trading? by Sam Beatson
    Short, long, square and flat explained in terms of forex trading (Spot FX).
    Distributed: 2006-10-11 10:48:00 | Word Count: 525 | Page Views: 6709 | Votes: 20 | Rating: 2.90
139.   Developing a 401k Strategy In The Modern Employment Market by Jason Alba
    What is the biggest pain that comes with every job search? I'm not talking about the job search itself, I'm talking about some of the typical "housekeeping" that you have to do. Is it file for unemployment? Is it refigure your budget? Is it developing a new schedule? For me, one of the biggest hassles is figuring out what to do with my 401k account.
    Distributed: 2006-10-04 12:48:00 | Word Count: 870 | Page Views: 2495 | Votes: 8 | Rating: 2.50
140.   Your Home: A Powerful Tax Advantage by Mark Felder
    Afraid of the big commitment? Home ownership is always an excellent investment offering discounts every year and guaranteed retirement savings. It can be one of the best investments anyone can make.
    Distributed: 2006-09-29 12:00:00 | Word Count: 319 | Page Views: 3070 | Votes: 7 | Rating: 2.29
141.   How To Pay For The Finer Things In Life by Emerson Lockwood
    Everyone likes to enjoy luxury, but often the average consumer does not consider himself financially able to do so. The truth is, that with a good budget and smart financial planning, many people can afford to treat themselves to fineries they may not have considered a possibility.
    Distributed: 2006-09-28 10:48:00 | Word Count: 605 | Page Views: 2548 | Votes: 11 | Rating: 0.55
142.   How to Find Financial Freedom by Kent Jacobson a.k.a. Mr. Success
    Many people make finding financial freedom harder than what it actually is. In order to find financial freedom all you have to do is follow a few simple steps.
    Distributed: 2006-09-26 12:48:00 | Word Count: 457 | Page Views: 3270 | Votes: 12 | Rating: 3.08
143.   Tax Free Retirement Income with the Roth IRA and Roth 401(k) by Daniel Lamaute
    Under this year's new tax rules it's possible to have a Roth 401(k) in addition to a Roth IRA for Tax Free Retirement Income.
    Distributed: 2006-09-26 12:24:00 | Word Count: 435 | Page Views: 3253 | Votes: 9 | Rating: 2.56
144.   How Secure is Your Future? by Angela Recchia
    In today's fast changing world do you know if your J.O.B. is secure? Are you prepared for what the future holds in store for you? Will you have enough in your retirement fund to have you lead the lifestyle you have dreamed of in those "Golden Years?"
    Distributed: 2006-09-15 10:24:00 | Word Count: 485 | Page Views: 2804 | Votes: 7 | Rating: 2.86
145.   Retirement: What Should I Save, When? by Robert Wade
    Who can save for retirement? It's hard enough just keeping up with today's expenses. But like it or not, a fairy godmother is not going to appear in your later life to take care of you. You need to plan ahead, and the sooner the better.
    Distributed: 2006-09-15 10:12:00 | Word Count: 529 | Page Views: 2112 | Votes: 9 | Rating: 2.11
146.   The Dangers of Predatory Lending and Loan Fraud by Robert Wade
    Predatory lending in an unregulated practice typically affecting women, minorities and elderly individuals. This practice involves unfair, discriminatory lending practices, often for mortgage or refinance loans, including (but not limited to):
    Distributed: 2006-09-13 12:36:00 | Word Count: 443 | Page Views: 2596 | Votes: 8 | Rating: 3.13
147.   Are You Working Too Hard At Saving Money? by Darlene Arechederra
    You work hard for your money. And chances are, you work even harder to 'save' some of that money. But what happens when a year later you're not any closer to achieving your savings goal? That's exactly what happened to Heather. See if you can relate to her experience during rush hour on a sweltering, humid evening not too long ago...
    Distributed: 2006-08-29 11:00:00 | Word Count: 702 | Page Views: 2713 | Votes: 12 | Rating: 3.17
148.   Profitability: How To Get From Just Enough To Extra by Mark Silver
    During the last Heart of Money class someone was asking why scraping by is the norm, and it's so hard to come by having extra money. It came up in the context of paying yourself first. I had told them that you have to pay yourself first, into a savings account or other account, before you paid your bills. "How in the heck can I pay myself first, when it feels like I don't have anything left over after my expenses are paid?"
    Distributed: 2006-08-29 10:12:00 | Word Count: 959 | Page Views: 2242 | Votes: 9 | Rating: 2.44
149.   Saving for Retirement: Compound and Grow Your Employer Matching Retirement Plan by James Lange
    If your employer offers a matching contribution to your retirement plan, the cardinal rule is: contribute whatever the employer is willing to match-even if it is only a percentage of your contribution and not a dollar for dollar match.
    Distributed: 2006-08-24 12:48:00 | Word Count: 354 | Page Views: 2853 | Votes: 9 | Rating: 1.78
150.   Identity Theft: The New Threat to Your Credit by Josh Pike
    When we think of thieves, images of burglars creeping into homes and apartments come to mind. However, there are new thieves that can take much more than your money or possessions. If your personal information falls into the hands of an identity thief, your credit and finances can be ruined.
    Distributed: 2006-08-24 11:48:00 | Word Count: 363 | Page Views: 3489 | Votes: 8 | Rating: 4.00
151.   Identity Theft: How Can You Protect Yourself? by Robert Wade
    Yes, it can happen to you - from seemingly minor credit card use just one dispute away, to full-fledged devastation where multiple people use your social security number to acquire jobs - making you responsible for thousands of dollars in taxes. Both Gartner Research and Harris Interactive estimate about seven million people have fallen victim to identity theft, which equals 799 people each hour or 19,178 each day. Not all incidents are easy to resolve, either. The average identity theft victim spends 600 hours conducting tasks to recover from the crime, while some never recover.
    Distributed: 2006-08-23 11:24:00 | Word Count: 474 | Page Views: 1869 | Votes: 9 | Rating: 2.44
152.   A Recipe for Good Credit by Josh Pike
    If your credit is not as good as you want it to be, take action now! It's easier than you think to improve your credit.
    Distributed: 2006-08-17 15:36:00 | Word Count: 369 | Page Views: 2396 | Votes: 7 | Rating: 3.57
153.   Credit Score Essentials by Josh Pike
    Most credit scoring systems are calculated from all the different credit data in your credit report. This data is grouped into five categories:
    Distributed: 2006-08-10 15:48:00 | Word Count: 319 | Page Views: 2060 | Votes: 9 | Rating: 2.89
154.   DRiP Investing: Helping Beginners Get a Foot in the Door by Robert Wade
    Are you one of those nay-sayers who feels its simply impossible to save on the meager salary you bring home each month? Do you picture those with portfolios balanced in stocks and bonds as suits-draped Wall Street gurus glued to their Ameritrade account on a daily basis, trading and balancing risk each morning? Think again.
    Distributed: 2006-08-09 11:00:00 | Word Count: 387 | Page Views: 2858 | Votes: 7 | Rating: 3.14
155.   Credit: How to Get It, Build It, and Use It! by Josh Pike
    When Jorge Rojas applied for a cell phone, he hoped that the contract provider wouldn't check his credit history-not because it was bad, but because it didn't exist! Like many people, Jorge paid for most purchases with cash and did not have a formal credit history.
    Distributed: 2006-08-04 10:24:00 | Word Count: 359 | Page Views: 1951 | Votes: 6 | Rating: 2.83
156.   9 Questions To Answer Before You Prepay Your Home Mortgage by Frank Oakerson
    We are all different. At different times in our lives we have different goals and needs. You can ask different experts in financial planning, Texas mortgage brokers, and your banker "should I prepay on my home mortgage?" and you will get answers from "that is the greatest idea" to "that will be the worst financial mistake you will ever make". So what is a person to do? Let us look at 9 things you need to consider and have answered before you "prepay your home mortgage".
    Distributed: 2006-08-02 11:12:00 | Word Count: 1257 | Page Views: 4402 | Votes: 15 | Rating: 1.93
157.   What is a 1031 Property Exchange? by Mark Felder
    Anyone selling, buying or constructing real estate should look into the benefits of the 1031 Property Exchange. This offers both federal and state tax advantages to investment or business property exchanges for other like-kind property. What's a like-kind property?
    Distributed: 2006-07-28 11:00:00 | Word Count: 302 | Page Views: 2384 | Votes: 11 | Rating: 2.36
158.   Yes! You Really Can Save Money by Josh Pike
    Sometimes, saving money may seem impossible. You buy groceries on Monday, pay bills on Tuesday, and by Wednesday your paycheck has disappeared. However, if you establish a savings plan, you'll "find" money in places you've never thought to look!
    Distributed: 2006-07-27 10:24:00 | Word Count: 367 | Page Views: 1998 | Votes: 9 | Rating: 2.33
159.   Setting SMART Financial Goals by Josh Pike
    Managing your money wisely is the best way to make sure you and your family gain financial security. Money management is also extremely important if you own a business.
    Distributed: 2006-07-26 12:48:00 | Word Count: 503 | Page Views: 2783 | Votes: 8 | Rating: 1.63
160.   10 Simple Ways to Create Your First Back-to-School Fund by Darlene Arechederra
    If you're looking for a *practical* reason to save, how about building a Back-to-School Fund? It can help you limit or even avoid using a credit card for back-to-school shopping.
    Distributed: 2006-07-26 12:12:00 | Word Count: 589 | Page Views: 3449 | Votes: 6 | Rating: 2.33
161.   Real Estate Foreclosure Investing: An Advanced Strategy That Can Make You Money by Joel Teo
    Foreclosure investing is probably the hottest niche in the real estate business. Real estate foreclosure investing has gained immense popularity, since real estate costs have escalated to an all time high. As people seek out avenues for purchasing real estate at an affordable rate, foreclosure investing has emerged as a superlative way to obtain distressed properties at low prices.
    Distributed: 2006-07-25 11:00:00 | Word Count: 545 | Page Views: 2263 | Votes: 10 | Rating: 2.70
162.   Creative Real Estate Investing: 4 Basic Strategies You Should Know by Joel Teo
    Creative Real Estate Investing refers to those methods of purchasing and selling real estate that are considered rather unconventional. The answer to the question whether the techniques are unconventional largely depends on whom you ask.
    Distributed: 2006-07-20 10:48:00 | Word Count: 779 | Page Views: 2521 | Votes: 10 | Rating: 2.00
163.   Is Renting Better Than Buying, In This Economy? by Mark Felder
    With the real estate market changing dramatically in the past few years and some regional markets more than doubling in property value, is it a good time to buy property? Consider the factors: real estate has increased in value while interest rates have dropped to record lows.
    Distributed: 2006-07-19 11:12:00 | Word Count: 315 | Page Views: 3427 | Votes: 8 | Rating: 2.13
164.   Balance Transfer: Can It Get You Our Of Debt? by Robert Wade
    The offers are tempting: 0% for six months or 4.99% for 12 months on balance transfers. Sure, you can cut your rate and pay your balance down faster. But, like everything else in life, do your homework.
    Distributed: 2006-07-19 10:24:00 | Word Count: 360 | Page Views: 2081 | Votes: 11 | Rating: 2.18
165.   Gas Spikes Lead To Alternate Fuel Popularity by Clinton Douglas IV
    Tired of paying from your bottomless wallet for gas prices that can double in no time? Commuting has grown beyond expensive for the average American household, leaving many Americans researching alternative fuel sources. Not only do these alternatives offer new tax breaks, but they can also save a great deal of money at the pump while having a less harsh impact on the environment.
    Distributed: 2006-07-13 10:12:00 | Word Count: 313 | Page Views: 2703 | Votes: 11 | Rating: 2.73
166.   Real Estate Investing: Real Estate - The Hidden Investment by Robert Wade
    With REITs and 1031 Exchanges, real estate investing can be confusing landscape. But It's also a fun and challenging opportunity. What exactly is it, and why has it made so many millionaires in this latest boom?
    Distributed: 2006-07-07 11:00:00 | Word Count: 303 | Page Views: 2511 | Votes: 15 | Rating: 3.20
167.   5 Tips On How To Reduce Your Mobile Phone Costs! by John Bertone
    Mobile phones are great. They allow us to communicate and "stay in-touch" in a way that was not possible in the recent past. However, this increased connectivity comes at a cost, and if you are not careful you may end up spending money unnecessarily. Here are five basic tips for reducing your mobile phone costs without sacrificing your communications with your family, friends or business contacts.
    Distributed: 2006-07-06 13:49:00 | Word Count: 579 | Page Views: 2061 | Votes: 10 | Rating: 2.20
168.   Credit 101: What's It All About? by Robert Wade
    It's important to establish and maintain positive credit, whether you're just starting out or planning for retirement. But most people only have a vague understanding of what that actually entails. Add the onslaught of identity theft to the mix and you have a recipe for disaster. Here are some tips, tricks and techniques you should understand and adhere to:
    Distributed: 2006-07-06 11:00:00 | Word Count: 370 | Page Views: 2077 | Votes: 8 | Rating: 2.75
169.   The 10 Biggest Mistakes In Home Mortgage Refinancing by Frank Oakerson
    If you have owned a home for some time, then likely you have considered refinancing your home mortgage in order to get a better rate on your loan. This decision can be a wise one, especially if your current rate is high and the new loan rate is lower. Not all refinancing decisions are wise, so here is what you should look for to help you avoid the ten biggest mistakes in home mortgage refinancing:
    Distributed: 2006-06-23 12:03:00 | Word Count: 775 | Page Views: 3024 | Votes: 13 | Rating: 2.31
170.   Cohen Research Report Bullish on Pacific Asia China Energy by James Finch
    We reviewed a research firm's report on a coalbed methane company. Cohen Independent Research Group issued a Buy recommendation on the shares of Pacific Asia China Energy (TSX: PCE), calling those shares "grossly undervalued." Why is it undervalued?
    Distributed: 2006-06-21 14:00:00 | Word Count: 867 | Page Views: 2070 | Votes: 10 | Rating: 2.70
171.   Why You Should Never Operate Any Business as a Sole Proprietor by Germaine A. Hoston, Ph.D.
    All too often new freelancers assume that being independent means being a "sole proprietor." There is no question that operating a sole proprietorship is the easiest, simplest way to start a business. But, no matter what the jurisdiction in which you operate, this is not the way you should operate your business -- even just to "get started". Taking any other option, which would involve establishing a legal entity separate from yourself -- such as a corporation or limited liability company -- is infinitely preferable to operating your business as a sole proprietor.
    Distributed: 2006-06-21 10:48:00 | Word Count: 982 | Page Views: 3401 | Votes: 6 | Rating: 2.50
172.   Warranty Buying Guide - Understanding Warranties on Hot Tubs and Other Big Ticket Items by Emerson Lockwood
    In this article, we are going to introduce you to all of the in's and out's of hot tub warranties. One thing to keep in mind is that while the article is focused on hot tubs, the warranty information included can apply to any big-ticket item, such as a car, television, clothes washer, clothes dryer, refrigerator, dish washer, air conditioner, central heat and air system, swimming pool, hot tub or spa.
    Distributed: 2006-06-16 10:48:00 | Word Count: 1473 | Page Views: 3005 | Votes: 15 | Rating: 2.07
173.   Forex in a Nutshell Crash Article by Sam Beatson
    The Forex or foreign exchange is also known as FX, and can be traded upon by anyone from home who has an internet connection and some knowledge. Most people have the belief that trading currency is extremely risky and a gamble. However there are many ways to technically analyse the market and identify the pattern of the movement to the point we can instigate "good" trades on a consistent basis.
    Distributed: 2006-06-15 10:00:00 | Word Count: 770 | Page Views: 2586 | Votes: 14 | Rating: 2.50
174.   6 Ways To Buy A Home Without A Down Payment by Frank Oakerson
    Entering the housing market for the first time can be an elusive dream for so many would be homeowners. Down payments, closing costs, attorney fees, and so much more can thwart even the average buyer. If you have credit problems, little or no savings, or a low income, purchasing a home may be out of the question. On the other hand, there are programs available for buyers to help them purchase their first home.
    Distributed: 2006-06-14 11:00:00 | Word Count: 788 | Page Views: 3172 | Votes: 15 | Rating: 2.53
175.   Considering A Loan To Buy A Hot Tub Or Any Other Big Ticket Item? by Emerson Lockwood
    Unless you have been saving up your money for some time, it is likely that you will need to take out a loan in order to purchase a hot tub or any other big ticket item. There are many options available to get financing. The option that you choose to finance your purchase will depend greatly on your personal financial situation and on the best deals that you can find. In this article, we will take a look at the various financing options.
    Distributed: 2006-06-08 17:46:00 | Word Count: 1192 | Page Views: 3540 | Votes: 8 | Rating: 2.25
176.   Type At Home -- Is It Really 'Easy Money'? by Caiden Felix
    If you have stumbled across the Type At Home programe on the web or in a magazine and wondered what it is all about...I am going to give you a sneak preview...this is my own personal opinion formed from my own personal experience!
    Distributed: 2006-06-01 13:57:00 | Word Count: 647 | Page Views: 3037 | Votes: 14 | Rating: 3.07
177.   Will Linked Recognition Lead to a Cancer Vaccine? by James Finch
    Dr. Lorne Tyrrell pioneered lamivudine as the standard treatment for hepatitis B virus (HBV). Now a success, he observed the drug's shortcomings. Now CEO of ViRexx Medical, Tyrrell hopes his latest development, Chimigen, will offer new hope for HBV, other infectious diseases, and cancer.
    Distributed: 2006-06-01 11:24:00 | Word Count: 1080 | Page Views: 2252 | Votes: 7 | Rating: 1.86
178.   Is Homeowners Insurance Enough in the Toughest of Times? by Brandon Miller
    Homeowners Insurance is supposed to protect us in case of disasters. That is what we have come to expect from our homeowners insurance over the years. But what if the disaster is the costliest in U.S. History? What if your insurance agent's home and office were destroyed in the disaster also?
    Distributed: 2006-05-19 10:24:00 | Word Count: 381 | Page Views: 2303 | Votes: 10 | Rating: 2.30
179.   The Good, the Bad, and the Ugly: Why Your Broker May Not Be Recommending The Most Competitive Annuity by Tom Hamlin
    There are over two thousand life insurance companies offering over fifteen thousand different annuities, and they run the gamut from horrific (I wouldn't offer it to an enemy) to outstanding...
    Distributed: 2006-05-12 14:00:00 | Word Count: 1036 | Page Views: 4571 | Votes: 10 | Rating: 2.90
180.   Safest Ways to Invest in Uranium Companies by James Finch
    Because of soaring uranium prices, hundreds of companies have formed to capitalize upon the latest craze. How do you avoid being fooled? Look to ISL uranium companies. About 21 percent of the world's nuclear reactors are now fueled by uranium mined using this method. How do you evaluate the many uranium companies now developing their ISL operations?
    Distributed: 2006-04-27 02:47:07 | Word Count: 1156 | Page Views: 797 | Votes: 0 | Rating: 0.00
181.   Real Estate Investment Deals That SkyRocket Your Net Worth by Alain Diza
    This is called 'Wholesale Real Estate Investing' - the process of buying a lot of equity at a very significant discount from another real estate investor who has already done the hard work of finding a deal and getting it under contract.
    Distributed: 2005-06-30 20:00:27 | Word Count: 0 | Page Views: 1280 | Votes: 0 | Rating: 0.00
182.   Online Trading of Stocks - Basic Requirements. by Akien Stokie
    Though there are many success stories, the fact remains that three out of four traders lose money. To be an effective online stock trader, ensure that you get a real-time quote of the stock price you are keen on buying...
    Distributed: 2005-03-10 03:37:02 | Word Count: 0 | Page Views: 1132 | Votes: 0 | Rating: 0.00
183.   Your Retirement Plan Should Be Both Flexible And Allow You To Track Your Established Goals. by Abigail Vanderbeek
    When developing your plan, one of the first things you need to consider is flexibility in your savings.
    Distributed: 2005-02-03 01:29:13 | Word Count: 0 | Page Views: 1235 | Votes: 0 | Rating: 0.00
184.   Baby Expense: What To Do When Baby's On The Way And Money Is Tight… by Adriana Copaceanu
    As you probably know, baby expense should be high on your list of things to plan for, before the baby comes. There is no cheap way to have and raise a baby: it takes sweat, work, lots of cash, patience, and more to have a happy, healthy baby. Some studies suggest that you will spend anywhere between $150,000 and $200,000 for your kids by the time they are 18 years old, not including private schools, special lessons, or college.
    Distributed: 2004-10-01 03:59:36 | Word Count: 0 | Page Views: 1367 | Votes: 1 | Rating: 0.00
185.   Critical Factors for Starting an Online Business by Alan Cheng
    We all wish to have an extra stream of income to help ourselves and family become financially independent - trying to get out of the 9 till 5 office job. Having an internet business doesn't mean you have to be a programmer or a web designer to do it. So get that thought out of your head first.
    Distributed: 2004-09-17 01:28:00 | Word Count: 0 | Page Views: 991 | Votes: 0 | Rating: 0.00







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