100 Most Recent Articles About:
Finance

1	Giving While You're Living, Or When You're Dead Instead? Written by: Lee Hale | Distributed: 2010-11-16 | - Word Count: 569 | Viewed: 958 | Votes: 0 Over the years, there have been many opinions and thoughts as to the legitimacy of Cash Gifting as a viable and honest means of generating cash. But at the heart of Cash Gifting is a fundamental principle that is often overlooked and convoluted with greed and the love of money. This principle is quite simple...
2	Understanding Your 401(k), IRA and Other Pre-Tax Investments Written by: Irene A. Majchrzak | Distributed: 2010-08-03 | - Word Count: 1005 | Viewed: 1131 | Votes: 0 What does all of the bad economic news mean to you, the average investor. Well, if you are still working and contributing to your pre-tax 401(k)'s, 403(b)'s, or IRA savings your strategies for salvaging your retirement will include reviewing all of the investment options found in your 401(k), etc.
3	Xerox Follow Apple on the Comeback Trail Written by: Jennifer Robinson | Distributed: 2010-07-27 | - Word Count: 1238 | Viewed: 1593 | Votes: 1 | Rating: 0.00 In many ways the companies share similar fortunes. Apple (founded by Steve Jobs, Stephen Wozniak, Ronald Wayne) produced the first successful personal computer with a graphical operating system. Xerox (founded by Chester Carlson, Joseph C Wilson) were the inventors of Xerography (later called the photocopier).
4	Payday Advance Loans Are Now Only One Toll Free Call Away Written by: Tom Tierney | Distributed: 2010-07-27 | - Word Count: 599 | Viewed: 894 | Votes: 0 A friend of mine recently went through financial troubles and asked me, knowing that I'm a finance writer, if I could push him in the right direction for a short term loan to help out with his expenses. Here's his story:
5	Stock Market Falls Sharply Written by: Irene A. Majchrzak | Distributed: 2010-07-27 | - Word Count: 879 | Viewed: 1028 | Votes: 1 | Rating: 1.00 The stock market has been having a bad week. Wednesday the market ended the day down over 300 points. I heard reports that this was the result of investors taking their profits. Happens all the time. Then within a few days, the prices on many great stocks is so low that the investors are buying the stocks right back up.
6	Finding the Best Credit Card Applications Written by: Jeffrey Weber | Distributed: 2010-07-27 | - Word Count: 403 | Viewed: 825 | Votes: 0 Online credit card applications can be confusing. That's the way the banks want them. This article will help eliminate some of the confusion.
7	Reduce Your Monthly Budget By Eliminating Duplicate Insurance Coverage Written by: Quinton Becker | Distributed: 2010-04-27 | - Word Count: 648 | Viewed: 1171 | Votes: 2 | Rating: 2.50 There's absolutely no sense in paying for the same insurance coverage from multiple insurance companies. This is an area where a lot of consumers could eliminate some unnecessary spending from their family budget. This article explains where to look for duplicate coverage.
8	Understanding the State-Mandated Minimum Auto Liability Insurance Written by: Quinton Becker | Distributed: 2010-04-19 | - Word Count: 762 | Viewed: 889 | Votes: 1 | Rating: 5.00 Few people understand what those auto liability insurance numbers really mean. In this article, I break down 10/20/10 and other minimum liability insurance coverage so that everyone can understand it.
9	Understanding Uninsured Motorist And Underinsured Motorist Insurance Coverage Written by: Quinton Becker | Distributed: 2010-04-16 | - Word Count: 740 | Viewed: 1067 | Votes: 0 Uninsured Motorist (UM) and Underinsured Motorist Insurance (UIM) are often the most under-appreciated and misunderstood forms of insurance available to consumers. This article will explain both...
10	The Problem With Business Planning Written by: Scott Bywater | Distributed: 2010-04-12 | - Word Count: 324 | Viewed: 799 | Votes: 1 | Rating: 0.00 If you go to a conventional business seminar, you are going to get the following advice: Write a business plan Do a swot analysis A competitor analysis etc. etc. And I can see why so many people are held back from starting a business. But I have another approach. A simper approach.
11	Cost Reduction: Cutbacks Are Unavoidable Written by: Thayne Carper | Distributed: 2010-03-15 | - Word Count: 497 | Viewed: 1290 | Votes: 3 | Rating: 1.00 Good cost reduction means you must slash your expenses and costs when possible, provided that this does not affect your product quality or harm your operations. There are numerous approaches to cutting expenses, and you cost reduction plan must identify where you can save money.
12	Do You Know the Difference Between an Investment Advisor and a Broker? Written by: Tome Tomaj | Distributed: 2010-03-11 | - Word Count: 408 | Viewed: 1129 | Votes: 4 | Rating: 4.25 As an fee-only investment advisor I come across clients from all walks of life. Lately I have noticed something in common with many of these investors. Many do not know the difference between an investment advisor and a broker who manages and/or makes securities recommendations for their clients' investment portfolios. With the almost unprecedented volatility in the securities markets, you cannot afford to dig your head in the sand when it comes to whom is managing your assets.
13	The Decline and Fall of the Retirement Empire Written by: Irene A. Majchrzak | Distributed: 2010-03-10 | - Word Count: 1317 | Viewed: 1110 | Votes: 0 "I have a pension and it'll have to be enough!" As a financial Advisor over the past 10 years I have often heard this statement. It was difficult 10 years ago to explain to future retirees why this was an impossible belief to hold. 10 years ago no one would believe the changes that would occur in our world view.
14	Business Turnaround: Stabilize Your Environment with Positive Cash Management Written by: Thayne Carper | Distributed: 2010-03-10 | - Word Count: 531 | Viewed: 1261 | Votes: 0 A good business turnaround requires you to stabilize your environment; without this step, your business will likely remain unprofitable.  Maintaining both a positive cash balance and abiding by a smart budget is vital.
15	Online Brand Protection - Must-Know Tactics to Safeguard Your Business Written by: Enzo F. Cesario | Distributed: 2010-03-02 | - Word Count: 652 | Viewed: 902 | Votes: 0 Intellectual property, trademarks and copyrights--if you are in business, you probably know what these are and how important they are. However, an online business has additional factors that must be considered to protect its brand within the Web’s wide exposure.
16	Business Turnaround: Reorganize Your Company and Focus on Its Profitable Areas Written by: Thayne Carper | Distributed: 2010-02-25 | - Word Count: 539 | Viewed: 987 | Votes: 0 After you have determined the root cause of your company's problems, you must now reorganize to make your company profitable. All companies have strengths and weaknesses, and it would be wise to recognize which areas are assets to you and which need improvement.
17	Cost Reduction for Business: How to Best Manage Your Costs Written by: Thayne Carper | Distributed: 2010-02-23 | - Word Count: 506 | Viewed: 1487 | Votes: 3 | Rating: 2.33 Companies have to use various forms of financial studies - estimates, budgets, forecasts, analyses, and evaluations - to report and control their costs.
18	New Year Still Is A Time Of Uncertainty For Economy Written by: Barbara Wulf MS, ACC, CPCC | Distributed: 2010-02-02 | - Word Count: 509 | Viewed: 1128 | Votes: 0 As we look back on the first decade of the new millennium, we realize in many ways it was a dud and disappointment. We witnessed the World Trade Towers being toppled with senseless terrorism. We closed the decade with the toppling of the global economy that resulted in high unemployment and massive job loss for young and old, skilled and unskilled.
19	Business Startups with Bad Credit Written by: K. MacKillop | Distributed: 2010-01-26 | - Word Count: 734 | Viewed: 791 | Votes: 2 | Rating: 3.50 Bad personal credit is a common stumbling block for entrepreneurs. Working for your self is the best opportunity for building wealth. While bad personal credit can make the startup process slightly more challenging, it is not a total barrier to business ownership and business success.
20	Obama Tells the Banks to Lend! Written by: Martin Harshberger | Distributed: 2010-01-26 | - Word Count: 641 | Viewed: 728 | Votes: 2 | Rating: 2.50 Any kind of real recovery and job creation is impossible without access to credit by small to mid-sized businesses. New entrepreneurs, and even experienced business people, often ask me to help them write plans to get SBA financing for a new or troubled venture. I tell them it just doesn't happen that way. The SBA, USDA, and most other federal loan programs simply guarantee bank loans. You have to get the bank to approve your loan first. But banks are not in the venture capital business. They want secure loans.
21	Purchase Another Vacation Rental? Why Not Written by: Jon Ludwig | Distributed: 2010-01-19 | - Word Count: 560 | Viewed: 1326 | Votes: 7 | Rating: 2.57 As a vacation home rental owner and operator of a vacation rentals by owner advertising website, I have been following the situation closely with regards to the recent sharp decline in both real estate prices (commercial and single family homes) and the stock market. Like a lot of investors out there that I have spoken with, I pulled my savings out of the stock market a few months ago (phew...) and have been wondering what to do with my investment capital.
22	Cash or Accrual Basis of Accounting? Which Should You Select When Starting a Business? Written by: K. MacKillop | Distributed: 2010-01-13 | - Word Count: 830 | Viewed: 2621 | Votes: 4 | Rating: 1.75 One startup decision that seems to cause entrepreneurs heartburn is whether to set up their accounting system on a cash basis or on an accrual basis. Although this sounds like secret accounting code, the implications are straightforward, and, for most businesses, the right method is easy to see.
23	Understanding Term Life Insurance and Getting Quotes Written by: Brian Greenberg | Distributed: 2010-01-13 | - Word Count: 520 | Viewed: 1114 | Votes: 1 | Rating: 2.00 Buying term life insurance can be a scary process but understanding the different types of life insurance can remove the fear. What you should know about term life and how requesting life insurance quotes online can be easy and very convenient.
24	Can Acquisitions Work? Written by: Martin Harshberger | Distributed: 2010-01-12 | - Word Count: 858 | Viewed: 763 | Votes: 2 | Rating: 3.00 With annual merger and acquisition activity in the United States averaging about 1.5 trillion dollars the question, "Can Acquisitions Work?" may seem to be uninformed and strange question. Yet according to a number of recent academic studies, between 55 percent and 83 percent of mergers and acquisitions fail to add value to the acquirers... This article will review some of the reasons why acquisitions fail...
25	How to Earn Extra Money This Holiday Season Written by: Elizabeth Johnson | Distributed: 2009-12-30 | - Word Count: 682 | Viewed: 1179 | Votes: 2 | Rating: 2.50 Regardless of the state of the economy, many people find themselves a little strapped for money around the holidays. Heating costs, food for holiday gatherings, holiday travel costs, and gifts all factor in to making November through January the most expensive time of the year. Luckily, as much as this time of year can cost more, there are more opportunities to make a little bit of money to offset these inflated expenses. Below, we'll share with you the top five ways to earn a little extra cash over the holidays...
26	Avoid IRS Penalties and Interest This Tax Season Written by: Manny Davis | Distributed: 2009-12-30 | - Word Count: 437 | Viewed: 834 | Votes: 4 | Rating: 3.00 With the US economy sputtering along, Federal tax revenues falling, the IRS is much more cognizant of those taxpayers who have fallen out of compliance. In fact, if anything the IRS's computerized Automated Collection System (ACS) is stronger and well funded from the Federal Stimulus. Here are a few key things to know about penalties and interest when filing or paying your taxes...
27	The Decline in the Personal Savings Rate - What Happened to the Discipline? Written by: Tome Tomaj | Distributed: 2009-12-15 | - Word Count: 873 | Viewed: 976 | Votes: 2 | Rating: 3.50 As more and more American baby boomers are nearing and entering their retirement years, many of them are concerned about whether their retirement savings will last them long enough to ensure their current quality of life, and rightly so.
28	What My Mother Taught Me About Credit Cards And Family Finances Written by: Braxton Heitz | Distributed: 2009-12-01 | - Word Count: 1285 | Viewed: 1617 | Votes: 19 | Rating: 2.74 My mother is an amazing woman. She made some of the hardest jobs imaginable look easy. No matter how hard her day was, she always had a smile and perfect hair.
29	Student Credit Cards Can Help Lay The Foundation For Prosperous Adult Living Written by: Braxton Heitz | Distributed: 2009-11-24 | - Word Count: 948 | Viewed: 1533 | Votes: 11 | Rating: 2.82 Credit is one of the most fundamental aspects of the financial structure we have built our society. In fact, a great credit score can be one of the most valuable assets an individual will ever have in his or her life.
30	How The Internet Has Changed The World... Written by: Braxton Heitz | Distributed: 2009-11-10 | - Word Count: 1379 | Viewed: 2374 | Votes: 12 | Rating: 2.25 As most of us sit down at our computers each day, we might realize that we have begun to take this Information Age for granted. What would we do if we did not have 24/7 Internet connections to keep us connected to the world?
31	Credit Card Companies Reward Consumers Who Shop Around Written by: Braxton Heitz | Distributed: 2009-11-03 | - Word Count: 1159 | Viewed: 1651 | Votes: 10 | Rating: 2.50 With Ronald Reagan came mass deregulation in many industries. One of the industries that benefited from deregulation was the financial industry. As a result, hundreds of new financial companies were introduced to the American consumer during the 1980's. With the sudden explosion of new competitors in this industry, credit card companies began to struggle with how to retain existing customers and to recruit new customers.
32	The Effect of Inflation and Deflation on Retirees Written by: Irene A. Majchrzak | Distributed: 2009-10-27 | - Word Count: 1324 | Viewed: 1736 | Votes: 1 | Rating: 0.00 When we worry about how long our retirement income will last, we consider so many factors. The current economy is causing a drain on 401(k)'s and IRA's. So we have become much more cautious about withdrawing money to use it as part of our pensions.
33	Learn About Short Term Insurance Written by: Tom Lustina | Distributed: 2009-10-15 | - Word Count: 337 | Viewed: 686 | Votes: 1 | Rating: 1.00 This is by no means an extensive lesson about short term insurance, but it is a good start. Since most policies are temporary, coverage is relatively cheap.
34	Why 529 College Savings Plans Still Make Sense Written by: Charles Montgomery | Distributed: 2009-10-15 | - Word Count: 544 | Viewed: 896 | Votes: 1 | Rating: 0.00 Discussion of saving for college and investing in 529 plans. Answers the question, 'Is it safe to invest in a 529 plan?'
35	Ten Tips: When You Lose Your Health Insurance Written by: Rickey Pearce | Distributed: 2009-09-29 | - Word Count: 319 | Viewed: 809 | Votes: 5 | Rating: 2.80 Tips on how to cope with losing your health insurance and replace it if possible.
36	Hedge Your Bets With Job Loss Protection Insurance Written by: Kyle Fitzsimmons | Distributed: 2009-08-28 | - Word Count: 372 | Viewed: 1545 | Votes: 9 | Rating: 2.89 Even if you believe your job to be secure in the current economic downturn, you should learn about Job Loss Protection Insurance, just in case your "secure job" gets eliminated. You should also understand what your Job Loss Protection Insurance policy will actually do for you. The time to learn what your insurance policy does and does not cover is NOT when you have lost your job and your agent tells you that your policy does not cover "that".
37	Understanding Gambling Addiction Written by: Skyler Ace | Distributed: 2009-07-22 | - Word Count: 715 | Viewed: 2138 | Votes: 13 | Rating: 2.54 There's nothing wrong with gambling, if you use it the right way - as means of having fun, as a hobby or a way of de stressing. The danger comes when the roles get reversed and gambling starts using you.
38	Easy Tips To Reduce Your Cost Of Living And Survive Recession Written by: Fred Vanhoosen | Distributed: 2009-07-14 | - Word Count: 505 | Viewed: 1496 | Votes: 15 | Rating: 2.53 Recession is a period of general economic decline and we need to prepare for it. Surviving the recession is much easier when you are prepared for it. Here are some tips for surviving the current economic crisis.
39	Cutting Corners In A Stressed Economic Situation Written by: Hadley Kincaid | Distributed: 2009-07-09 | - Word Count: 603 | Viewed: 1031 | Votes: 8 | Rating: 2.38 The economy has really taken a toll upon my family. My wife was laid off from her job, significantly reducing our total monthly income. This has forced us to stick to a very rigid budget, cutting our cost of living and finding money where we never expected to find extra money.
40	Taking Advantage of the Stock Market Written by: Irene A. Majchrzak | Distributed: 2009-07-09 | - Word Count: 738 | Viewed: 1008 | Votes: 8 | Rating: 3.50 Is the market rebounding? The Dow, leveling out each week because it gets a rise in the market one day and a pullback the next day, comes from investors' taking their profits. This will probably continue for a year or so until the really large investors such as Hedge Fund Managers, Institutional Investors like Mutual Fund and 401(k) managers start purchasing the really great stocks at lower prices for the longer term. You may have questions... This article will show you how you can take advantage of the current stock market conditions...
41	13 Tips For Saving Money And Reducing Your Cost Of Living Written by: Fred Vanhoosen | Distributed: 2009-07-09 | - Word Count: 899 | Viewed: 1066 | Votes: 12 | Rating: 2.42 During this current economic downturn, people are rediscovering how to save money during hard times. In this article, we document thirteen of the most useful tips for helping you and your family save money and reduce your overall expenses.
42	Can Debtors Afford Bankruptcy? Finding Low-Cost, Cheap Bankruptcy Written by: Benji O. Anosike | Distributed: 2009-07-08 | - Word Count: 1718 | Viewed: 1463 | Votes: 14 | Rating: 1.93 It seems there is today in these current hard national economic times, palpably one ominous additional burden for the average heavily indebted American consumer who, perhaps, sees his or her only recourse for some relief from his crushing debt as lying in filing bankruptcy: the cost for bankruptcy, and finding cheap, low-cost bankruptcy that debtor can afford. This often mean, in essence, finding pro se or non lawyer bankruptcy alternative. The bankruptcy lawyers' current fees for bankruptcy are so high they've been said by one expert to have "priced the average debtor out of bankruptcy." In deed, according to some bankruptcy experts, many of whom are themselves bankruptcy lawyers, though a new record of some 1.1 million debtors filed for bankruptcy in 2008, yet another set of debtors of equal size qualify for and seek to file for bankruptcy, but can't do so merely for the fact that they cannot afford to pay the lawyers fees. Consequently, affordability of bankruptcy cost constitutes the most critical impediments today to being able to file for bankruptcy for the average debtor seeking to file bankruptcy.
43	Understanding Compulsive Gambling Written by: Skyler Ace | Distributed: 2009-07-08 | - Word Count: 700 | Viewed: 1483 | Votes: 8 | Rating: 2.50 People gamble for many reasons. Some do it for the pure thrill and fun of it, and others just because they're feeling lucky, and many do it out of habit. Whatever the reason may be, gambling becomes a problem when it is done in excess. In fact, people often don't realize that it's become an addiction, until they are in so deep and affects normal life. This checklist will help you determine if you are a compulsive gambler, who is in need of help.
44	How to Invest in a Rough Economy: Investment Advice from the Experts Written by: Sarah Simmons | Distributed: 2009-07-08 | - Word Count: 692 | Viewed: 865 | Votes: 8 | Rating: 3.38 The stock market crash of 2008 lost many investors a lot of money, and had many other investors bailing out of stocks for the safety of savings and checking accounts, treasury bills and gold. However, it is still possible to invest - and yes, even make money - during the current rocky economy.
45	21 Plus Tips To Help You Recover From A Personal Financial Crisis Written by: Fred Vanhoosen | Distributed: 2009-07-07 | - Word Count: 2200 | Viewed: 1104 | Votes: 13 | Rating: 1.69 In this article, we show you exactly how we were able to overcome a recent financial crisis in our family's personal finances. We detail 21 primary tips that can help you reduce your overall cost of living, but we also include other tips that can help you to recover your finances enough to survive the crisis.
46	Protection of Your Hard-Earned Retirement Written by: Irene A. Majchrzak | Distributed: 2009-07-07 | - Word Count: 872 | Viewed: 889 | Votes: 13 | Rating: 2.54 Many articles discuss debt, what it is, how to get out and stay out, how to learn to spend cash instead of using credit cards and how to give up the bad debt habits developed over a lifetime. More articles discuss your retirement accounts, what the mutual funds really look like internally, how to choose investments based on your tolerance for risk and different strategies for investing in today's economy. What is only lightly touched on is protection of your lifestyle today and in Retirement, which is what you will discover in this article...
47	A Baker's Dozen of Grocery Coupon Websites And Resources Written by: Fred Vanhoosen | Distributed: 2009-07-07 | - Word Count: 580 | Viewed: 1447 | Votes: 13 | Rating: 2.38 In the past, many people read newspaper and magazine articles about and watched news segments showing others who often food shop for free using coupons. The average family often does not have the time to organize and purchase food in bulk to make such a stupendous leap into savings. But, by following the links in the article and visiting the referenced websites once a month, any family can learn how to cut their grocery costs from a little to a lot...
48	Seven Tips That Could Add Hundreds Of Dollars To Your Monthly Budget Written by: Fred Vanhoosen | Distributed: 2009-04-23 | - Word Count: 1348 | Viewed: 1054 | Votes: 6 | Rating: 3.33 In this article, we offer seven tips that if used can help the average American family reduce their living expenses by at least $100 per month.
49	When Pennies Count, These Budgeting Tips Could Save You Hundreds of Dollars Per Month Written by: Fred Vanhoosen | Distributed: 2009-04-22 | - Word Count: 911 | Viewed: 946 | Votes: 5 | Rating: 2.20 The current state of the economy has been a wake-up call for many people and it's causing them to get serious about saving money and eliminating debt now. This article will give you a lot of ideas on how to reduce your spending, pay off your debts, and move more money into savings - through the current recession or any financial emergency you may experience.
50	Debt, America's Greatest Failure at All Levels of Society Written by: Irene A. Majchrzak | Distributed: 2009-04-21 | - Word Count: 775 | Viewed: 1101 | Votes: 2 | Rating: 3.00 The truth is debt management cannot start early enough. When your debt is minimal, for needs only, you can stop the bleeding from your bank account and investments by buying less. Begin to learn how your buying and spending habits contribute to your debt. Uncontrolled Debt has the most disastrous effect on your lifestyle and retirement.
51	The Joy of Being Debt-Free Written by: Irene A. Majchrzak | Distributed: 2009-04-16 | - Word Count: 429 | Viewed: 1917 | Votes: 9 | Rating: 3.00 Being debt-free! What would that mean for your life? It could mean the difference between a good retirement and a great retirement leading to more freedom to have the things you want.
52	Will Global Financial Crisis Result in Benefits to Expired Domain Market? Written by: John Khu | Distributed: 2009-04-15 | - Word Count: 495 | Viewed: 882 | Votes: 3 | Rating: 2.00 The year 2009 seems to be a year of uncertainties and imponderables. Now that this year is in front of us, most people are under tremendous tension and stress with looming job losses and depreciation of cash assets. With so much doubts lingering about their abilities to make a decent living, people may start looking for alternative sources of income that is just enough to sustain their living. When the money deposits are no safer in a bank, how does an investor plan to keep his or her money?
53	Government Measures to Help with Health Insurance Written by: Kevin Kielty | Distributed: 2009-04-02 | - Word Count: 502 | Viewed: 1006 | Votes: 2 | Rating: 3.00 Changes to COBRA and the State Children's Health Insurance Program can provide valuable assistance to those recently unemployed.
54	3 Mistakes Guaranteed to Increase Your College Costs Written by: Marc R. Hill | Distributed: 2009-04-02 | - Word Count: 959 | Viewed: 876 | Votes: 4 | Rating: 3.75 The decision to reduce your college costs is entirely in your hands. While it's commonly believed that there's nothing you can do to reduce these expenses, as a financial planner and as a parent, I can assure you that the strategies not only exist, but they're also very effective. But on the flip side of the college funding coin, there are some pricey mistakes that any parent can make. Let's take a look at three of these mistakes.
55	Advantages and Disadvantages of Individual and Group Health Insurance Written by: Kevin Kielty | Distributed: 2009-04-01 | - Word Count: 639 | Viewed: 2880 | Votes: 9 | Rating: 2.78 The cost of individual and group health insurance coverage varies greatly as does the type of coverage they both offer. Making the switch can bring some surprises.
56	Investing in Life's Necessities Written by: Mack Courter | Distributed: 2009-04-01 | - Word Count: 1324 | Viewed: 805 | Votes: 6 | Rating: 3.00 With the stock market down 55% or so from its high of October 2007, many investors feel they are between the proverbial rock and a hard place. We've all seen the data that shows that over the long term, stocks outperform every other common asset class, but that knowledge certainly doesn't make the going any easier on a day to day basis.
57	Tips For Restoring Your Credit In The Aftermath Of Foreclosure Written by: Fred Vanhoosen | Distributed: 2009-03-19 | - Word Count: 1621 | Viewed: 885 | Votes: 8 | Rating: 1.75 If you have met foreclosure or bankruptcy and you are wondering about your ability to rebuild your credit, this article will be useful to you, as it shows you several techniques for rebuilding credit after foreclosure, repossession or bankruptcy.
58	Learn From History - The Anatomy Of An Economic Meltdown Written by: Arlo Mooney | Distributed: 2009-03-18 | - Word Count: 2376 | Viewed: 1064 | Votes: 6 | Rating: 2.50 When we look at the current economic crisis, lots of people are asking how we got into this mess. This story walks out the steps the brought us into the current economic meltdown, prompted by the recent credit crisis.
59	Options for Affordable Health Insurance Written by: Kevin Kielty | Distributed: 2009-03-03 | - Word Count: 732 | Viewed: 923 | Votes: 6 | Rating: 2.17 Every day many more people are finding themselves out of a job during this recession. With the loss of a job comes the loss of health insurance coverage. Finding affordable health insurance to replace an employer-sponsored plan, is becoming a high priority for many families.
60	Happy New Year, Class of '10! And Welcome to Your College Financial Aid Base Year Written by: Marc R. Hill | Distributed: 2009-02-27 | - Word Count: 695 | Viewed: 972 | Votes: 4 | Rating: 3.25 As they were ringing in the New Year on January 1, high school juniors and their parents were also ringing in their college financial aid "base year." Understanding the pros and cons of any financial moves made during your base year - or any year in which financial aid is applied for - from both a tax and financial aid standpoint goes a long way toward determining what you pay for college. So, let's take a look.
61	Buying Property In Italy On The Cheap Written by: Fabrizio Giglioli | Distributed: 2009-02-24 | - Word Count: 511 | Viewed: 1773 | Votes: 7 | Rating: 2.57 An Italian property expert offers invaluable tips on where to buy the cheapest properties in Tuscany.
62	Easy Loans During the Current Credit Crunch Written by: Arlo Mooney | Distributed: 2009-02-24 | - Word Count: 745 | Viewed: 1468 | Votes: 2 | Rating: 2.00 Everyone is talking about the difficulty of borrowing money right now during the current credit crunch. But I have learned from my unique experience that there is still money available to borrow, even in these current market conditions.
63	A Cruzader Christmas Written by: Lisa Stockmann Karp | Distributed: 2009-01-23 | - Word Count: 1185 | Viewed: 1192 | Votes: 4 | Rating: 2.50 Jun and Joyce Dela Cruz couldn't believe their eyes. In November 2000, they watched a disturbing television news report that changed their Christmas forever. Thousands of the more than 10,000 homeless on Los Angeles' Skid Row would be going without a Thanksgiving or Christmas meal that year.
64	Anybody Can Spend, but Can You Save? Written by: Rich Thawley | Distributed: 2009-01-22 | - Word Count: 527 | Viewed: 1316 | Votes: 13 | Rating: 3.77 We have a great weakness in our society of wanting immediate gratification. We are under a constant barrage in all forms of media to buy this or to buy that. In our world of credit cards and charge accounts it is a challenge for many to resist the temptations of materialism. Don't get me wrong, I think it's fun to have nice things, but only after we can afford them.
65	Banks Do Not Want To Foreclose Your Home Written by: Arlo Mooney | Distributed: 2009-01-09 | - Word Count: 1166 | Viewed: 1671 | Votes: 12 | Rating: 2.58 When the phone is ringing every day and the bank is threatening to foreclose your home, because you are behind on payments, it is easy to believe that the banker is drooling over the possibility of foreclosing on your home. But you should know that the bank stands to lose a lot of money if they are forced to foreclose on your home. Read this article to learn the real truth about banks and foreclosures.
66	Available Loan Products During a Credit Crunch Written by: Fred Vanhoosen | Distributed: 2008-12-10 | - Word Count: 1273 | Viewed: 969 | Votes: 4 | Rating: 1.75 As we turn on the news each day or pick up our local newspaper, we are inundated with the bad news about the effects of the credit crunch on the larger economy. With so much bad news about the economy, it is easy to believe that the credit crunch is deep running and affecting every sector of the economy. But the truth of the matter is that the credit crunch is pretty much regional in nature and it is only affecting certain types of lending. Continue reading this article as we explain this assertion.
67	Payday Loans - Convenience and Danger Written by: Fred Vanhoosen | Distributed: 2008-12-08 | - Word Count: 1027 | Viewed: 1061 | Votes: 6 | Rating: 3.17 Payday / Cash Advance Loans are a godsend for those consumers who truly have a temporary short-term cash need, but what is a blessing for one consumer can easily be a nightmare in the offing for another consumer whose financial needs are more dire and long-term in nature. Get the facts before you select this kind of loan product.
68	Embracing the Recession Written by: Heather Villa, CMA, MBA, MSM | Distributed: 2008-11-25 | - Word Count: 682 | Viewed: 1054 | Votes: 5 | Rating: 4.00 We live in uncertain economic times. Every time we turn on the news we hear of another company that is going under or another company that is laying off thousands of its workforce or another company that has had to respond to a lack of shareholder confidence with kneejerk reactions. People just don't want to watch the news anymore!
69	On Being Ready for Recession Written by: Tim Benedict | Distributed: 2008-11-17 | - Word Count: 564 | Viewed: 869 | Votes: 4 | Rating: 3.00 One of the biggest problems people faced during the Great Depression was that they just weren't prepared for it, and didn't know how to respond to it once it hit. But they could have been.
70	Hopefully President Obama Will Break A Few Campaign Promises Written by: Arlo Mooney | Distributed: 2008-11-07 | - Word Count: 1272 | Viewed: 1200 | Votes: 7 | Rating: 3.14 Although I did not vote for President Barack Obama, I wish him well and I hope that he is as successful as President Bill Clinton. But I also hope that there is one campaign promise that Obama breaks, and here is the reason why I hope he breaks this promise...
71	Finding Money in a Credit Crunch Written by: Daniel Lamaute | Distributed: 2008-10-28 | - Word Count: 525 | Viewed: 1044 | Votes: 5 | Rating: 2.00 The credit crunch coupled with a recession means that access to capital has become scarce for most businesses and individuals alike. The crashing home prices have wiped away the ability of most individuals and small business owners to obtain cash from home equity withdrawals or in refinancing their house.
72	Top 5 Things You Can Do to Sell Your House Written by: Bob Johnston | Distributed: 2008-09-03 | - Word Count: 761 | Viewed: 1328 | Votes: 4 | Rating: 1.25 In the past couple years, the real estate market has been flagging and the economy overall has been floundering. With the economy where it is, it is becoming more and more difficult to sell your home at this time. If you want to sell your home for a great price, you are going to have to work hard to sell your home and to make it look desirable in today's market. While it may seem difficult to sell these days, there are things you can do to make your home an attractive buy for buyers today. Here are the top five things you need to do if you want to sell your home as soon as possible, even on a market that is on the downswing today.
73	Four Simple Steps to Recession-proof Your Income Written by: Mike Peterson | Distributed: 2008-09-02 | - Word Count: 1020 | Viewed: 948 | Votes: 5 | Rating: 2.20 Recession. It's a scary word that makes even the most fiscally responsible among us cast a nervous eye on our bank accounts. Even scarier, not everyone can even agree whether our economy is in a temporary slump or an all-out free fall. But, recession or not, you can take steps to ensure that you and your family are secure in a weak economy.
74	Why Over 3,000 US Companies Have Chosen the Frankfurt Stock Exchange to Go Public Written by: Ron Crowe | Distributed: 2008-07-31 | - Word Count: 786 | Viewed: 4011 | Votes: 13 | Rating: 2.38 The Frankfurt Stock Exchange, one of the world's largest trading centers for securities, has over 3,000 United States companies listed. North American and other foreign companies are choosing Europe, over the United States, to go public because of the punishing Sarbanes Oxley Act introduced in the United States in 2002.
75	Reverse Mortgage Costs Are Not Too High Written by: N. Sioris | Distributed: 2008-07-29 | - Word Count: 1120 | Viewed: 1075 | Votes: 6 | Rating: 3.50 Reverse mortgage costs are repeatedly cited as one of the main reasons for seniors not to get a reverse mortgage loan. However, the same folks that harp on costs as being a reason not to use this financial resource rarely offer a less expensive option or an alternate proposal. Don't fall into the trap of listening to the negative hype without doing your own research. Find out what the true costs are and whether they are justified or not. Compare the cost of a reverse mortgage to the cost of selling your home, downsizing or moving into assisted living. Pull back the curtain and take a good look, then make your own determination. Don't base your decision on an uninformed friend, relative or media reporter.
76	Five Reasons Why Nice Girls Don't Get Rich Written by: Lois P. Frankel, Ph.D. | Distributed: 2008-07-24 | - Word Count: 587 | Viewed: 257 | Votes: 0 Based on book Nice Girls Don't Get Rich, this article illuminates five personality types that prevent women from accumulating wealth.
77	The Cost Segregation Study Process for Achieving Real Estate Investment Tax Benefits Written by: Casey Moher | Distributed: 2008-07-22 | - Word Count: 908 | Viewed: 1938 | Votes: 13 | Rating: 3.38 Real estate investors and owners can greatly benefit from using cost segregation studies in order to accelerate the overall property depreciation. This may sound baffling at first glance, but when you realize the dramatic current income tax benefit, the advantages become much clearer.
78	Reverse Mortgages Are Not Part Of Foreclosure Crises Written by: Niki Sioris | Distributed: 2008-06-24 | - Word Count: 789 | Viewed: 917 | Votes: 5 | Rating: 2.60 Many people confuse reverse mortgages with traditional forward mortgages and are hesitant to consider them during the current housing crises. This article explains why reverse mortgages are safe from the chaos going on in the housing and credit markets.
79	FHA Loans- Affordability Solutions for First Time Homebuyers Written by: Jared Martin | Distributed: 2008-06-05 | - Word Count: 1131 | Viewed: 5302 | Votes: 27 | Rating: 3.30 This article discusses the features of the FHA loan, both good and bad, and presents the circumstances under which it’s a beneficial program to the homebuyer.
80	In Fear of Retirement Written by: Daniel Lamaute | Distributed: 2008-05-08 | - Word Count: 646 | Viewed: 1286 | Votes: 7 | Rating: 3.86 Many baby boomers are staring at retirement like a deer caught on oncoming headlights. They are not sure what to do or what else to do. They fear that whatever they have in savings just might not be enough. Less than 1 out of 5 workers felt very confident about having enough money for a comfortable retirement, according to the April 2008, EBRI Retirement Confidence Survey. And with good reasons, inflation is zooming at the same time that asset values are flagging.
81	Consolidating of High Rate Credit Card Debt with a 401K Loan Written by: Daniel Lamaute | Distributed: 2008-04-23 | - Word Count: 406 | Viewed: 1925 | Votes: 7 | Rating: 1.29 Banks are putting the squeeze on even their best long term card holders at a time when other sources of credit, such as home equity loans for example, are harder to come by. A lot of people are shocked to receive notices that their credit card rate has jumped to as high as 28 percent even though they've kept good credit and an excellent payment history.
82	Micro Lending: Find Your Voice And Inspire Others To Find Theirs Written by: Robert Thornton | Distributed: 2008-04-23 | - Word Count: 748 | Viewed: 2437 | Votes: 7 | Rating: 2.57 Many, many thousands of people in the third world have achieved economic independence through the pioneering work of internationally revered Nobel prizewinner Muhammad Yunus. As the founder of the Grameen Bank, the world's first lending institution to focus solely on providing unsecured start-up capital for the working poor, Professor Yunus has gained world-wide recognition and a slew of awards for his extraordinarily effective efforts.
83	For Love and Money - Minimize Financial Trouble In Relationships Written by: Kimberly Clay | Distributed: 2008-04-16 | - Word Count: 933 | Viewed: 1406 | Votes: 6 | Rating: 2.00 All too often, dealing with money matters within relationships is much like mixing oil and water. The two simply don't mix. Whether we're talking about family members, friends or others close to us, when money concerns enter into the relationship, all too often things turn out badly.
84	What's the Scoop on Payday Loans? Written by: Robert Thornton | Distributed: 2008-04-15 | - Word Count: 1014 | Viewed: 1046 | Votes: 5 | Rating: 3.40 What is a payday loan? A payday loan is a loan provided until your first or second payday that rarely exceeds 30 days, in most cases not to exceed 14 days. It is a high interest loan with no credit check.
85	How to Avoid Private Mortgage Insurance (PMI) Written by: Jim Cramer | Distributed: 2008-02-20 | - Word Count: 523 | Viewed: 1798 | Votes: 6 | Rating: 2.50 There is more than one way to get your desired home without having the 20 percent down payment and avoid PMI at the same time.
86	Using a 401K Loan to Stop Foreclosure Written by: Daniel Lamaute | Distributed: 2008-02-11 | - Word Count: 465 | Viewed: 5589 | Votes: 14 | Rating: 2.29 A bankruptcy or foreclosure can cripple one's ability to obtain decent credit for many years. In addition, some employers and landlords won't hire or rent to a candidate with terrible credit history. Thus, it is a good idea to discuss all options with a financial planner before ending in bankruptcy or foreclosure.
87	Protecting Your Aging Relative's Financial Security Written by: Denise M. Brown | Distributed: 2008-02-06 | - Word Count: 425 | Viewed: 1152 | Votes: 7 | Rating: 2.14 Your aging relative needs help at home. Before hiring home care, take time to protect your care recipient's financial security. It's not that you don't trust, it's that you value prudence.
88	Beating the Stock Market Written by: Dustin Johnson | Distributed: 2008-02-05 | - Word Count: 419 | Viewed: 1126 | Votes: 10 | Rating: 3.20 Many people dream about beating the market through their stock investments. However, is this really worth the effort and is it really possible?
89	Deals For My Wheels! How Do I Sell This Thing? Written by: Adam Rooney | Distributed: 2008-01-30 | - Word Count: 500 | Viewed: 1907 | Votes: 9 | Rating: 2.22 Are you ready to cash in your existing vehicle for a newer model, or are you just looking for ways to unload a gas guzzler? Selling your car can be daunting - from listing to showing and all of that paperwork. But done correctly, your efforts can pay off in the end. Here's a few tips on selling your used car or truck:
90	Why Should I Invest In Mutual Funds? Written by: Eric Krammer | Distributed: 2008-01-29 | - Word Count: 470 | Viewed: 1339 | Votes: 6 | Rating: 3.50 Hoping that the lottery will make you rich is as unreasonable. However, mutual funds have proven that they are a good investment tool that has been successfully used by many, which has resulted in accumulation of a real fortune.
91	Will You Outlive Your Retirement? Written by: Bill Garrett | Distributed: 2007-12-26 | - Word Count: 1193 | Viewed: 1247 | Votes: 4 | Rating: 2.25 Today, Americans are living longer than ever. During the twentieth century life expectancy in America increased from age 47 to age 77. Longer life spans present problems for retirees, however. Assuming some rate of inflation, you will need an ever- increasing income to maintain your standard of living.
92	Curious Employee Foils Corporate Credit Card Fraud Scam Written by: Scott Burke | Distributed: 2007-12-25 | - Word Count: 1411 | Viewed: 1406 | Votes: 11 | Rating: 2.45 MOLLY, THE ASSISTANT, Molly treasurer at XYZ Corp. in Miami, opened an e-mail from a former colleague who no longer worked for the organization. The e-mail read: "Hi Molly, there should be a refund of $716 on my old corporate Visa card from the IP Conference. I paid for, but did not attend, the conference and did not turn in the charge to XYZ for reimbursement. Can you have Visa issue a refund check to me? Thanks very much for your help."
93	Understanding Credit Card Transaction Fees Written by: Scott Burke | Distributed: 2007-12-18 | - Word Count: 813 | Viewed: 2281 | Votes: 6 | Rating: 2.00 Q: I'm starting a new business and want to accept credit cards. It seems that all the credit card processors charge a lot of fees for each transaction. What are these fees?
94	All I Want For Christmas Is a New Roof? Written by: Wesley Berry, AAF | Distributed: 2007-12-12 | - Word Count: 443 | Viewed: 2615 | Votes: 4 | Rating: 2.25 What are you wishing for this Christmas? One Ohio florist is getting a new roof that he hopes will not only be strong enough to withhold the weight of Santa Claus, but also to prevent any further rain from damaging his flower shop.
95	Is Investing In A Trading System A Rip Off Compared To Going To University? Written by: Dean Whittingham | Distributed: 2007-12-11 | - Word Count: 828 | Viewed: 1249 | Votes: 8 | Rating: 3.00 The differences between a university education and that of a financial eduction are massive. Apart from the costs, the main difference is perception. However there is also now a glaring difference between tuition that works and tuition that does not. Most can not see the difference until it's too late.
96	Making Money With Your 1st Or 50th Website Using Google Adsense Written by: Clinton Douglas IV | Distributed: 2007-12-06 | - Word Count: 1721 | Viewed: 2028 | Votes: 10 | Rating: 2.70 If you are just starting online with your first website, you have quite a learning curve in front of you. I know that your learning curve is still long, because I have been making money online for years, and I am still learning new stuff everyday
97	How Do You Make Money In Currency Trading? Written by: Tom Howze | Distributed: 2007-12-05 | - Word Count: 727 | Viewed: 1136 | Votes: 4 | Rating: 3.00 The question, "How do you make money in currency trading?" is being asked by investors and potential investors worldwide as they witness the multi-year downturn trend of the US dollar and upswings in other currencies such as the Euro or Canadian Dollar.
98	Section 179 - 4th Qtr Tax Saving Strategy for Small Business Written by: Sean Marten | Distributed: 2007-12-05 | - Word Count: 345 | Viewed: 2051 | Votes: 6 | Rating: 3.33 Use the power of available deductions to boost your business's bottom line in 2007. Purchase new or "new to you" used business equipment now. Then place it in service by December 31st to realize exceptional tax savings.
99	A Better Way To Sell A Structured Settlement - Via Auction Written by: Clayton Frantz | Distributed: 2007-11-30 | - Word Count: 1342 | Viewed: 3833 | Votes: 8 | Rating: 2.75 Structured settlements were introduced in Canada and the United States in the 1970's. They were introduced as an alternative to lump sum payments, common in insurance settlements and lottery winnings. In the decades since, they have also been accepted as legal financial instruments in England and Australia. In a nutshell, a structured settlement by legal definition is a statutory agreement to pay a specified sum of money over a period of time, on a payment system.
100	Small Business and Work Opportunity Tax Act of 2007 Written by: Michael Schlesinger | Distributed: 2007-11-27 | - Word Count: 998 | Viewed: 1182 | Votes: 3 | Rating: 3.33 The 2007 Small Business Tax Act ("SBTA") targets a number of situations, namely, small businesses by providing tax incentives such as extending and enhancing the Code Sec. 179 expensing, extending the Work Opportunity Tax Credit, etc. To make the new bill revenue neutral, revenue raising provisions were inserted, namely expansion of Code Sec. 1(g)'s Kiddie Tax