When Pennies Count, These Budgeting Tips Could Save You Hundreds of Dollars Per Month

Easy Tips To Reduce Your Cost Of Living And Survive Recession
Written by: Fred Vanhoosen | Distributed: 2009-07-14 | Word Count: 505 | Page Views: 5876 | Votes: 18 | Rating: 2.39
Recession is a period of general economic decline and we need to prepare for it. Surviving the recession is much easier when you are prepared for it. Here are some tips for surviving the current economic crisis.

13 Tips For Saving Money And Reducing Your Cost Of Living
Written by: Fred Vanhoosen | Distributed: 2009-07-09 | Word Count: 899 | Page Views: 4124 | Votes: 15 | Rating: 2.20
During this current economic downturn, people are rediscovering how to save money during hard times. In this article, we document thirteen of the most useful tips for helping you and your family save money and reduce your overall expenses.

21 Plus Tips To Help You Recover From A Personal Financial Crisis
Written by: Fred Vanhoosen | Distributed: 2009-07-07 | Word Count: 2200 | Page Views: 4681 | Votes: 15 | Rating: 1.47
In this article, we show you exactly how we were able to overcome a recent financial crisis in our family's personal finances. We detail 21 primary tips that can help you reduce your overall cost of living, but we also include other tips that can help you to recover your finances enough to survive the crisis.

A Baker's Dozen of Grocery Coupon Websites And Resources
Written by: Fred Vanhoosen | Distributed: 2009-07-07 | Word Count: 580 | Page Views: 6685 | Votes: 15 | Rating: 2.07
In the past, many people read newspaper and magazine articles about and watched news segments showing others who often food shop for free using coupons. The average family often does not have the time to organize and purchase food in bulk to make such a stupendous leap into savings. But, by following the links in the article and visiting the referenced websites once a month, any family can learn how to cut their grocery costs from a little to a lot...

Seven Tips That Could Add Hundreds Of Dollars To Your Monthly Budget
Written by: Fred Vanhoosen | Distributed: 2009-04-23 | Word Count: 1348 | Page Views: 4139 | Votes: 9 | Rating: 2.89
In this article, we offer seven tips that if used can help the average American family reduce their living expenses by at least $100 per month.

Tips For Restoring Your Credit In The Aftermath Of Foreclosure
Written by: Fred Vanhoosen | Distributed: 2009-03-19 | Word Count: 1621 | Page Views: 3815 | Votes: 16 | Rating: 1.88
If you have met foreclosure or bankruptcy and you are wondering about your ability to rebuild your credit, this article will be useful to you, as it shows you several techniques for rebuilding credit after foreclosure, repossession or bankruptcy.

Is Government Working For You - Or Are You Working For Government?
Written by: Fred Vanhoosen | Distributed: 2009-01-28 | Word Count: 1028 | Page Views: 4090 | Votes: 8 | Rating: 1.75
The new Congress and President are hard-at-work trying to push through a new economic stimulus package. Our elected leaders are claim the stimulus package will cost $825 billion. To put the $825 billion into perspective, the government could give a $17,000 check to every American and the numbers would add up to the same amount of the new stimulus package...

Available Loan Products During a Credit Crunch
Written by: Fred Vanhoosen | Distributed: 2008-12-10 | Word Count: 1273 | Page Views: 3654 | Votes: 6 | Rating: 1.33
As we turn on the news each day or pick up our local newspaper, we are inundated with the bad news about the effects of the credit crunch on the larger economy. With so much bad news about the economy, it is easy to believe that the credit crunch is deep running and affecting every sector of the economy. But the truth of the matter is that the credit crunch is pretty much regional in nature and it is only affecting certain types of lending. Continue reading this article as we explain this assertion.

Payday Loans - Convenience and Danger
Written by: Fred Vanhoosen | Distributed: 2008-12-08 | Word Count: 1027 | Page Views: 4238 | Votes: 8 | Rating: 2.38
Payday / Cash Advance Loans are a godsend for those consumers who truly have a temporary short-term cash need, but what is a blessing for one consumer can easily be a nightmare in the offing for another consumer whose financial needs are more dire and long-term in nature. Get the facts before you select this kind of loan product.

All of Author's Articles on this site: Fred Vanhoosen Articles

Why We Women Are Our Own Greatest Enemy When Dating
Written by: RoseMary Alberts | Distributed: 2013-11-06 | Word Count: 544 | Page Views: 8621 | Votes: 33 | Rating: 1.97
I have learned that while there are women who want to be committed to one man, there are some others who seek only attention, gifts, dinners, movies etc, and still others who are only interested in having a physical relationship. But all these three categories cannot be used as a base to judge women and their point of view about relationships only because, like I said, "Women never know what they want." So read on and you will know what I mean...

When A Strong Woman Can Make You A Better Man
Written by: Coalton Reynolds | Distributed: 2013-11-05 | Word Count: 625 | Page Views: 11252 | Votes: 24 | Rating: 2.04
Behind every man, there is a strong women. After my recent split with my girlfriend of two years I have found myself thinking how much I have changed. At first, I just thought I was only different around her, but now I seem to be a totally different person.

Tips to Help You Get Back in the Dating Game After a Long-Term Relationship Ends
Written by: RoseMary Alberts | Distributed: 2013-10-30 | Word Count: 773 | Page Views: 8558 | Votes: 24 | Rating: 1.50
There are very few things in life that are as terrifying, frustrating, rewarding, exciting and just plain crazy as dating; especially if you have ceased to be a "spring chicken" or have been out of the dating scene for many years. If you've found yourself "back on the market" after being in a committed relationship for many years, you may be petrified by the prospect of dating again. The tips in this article will help you get back into the game quickly and successfully...

The Eight Commandments of Online Dating
Written by: Kandice Skaggs | Distributed: 2013-10-24 | Word Count: 1153 | Page Views: 5347 | Votes: 9 | Rating: 1.22
Dating and "desperate" may start with the same letter, but they are not synonymous. Never were and never will be. If you take the time to follow these eight online dating commandments, you might be able to find the happiness you seek at the other end of your online dating communications.

The Day My Daughter Woke Me Up to See That Her Father Never Really Loved Me
Written by: Mary Ann Lipitz | Distributed: 2013-10-18 | Word Count: 527 | Page Views: 7337 | Votes: 26 | Rating: 2.04
I am 31 years old with two children, and I was in a relationship with the man I loved until two years ago. We were not married but we lived together, and yes he is the father of my children. We had been together for more than five years at that point, but we never felt the need to get married. We had been happy the way things were, until one day my daughter changed all that, at least for me.

Dating Rules Explained: How to Turn Your Date Into a Relationship
Written by: RoseMary Alberts | Distributed: 2013-10-16 | Word Count: 779 | Page Views: 9144 | Votes: 28 | Rating: 1.64
How adults behave on a date depends more on their intentions towards the other person than it does on other factors. For instance, a man who really likes a woman is going to behave differently towards her than he would a woman he is only casually interested in. Sometimes, it is hard to know the difference.

6 Things You Can Do Today To Reduce Your Carbon Footprint Tomorrow
Written by: Lee Dobbins | Distributed: 2011-12-12 | Word Count: 845 | Page Views: 6802 | Votes: 6 | Rating: 0.67
Reducing your carbon footprint is something that everyone should strive for but what if you don't have a lot of money to buy eco friendly appliances and hybrid cars? Here are 6 easy things that you can do right now to help reduce your carbon footprint. These won't cost you a dime and might even save you some money!

Raise Responsible Children
Written by: Marvin Marshall, Ed.D. | Distributed: 2011-07-19 | Word Count: 926 | Page Views: 569 | Votes: 1 | Rating: 3.00
Using the strategies outlined here will help give your children both roots and wings. You will find yourself on the parenting journey to raise responsible children with less stress and more enjoyment for everyone involved.

Alpaca Wear Makes Terrific Gifts for Men and Women
Written by: Robert Moore | Distributed: 2010-07-27 | Word Count: 772 | Page Views: 4859 | Votes: 3 | Rating: 0.67
Alpaca wear has a long and venerable history and the first record of Alpacas was in the Andean mountains. Alpacas were perfect for producing a fiber suitable for protecting these people from their extreme climate. Alpaca fiber is similar to wool and known for its beauty, luster, warmth, and stain resistance.

Top Ten 'Mistakes' Made by Parents America
Written by: Ryan Hogan | Distributed: 2010-04-27 | Word Count: 970 | Page Views: 5785 | Votes: 3 | Rating: 0.67
On one hand the word "mistake" may be too harsh. Every child is different and only you really know if your offspring is happy and flourishing. Therefore, who is to say what a parenting mistake is and is not? On the other hand, "mistake" may not be harsh enough.

Girls Sleepover Party Ideas
Written by: Jillian Gallo | Distributed: 2008-09-16 | Word Count: 837 | Page Views: 17058 | Votes: 140 | Rating: 2.04
Throwing a sleepover for your daughter is one of the most memorable events she will have from her childhood. Regardless of her age, these parties make memories she will take with her as she grows up. How can you make these nights more memorable? By following a few tips, you can make the most out of your daughter's next sleepover.

How To Identify Toxic Black Mold
Written by: Daryl Watters | Distributed: 2007-05-08 | Word Count: 405 | Page Views: 14586 | Votes: 26 | Rating: 2.38
Need toxic black mold or stachybotrys toxic mold testing information or mold inspector information. Certified Florida based mold assessor and inspection firm serving Broward Dade and Palm Beach County including Miami and Ft Lauderdale. Conduction Florida mold testing IAQ testing for commercial and home house mold and indoor air quality problems. Florida mold inspection.

Graduation Flowers Are At The Head Of The Class
Written by: Wesley Berry, AAF | Distributed: 2008-04-24 | Word Count: 538 | Page Views: 14383 | Votes: 35 | Rating: 1.83
The coming of spring signals new beginnings, and each year many young adults take the first steps toward that new beginning when they walk across the stage to accept a diploma at their graduation ceremony. Of course, with graduation comes excitement, smiles, tears, a big celebration, and lots of wonderful memories. One way to help make the day even more beautiful and memorable is with flowers.

When A Strong Woman Can Make You A Better Man
Written by: Coalton Reynolds | Distributed: 2013-11-05 | Word Count: 625 | Page Views: 11252 | Votes: 24 | Rating: 2.04
Behind every man, there is a strong women. After my recent split with my girlfriend of two years I have found myself thinking how much I have changed. At first, I just thought I was only different around her, but now I seem to be a totally different person.

How To Find Work At Home Jobs For Work At Home Moms
Written by: Glen OReilly | Distributed: 2009-11-03 | Word Count: 1512 | Page Views: 9578 | Votes: 29 | Rating: 2.52
As the economy continues to tighten for many American families, more moms are looking to the Internet to find the extra money needed to help their families survive during this economically challenging time. The good news is that there are plenty of opportunities for the mom seeking to earn money from home... When you know where to find them... This article will show you where to find those work-at-home jobs and telecommuting jobs you desire...

Destructive Behaviors That Cause a Relationship Break Up
Written by: James Kern | Distributed: 2009-07-15 | Word Count: 644 | Page Views: 9468 | Votes: 21 | Rating: 2.43
On the surface, you think that being in love is the greatest thing since sliced bread, but underneath you're flailing and kicking and trying to get back to the status quo, which is you being alone and miserable. It sucks, but you're used to life there. If Alone and Miserable were a bar, everybody there would know your name.

Selective Mutism Disorder Is More Of A Problem Than You Think
Written by: Ingrid Stenquist | Distributed: 2007-04-11 | Word Count: 682 | Page Views: 9442 | Votes: 33 | Rating: 3.42
One of the worst and most severe manifestations of childhood social anxiety disorders is labeled as Selective Mutism disorder. Originally, fifteen years ago the disorder was called Elective Mutism because doctors figured that all children who didn't talk were either shy or in another category. Elective mutes were seen as belligerent, stubborn, and obnoxious kids who were rebelling by not talking against some effort in order to get attention.

Pepper Spray: How Does it Feel to Get Blasted?
Written by: Fred Cheney | Distributed: 2007-12-18 | Word Count: 477 | Page Views: 9439 | Votes: 28 | Rating: 2.61
It's something to think about. What would happen if you tried to use pepper spray and it sprayed into your own eyes? And, could you accidentally blind someone with it? Permanently maim them? What are the effects of pepper spray? These are important questions and they certainly have answers.

Dating Rules Explained: How to Turn Your Date Into a Relationship
Written by: RoseMary Alberts | Distributed: 2013-10-16 | Word Count: 779 | Page Views: 9144 | Votes: 28 | Rating: 1.64
How adults behave on a date depends more on their intentions towards the other person than it does on other factors. For instance, a man who really likes a woman is going to behave differently towards her than he would a woman he is only casually interested in. Sometimes, it is hard to know the difference.

I Want My Ex Back! 5 Tips That Will Improve Your Chances
Written by: James Kern | Distributed: 2009-03-03 | Word Count: 625 | Page Views: 8918 | Votes: 15 | Rating: 2.73
Five killer tips that help you claw back your ex, even if your situation seems in dire straits.

Selective Mutism Disorder Is More Of A Problem Than You Think
Written by: Ingrid Stenquist | Distributed: 2007-04-11 | Word Count: 682 | Page Views: 9442 | Votes: 33 | Rating: 3.42
One of the worst and most severe manifestations of childhood social anxiety disorders is labeled as Selective Mutism disorder. Originally, fifteen years ago the disorder was called Elective Mutism because doctors figured that all children who didn't talk were either shy or in another category. Elective mutes were seen as belligerent, stubborn, and obnoxious kids who were rebelling by not talking against some effort in order to get attention.

Anybody Can Spend, but Can You Save?
Written by: Rich Thawley | Distributed: 2009-01-22 | Word Count: 527 | Page Views: 4606 | Votes: 20 | Rating: 3.25
We have a great weakness in our society of wanting immediate gratification. We are under a constant barrage in all forms of media to buy this or to buy that. In our world of credit cards and charge accounts it is a challenge for many to resist the temptations of materialism. Don't get me wrong, I think it's fun to have nice things, but only after we can afford them.

How Can Bible Study Help Kids Grow Up?
Written by: Adam Barnett | Distributed: 2007-10-23 | Word Count: 463 | Page Views: 5381 | Votes: 13 | Rating: 3.15
Bible study is probably the number one way to keep your kids on the right path, and keep them out of trouble. We can't watch our kids all day and night, and we can't keep bad influences from coming to them. But what we CAN do is make sure they know wrong from right. This will help them when they face problems and major decisions on their own.

Being a Parent... Opportunities to Turn A Bad Experience Into a Good Experience
Written by: Bill Platt | Distributed: 2007-11-12 | Word Count: 478 | Page Views: 5882 | Votes: 21 | Rating: 3.10
The biggest challenge I have had to face in my own life is that of being a good parent. My kids make it hard for me to stay true to the rules of good parenting... They break everything I own... Repeatedly... Fortunately, I do have the presence of mind to realize that as toddlers and young children, they really do not intend to break things...

Home Alone Child Safety
Written by: Jerry Tarrer | Distributed: 2007-03-21 | Word Count: 1038 | Page Views: 4560 | Votes: 8 | Rating: 3.00
Your child's safety depends to a large part on good communication between you and your children. This is especially true of two-income families, and single parent families where the children are left alone for extended periods of time and have to care for themselves.

PB and Js And Licking The Bowl - The Joys Of A Kid Friendly Kitchen!
Written by: Pamela Cole Harris | Distributed: 2008-02-14 | Word Count: 554 | Page Views: 5449 | Votes: 8 | Rating: 3.00
Remember licking the bowl when you were a kid? Or making your own peanut butter sandwiches with grape, or better yet strawberry, jelly? Mmmmm... the smell of homemade oatmeal cookies! And they were even better because you knew you helped make them! Kitchens can be a place of special memories for kids of any generation. Are you building those memories with your children or do you view the kitchen as a dangerous place for kids?

Educational Toys Can Be Fun
Written by: Kim Michael | Distributed: 2009-04-01 | Word Count: 521 | Page Views: 3737 | Votes: 10 | Rating: 3.00
Most parents these days are looking for toys that can be both educational and fun. When playing with our children, parents want to teach as well as have fun.

Potty Training Made Easy
Written by: Kim Michael | Distributed: 2009-04-07 | Word Count: 507 | Page Views: 4279 | Votes: 7 | Rating: 3.00
If you're the parent of a toddler, you are probably looking for the right signs that your child is ready to be potty trained. Potty training your child can be a frustrating time in your life. When your child is ready to be potty trained, they will provide to you clues that the timing is right. If you capitalize on these clues, and use the right tools, this can be an exciting time in your life, as well as your child's.

Understanding State Child Support Laws and Guidelines
Written by: Amerion Abler | Distributed: 2007-01-15 | Word Count: 1078 | Page Views: 3511 | Votes: 12 | Rating: 2.92
Child support is the government's means of ensuring that children enjoy the financial security that a two-parent home would have afforded them. This is the primary moral concern of child support laws --- that children be well provided for --- and it is based on the principle of responsibility. Read on as we examine the role of child support and how to keep it fair for both parents.

A Cruzader Christmas
Written by: Lisa Stockmann Karp | Distributed: 2009-01-23 | Word Count: 1185 | Page Views: 5551 | Votes: 9 | Rating: 2.89
Jun and Joyce Dela Cruz couldn't believe their eyes. In November 2000, they watched a disturbing television news report that changed their Christmas forever. Thousands of the more than 10,000 homeless on Los Angeles' Skid Row would be going without a Thanksgiving or Christmas meal that year.