|
Site Navigation
|
 Home
+ Contact Us
 Email Us
or Call Us at:
(405) 385-7038
+ Ebooks
+ Blogs
+ Social Media
+ About Us
+ Extra Pages
|
|
Article Directory
|
+ Authors
+ Articles
|
|
|
|
21 Plus Tips To Help You Recover From A Personal Financial Crisis
Copyright (c) 2009-2010 Fred Vanhoosen
The best place to start on surviving this recession is to look around your home, see what you need, see what you want, and decide between those items.
It is very easy to say I need a new entertainment center, and at that moment jump in the car and go buy it. But, if you are taking the current economic conditions seriously and worrying about what tomorrow might hold in store for us, then waiting may make more sense than impulse buying.
Often, the entertainment center can wait for better times and more secure economic conditions.
It takes real courage to say that you will save the money instead, maybe even putting that money into a saving account that could earn a trickle of interest until you need it far worse than you need it now.
As we look towards the unknown economic environment of tomorrow, it is important to consider that tomorrow could potentially be worse than today. If that were to happen, you will need some savings to fall back on, when that rainy day comes knocking.
That is why starting and sticking to a responsible budget may help you weather the coming economic environment. Please don't get me wrong... I am not saying that worse days are coming... I am generally an optimist, so taking the negative view of tomorrow is not in my DNA. But we never truly know what tomorrow might hold in store for us.
I have seen the good, the bad and the ugly in my personal finances - even during good times. For years, I ran through life, living the good life, buying what I wanted when I wanted it, because I had tens of thousand dollars in my savings account. Then the bad days came rather unexpectedly, and my savings were drained to almost nothing in the matter of only a few months...
Even as I write this today, the good times are returning for me, but my savings have not been recovered to the level they were at just three years ago.
Having recently - in the last few years - seen the drama that can come to one who does not have enough money coming in to cover all of the bills in a timely manner, I am reminded to return to my more conservative roots. And in doing so, I can show you how you can join me in the road to a fat savings account and future good times.
I have been up and I have been down during my life. I was glad to put the bill collectors behind me. And for nearly a decade, I rode the wave of prosperity, never hearing from a single creditor about a late payment. And then when my finances began to bottom, the bill collectors started to call.
I came close to a car repossession and house foreclosue - within two weeks of total financial disaster. And then with my back to the wall, I was finally able to turn the corner and start rebuilding my good name. I don't hear from any bill collectors anymore. Thank goodness.
Stop The Financial Bleeding
The first step to correcting a potential financial disaster is to figure out what you can afford to keep and what you can bear to get rid of. When the bottom fell out for us, we put our second vehicle up for sale. Once we were rid of that gas-guzzling, always breaking-down, newer SUV - I despise Hyundai today for that reason - then we were able to stop the financial bleeding. But we still needed a second vehicle.
So we shopped for a used vehicle that would meet our needs and found one 200 miles away for just $5,000. The van was in good shape, but it had a cosmetic issue that reduced the overall price of the vehicle, by more than $5,000 according to the prices of comparable vehicles with comparable mileage. We could deal with that unsightly dent, so long as the vehicle served its function. We paid our mechanic to travel with us to check out the vehicle, and then we offered the dealer $800 less than the asking price, so that we could pay all cash. The dealer agreed and we took home our new, used Dodge Grand Caravan.
Now, we no longer bleed money to keep two vehicles in the driveway.
We eliminated one car payment, and we managed to get a second vehicle that we could reliably count on to carry us where we need to go.
Set Up A Budget And Stick To It
There are some things in life that cannot be escaped... As the old joke goes, two of those items are death and taxes.
But honestly, there is also a home, water, electricity, telephones, transportation and food.
Figure out how much money you need to have available to pay for each of these items, and then watch the remainder of your money carefully.
Designate how much money you have available for your home, utilities, groceries, transportation, and entertainment in each calendar month. And then make a sincere effort not to exceed the money you have alloted for each item.
Occasionally, you will run into unexpected expenses - like owning a Hyundai. The vehicle was just outside its warranty, and we were forced to spend a whopping $6,000 in back-to-back-to-back-to-back-to-back repairs to keep that silly thing on the road. We blew through $6,000 of our savings in just three months time... And for most of that time, we were restricted to having only our small economy car to serve the needs of our family of five.
Despite what the Hyundai commercials suggest, you could not pay me enough money to ever own another Hyundai!
There I go on another Hyundai rant...
Be sure to set up a portion of your monthly income to put into savings. We would have been up a creek without a paddle if we did not have the savings we needed to keep fixing that piece of crap Hyundai and to buy its replacement for cash money.
Reduce Your Monthly Expenses
This is actually much easier than you would think. Besides not buying a Hyundai, reducing your monthly expenses can be pretty easy and straight-forward.
Turn out lights when they are not in use.
Cut those 20-minute showers down to 10-minutes.
Don't leave the water running when you wash dishes or brush your teeth.
Reuse bath towels between showers. This will reduce your need to use your washer and dryer, and as my ex-girlfriend used to say, you are supposed to be clean when you get out of the shower anyway.
Put more clothes into a load of laundry. Once again, by doing so, you are reducing your need to use the washer and dryer as often.
Clean the lint filters in your clothes dryer between each use, and clear the lint from its exhaust vent once a month. If your clothes dryer is clogged with lint, then it has to work harder to dry your clothes.
When you replace your clothes dryer, buy the more expensive unit that has a Sensor Drying option on it. This enables you to set your clothes to dry for only as long as is required to get your clothes dry. Why set your dryer to run for 60 minutes, when it may only take 45 minutes to dry your clothes? If you don't have this option on your current clothes dryer, be willing to run your dryer for 30 minutes and then check to see if the clothes are dry before setting it to run additional minutes.
If your water heater is easy to get to, you can turn off the water heater when you are not using it, and turn it back on thirty minutes before you will need it next.
Fill the dishwasher completely between each use. In other words, wash more dishes for the same money.
Don't cook in the oven during summer months. Try not to overwork your air conditioner. A money-saving step that accompany this tip is to wash out your air conditioning unit or central air unit regularly with a water hose. The more dust and bugs that gather in your air conditioning units, the less fresh air your unit gets, and the more power it has to burn to keep your home at a comfortable temperature. Along the same lines, change the filters in your air conditioning system on a regular basis.
Buy a big deep freeze to keep those items that you can buy in bulk at a nice discount. Just the other day, my wife purchased $108 worth of hamburger for a mere $54 on sale. As a result, we have enough hamburger to last us for a couple months. This would not be possible if we did not have a deep freeze in our home.
Swap out your curtains during season changes. We keep see-through curtains on the windows during the winter months (or when we rely on heating to keep the house comfortable) to enable more natural light and heat to enter our home, and therefore reduce our heating bills. During the air conditioner season, we keep dark curtains on our windows to block extra light and heat from entering our home. (I know what you are thinking... Brighter colors reflect light and dark absorbs light, but the amount of natural light actually reaching inside our home is the real consideration. Our house is generally ten degrees cooler with dark curtains on the windows during the summer months, instead of the see-through bright curtains.)
Encourage the kids to play outside, instead of in their rooms.
Don't overwater the lawn. While water is cheap, it is not that cheap.
Put solar lights outside to light your yard. We recently purchased two-dozen solar lights to light the sidewalks and driveway outside our home. We ended up getting more light outside at night, and eliminated the need for that big electric-powered spotlight on our front porch. We were able to get the two-dozen solar LED lights for outside for under $50.
Replace all of your standard light bulbs with the new energy saving spiral light bulbs. Yeah, they are more expensive to purchase up-front, but they provide the same level of light, while using much less electricity. AND the florescent bulbs are said to last for years without replacement. (We can attest to this claim to a point... We have had all florescent lights in our house for the last two years, and we have yet to need to replace a bulb.)
Ceiling fans help circulate the air in our home during summer and winter - circulating cool air and heat as needed, respectively. Did you know that you can get cheap ceiling fans at Wal-Mart for $20 a piece?
If you can afford double-pane windows for your home, you will find that they will pay for themselves in very short order by significantly reducing heat loss in the winter and heat gain in the summer.
Make sure your doors and windows have a good seal to reduce heat loss/gain year around.
Eat leftovers. Buy in bulk when you can, and cook in bulk when you can - especially during the summer. If you have to cook in the oven, cook a big meal that you can eat from for several days.
Magic Jack - They are advertising a new telephone line that you can use in connection with your high-speed internet access, called Magic Jack. For $40, you can get the equipment and one year's worth of service. I eliminated an $80 per month AT&T bill, when I chose to go with the Magic Jack program. And for the most part, I am completely satisfied with the service.
In Conclusion
When we started to feel a serious financial pinch, we took actions that eventually led to us being able to stabilize and recover our personal finances.
First, we stopped the money bleeding.
Next, we set a budget and started sticking firmly to our defined budgetary guidelines.
Third, we started reducing our overall costs of living, utilizing 20 of the 21 money-saving tips shown in the previous section. The only thing we did not do was to replace the double-pane windows that have been broken by our kids over the years. All told, we were able to reduce our monthly expenses by as much as 25%, putting us on more solid ground to be able to recover from our financial woes.
Fourth, we started putting our extra money into a saving account. Now instead of struggling from monthly cutoff notice to monthly cutoff notice, we have paid our bills down to current - with six-week's of living expenses in the bank. We are still working to get back to the one-year's worth of living expenses in the bank as we had three years ago, and we will get there in time.
But the good news is that we are no longer worrying about whether we will be able to keep our house and cars. We are set up to recover from our financial woes, and with discipline, you also will be able to do as we have done.
|
Fred Vanhoosen writes about money issues. While he recommends that one should be careful about using cash advance loans in times of dire need, he also knows that sometimes we need fast access to fast money to cover an unexpected expense. When that happens, Fred recommends http://www.fastcash4all.net/ for your payday loan needs.
|
Follow "The Phantom Writers" on Twitter
(@phantomwriters)
to be notified when new articles are made available.
VOTE ON THIS ARTICLE
Needs Work >>
0 -
1 -
2 -
3 -
4 -
5
<< Excellent Article
Tell our authors what you think about their article.
|
Top-Level Category: Family Articles || Related Categories: Finance Articles and Home and Garden Articles
10 Most Recent Articles Written by Fred Vanhoosen
Easy Tips To Reduce Your Cost Of Living And Survive Recession
Written by: Fred Vanhoosen |
Distributed: 2009-07-14 |
Word Count: 505 |
Page Views: 239
| Votes: 13 |
Rating: 2.46
Recession is a period of general economic decline and we need to
prepare for it. Surviving the recession is much easier when you
are prepared for it. Here are some tips for surviving the current
economic crisis.
13 Tips For Saving Money And Reducing Your Cost Of Living
Written by: Fred Vanhoosen |
Distributed: 2009-07-09 |
Word Count: 899 |
Page Views: 196
| Votes: 12 |
Rating: 2.42
During this current economic downturn, people are rediscovering
how to save money during hard times. In this article, we document
thirteen of the most useful tips for helping you and your family
save money and reduce your overall expenses.
A Baker's Dozen of Grocery Coupon Websites And Resources
Written by: Fred Vanhoosen |
Distributed: 2009-07-07 |
Word Count: 580 |
Page Views: 258
| Votes: 13 |
Rating: 2.38
In the past, many people read newspaper and magazine articles
about and watched news segments showing others who often food
shop for free using coupons. The average family often does not
have the time to organize and purchase food in bulk to make such
a stupendous leap into savings. But, by following the links in
the article and visiting the referenced websites once a month,
any family can learn how to cut their grocery costs from a little
to a lot...
Seven Tips That Could Add Hundreds Of Dollars To Your Monthly Budget
Written by: Fred Vanhoosen |
Distributed: 2009-04-23 |
Word Count: 1348 |
Page Views: 277
| Votes: 6 |
Rating: 3.33
In this article, we offer seven tips that if used can help the
average American family reduce their living expenses by at least
$100 per month.
When Pennies Count, These Budgeting Tips Could Save You Hundreds of Dollars Per Month
Written by: Fred Vanhoosen |
Distributed: 2009-04-22 |
Word Count: 911 |
Page Views: 276
| Votes: 5 |
Rating: 2.20
The current state of the economy has been a wake-up call for many
people and it's causing them to get serious about saving money
and eliminating debt now. This article will give you a lot of
ideas on how to reduce your spending, pay off your debts, and
move more money into savings - through the current recession or
any financial emergency you may experience.
Tips For Restoring Your Credit In The Aftermath Of Foreclosure
Written by: Fred Vanhoosen |
Distributed: 2009-03-19 |
Word Count: 1621 |
Page Views: 225
| Votes: 8 |
Rating: 1.75
If you have met foreclosure or bankruptcy and you are wondering
about your ability to rebuild your credit, this article will be
useful to you, as it shows you several techniques for rebuilding
credit after foreclosure, repossession or bankruptcy.
Is Government Working For You - Or Are You Working For Government?
Written by: Fred Vanhoosen |
Distributed: 2009-01-28 |
Word Count: 1028 |
Page Views: 323
| Votes: 6 |
Rating: 2.17
The new Congress and President are hard-at-work trying to push
through a new economic stimulus package. Our elected leaders are
claim the stimulus package will cost $825 billion. To put the
$825 billion into perspective, the government could give a
$17,000 check to every American and the numbers would add up to
the same amount of the new stimulus package...
Available Loan Products During a Credit Crunch
Written by: Fred Vanhoosen |
Distributed: 2008-12-10 |
Word Count: 1273 |
Page Views: 374
| Votes: 4 |
Rating: 1.75
As we turn on the news each day or pick up our local newspaper,
we are inundated with the bad news about the effects of the
credit crunch on the larger economy. With so much bad news about
the economy, it is easy to believe that the credit crunch is deep
running and affecting every sector of the economy. But the truth
of the matter is that the credit crunch is pretty much regional
in nature and it is only affecting certain types of lending.
Continue reading this article as we explain this assertion.
Payday Loans - Convenience and Danger
Written by: Fred Vanhoosen |
Distributed: 2008-12-08 |
Word Count: 1027 |
Page Views: 428
| Votes: 5 |
Rating: 3.20
Payday / Cash Advance Loans are a godsend for those consumers who
truly have a temporary short-term cash need, but what is a
blessing for one consumer can easily be a nightmare in the offing
for another consumer whose financial needs are more dire and
long-term in nature. Get the facts before you select this kind of
loan product.
All of Author's Articles on this site: Fred Vanhoosen Articles
Most Recent "Family" Articles
Baby Names For Twins - Double The Trouble
Written by: Amanda van Hess |
Distributed: 2010-02-09 |
Word Count: 700 |
Page Views: 38
Deciding on a baby name is tough enough without having to
decide for two - twins that is... Twins are double the fun
and double the trouble. Once mom realizes that she is
sporting two under the hood, the challenges of naming her
unborn children becomes much more difficult. Should she just
choose two distinct names, or should she choose two names
that fit well together or have a relationship to one
another?
Tips For Naming A Baby, When You Want To Be Surprised By The Baby's Sex
Written by: Amanda van Hess |
Distributed: 2010-02-03 |
Word Count: 834 |
Page Views: 36
In recent years, with the availability of inexpensive
ultrasound procedures, it seems that all soon-to-be parents
are racing to have an ultrasound done to learn the sex of
their unborn baby. However, many new parents still prefer
finding out the sex of their new baby on his or her
birthday. Much like waiting to open a Christmas gift on
Christmas morning, some parents prefer to learn the sex of
the child on his or her day of birth. Of course, this offers
real challenges to new parents, when naming their new child.
What's Important in a Relationship
Written by: James Kern |
Distributed: 2010-01-14 |
Word Count: 644 |
Page Views: 73
| Votes: 3 |
Rating: 3.00
Unless you know what your partner really wants from you,
then you have very little chance in hell to have a
fulfilling relationship. Find our today exactly what your
partner wants from you.
Why A Girl Doesn't Really Need An Engagement Ring
Written by: Elizabeth Johnson |
Distributed: 2009-12-30 |
Word Count: 748 |
Page Views: 83
| Votes: 1 |
Rating: 2.00
The circumstances of life and occurrences in the heat of the
moment may lead to marriage proposals, without the
engagement ring in hand... When my dad asked my husband his
intentions with me, my then-boyfriend blurted out a request
for marriage... The only problem was...
Uncovering The Hidden Activities of The Cheating Spouse
Written by: Donny Prentice |
Distributed: 2009-12-08 |
Word Count: 1048 |
Page Views: 664
| Votes: 5 |
Rating: 2.60
If you suspect a spouse of cheating, chances are really good that
your instincts are correct. It is not uncommon for friends and
family to attempt to dismiss your suspicions as an overactive
imagination. Read this article to explore the various ways to
uncover a cheating spouse.
A Cheating Spouse Is Easily Caught
Written by: Donny Prentice |
Distributed: 2009-12-01 |
Word Count: 1022 |
Page Views: 675
| Votes: 8 |
Rating: 2.38
If you suspect that your spouse is cheating on you, then your
suspicions are probably right, but you should be forewarned that
your friends and family are probably going to assure you that it
is all in your head.
Your Marriage Can Be Saved, If You Are The Source Of The Communication Problems
Written by: Donny Prentice |
Distributed: 2009-11-25 |
Word Count: 707 |
Page Views: 116
| Votes: 1 |
Rating: 2.00
The leading cause of divorce in the United States today is
marriage - always has been, and always will be. But joking
aside, one of the leading causes of divorce is the
unwillingness to communicate or listen to one another.
When A Strong Woman Can Make You A Better Man
Written by: Coalton Reynolds |
Distributed: 2009-11-24 |
Word Count: 625 |
Page Views: 148
| Votes: 1 |
Rating: 3.00
Behind every man, there is a strong women. After my recent
split with my girlfriend of two years I have found myself
thinking how much I have changed. At first, I just thought I
was only different around her, but now I seem to be a
totally different person.
The Increasing Divorce Rate Is The Fault Of Our Throw-Away Society
Written by: Abbigail Nabors |
Distributed: 2009-11-24 |
Word Count: 656 |
Page Views: 113
| Votes: 1 |
Rating: 1.00
Too many people feel that it is better to be in an unhappy
relationship than to be alone. The high divorce-rate is tied
less to the absence of religion in our lives and more to the
way parents teach their children about relationships. Read
this article to understand what I mean...
How To Find Work At Home Jobs For Work At Home Moms
Written by: Glen OReilly |
Distributed: 2009-11-03 |
Word Count: 1512 |
Page Views: 680
| Votes: 21 |
Rating: 2.76
As the economy continues to tighten for many American families,
more moms are looking to the Internet to find the extra money
needed to help their families survive during this economically
challenging time. The good news is that there are plenty of
opportunities for the mom seeking to earn money from home... When
you know where to find them... This article will show you where
to find those work-at-home jobs and telecommuting jobs you
desire...
Most Viewed "Family" Articles
Girls Sleepover Party Ideas
Written by: Jillian Gallo |
Distributed: 2008-09-16 |
Word Count: 837 |
Page Views: 9470
| Votes: 110 |
Rating: 2.08
Throwing a sleepover for your daughter is one of the most
memorable events she will have from her childhood. Regardless of
her age, these parties make memories she will take with her as
she grows up. How can you make these nights more memorable? By
following a few tips, you can make the most out of your
daughter's next sleepover.
Graduation Flowers Are At The Head Of The Class
Written by: Wesley Berry, AAF |
Distributed: 2008-04-24 |
Word Count: 538 |
Page Views: 4917
| Votes: 22 |
Rating: 1.77
The coming of spring signals new beginnings, and each year many
young adults take the first steps toward that new beginning
when they walk across the stage to accept a diploma at their
graduation ceremony. Of course, with graduation comes excitement,
smiles, tears, a big celebration, and lots of wonderful memories.
One way to help make the day even more beautiful and memorable
is with flowers.
Acid Reflux Recovery Diet and Recipes Presents the Perfect Cold Weather Dinner
Written by: Charles Stewart Richey |
Distributed: 2006-10-17 |
Word Count: 1394 |
Page Views: 2232
| Votes: 11 |
Rating: 2.18
As the leaves start to turn to fall colors and in the evenings we
are tempted to sit by a warm fire, hearty food comes to mind.
The fall and winter bring a host of root vegetables, squashes
greens and fruit from which hearty meals can be easily made. The
challenge is to keep these dishes healthy - that means keeping
them as alkaline as possible. When attempting to reverse the
symptoms of acid reflux, diet is probably the most important
consideration.
ADD/ADHD – Developing Confidence in School
Written by: Susan Kruger |
Distributed: 2006-10-03 |
Word Count: 1155 |
Page Views: 2215
| Votes: 11 |
Rating: 2.09
ADD/ADHD certainly presents is challenges, but there is no reason
why an ADHD diagnosis has to stand in your way of feeling
confident and achieving success. This article explains why having
ADHD is really a good thing and introduces three steps you can
do to reach your greatest potential.
New Year. New Semester. New Homework Solutions.
Written by: Susan Kruger |
Distributed: 2007-01-18 |
Word Count: 646 |
Page Views: 1981
| Votes: 6 |
Rating: 3.00
Learn how to identify specific homework problems and create easy
systems to solve them.
How To Make A Picture Perfect Wedding Album
Written by: Cheryl Miller |
Distributed: 2006-05-25 |
Word Count: 629 |
Page Views: 1827
| Votes: 11 |
Rating: 2.64
Your friend is getting married and on this biggest day of her
life you want to give her something she will be able to treasure
for years to come. Why not make her a special wedding album?
Here are 7 of the most popular poses and how to make them into
life-long gems.
Acid Reflux From Birth To The Grave?
Written by: Charles Stewart Richey |
Distributed: 2006-10-10 |
Word Count: 947 |
Page Views: 1827
| Votes: 6 |
Rating: 2.33
My poor little mother...how horrifying it must have been to have
her first born child reject her own mother's milk. She had
dreamed about having her first baby since she was a small girl.
It would be such a wonderfully nourishing experience to hold her
new born child while suckling her breast. What normal mother has
not enjoyed these fantasies about child birth? She was so young
and delicate and naive.
Symbolism Of Wedding Rings
Written by: Marc Choyt |
Distributed: 2007-08-16 |
Word Count: 662 |
Page Views: 1820
| Votes: 6 |
Rating: 3.33
The sacred commitment of exchanging wedding rings has deep roots.
The author discusses the historical and magical symbolism behind
wedding rings, based on traditions that stretch back thousands of
years. The article shows how at best a wedding ring combines the
art of the jeweler, the reverence of the betrothed, and the
beauty of love and partnership in a single, resonant symbol.
How To Identify Toxic Black Mold
Written by: Daryl Watters |
Distributed: 2007-05-08 |
Word Count: 405 |
Page Views: 1673
| Votes: 13 |
Rating: 2.31
Need toxic black mold or stachybotrys toxic mold testing
information or mold inspector information. Certified Florida
based mold assessor and inspection firm serving Broward Dade and
Palm Beach County including Miami and Ft Lauderdale. Conduction
Florida mold testing IAQ testing for commercial and home house
mold and indoor air quality problems. Florida mold inspection.
Finding True Love Through Intimacy
Written by: Daniel Linder, MFT |
Distributed: 2006-06-02 |
Word Count: 1466 |
Page Views: 1630
| Votes: 10 |
Rating: 3.60
A lot of people have been asking about true love; is there such a
thing; if so, what is it? Is it attainable; if so, how attainable
is it? If it were just love, I wouldn't have so much difficulty.
But, true love?
Highest Ranked "Family" Articles
Home Alone Child Safety
Written by: Jerry Tarrer |
Distributed: 2007-03-21 |
Word Count: 1038 |
Page Views: 565
| Votes: 5 |
Rating: 4.40
Your child's safety depends to a large part on good
communication between you and your children. This is especially
true of two-income families, and single parent families where the
children are left alone for extended periods of time and have to
care for themselves.
PB and Js And Licking The Bowl - The Joys Of A Kid Friendly Kitchen!
Written by: Pamela Cole Harris |
Distributed: 2008-02-14 |
Word Count: 554 |
Page Views: 429
| Votes: 6 |
Rating: 4.00
Remember licking the bowl when you were a kid? Or making your own
peanut butter sandwiches with grape, or better yet strawberry,
jelly? Mmmmm... the smell of homemade oatmeal cookies! And they
were even better because you knew you helped make them! Kitchens
can be a place of special memories for kids of any generation.
Are you building those memories with your children or do you view
the kitchen as a dangerous place for kids?
Potty Training Made Easy
Written by: Kim Michael |
Distributed: 2009-04-07 |
Word Count: 507 |
Page Views: 290
| Votes: 5 |
Rating: 4.00
If you're the parent of a toddler, you are probably looking for
the right signs that your child is ready to be potty trained.
Potty training your child can be a frustrating time in your life.
When your child is ready to be potty trained, they will provide
to you clues that the timing is right. If you capitalize on these
clues, and use the right tools, this can be an exciting time in
your life, as well as your child's.
Educational Toys Can Be Fun
Written by: Kim Michael |
Distributed: 2009-04-01 |
Word Count: 521 |
Page Views: 230
| Votes: 7 |
Rating: 3.86
Most parents these days are looking for toys that can be both
educational and fun. When playing with our children, parents want
to teach as well as have fun.
As A Woman Thinking Of Divorce, Is It Necessary To Hire A Divorce Lawyer?
Written by: Cathi Adams |
Distributed: 2007-06-14 |
Word Count: 509 |
Page Views: 684
| Votes: 8 |
Rating: 3.75
Couples finding themselves in the middle of divorce proceedings
are growing in number each year. Some studies are showing that
over 50 percent of first time marriages will end in divorce, with
subsequent marriages ending at even higher percentages! That
means a lot of people looking for the expertise of divorce
lawyers.
How An Envelope Online Budgeting System Can Help You Take Control Of Your Finances
Written by: Gust Lenglet |
Distributed: 2007-06-22 |
Word Count: 626 |
Page Views: 688
| Votes: 6 |
Rating: 3.67
Have you ever felt that your hard-earned cash is slipping through
your fingers? Are you genuinely surprised by how much money you
and your family spend? Do you regularly run out of money before
the end of the month? Are you racking up credit card debts to
fund the difference between what you earn and what you spend? Do
you wish that you had more control over your personal budget or
your household budget? Don't just sit there, take control over
your finances.
Want to Know Where to Go in Boston?
Written by: Mark Anderson |
Distributed: 2008-10-10 |
Word Count: 1075 |
Page Views: 445
| Votes: 6 |
Rating: 3.67
Ever since the colonial days, Boston has been one of the most
intriguing cities in the United States. Its rich history is
rivaled only by the vast amount of things it has to offer.
Whether you're a college student, child, or an adult, there is
plenty to find in Boston Massachusetts. From sports and nightlife
to culture and nature, there is truly something for everyone.
Let's look at what Bean Town has to offer.
How Can Bible Study Help Kids Grow Up?
Written by: Adam Barnett |
Distributed: 2007-10-23 |
Word Count: 463 |
Page Views: 1272
| Votes: 11 |
Rating: 3.64
Bible study is probably the number one way to keep your kids on
the right path, and keep them out of trouble. We can't watch our
kids all day and night, and we can't keep bad influences from
coming to them. But what we CAN do is make sure they know wrong
from right. This will help them when they face problems and major
decisions on their own.
How To Pick The Best Camping Tent
Written by: Marc Wiltse |
Distributed: 2007-06-26 |
Word Count: 1187 |
Page Views: 704
| Votes: 8 |
Rating: 3.63
A good camping tent keeps you dry, comfortable, and provides
protection. Unfortunately if you don't know what you're looking
for, you're probably going to waste money.
Finding True Love Through Intimacy
Written by: Daniel Linder, MFT |
Distributed: 2006-06-02 |
Word Count: 1466 |
Page Views: 1630
| Votes: 10 |
Rating: 3.60
A lot of people have been asking about true love; is there such a
thing; if so, what is it? Is it attainable; if so, how attainable
is it? If it were just love, I wouldn't have so much difficulty.
But, true love?
|
|
|
Article Statistics
|
Find This Article Title In The Search Engines:
Widow Search
Right Blinker
Google
Yahoo!
Zuula
Bing
Cuil
Last Distribution Date:
2009-07-07 15:00:00
Word Count: 2200
Total Views: 264
Views This Month: 8
Views Last Month: 28
Article Rating: 1.69 of 5
Votes Cast: 13
Author Overall Stats:
Times Viewed Overall: 2852
Author Overall Rating:
2.29 of 5
Votes Cast Overall: 85
More Articles By This Author:
Articles On This Website
|
|
|
Article Reprint Rights
|
This work is
licensed under a
Creative Commons
License
You are not required to show the creative commons license notice when you reprint this work.
|
|
for Writers
for Publishers
Article Directory
Article Search
Get RSS Feed
