In Business Since 2001 We accept Paypal
Home Article Directory
More from Bill Platt
"Bill Platt for Book Authors" Youtube Channel
Training for Book Authors
Other Resources for Book Authors & Publishers
FictionPlots.com (350+ Plots & counting)
Please Support Our Advertisers

 
D9 Hosting


Should Both Parents Work - Or Should One Stay Home?

Copyright (c) 2004-2023

In today's economy, there are more and more families with both parents working. This article offers a few things to think about and how to determine what may be best. There is no right or wrong decision; each family has to evaluate their situation and then decide what is best for them as individuals and as a family.

There are many things to consider:

  • Do both parents really want to work?
  • If one stays home, which one should it be?
  • What is future earning potential in current position?
  • Which job offers the best benefits and medical insurance?
  • Is there opportunity for advancement?
  • What are the job-related expenses? (clothing, transportation)
  • How much of the income goes for child daycare?
  • What are the ages of the children in the family?
  • How long is the daily commute to work?
  • If only one works, what happens if they're suddenly laid-off?
  • Should one or both parents have some type of home business?


  • Start with a list of all things that need to be considered for your specific situation, coming up with different scenarios, and then list the pros and cons of each scenario.

    By the way, the number of stay-at-home dads is on the increase, so don't hesitate to consider that as one of your options.

    For many families, having both parents working is almost an economic necessity. But, you may want to review the income vs. the expenses to really see how much you come out ahead.

    For example, I know of two families that did just that; they took a close look at the expenses tied directly to the second income.

    Both families had similar situations; each family had two children under the age of ten, and the mother returned to the workforce after their youngest child was out of diapers.

    Both women earned the same annual income and had very similar expenses. Mindy was a customer service supervisor for a marketing firm, and Cedara was a caseworker for a social services agency.

    They looked at all expenses directly related to their job:

  • Transportation - gasoline and car upkeep or bus/subway
  • Child care - daycare or after-school care
  • Clothing - several outfits worn only for work
  • Dry cleaning - some work clothes required special care
  • Food - morning coffee, lunch, tips, afternoon snack, etc.
  • Beauty salon - hair/nails were done more often because of job
  • Miscellaneous - gift for boss, flowers for sick co-worker, etc.


  • Both women knew about the major expenses, but they were shocked at how the little things added up week after week; the morning coffee, the afternoon snack, a dollar here, a dollar there.

    They could see their take-home pay... the amount of their check after taxes and any other deductions. However, they really needed to find out what was left from the take-home pay after all of the job-related expenses were added up.

    After careful review, Mindy and Cedara both discovered that after taxes and all job-related expenses, what they had left as a net result was less than one-third of their salary!

    That means somebody with a salary of $15 per hour would realize a net result of less than $5 per hour. That shocker really got their attention. Mindy and Cedara had some decisions to make.

    Mindy knew there was little opportunity for advancement in her position as customer service supervisor. She was often required to work evenings, which she wasn't comfortable with. She felt the net result pay was not enough for the long hours she put in. Mindy decided to stay at home. She would now have the time to shop the sales and make home-cooked meals instead of buying the more expensive heat-and-eat meals. With some careful planning she could make the household budget stretch enough to do just fine.

    Cedara liked working in social services and felt she was making a difference in the lives of many clients. She wanted to continue working. She took a close look at her expenses and saw ways to cut back and get a better net result. It was just a matter of being aware of where the dollars go and spending more wisely.

    Each woman made their decision based on what seemed to be best for them and their family in the long term.

    The portrayal of the family as seen on some old TV shows like 'Leave It To Beaver' and 'Father Knows Best' where the husband/father puts on a suit and goes off to work while the wife/mother stays at home is only one of many scenarios.

    Side note: I would like to see double standards eliminated, but unfortunately, I don't think it will happen anytime soon. One example that comes to mind is that it was okay for women to do heavy labor during World War II (think of 'Rosie the riveter'),

    but when men returned from the war, women were expected to go back to being housewives and file clerks.

    Who says women can't do labor or drive a truck or that a man shouldn't be at home raising children? Sorry, but prejudice and narrow-mindedness are a couple of my hot buttons.

    Again, it should be emphasized that there is no right or wrong decision. It comes down to doing what is best for you as an individual and for the family as a whole. Taking the right action is not always easy, but usually well worth it in the long term.


    About The Author: Shop Amazon - Top Gift Ideas
    Gordon Bellows struggled to find success with a home-based business until he was given some life-changing information. The same clear-cut tips and secrets that put him on the fast track to success are revealed in a useful e-course that is yours at no cost! Go to http://www.Home-Biz-Builder.com

    VOTE ON THIS ARTICLE
    Needs Work >> 0 - 1 - 2 - 3 - 4 - 5 << Excellent Article

    Tell our authors what you think about their article.



    Top-Level Category: Family Articles

    10 Most Recent Articles Written by Gordon Bellows

    How The MARKET In Network Marketing Can Lead To Success!
    Written by: Gordon Bellows | Distributed: 2008-03-13 | Word Count: 0 | Page Views: 2427 | Votes: 4 | Rating: 1.75
    Network marketing can be a great way to make a living. It has provided many people with the personal and financial freedom that most 9-to-5 jobs could never offer. However, it does not happen overnight. When you are involved with network marketing you are running your own home-based business and it takes time and effort to reach any significant level of success.

    Go Beyond The Headlines and Hype - Do Your Due Diligence!
    Written by: Gordon Bellows | Distributed: 2008-03-11 | Word Count: 0 | Page Views: 2694 | Votes: 5 | Rating: 2.00
    Whether online or offline, we are constantly exposed to all sorts of headlines and hype that try to grab our attention for one reason or another. It is important to go beyond the headlines and the hype...

    Four D Words Are Needed To Be Successful
    Written by: Gordon Bellows | Distributed: 2008-03-06 | Word Count: 0 | Page Views: 3462 | Votes: 5 | Rating: 1.20
    In order to achieve any amount of success in your life, it is important that you understand four basic characteristics. Let's call these four attributes the four D's of success...

    Chickens And Pigs Help Define Two Things We Need For Success
    Written by: Gordon Bellows | Distributed: 2008-03-04 | Word Count: 0 | Page Views: 2809 | Votes: 3 | Rating: 1.67
    This article is about involvement and commitment, two of the things we need to be successful. This applies to our jobs or businesses, relationships, and even our recreational pursuits. Any type of success, whether it is personal, professional, academic, or athletic, will usually require a combination of involvement and commitment.

    How To Lose Weight Or Quit Smoking Using Your Biorhythms
    Written by: Gordon Bellows | Distributed: 2008-02-27 | Word Count: 0 | Page Views: 3006 | Votes: 16 | Rating: 2.38
    Among the natural patterns of the body are three different types of physiological changes that affect our behavior. These built-in patterns are known as biorhythms...

    Remove Words Like - I Can't - From Your Vocabulary
    Written by: Gordon Bellows | Distributed: 2008-01-15 | Word Count: 0 | Page Views: 2635 | Votes: 7 | Rating: 1.86
    Start paying close attention to what you say, and you may be alarmed by how often you make negative statements, such as 'I can't' or 'That won't work.'

    Use Words Of Wisdom For Motivation And Encouragement
    Written by: Gordon Bellows | Distributed: 2008-01-11 | Word Count: 0 | Page Views: 3533 | Votes: 11 | Rating: 2.00
    Words of wisdom are golden nuggets of communication that have the power to do many things. These expressive phrases can be used to provide support and encouragement and to help build confidence. They can prompt us to do things better and may spur us on to new levels of success. I'd like to share some of my favorite sayings and words of wisdom and the key areas to which they might be applied.

    Remembering Early Lessons Can Help You Be More Successful
    Written by: Gordon Bellows | Distributed: 2006-01-06 | Word Count: 0 | Page Views: 1708 | Votes: 2 | Rating: 0.50
    I am going to start this article by asking you a few simple questions. At first, they may seem silly, but I want you to really think about your answers as you read the questions.

    The SMART Method Helps You Succeed At Anything!
    Written by: Gordon Bellows | Distributed: 2006-01-04 | Word Count: 0 | Page Views: 1607 | Votes: 2 | Rating: 0.50
    The focus of this article is goal setting, which is an important part of turning your dreams into reality.

    It Is Never Too Late For Success - Age Is Not An Excuse
    Written by: Gordon Bellows | Distributed: 2005-11-17 | Word Count: 0 | Page Views: 2848 | Votes: 7 | Rating: 2.29
    People who have reached any significant level of success agree there are a few things that successful people have in common. See these three success stories:

    All of Author's Articles on this site:

    Most Recent "Family" Articles

    Why We Women Are Our Own Greatest Enemy When Dating
    Written by: RoseMary Alberts | Distributed: 2013-11-06 | Word Count: 544 | Page Views: 8498 | Votes: 33 | Rating: 1.97
    I have learned that while there are women who want to be committed to one man, there are some others who seek only attention, gifts, dinners, movies etc, and still others who are only interested in having a physical relationship. But all these three categories cannot be used as a base to judge women and their point of view about relationships only because, like I said, "Women never know what they want." So read on and you will know what I mean...

    When A Strong Woman Can Make You A Better Man
    Written by: Coalton Reynolds | Distributed: 2013-11-05 | Word Count: 625 | Page Views: 11134 | Votes: 24 | Rating: 2.04
    Behind every man, there is a strong women. After my recent split with my girlfriend of two years I have found myself thinking how much I have changed. At first, I just thought I was only different around her, but now I seem to be a totally different person.

    Tips to Help You Get Back in the Dating Game After a Long-Term Relationship Ends
    Written by: RoseMary Alberts | Distributed: 2013-10-30 | Word Count: 773 | Page Views: 8445 | Votes: 24 | Rating: 1.50
    There are very few things in life that are as terrifying, frustrating, rewarding, exciting and just plain crazy as dating; especially if you have ceased to be a "spring chicken" or have been out of the dating scene for many years. If you've found yourself "back on the market" after being in a committed relationship for many years, you may be petrified by the prospect of dating again. The tips in this article will help you get back into the game quickly and successfully...

    The Eight Commandments of Online Dating
    Written by: Kandice Skaggs | Distributed: 2013-10-24 | Word Count: 1153 | Page Views: 5242 | Votes: 9 | Rating: 1.22
    Dating and "desperate" may start with the same letter, but they are not synonymous. Never were and never will be. If you take the time to follow these eight online dating commandments, you might be able to find the happiness you seek at the other end of your online dating communications.

    The Day My Daughter Woke Me Up to See That Her Father Never Really Loved Me
    Written by: Mary Ann Lipitz | Distributed: 2013-10-18 | Word Count: 527 | Page Views: 7225 | Votes: 26 | Rating: 2.04
    I am 31 years old with two children, and I was in a relationship with the man I loved until two years ago. We were not married but we lived together, and yes he is the father of my children. We had been together for more than five years at that point, but we never felt the need to get married. We had been happy the way things were, until one day my daughter changed all that, at least for me.

    Dating Rules Explained: How to Turn Your Date Into a Relationship
    Written by: RoseMary Alberts | Distributed: 2013-10-16 | Word Count: 779 | Page Views: 9032 | Votes: 28 | Rating: 1.64
    How adults behave on a date depends more on their intentions towards the other person than it does on other factors. For instance, a man who really likes a woman is going to behave differently towards her than he would a woman he is only casually interested in. Sometimes, it is hard to know the difference.

    6 Things You Can Do Today To Reduce Your Carbon Footprint Tomorrow
    Written by: Lee Dobbins | Distributed: 2011-12-12 | Word Count: 845 | Page Views: 6702 | Votes: 6 | Rating: 0.67
    Reducing your carbon footprint is something that everyone should strive for but what if you don't have a lot of money to buy eco friendly appliances and hybrid cars? Here are 6 easy things that you can do right now to help reduce your carbon footprint. These won't cost you a dime and might even save you some money!

    Raise Responsible Children
    Written by: Marvin Marshall, Ed.D. | Distributed: 2011-07-19 | Word Count: 926 | Page Views: 569 | Votes: 1 | Rating: 3.00
    Using the strategies outlined here will help give your children both roots and wings. You will find yourself on the parenting journey to raise responsible children with less stress and more enjoyment for everyone involved.

    Alpaca Wear Makes Terrific Gifts for Men and Women
    Written by: Robert Moore | Distributed: 2010-07-27 | Word Count: 772 | Page Views: 4785 | Votes: 3 | Rating: 0.67
    Alpaca wear has a long and venerable history and the first record of Alpacas was in the Andean mountains. Alpacas were perfect for producing a fiber suitable for protecting these people from their extreme climate. Alpaca fiber is similar to wool and known for its beauty, luster, warmth, and stain resistance.

    Top Ten 'Mistakes' Made by Parents America
    Written by: Ryan Hogan | Distributed: 2010-04-27 | Word Count: 970 | Page Views: 5702 | Votes: 3 | Rating: 0.67
    On one hand the word "mistake" may be too harsh. Every child is different and only you really know if your offspring is happy and flourishing. Therefore, who is to say what a parenting mistake is and is not? On the other hand, "mistake" may not be harsh enough.

    Most Viewed "Family" Articles

    Girls Sleepover Party Ideas
    Written by: Jillian Gallo | Distributed: 2008-09-16 | Word Count: 837 | Page Views: 16998 | Votes: 140 | Rating: 2.04
    Throwing a sleepover for your daughter is one of the most memorable events she will have from her childhood. Regardless of her age, these parties make memories she will take with her as she grows up. How can you make these nights more memorable? By following a few tips, you can make the most out of your daughter's next sleepover.

    How To Identify Toxic Black Mold
    Written by: Daryl Watters | Distributed: 2007-05-08 | Word Count: 405 | Page Views: 14515 | Votes: 26 | Rating: 2.38
    Need toxic black mold or stachybotrys toxic mold testing information or mold inspector information. Certified Florida based mold assessor and inspection firm serving Broward Dade and Palm Beach County including Miami and Ft Lauderdale. Conduction Florida mold testing IAQ testing for commercial and home house mold and indoor air quality problems. Florida mold inspection.

    Graduation Flowers Are At The Head Of The Class
    Written by: Wesley Berry, AAF | Distributed: 2008-04-24 | Word Count: 538 | Page Views: 14306 | Votes: 35 | Rating: 1.83
    The coming of spring signals new beginnings, and each year many young adults take the first steps toward that new beginning when they walk across the stage to accept a diploma at their graduation ceremony. Of course, with graduation comes excitement, smiles, tears, a big celebration, and lots of wonderful memories. One way to help make the day even more beautiful and memorable is with flowers.

    When A Strong Woman Can Make You A Better Man
    Written by: Coalton Reynolds | Distributed: 2013-11-05 | Word Count: 625 | Page Views: 11134 | Votes: 24 | Rating: 2.04
    Behind every man, there is a strong women. After my recent split with my girlfriend of two years I have found myself thinking how much I have changed. At first, I just thought I was only different around her, but now I seem to be a totally different person.

    How To Find Work At Home Jobs For Work At Home Moms
    Written by: Glen OReilly | Distributed: 2009-11-03 | Word Count: 1512 | Page Views: 9473 | Votes: 29 | Rating: 2.52
    As the economy continues to tighten for many American families, more moms are looking to the Internet to find the extra money needed to help their families survive during this economically challenging time. The good news is that there are plenty of opportunities for the mom seeking to earn money from home... When you know where to find them... This article will show you where to find those work-at-home jobs and telecommuting jobs you desire...

    Selective Mutism Disorder Is More Of A Problem Than You Think
    Written by: Ingrid Stenquist | Distributed: 2007-04-11 | Word Count: 682 | Page Views: 9383 | Votes: 33 | Rating: 3.42
    One of the worst and most severe manifestations of childhood social anxiety disorders is labeled as Selective Mutism disorder. Originally, fifteen years ago the disorder was called Elective Mutism because doctors figured that all children who didn't talk were either shy or in another category. Elective mutes were seen as belligerent, stubborn, and obnoxious kids who were rebelling by not talking against some effort in order to get attention.

    Destructive Behaviors That Cause a Relationship Break Up
    Written by: James Kern | Distributed: 2009-07-15 | Word Count: 644 | Page Views: 9381 | Votes: 21 | Rating: 2.43
    On the surface, you think that being in love is the greatest thing since sliced bread, but underneath you're flailing and kicking and trying to get back to the status quo, which is you being alone and miserable. It sucks, but you're used to life there. If Alone and Miserable were a bar, everybody there would know your name.

    Pepper Spray: How Does it Feel to Get Blasted?
    Written by: Fred Cheney | Distributed: 2007-12-18 | Word Count: 477 | Page Views: 9369 | Votes: 28 | Rating: 2.61
    It's something to think about. What would happen if you tried to use pepper spray and it sprayed into your own eyes? And, could you accidentally blind someone with it? Permanently maim them? What are the effects of pepper spray? These are important questions and they certainly have answers.

    Dating Rules Explained: How to Turn Your Date Into a Relationship
    Written by: RoseMary Alberts | Distributed: 2013-10-16 | Word Count: 779 | Page Views: 9032 | Votes: 28 | Rating: 1.64
    How adults behave on a date depends more on their intentions towards the other person than it does on other factors. For instance, a man who really likes a woman is going to behave differently towards her than he would a woman he is only casually interested in. Sometimes, it is hard to know the difference.

    I Want My Ex Back! 5 Tips That Will Improve Your Chances
    Written by: James Kern | Distributed: 2009-03-03 | Word Count: 625 | Page Views: 8834 | Votes: 15 | Rating: 2.73
    Five killer tips that help you claw back your ex, even if your situation seems in dire straits.

    Highest Ranked "Family" Articles

    Selective Mutism Disorder Is More Of A Problem Than You Think
    Written by: Ingrid Stenquist | Distributed: 2007-04-11 | Word Count: 682 | Page Views: 9383 | Votes: 33 | Rating: 3.42
    One of the worst and most severe manifestations of childhood social anxiety disorders is labeled as Selective Mutism disorder. Originally, fifteen years ago the disorder was called Elective Mutism because doctors figured that all children who didn't talk were either shy or in another category. Elective mutes were seen as belligerent, stubborn, and obnoxious kids who were rebelling by not talking against some effort in order to get attention.

    Anybody Can Spend, but Can You Save?
    Written by: Rich Thawley | Distributed: 2009-01-22 | Word Count: 527 | Page Views: 4543 | Votes: 20 | Rating: 3.25
    We have a great weakness in our society of wanting immediate gratification. We are under a constant barrage in all forms of media to buy this or to buy that. In our world of credit cards and charge accounts it is a challenge for many to resist the temptations of materialism. Don't get me wrong, I think it's fun to have nice things, but only after we can afford them.

    How Can Bible Study Help Kids Grow Up?
    Written by: Adam Barnett | Distributed: 2007-10-23 | Word Count: 463 | Page Views: 5319 | Votes: 13 | Rating: 3.15
    Bible study is probably the number one way to keep your kids on the right path, and keep them out of trouble. We can't watch our kids all day and night, and we can't keep bad influences from coming to them. But what we CAN do is make sure they know wrong from right. This will help them when they face problems and major decisions on their own.

    Being a Parent... Opportunities to Turn A Bad Experience Into a Good Experience
    Written by: Bill Platt | Distributed: 2007-11-12 | Word Count: 478 | Page Views: 5788 | Votes: 21 | Rating: 3.10
    The biggest challenge I have had to face in my own life is that of being a good parent. My kids make it hard for me to stay true to the rules of good parenting... They break everything I own... Repeatedly... Fortunately, I do have the presence of mind to realize that as toddlers and young children, they really do not intend to break things...

    Home Alone Child Safety
    Written by: Jerry Tarrer | Distributed: 2007-03-21 | Word Count: 1038 | Page Views: 4502 | Votes: 8 | Rating: 3.00
    Your child's safety depends to a large part on good communication between you and your children. This is especially true of two-income families, and single parent families where the children are left alone for extended periods of time and have to care for themselves.

    PB and Js And Licking The Bowl - The Joys Of A Kid Friendly Kitchen!
    Written by: Pamela Cole Harris | Distributed: 2008-02-14 | Word Count: 554 | Page Views: 5382 | Votes: 8 | Rating: 3.00
    Remember licking the bowl when you were a kid? Or making your own peanut butter sandwiches with grape, or better yet strawberry, jelly? Mmmmm... the smell of homemade oatmeal cookies! And they were even better because you knew you helped make them! Kitchens can be a place of special memories for kids of any generation. Are you building those memories with your children or do you view the kitchen as a dangerous place for kids?

    Educational Toys Can Be Fun
    Written by: Kim Michael | Distributed: 2009-04-01 | Word Count: 521 | Page Views: 3675 | Votes: 10 | Rating: 3.00
    Most parents these days are looking for toys that can be both educational and fun. When playing with our children, parents want to teach as well as have fun.

    Potty Training Made Easy
    Written by: Kim Michael | Distributed: 2009-04-07 | Word Count: 507 | Page Views: 4221 | Votes: 7 | Rating: 3.00
    If you're the parent of a toddler, you are probably looking for the right signs that your child is ready to be potty trained. Potty training your child can be a frustrating time in your life. When your child is ready to be potty trained, they will provide to you clues that the timing is right. If you capitalize on these clues, and use the right tools, this can be an exciting time in your life, as well as your child's.

    Understanding State Child Support Laws and Guidelines
    Written by: Amerion Abler | Distributed: 2007-01-15 | Word Count: 1078 | Page Views: 3458 | Votes: 12 | Rating: 2.92
    Child support is the government's means of ensuring that children enjoy the financial security that a two-parent home would have afforded them. This is the primary moral concern of child support laws --- that children be well provided for --- and it is based on the principle of responsibility. Read on as we examine the role of child support and how to keep it fair for both parents.

    A Cruzader Christmas
    Written by: Lisa Stockmann Karp | Distributed: 2009-01-23 | Word Count: 1185 | Page Views: 5485 | Votes: 9 | Rating: 2.89
    Jun and Joyce Dela Cruz couldn't believe their eyes. In November 2000, they watched a disturbing television news report that changed their Christmas forever. Thousands of the more than 10,000 homeless on Los Angeles' Skid Row would be going without a Thanksgiving or Christmas meal that year.











    Download an eBook today
     
    Directory Navigation
    Locate By Category:

    ALL Categories
    Arts & Crafts
    Arts & Entertainment
    Automotive
    Business - Offline
    Business - Online
    Career
    Computers
    Education
    Family
    Finance
    Food & Drink
    Health & Wellness
    Home & Garden
    Humor
    Internet
    Nature & Pets
    Real Estate
    Religion
    Self Improvement
    Shopping
    Society
    Sports & Recreation
    Technology
    Travel & Leisure
    Uncategorized
    World Events
    Writing & Speaking

    Change Number of Results:
    50 - 100 - 200 - 500
    Article Reprint Rights
    Creative Commons License

    This work is
    licensed under a
    Creative Commons
    License


    You are not required to show the creative commons license notice when you reprint this work.
    Article Statistics
    Word Count: 0

    Total Views: 7309

    Article Rating: 2.21 of 5
    Votes Cast: 14

    More Articles By Author:



    Last Distribution Date:
    2008-01-17 11:00:00

    Internal ID: #1953





    All Articles are Copyright © 2001-2023 of the Defined Authors.

    All other material and images on this site are:
    Copyright © 2001-2023, ThePhantomWriters.com