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How Doing These Three (Only 3!) Simple Things Can Turn Your Retirement Into A Dream Instead Of A Nightmare
Copyright © 2006, Kim Kirmmse Toth
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As baby boomers, we do have a reputation for doing things our own
way. It appears it's been that way since the day we were born.
Not that there is anything wrong with that! I call is being
CREATIVE.
I know for a fact that I will not be retiring at 65 years old
and getting that gold watch like my Gramps did. He worked for
Standard Brands all his adult life. I am only 53 yeas old and
have had a great many jobs since I turned 21, just like most of
you. Gramps had one job.
I hear so many folks in my generation talk about how they can't
even begin to think about retiring, while others have already
retired. Those ahead of us have much needed information for the
rest of us. The following is some of what I have learned from
those who share. Here are some suggestions of how to ensure you
a content and worthy retirement.
Plan, Plan, Plan
Do NOT spend more time planning your yearly vacation than you do
the next 2-3 decades of your life! Put some energy into this!
Just leaving this to chance is asking for trouble. Ask yourself
these questions: Do I want to work? How much do I want to work?
Do I want to work in my same field? Do I want to try something
new? What have I always wanted to do but never had the guts to
try? Do I want the advantages of being self-employed or do I
want the advantages of working for someone else?
What Is My Passion?
Wouldn't now be a great time to not just work to make money but
to work at something you love? Most of you work between the
years of college and retirement at jobs you hope can make you
enough money to keep you in a lifestyle you desire. You were
working to support yourselves or your family. You had
responsibilities that came before what you may have desired.
Possibly, you can alter that now. Possibly, you can do what
you truly want to do. Now may be your chance! Take it! Grab
that brass ring on the carousel!
Nurture Your Relationships
It can happen amazingly fast. You leave your full time job or
you work less hours. Your children grow up and leave (isn't that
what they are supposed to do?) You find yourself with more alone
time. You are not out in the world as much as you used to be.
Sounds pretty cool, doesn't it? Well, BE CAREFUL! It is so easy
to isolate yourself. To cut yourself off thinking that you just
need some time to not be so busy, to not be running around like
crazy, and to have some much needed time for yourself. It can be
a wonderful thing, but can you have too much of a good thing?
Yes, you can. And being alone too much creates its own issues.
Use these extra hours to have some alone time to read or garden
or work in the garage but be sure to nurture those important
relationships. Develop new friends. Reach out to folks you
haven't contacted in awhile. What activities did you always want
to pick up on again that you didn't have time for, like golf?
Reach out and surround yourself with people who you enjoy time
with. You'll be glad you did and so will they. Pick up the
phone!
Retirement can be an exciting and invigorating time in your life.
It will most likely be the longest stage in your life. This is
something that is worth some time in figuring out, don't you
agree? You owe it to yourself to take charge and create a
retirement that truly fits who you are, that is deserving of YOU.
Consider these questions:
1. What do I want for myself in these next 10, 20 or 30 years?
2. Is there something I have always wanted to do that now I have
the chance to try?
3. Who do I choose to spend time with that I haven't been
neglecting over the years?
To explore this further and have company during this journey
go to my website at: http://www.myretirementbydesign.com
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Writer's Resource Box:
Kim Kirmmse Toth is a licensed clinical social worker in private
practice. In addition, she is a Certified Retirement Life
Planning Coach who works with baby boomers who are savvy enough
to plan ahead for their retirement years. She works with the
non-financial side of retirement, a piece that can easily be
ignored. Kim deals with all aspects of mid-life transition or
women and men alike. Her work is based in Positive Psychology,
helping people to use their strengths to achieve their goals
and dreams. She runs teleclasses via the telephone and is
available for workshops and other speaking engagements.
She may be reached at 720-922-1201 or check her website at:
http://www.myretirementbydesign.com
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The article on this page is Copyright © 2006, Kim Kirmmse Toth
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