If you're so smart, why ain't you rich?

Becoming a millionaire is not just a matter of book smarts. There 
is a psychology of wealth.

We've all heard the stories of the person who dropped out of high 
school and went on to become a millionaire after they invented 
some product or offered a new service, living happily ever after.

And we've heard about the person with a college education and 
above-average I.Q. who winds up in a succession of minimum wage 
jobs and never achieves the financial success that seemed almost 
inevitable when they were in school.

What happened?

According to T. Harv Eker, best-selling author and creator of the 
Millionaire Mind Intensive Seminar, what happened was a major 
difference in the 'money blueprint' of these two individuals.

The subconscious beliefs we have about money, wealth and success 
determine the kind of results we get in our life. The so-called 
'money blueprint' has a great deal more to do with where we wind 
up financially than what we are traditionally taught in school.

If you could get into the head of a millionaire and learn their 
secrets of the millionaire mind, you would see that they 
consistently think differently about money and success than 
people of lesser means.

Harv Eker says it this way; 'Your inner world determines your 
outer world'. It works in a logical sequence of steps. Your 
thoughts determine how you feel, your feelings determine your 
actions and your actions lead to your results.

The insidious thing about these thoughts and beliefs is that they 
are in our subconscious mind, and are often the opposite of our 
conscious thoughts. But the subconscious thought will eventually 
win out over the conscious one because it keeps 'working' just 
under the surface to keep us in a certain 'comfort zone'. The 
effect is to undermine and sabotage our efforts toward success. 

For example, if you think (subconsciously) that money is bad or 
is the root of all evil you will have negative feelings about 
money and wealth. You will not take the actions necessary to 
accumulate any degree of wealth and without action you will 
definitely not achieve wealth and financial freedom.

If, on the other hand, you think (subconsciously) that money is a 
good thing, positive thoughts will lead to good feelings about 
wealth accumulation and you will find yourself taking the 
appropriate action. Your results will be wealth and financial 
freedom.

The subconscious thought will ALWAYS win out in the long run.

Where did these beliefs come from?

These thoughts, beliefs and ideas became ingrained and embedded 
in our subconscious minds by well-meaning authority figures like 
parents and teachers, and by our own experiences. This happened 
when we were children and had little ability to discern opinion 
from fact.

Where we are now financially, and how we think today, are the sum 
total of all those inputs. The computer industry has a crude 
phrase for this, 'Garbage in, garbage out'. And likewise, 
'Quality in, quality out.'

But once you're aware of the connection between beliefs, actions, 
and results, you can make any needed correction in your life.

First you need to take an inventory of your subconscious and 
conscious beliefs about money and wealth. And then with the right 
tools and exercises you can examine the actual 'truth' of those 
beliefs and begin to change the beliefs and related behaviors 
that keep you from reaching your potential.

This process of self-discovery takes some effort but it is one of 
the most rewarding things you will ever do. I encourage you to do 
so. Then you will understand the secrets of the millionaire mind 
and both you and your family will enjoy the benefits. 

Paul Nadrowski, CPA focuses on the psychology of wealth and 
success providing practical tools and strategies to help you 
uncover the secrets of the millionaire mind. He publishes the 
Wealthzine Financial Freedom Ezine. For further information about 
T. Harv Eker and the Millionaire Mind intensive Seminar go to: 
http://www.megabundance.com