First let's start with how much cash Americans carry.
 
Under $ 20 .......  32%
$ 21--$ 50 .......  43%
$ 51--$100 .......  18%
$101--$500 .......   6%
$501--$999 .......  .6%
$1,000+ ..........  .5%
 
So, if you want to be in the rare 6%, just carry over a hundred 
bucks in your money clip and wallet. But that's not even enough 
to take care of a sudden overnight trip.
 
"My name is Bond, James Bond. If you'll wait for me to find an 
ATM machine, I'll take you to dinner."  Sound strange?  That's 
right.  Bond would have the cash and credit cards in his wallet 
to do whatever he needed to do.  But some places don't take 
credit cards, or the right ones. 
 
And what about emergency's? Such as your car breaking down on a 
trip.  You don't want to have your family sitting in the car at 
midnight on a lonely road.
 
Many will say that they are worried about being robbed, so they 
don't carry much cash.  But anyone that's been robbed will tell 
you that he was glad to give something to the robber.  Robbers 
have said that they work up so much energy before they mug 
someone, that if the person has nothing to give them, they get 
very angry and violent.
 
On the lighter side, Wayne Newton told the story about a date 
he was on at Denny's in New York and he didn't have enough cash 
to pay the bill. So he kept telling the girl to order more and 
secretly called his brother to bring him some cash. It took an 
hour because it turned out that there were four Denny's on that 
corner, all with three floors. Wayne's brother had to search 
every one of them.  So Wayne had to really sweat it out until 
his brother arrived with the face saving cash. This sound funny, 
but not when you're in that situation yourself.
 
So now, How much cash does Bond carry?  Enough to get any sudden 
job or entertainment done without checking to see if the place 
he's going to takes credit cards.