You have probably read or heard about various myths (these are 
the truths that are valid only for certain cases, but not in 
general) surrounding wealth and wealthy people, all of which 
hinder your quest for financial independence. Here are the 
most common and most destructive:


Myth No. 1: How much you earn depends on how hard you work

If this were true, then the physical, blue-collar workers, 
who have been working hard for years, would have been the 
wealthiest people on earth. Of course, this isn't true. 
They form most of the workforce and the vast majority of 
the middle-class.

If you witnessed your parents coming home tired from a long 
day's work in your youth, you probably learned that money 
wasn't a sufficient reward for all that effort. People who 
work "just" for the money often have debts because they 
comfort themselves with whatever they can buy, beautiful 
things they lack when working.


Myth No. 2: Being paid for something you enjoy isn't work 
and you shouldn't ask for money for doing something that is 
enjoyable. 

Check this with millionaires. They all have so much money that 
they don't need to work anymore. Nevertheless, they work for 
other reasons, challenge, satisfaction, fullness of life, 
activity, fun ... and all are connected to a love for their 
work. If there was no joy in doing a certain task, they would 
do something else that would make them much happier and that 
enables them to realize their dreams. 

In fact, if you don't enjoy your work, you will never become 
wealthy doing it! However, just because you enjoy your work 
doesn't mean you shouldn't get paid for it - in fact, that is 
the ultimate goal, to get paid for what you already enjoy so 
it never feels like you are at work!


Myth No. 3: You need to be in the right line of business to 
amass wealth

Do you think so? This must mean that all the people who are 
involved in the same business are millionaires. Of course, 
this isn't true. In each business there are winners and 
losers; winners abound, even in businesses that consist of 
distasteful (to most) or "impossible" work like sweeping the 
streets, collecting the trash, working in a factory, pumping 
gas, selling newspapers, etc. On the other hand, there are 
just as many "losers" in businesses like selling real estate, 
management or being a stockbroker. 


Myth No. 4: You need the right education to make a fortune

Are the most educated people really the wealthiest? Not at all! 
In this case, university professors would be the wealthiest 
people on earth. Ask them about their salaries, if you get the 
opportunity. The truth is vastly different - the wealthiest 
people are those who can convert their knowledge (or education) 
into money, in the best possible way. They can be highly 
educated people (like inventors, scientists, etc.) or almost 
ignorant. 

Being formally uneducated does not equate to poor performance 
on the job or the inability to form a strong enough vision to 
carry a person to success - they can easily be experts without 
having a formal education.


Myth No. 5: It used to be easier

Statistics show an increase in the number of millionaires in 
the world every year. Talking about the "good old times" only 
offers comfort and a convenient excuse. If you look around, 
you'll see there are people who behaved the same way in the 
"good old times" as they do now, yet their success has been 
recent. With technology and progress come new ideas, desires 
and needs and there are more business opportunities appearing 
daily to serve them. 


Myth No. 6: I'm too old (young)

If you research the life stories of some of the most successful 
people, you'll see that this isn't true at all.  Some became 
wealthy early in their lives (perhaps from the stock market), 
while others found their fortune in their old age. Ray Kroc, 
was more than fifty years old when he bought and made the 
first McDonald's.


Myth No. 7: I don't have enough money to start. You have to 
spend money to make money.

This is no different from any other excuse or "myth." Like the 
others, it's obvious this one isn't true either. Many have made 
their fortunes starting from scratch, living in an apartment or 
working out of their garage and yet, they developed business 
empires that are worth billions of dollars today. The other 
elements of success are far more important than having seed 
money to start a business. 

But yes, often money helps and it certainly doesn't hurt. Like 
everything else discussed in other myths: it probably helps, 
but it is not always necessary. 


Myth No. 8: I'll begin when I know everything

Do you believe that you will know everything someday? Or even 
that you'll know enough to ever be "really prepared now?" The 
more you learn, the more you see what you still need to learn. 
Success and obtaining wealth is a dynamic process. Even if you 
"could" come out of the gate knowing everything there is to 
know, some of those elements will change immediately and many 
will change rapidly. If you don't decide now, nothing will 
happen. Live and learn.

Some millionaires have even allowed themselves to go bankrupt 
and then (even faster) recreated their wealth, sometimes even 
greater than before. Money itself isn't the obstacle that is 
keeping you from being wealthy. If you're really good in your 
business, don't worry, because someone that will offer you 
money (a bank or business partner) will appear who will 
appreciate your talent knowing you are a very good investment 
opportunity. But you can't sit around waiting for this - make 
it happen.

Exercise "taking action" as much as you can. Make your 
workplace better or more efficient. After all, even if someone 
else signs your paycheck, you really work for you. Even if you 
are an employee in a large corporation - it isn't your 
corporation - but it is the only corporation through which you 
can prove what you are capable of right now.

All of us have what it takes to become a millionaire! Born 
winners, yet few of us know how to take advantage of and 
cultivate the possibilities hidden inside our own mind!

No one can ever grant you greater potential than your heart 
already holds…you need only discover its contents to find the 
one true path to your success in life. Born with the seeds to 
our success, the greatest decisions must always come from the 
inside! You will discover a new, deep well of fortune – 
yourself!