One of the greatest and most rewarding endeavors you may adopt is 
working from home.  Not only do you get to set your own schedule, 
you are blessed with spending time with your loved ones and/or 
your loved activities.  I can't tell you how to put a dollar 
amount on it. But it's probably like this: $$$$$$$$$$$$$$$$$$$.

We are talking about time.  Time is the most important factor 
when you compare working from home versus working a regular 9-5 
job.  If you hate the day-to-day grind of working a normal job 
and you never worked from home you are missing out on one of 
life's treasures.  It is so limitless only you know what you 
would do with it.  I personally enjoy 3 mile walks with my wife 
and dog Rixy (the fastest Whippet around).  Oh, to be perfectly 
honest I love golfing with my friend at his country club.  The 
best time to go from 11am to 3pm, if you add the commute times it 
really takes the WHOLE day.  But you what?  Time doesn't matter 
because I make my own schedule.  I work from home.

However, time is a non-money advantage. Let's look at some of the 
real money advantages to determine if working from home is for 
you.  Always weigh your options before making any decision 
regarding your finances.   We will look at some of the required 
actions needed to work from home in my next article. 


Some Real Money Advantages:    per year

   1. NO MORE COMMUTE!  You SAVE the GAS money: depending on the 
vehicle this is probably between $$-$$$ per month.  $$-$$$$

   2. You SAVE the Wear and Tear on your vehicle.  Many people 
don't take this factor seriously but it is serious and costly 
if you're not factoring it in.  Most cars cost at least .25 cents
per mile (runs .50 cents to $1 per mile Mercedes AMG).  These 
can surface in repairs or depreciation (i.e.: $25,000 2002 
new car price minus current value 2005 $17,000 = $8,000 
depreciation).  If you add the repairs and upkeep during those 
years for a vehicle in good working order (average $1000 per 
year includes, brake pads, regular oil changes, unexpected 
expenses etc).  That's $11,000 loss for three years.  $$$-$$$$$

   3. Ever get a TRAFFIC Ticket because of your commute to and 
from work?  $$-$$$

   4. Does your current employer penalize you for being late? 
$$-$$$

   5. Auto accidents.  Not all of us get into one.  But those 
that do lose money on deductibles, and higher rates. $$$-$$$$

   6. Insurance companies usually charge more money for longer 
commutes. $-$$$

   7. Cost of inflation.  Historically between 4-10%.  This means 
everything costs you more, but rarely do job hourly and salary 
keep up.  You see this every time you go to the grocery store, or 
buy your next car, or car wash etc.  Suddenly it feels like you 
have less money.  Trust your instinct or listen to an economist, 
you do have less money by stores, services etc raising their 
prices simple translation: inflation.  If you own a property 
this will help but beware.  If you don't own a property, 
inflation could really hurt.  $-$$$$$

   8. No need for lunch money.  $$$-$$$$

   9. No need for new wardrobe or keeping wardrobe clean. $$-$$$$


Some Non-Money Advantages:  (just a few)

   1. No more boss!  You make your own decisions, rules, and 
disciplinary actions. Not someone else.  This is really great if 
your current boss has those notorious suppressive anti-social 
characteristics and it all seems directed at you.

   2. More time to work on your own earning power.  Most 
employees are helping their employer make money.  But at the end 
of the week do you even have time to send a resume or go on an 
interview for better opportunities?  Or read up on other systems 
to make money?  You'll see how difficult it is to focus and read 
and experiment etc.  There are more complicated ones.  Who has 
time for that?

   3. No day-to-day grind.  You may love the grind but it is a 
true relief when you don't HAVE to.   You'll make up your own 
grind working from home.  Based on your likes, dislikes and 
strengths.

   4. Time to work out. Time for 3 mile walks.  TIME to study 
money making systems.  Time for networking.  Time for higher 
education. 

   5. Efficiency.  You won't spend time cleaning up other peoples
mess-ups at work.  This really hurts you.  It diminishes your 
self esteem to know that during your normal work day you spend 
time fixing the problems other people create.  This doesn't even 
help you and seldom does anyone acknowledge it.  It may be the 
ethical thing to do to help the company.  But when your own 
work suffers.  When you have to stay longer than scheduled.  
It intrudes your own personal integrity to your family and 
yourself. 

   When you work from home you actually get more efficient.  
Search for my next article Work from Home: 6 Required Actions 
for further information.

   6. Independent Thinking.  When you are an employee you are 
affected by a herd mentality.  You may not realize how other 
people you encounter everyday give you wrong data.  This then 
gets filed in your brain and you start operating on it.  


The list can go on and on.  Number 6 is my favorite.  I'm going 
on my eighth year working from home.  As I get good information, 
good education and apply solid principles I see great results. 

I'm running an experiment on the newest information marketing 
website turnkey system.  The system advertised the typical 
promises:  "help you make money from home with very little money, 
time and offers plenty of solutions that can cover most of your 
knowledge deficiencies."  A current example to show anyone who is 
interested about home based turnkey systems: view an experiment 
system.  See the bank statements to view how profitable or not so 
profitable. 

Follow the money at http://howtocreateonlinemillionaires.com 

J. Kenneth Ezra
Take advice from someone who has successfully worked from 
home for the last eight years.  Investigate the real money 
advantages of working from home.  Follow the money at:
http://howtocreateonlinemillionaires.com